Saturday, February 14, 2026
The Iraqi street is paying the price for bureaucratic delays, political inaction, and rising price
The Iraqi street is paying the price for bureaucratic delays, political inaction, and rising prices.
The political vacuum represents one of the most serious challenges facing the stability of countries emerging from accumulated crises, as the absence of central decision-making becomes a daily reality affecting every aspect of citizens' lives. The Iraqi scene stands as a prime example, where the impact of political paralysis extends beyond the ruling elites to the public, the economy, the market, and the currency.
The delay in forming a government exacerbates the complexities of the economic and social crises, disrupting support programs, slowing investments, and eroding market confidence. Prices are rising faster than salaries, while demands for services are mounting in major cities. Observers note that local markets have begun to treat political timing as an economic indicator, as financial stability is now practically linked to the clarity of executive authority.
On the other hand, disagreements persist between the major blocs and lists, exceeding the constitutional deadlines for determining the president and prime minister, reflecting a structural flaw in the consensus-building mechanism. Negotiations have devolved into an open-ended tug-of-war, with each faction attempting to secure its position within the future power structure before even agreeing on the government itself.
The government formation crisis then takes on a form that is more a struggle over the nature of the next executive system than a mere competition for positions.
The parties are torn between a broad consensus government model and a political majority model, which is hindering any quick settlement, because the agreement is no longer just on names but on the rules of governance.
In parallel, the political vacuum has entered a critical phase after the constitutional deadlines for voting on senior positions were missed, leaving institutions in a state of administrative limbo. Ministries are hesitant to make long-term decisions for fear of political challenges or a sudden government reshuffle.
This reality is directly reflected in the economic and social fabric of the state, with the salary crisis and rising prices emerging as the first indicators of its impact. Economic anxiety transforms into a general mood that puts pressure on the political process, as citizens feel that the political crisis has shifted from the halls of parliament to the very means of sustenance.
The caretaker government headed by “Mohammed Shia Al-Sudani” operates within limited powers, so it cannot launch infrastructure projects, pass budgets, control the market and monetary policy, or confront the financial deficit. The state becomes a temporary administration, while the heavy economic files require full sovereign decisions. link
FRANK26 & OMAR: Iraqi Dinar Modernization Confirmed? Banking Connectivity, CBI Final Stage & Global FX Signals
Iraq’s Monetary Reform: Are We Entering the Final Stage?
Recent television discussions and analyst commentary suggest that Iraq has officially modernized the dinar’s infrastructure. According to repeated statements from the Central Bank of Iraq, the monetary reform project is now in its final stage.
This does not automatically mean a global foreign exchange (FX) launch has occurred. However, it does confirm that the foundational systems required for normalization are in place.
Featured Snippet:
The Central Bank of Iraq has stated that the monetary reform project is in its final stage, confirming the dinar’s financial infrastructure has been modernized.
What Does “Modernized Dinar” Actually Mean?
When officials say the dinar has been modernized, they are referring to:
Updated banking compliance systems
Digital settlement integration
SWIFT-compatible international transfer capability
Alignment with global anti-money laundering standards
Strengthened monetary controls
Modernization is about infrastructure readiness, not immediate revaluation.
Is Iraq Connected to International Banks?
Short Answer:
Yes — technically.
No — not yet in terms of full global FX launch.
Iraqi banks that are compliant can:
Send international wire transfers
Receive correspondent banking transfers
Operate within global banking communication systems
Iraq is connected to global correspondent banking networks, which is a critical prerequisite for currency normalization.
Featured Snippet:
Iraq is technically connected to global correspondent banking systems, enabling international transfers, but this does not confirm a full foreign exchange revaluation.
Technical Connectivity vs. Global FX Activation
There is an important distinction investors must understand:
| Technical Readiness | Full FX Launch |
|---|---|
| Banking system connected | Currency globally floated |
| SWIFT access enabled | International trading volume visible |
| Cross-border settlements active | Market-determined exchange rate |
What we are currently seeing appears to be technical readiness, not yet the public FX event.
The Shift in Banking Attitudes Toward the Iraqi Dinar
According to commentary from Frank26, there has been a noticeable shift in how banks respond to inquiries about the Iraqi dinar.
In 2023:
Mentioning the dinar often triggered immediate dismissal.
Many banks labeled it a “scam” automatically.
Now:
Some banks are willing to discuss it.
Representatives ask how they can assist.
The resistance appears reduced compared to prior years.
This shift suggests that the dinar is no longer treated as a fringe topic within banking conversations.
Google Discover Highlight:
Bank responses toward the Iraqi dinar have shifted significantly since 2023, with increased openness to discussion.
What This Could Mean for Investors
If Iraq’s monetary reform truly is in its final stage, and:
The infrastructure is modernized
International connectivity is active
Political positioning is stabilizing
Then the remaining step would be formal FX normalization.
However, timing remains speculative.
Frequently Asked Questions (Q&A)
Q1: Has the Iraqi dinar officially revalued?
No confirmed global FX revaluation has been announced.
Q2: Is Iraq connected to the international banking system?
Yes, technically. Iraqi banks can send and receive international transfers.
Q3: Does modernization mean the rate will change immediately?
Not necessarily. Infrastructure readiness is separate from rate adjustment.
Q4: Why are banks responding differently now?
Bank compliance departments may now recognize Iraq’s banking reforms and connectivity improvements.
Key Takeaways
The dinar’s infrastructure appears modernized.
Iraq is technically connected to international banking systems.
Monetary reform is reportedly in its final stage.
Banking sentiment toward the dinar has shifted since 2023.
Full FX normalization has not yet been officially confirmed.
Investor Reminder
MarkZ Disclaimer:
Please consider everything on this call as personal opinion. Individuals taking notes may miss context. It is best to watch full discussions for complete understanding. Always consult a qualified financial professional before making any investment decisions.
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Omar
TV talking about Iraq has modernized the dinar...The CBI has repeatedly said the monetary reform project is in its final stage...so yes, the infrastructure of the dinar has been modernized.
Is Iraq connected to all international banks?
Not in the sense of global FX launch but yes in the term of technical connectivity...All compliant Iraqi banks can send and receive international transfers.
Iraq is connected to global correspondent banking networks...They're describing the technical prerequisites for FX normalization - not the final step itself.
Frank26
Back in 2023 the moment you said [dinar], BOOM, it's a scam!. But now the moment you say Iraqi dinar, BOOM, we'd like to talk to you, or how can we help you. If you hear that it's a scam it would be maybe 1 out of 10 [banks] whereas back in '23 it was all 10. You see the difference? It's not a secret anymore. Everybody knows.
With the start of Ramadan, a breakthrough is expected in the presidential deadlock, with the nomination of the candidate from the largest bloc
With the start of Ramadan, a breakthrough is expected in the presidential deadlock, with the nomination of the candidate from the largest bloc.
Abdel Samad Zarkoushi, a member of the coordinating framework, predicted on Friday (February 13, 2026) that the candidate of the largest bloc would be appointed during the first days of the holy month of Ramadan.
Al-Zarkoushi told Baghdad Today that “dialogues and meetings of the Coordination Framework forces are continuing almost daily, and there are serious efforts to resolve the issue of the position of President of the Republic,” noting that “important understandings have been reached in the past few days, and are expected to be reflected in next week’s meetings.”
He added that "the readings available to us indicate that the issue of electing the President of the Republic and assigning the candidate of the largest bloc will be resolved in the first days of Ramadan," noting that "the forces of the framework are still holding on to their candidate Nouri al-Maliki for the next government, and there are no changes in this direction."
Al-Zarkoushi confirmed that "the forces of the framework will hold an important meeting next week, perhaps before the month of Ramadan, to discuss several issues, and its outcomes may lead to accelerating the pace of setting a session for the House of Representatives to vote on the President of the Republic, after which the latter will assign the candidate of the largest bloc."
These statements come amid continued political deadlock over the appointment of the President and Prime Minister, following repeated rounds of talks between the Coordination Framework forces and other political forces.
The House of Representatives had failed in previous sessions to achieve the legal quorum necessary to elect the President of the Republic, which led to postponing the decision more than once, amid political tensions and disagreements over the candidates.
According to the Iraqi constitution, the election of the president of the republic precedes the step of assigning the candidate of the largest parliamentary bloc to form the government, which makes this entitlement pivotal in ending the state of paralysis and moving towards forming a new government to manage the next stage. link
COFFEE WITH MARKZ: Valentine’s Weekend Market Update: Iraq Politics, Bonds, and Potential Currency Revaluations
💹 Bond Market Insights
Mark Z noted that bonds continue to stay quiet, but this is consistent with the planned market behavior. Though it may feel painful for investors, this calm in the bond market is part of the larger financial strategy.
Featured Snippet: “Bonds remain quiet this weekend, aligning with the anticipated market strategy, despite short-term investor discomfort.”
🇮🇶 Iraq Political Update
Maliki and the Coordination Framework
Trump has commented on the Coordination Framework candidate in Iraq, signaling that Maliki is not preferred. Iraq is waiting to seat the President and Prime Minister, which could happen rapidly in a day or two.
Community members discussed the possibility that delays might be strategic, hinting that the revaluation of the Iraqi Dinar could be timed for maximum impact.
Grand Solution Possibility
Iraq could hold new elections to resolve the Maliki deadlock, starting from scratch and potentially resolving political disputes before proceeding with major financial decisions.
Featured Snippet: “Iraq may dissolve parliament and hold fresh elections to resolve political deadlock before major financial moves.”
🏦 Banking and Metals Update
Mark Z highlighted panic in the banking sector last Thursday, noting that central banks may have manipulated gold and silver prices to trigger financial algorithms. Banks were reportedly grabbing metals aggressively, signaling a potential shift in market dynamics.
Venezuela Currency Watch
New bills labeled as Venezuelan dollars have appeared, raising questions about whether the old Bolivar will need to be exchanged. Community members are monitoring updates closely.
🌍 Key Global Events Impacting Markets
Valentine’s Day: February 14
Presidents Day (US): February 16
Chinese New Year: February 16–17 (Year of the Horse – “New Beginnings”)
Ramadan Start: February 17 (Middle East)
Snippet for Google Discover: “This Valentine’s weekend is packed with global events affecting financial markets, from Chinese New Year to Ramadan and US Presidents Day.”
Q&A Section
Q1: Anything new on the bond side, Mark?
A1: Bonds are quiet but on plan. Investor patience is key.
Q2: Could Iraq’s delays be strategic?
A2: Yes. They may be waiting for the right moment to move, possibly tied to a Dinar revaluation.
Q3: What’s happening with metals?
A3: Banks triggered algorithms by manipulating gold and silver prices to stabilize the market.
Q4: What about Venezuela’s new currency?
A4: New bills labeled “Venezuelan dollars” may require exchanging Bolivars. Details are still emerging.
✅ Community Highlights
Members shared Valentine’s greetings.
Discussions suggested that political delays could hide strategic financial moves.
Basel III regulations may impact global banking starting February 16 at 60% implementation.
Multi-event weekend distractions include Valentine’s Day, Mardi Gras, Chinese New Year, and Ramadan.
💡 Takeaways for Investors
Stay patient with bond markets.
Monitor Iraq’s political developments closely for currency impacts.
Watch metals and international banking moves for early signals.
Global holidays and events can create temporary market noise.
Disclaimer: Please consider everything on this call as personal opinion. People taking notes may miss context; always consult a professional before making financial decisions.
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🔖 Hashtags
#IraqUpdate #DinarRevaluation #BondMarket #ValentinesDay2026 #GlobalMarkets #FinancialNews #CurrencyWatch #MetalsMarket #VenezuelaDollar #BaselIII
MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context. Be sure to consult a professional for any financial decisions
Mod: MORNING ALL! HAPPY SATURDAY! CBD MATT AND LUCAS KICK OFF THE FIRST 45 MINS AND MARK GIVES THE NEWS UPDATE AT 10:30 AM
Member: Happy Valentines Day to everyone.
Member: Happy Valentine's Day to all the sweethearts in our community!
Member: Anything new on the bond side Mark?
MZ: Bonds continue to stay quiet, but I don’t think it’s a bad thing. I think its exactly as planned. I understand its painful. It’s been painful for me.
MZ: In Iraq: “Trump comments on the coordination Framework candidate. We have some options” He does not want Maliki…..W are still waiting for them to seat the President and then the Prime Minister. This could happen very quickly….in a day or two.
Member: Well it sure appears they are in no hurry and don’t give a d*** about breaking their constitution.
Member: Iraq still tripping over their own shoelaces again in the news? Lmao. What a bunch of slackers.
Member: I really think they have been told that they can’t go yet and they created this Maliki thing to cover up the fact that they have been told to wait.
Member: Is it possible that they have been told by Trump and our military that we can’t go yet, so they created this Maliki situation to have a reason to stall? Maybe they just can’t go yet?
Member: Sounds more like a "way" to hide any revalue of the Dinar until they are ready or until they are told to revalue.. just sayin!!!
MZ: Other conversations in Iraq, which previous articles talk about …is they feel like they are between a rock and hard place about Maliki…..If the house decides Maliki is not good for Iraq…then it’s the people deciding. If they follow Trumps recommendation – it looks like they are not a sovereign country …So will they double down on stupid and put Maliki in to prove they are in charge…or find out just what the people want?
Member: Love the pun between IRAQ and a hard place Mark
Member: I wonder if Iraq were to hold elections of the people, how long of a time frame are we looking for that process to occur?
MZ: Their Constitution has some interesting takes on this.” Dissolution of the works of Parliament “ On the brink or the constitution. Iraq between politics deadlock and the possibility of a Grand Solution. What is that Grand Solution? Have elections again….start again from scratch…This may get rid of the Maliki question …This is what they are talking about.
Member: Well that would suck.
MZ: “ US Congressional Delegation assures Barzani of Iraq’s support and protection of the Kurdistan Region” There are congressman on the ground as we speak. Delegations are working closely and tightly with the Kurdish Region and Baghdad to try to come up with a solution as quickly as possible. They might not admit it….but the world needs this revaluation.
MZ: Pure panic occurred in the banking world on Thursday afternoon. They created false interest then to crash the price of gold and silver to kick in the algorithm. IMO the full blown last panic started Thursday afternoon. Banks and Central Banks have been grabbing as much metals as they could. They stepped this up to a “Hail Mary” level on Thursday. We may start seeing this in MSM early this week…they can’t hide it. Panic has ensued…watch it play out.
MZ: In Venezuela- They are printing new bills that say Venezuelan dollar. We need to keep an eye on this. Will we have to exchange our bolivar for the new currency? I do not know. The new bills are specifically called dollars and not bolivar. When I get information on this I will share it.
Member: Donnie, Mike Bara, TNT Tony etc saying they can’t give information.
Member: Teller at my bank said all managers were off site in training. He confirms that he was NDA also! Yaaayyy!
Member. Remember it’s a 3 day weekend with Presidents Day on Monday…..and Chinese New Year on Tuesday I believe. It will be year of the horse and “New Beginnings”
Member: I have read that Basel 3 kicks in at 60% the 16th.
Member: Valentine’s Day, Mardi Gras and Chinese new year that’s a lot of events to distract us!
Member: Also Ramadan all over the middle east starts on the 17th.
Member: Hope you all have a wonderful Valentines Day. Still hoping this will be our RV weekend……fingers crossed.
Member: Have a blessed weekend everyone, I love you all!!!
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