Tuesday, November 25, 2025

Iraq Alert: December 1st Could Bring a Game-Changing Shift for Your Money!

 


💹🇮🇶 Iraq Dinar & Global Finance Update: Stability Today, Big Changes Ahead! 🌍💰

 💹🇮🇶 Iraq Dinar & Global Finance Update: Stability Today, Big Changes Ahead! 🌍💰


🔥 Key Highlights from Iraq & Global Markets

💬 No Sudden Depreciation
The Central Bank of Iraq (CBI) reassures citizens that the dinar will not be devalued abruptly.
✔️ Official exchange rate holding steady at 1310 IQD/USD
✔️ Banks have solid currency reserves
✔️ Rumors about drastic weakening are false
The CBI emphasizes that citizens should stay calm and trust the government’s financial planning.


🌐 A “New Phase” of Monetary Reform
CBI officials repeatedly highlight a “new phase” in Iraq’s monetary system:
➡️ Iraq is now linked to global financial systems
➡️ Part of broader monetary and fiscal reform
⚠️ Details remain unclear, but this phase is focused on preparation, orientation, and education for citizens
💡 Officials are essentially training the public to understand the coming changes so the transition is smooth.


📅 December 1st: A Key Date for Iraq
Prime Minister Al-Sudani confirmed that a new currency mechanism is expected to roll out on December 1st:
🔹 Current exchange rate remains unchanged for now
🔹 The new system is designed to strengthen the dinar and increase purchasing power
🔹 Citizens are being gradually oriented so there’s no panic or confusion when the change occurs


🇮🇶 Iraq in the Global Spotlight
📰 PM Al-Sudani was recently featured on Newsweek, highlighting Iraq’s increasing economic and geopolitical visibility — “Putting Iraq back in the spotlight.”
💛 Iraq now holds 170 tons of gold, reinforcing confidence in a future asset-backed dinar.
💵 Discussions continue about raising purchasing power and introducing lower denomination notes to reflect the currency’s strengthened value.


📈 “Deleting the Zeros” – What It Really Means
Many people misunderstand what “deleting zeros” means:
💡 It’s not taking zeros off your bills, but adjusting the exchange rate
➡️ Value rises → more purchasing power
➡️ Example: dropping three zeros moves the rate from 0.00076 → 0.76
➡️ Smaller notes will be issued post-revaluation to make transactions easier
🎓 Dr. Shabibi has explained this in detail — his video is highly recommended for clarity.


🌐 Global Economic Pressure
Countries like Zimbabwe, Sudan, and Burundi face high inflation (up to 30% in Zimbabwe), demonstrating the dangers of unbacked currencies.
💡 This is one reason Iraq and other nations are moving toward asset-backed systems, reducing the risk of inflation and increasing financial stability.


⏳ Timing Speculation – What We Know
🗓️ Some sources say December 1st
🗓️ Others hint at next weekend
🗓️ Some suggest March 2026
👉 Reality: No one knows the exact date. Momentum is building, but patience is key.


💡 Takeaway & Key Insight
Right now: stability ✅
Soon: strategic monetary reform designed to protect and strengthen the Iraqi dinar 💹
Citizens are being prepared through orientation, education, and public awareness campaigns.
💬 The underlying message: stay informed, be patient, and watch for official updates.


📊 Why This Matters Globally

  • Iraq’s reforms show a shift toward financial discipline and asset-backed stability

  • Private-sector confidence is increasing, encouraging both local and foreign investment

  • Strong banking systems + gold reserves = less uncertainty, more predictability


🔗 Follow Updates & Stay Informed

🌐 Blog: https://dinarevaluation.blogspot.com/
💬 Telegram: https://t.me/DINAREVALUATION
📘 Facebook: https://www.facebook.com/profile.php?id=100064023274131
🐦 Twitter/X: https://x.com/DinaresGurus
▶️ YouTube: https://www.youtube.com/@DINARREVALUATION


✨ Hashtags

#IraqDinar #DinarUpdate #MonetaryReform #AlSudani #AssetBacked #GlobalFinance #ISO20022 #CurrencyUpdate #EconomicGrowth #MiddleEastFinance #FinancialNews 💼💡

💻💰 Iraq’s Financial Reform: Digitalization & Non-Oil Revenue Drive Growth 💰💻

💻💰 Iraq’s Financial Reform: Digitalization & Non-Oil Revenue Drive Growth 💰💻
Highlights designed to engage readers — with emojis, hashtags, and your social links.


🔥 KEY TAKEAWAYS

🏛️ Disciplined Fiscal Policy
Iraq is pursuing a careful, balanced approach to public spending and deficit management, boosting private-sector confidence and reducing economic uncertainty.


⚡ Sector Investment Shifts

While oil, gas, and renewable energy remain strong, investors are increasingly turning to:
🏗️ Construction
💊 

Pharmaceuticals
📈 Fiscal policy positively impacts large projects, but it’s even more effective for SMEs thanks to combined fiscal and monetary incentives.


🏦 Riyada Bank: Supporting SMEs & Youth

Key financial reform: Riyada Bank, a mixed bank focused on:
✅ Financing small & medium projects
✅ Mobilizing 60% of the unemployed workforce
✅ Offering long-term, easy loans under Central Bank oversight
Also includes youth initiatives  supporting individual & group projects supervised by the PM.


📊 Balancing Discipline & Growth

Success depends on maintaining:
⚖️ Macroeconomic stability
⚖️ Space for growth and investment
Too much discipline stifles activity; too much spending deepens the deficit.


💡 Boosting Non-Oil Revenue & Digitalization

Financial reform programs aim to:
💰 Expand customs & tax collection
📜 Modernize legislation
💻 Digitize public finance to reduce waste and improve efficiency
🏢 Enhance business environment to encourage private sector investment
📊 Link public spending to performance and economic feasibility


🌟 Bottom Line

The government is combining:
🔹 Fiscal discipline
🔹 Developmental stimulus
🔹 Digitalization
🔹 Non-oil revenue growth
🔹 Private-sector confidence

…to create sustainable, long-term economic growth in Iraq.


✨ HASHTAGS

#IraqEconomy #FinancialReform #FiscalPolicy #RiyadaBank #SMEs #YouthInitiative #NonOilRevenue #Digitalization #EconomicGrowth #MiddleEastFinance 💼💡


🔗 FOLLOW THE UPDATES

🌐 Blog: https://dinarevaluation.blogspot.com/
💬 Telegram: https://t.me/DINAREVALUATION
📘 Facebook: https://www.facebook.com/profile.php?id=100064023274131
🐦 Twitter/X: https://x.com/DinaresGurus
▶️ YouTube: https://www.youtube.com/@DINARREVALUATION


Government advisor: Digitalization and increasing non-oil revenues are fundamental to financial reform.

The economic advisor to the Prime Minister, Mazhar Muhammad Saleh, confirmed that the Iraqi government is following a disciplined financial policy that relies on sound management of the deficit and rationalization of public spending, which has strengthened the confidence of the private sector and reduced the level of uncertainty that was one of the most prominent obstacles to local investment.

Saleh told Al-Furat News that: “The impact of fiscal policy on the volume of local investments varies according to the nature of the sectors. While the energy sectors, especially oil, gas and renewable energies, have the largest share of investment flows due to their attractiveness and profitability, recent years have witnessed a clear shift towards investment in the construction and pharmaceutical industries, as local and foreign investors have begun to pay attention to the growing opportunities in these sectors.”

He added, "The impact of fiscal policy is varied; it is positive for large investment projects through relative financial stability, but it is more influential and effective with regard to small and medium-sized enterprises, as a joint incentive and financing approach has been adopted between fiscal and monetary policy."

Saleh pointed out that "the most prominent tools of this approach is the establishment of Riyada Bank as a mixed bank specializing in financing small and medium projects with the aim of mobilizing nearly sixty percent of the unemployed workforce through long-term, easy loans, as it is being established with the contribution of private Iraqi banks and with the direct supervision and support of the Central Bank."

He continued, "In addition to cooperation with specialized international organizations, this was accompanied by extensive initiatives to provide loans to young people and support individual and group projects under the direct supervision of the Prime Minister within the Youth Initiative."

Saleh explained that “the success of fiscal policy in reducing the deficit depends on achieving a delicate balance between sustaining macroeconomic stability and providing space for growth and investment. A disciplinary policy without a developmental vision may curb economic activity, while uncontrolled expansionary spending leads to a deepening of the deficit gap.”

He added, "Based on this, financial reform programs work to increase non-oil revenues by expanding customs and tax collection, modernizing legislation, and enhancing public financial digitization to reduce leakage and waste, raise collection efficiency, improve the business environment to encourage the private sector to expand and invest, and raise the efficiency of public spending by adopting performance evaluation standards and linking projects to economic feasibility."

Saleh concluded his statement by emphasizing that “the success of the current fiscal policy is based on combining fiscal discipline to ensure macroeconomic stability and developmental stimulus to expand the production base and encourage local investment. Digitalization, improving non-oil revenues, and enhancing private sector confidence are key pillars for strengthening public finances and achieving more sustainable economic growth in the short, medium, and long term.”  link

FIREFLY & OMAR UPDATE: 💹🇮🇶 Iraq Dinar Update: Steady Today, Change on the Horizon! 🇮🇶💹

 💹🇮🇶 Iraq Dinar Update: Steady Today, Change on the Horizon! 🇮🇶💹

Quick highlights from boots-on-the-ground reports — exciting, emoji-filled, and share-ready!


🔥 HIGHLIGHTS FROM IRAQ

💬 No Sudden Depreciation
The Central Bank of Iraq (CBI) reassured citizens:
✔️ No drastic weakening of the dinar
✔️ Official exchange rate holding at 1310 IQD/USD
✔️ Banks have solid currency reserves


🌐 A “New Phase” of Monetary Reform

CBI officials emphasized a new phase in Iraq’s monetary system:

➡️ Linked globally
➡️ Part of broader monetary reform
⚠️ Details are still vague, but the language is consistent: preparation, orientation, and training for citizens.


📅 December 1st: Key Date

Prime Minister Al-Sudani confirmed:
🔹 A new currency mechanism is expected December 1st
🔹 Current exchange rate remains the same
🔹 The upcoming change is designed to strengthen the dinar


💡 Takeaway

Right now: stability.
Soon: strategic monetary reform designed to protect and strengthen the currency.
Citizens are being oriented and prepared for the next step — patience and awareness are key.


✨ HASHTAGS

#IraqDinar #DinarUpdate #MonetaryReform #CBI #IraqCurrency #DinarStability #EconomicUpdate #AlSudani #December1 #FinancialNews 💰


🔗 FOLLOW THE UPDATES

🌐 Blog: https://dinarevaluation.blogspot.com/
💬 Telegram: https://t.me/DINAREVALUATION
📘 Facebook: https://www.facebook.com/profile.php?id=100064023274131
🐦 Twitter/X: https://x.com/DinaresGurus
▶️ YouTube: 
https://www.youtube.com/@DINARREVALUATION


Frank26   

[Iraq boots-on-the-ground report]   

OMAR:The CBI just made it crystal clear to us Iraqi citizens that they are not planning any sudden depreciation of the Iraqi dinar.  They said the rumors of the dinar being weakened to a drastically lower exchange rate are just not true.  It is a concern of the CBI that the citizens understood this right now. 

 They said on TV the official exchange rate is holding steadily at 1310 dinars to the US dollar and the banks got things under control with solid currency reserves.


FIREFLY: CBI just came out...talking about how to exchange the dinar and talking about our dinar is in a new system and this is a new phase of our monetary reform.  He didn't come out and say what a new phase was...We are now linked globally ...The television keeps referring to a new phase.  No body knows what this new phase is...just keep talking about new phase. 
 
FRANK:   They're orienting you.  They're training you...It's amazing what they're telling you every day about the monetary reform process and where you're at...

FIREFLY:The Central Bank of Iraq noted they are not changing the current exchange rate just yet...But Prime Minister did confirm the new currency mechanism is coming out on December 1st.  They're planning a shift to strengthen the currency.  The update today, the currency rate stays the same but change is on the horizon for next month.

  FRANK:  Allow Sudani to tell you the truth about the monetary reform and allow Alaq to defend the new exchange rate by denying it for now.

FRANK26….11-24-25……THE CBI TRUTH


🚀🌱 Iraq’s Investment Boom: Why Fiscal Reform Could Spark a New Era 🌱🚀

🚀🌱 Iraq’s Investment Boom: Why Fiscal Reform Could Spark a New Era 🌱🚀
Fast, energetic highlights to attract readers — with emojis, hashtags, and your social links.


🔥 HIGHLIGHTS YOU NEED TO KNOW

💼 Fiscal Reform = Investment Revival
Iraq’s new financial reform package is boosting domestic investment, reducing the deficit, and increasing non-oil revenues — setting the stage for sustainable economic growth.


🏛️ Government Confidence is Rising

According to PM Advisor Mazhar Muhammad Salih, Iraq is now running a disciplined fiscal policy, stabilizing public spending and strengthening private-sector confidence.

✨ Less uncertainty = More investment momentum.


⚡ Sector Shift: Beyond Oil & Gas

While oil, gas & renewables still attract the biggest flows, Iraq is seeing a major rise in investment in:
🏗️ Construction
💊 Pharmaceuticals
Investors — both local & foreign — are eyeing new profit opportunities.


🏦 Riyada Bank: A Game-Changer for SMEs

One of the most important reforms: the creation of Riyada Bank, designed to:
➡️ Finance small and medium enterprises (SMEs)
➡️ Mobilize 60% of the unemployed workforce
➡️ Offer long-term, easy loans
➡️ Operate under Central Bank oversight with private bank participation
This is Iraq’s biggest push yet to support entrepreneurs and young workers.


👥 Youth Empowerment Initiatives

Under the PM’s supervision, Iraq has launched large-scale programs offering loans and support to young innovators and group projects — fueling grassroots growth.


📉 Stability vs. Growth: The Balancing Act

Salih emphasizes that success depends on balancing:
⚖️ Fiscal discipline → Keep the deficit under control
⚖️ Growth stimulus → Avoid slowing economic activity
A disciplined policy without vision harms growth, while reckless spending deepens deficits.


💰 Boosting Non-Oil Revenue

Iraq is pushing major reforms to strengthen non-oil income streams by:
🛃 Improving customs & tax collection
📜 Updating financial laws
💻 Digitizing public finance
🏢 Enhancing business conditions
📊 Linking spending to performance and feasibility
All to reduce waste and build a more modern, efficient economy.


🌟 The Bottom Line

Iraq’s fiscal policy aims to combine:
🔹 Stability
🔹 Development
🔹 Private-sector confidence
🔹 Stronger public finances
If successful, Iraq could enter a new era of sustainable economic growth across the short, medium, and long term. 🌅


✨ HASHTAGS

#IraqEconomy #InvestmentGrowth #FiscalReform #RiyadaBank #EconomicRevival #NonOilRevenues #IraqDevelopment #SMEs #YouthInitiative #MiddleEastEconomy #Iraq2025 ✨


🔗 CONNECT WITH US

🌐 Blog: https://dinarevaluation.blogspot.com/
💬 Telegram: https://t.me/DINAREVALUATION
📘 Facebook: https://www.facebook.com/profile.php?id=100064023274131
🐦 Twitter/X: https://x.com/DinaresGurus

▶️ YouTube: https://www.youtube.com/@DINARREVALUATION

-------- 

 The financial reform package supports domestic investment and stimulates the economy.

With a focus on reducing the deficit and increasing non-oil revenues, local investment in Iraq appears to be on the verge of a new phase of growth and prosperity, but the question remains about the sustainability of these policies.

The Prime Minister's economic advisor, Mazhar Muhammad Salih, affirmed that the Iraqi government is pursuing a disciplined fiscal policy that relies on sound management of the deficit and rationalization of public spending, which has strengthened the confidence of the private sector and reduced the level of uncertainty that was one of the most prominent obstacles to local investment.

Saleh said , “The impact of fiscal policy on the volume of local investments varies according to the nature of the sectors. While the energy sectors, especially oil, gas and renewable energies, have the largest share of investment flows due to their attractiveness and profitability, recent years have witnessed a clear shift towards investment in the construction and pharmaceutical industries, as local and foreign investors have begun to pay attention to the growing opportunities in these sectors.”

He added that “the impact of fiscal policy is varied; it is positive on large investment projects through relative financial stability, but it is more influential and effective with regard to small and medium-sized enterprises, as a joint incentive and financing approach has been adopted between fiscal and monetary policy.”

Establishment of Riyada Bank

Saleh pointed out that “the most prominent tools of this approach is the establishment of Riyada Bank as a mixed bank specializing in financing small and medium projects with the aim of mobilizing nearly sixty percent of the unemployed workforce through long-term, easy loans, as it is being established with the contribution of private Iraqi banks and with the direct supervision and support of the Central Bank.”

He then continued, “In addition to cooperation with specialized international organizations, there were also extensive initiatives to provide loans to young people and support individual and group projects under the direct supervision of the Prime Minister within the Youth Initiative.”

Saleh explained that “the success of fiscal policy in reducing the deficit depends on achieving a delicate balance between sustaining macroeconomic stability and providing space for growth and investment. A disciplinary policy without a developmental vision may curb economic activity, while uncontrolled expansionary spending leads to a deepening of the deficit gap.”

Increase in non-oil revenues

“Based on this, financial reform programs work to increase non-oil revenues by expanding customs and tax collection, modernizing legislation, and enhancing public financial digitization to reduce leakage and waste, raise collection efficiency, improve the business environment to encourage the private sector to expand and invest, and raise the efficiency of public spending by adopting performance evaluation standards and linking projects to economic feasibility,” he added.

Saleh concluded his statement by emphasizing that “the success of the current fiscal policy is based on combining fiscal discipline to ensure macroeconomic stability and developmental stimulus to expand the production base and encourage local investment

. Digitalization, improving non-oil revenues, and enhancing private sector confidence are key pillars for strengthening public finances and achieving more sustainable economic growth in the short, medium, and long term.” link


COFFEE WITH MARKZ: 🌍💰 GLOBAL RESET BUZZ: Why This Week Could Change EVERYTHING! 💰🌍

🌍💰 GLOBAL RESET BUZZ: Why This Week Could Change EVERYTHING! 💰🌍
Your quick-hit highlights — exciting, uplifting, and straight to the point!


🔥 KEY HIGHLIGHTS FROM THE CALL (Not verbatim)

✨ Big Banking Week Ahead


With the world embracing ISO 20022, MarkZ expects major banking updates. No extensions likely — this week could be crucial.

💬 “I am very excited about the potential this brings us.” – MarkZ


🇮🇶 IRAQ IN THE SPOTLIGHT

📰 PM Al-Sudani featured on Newsweek (11/21/2025) — “Putting Iraq back in the spotlight.”
💛 Iraq now holds 170 tons of gold, strengthening confidence in a future asset-backed dinar.
💵 Strong chatter continues about raising purchasing power and issuing lower denominations .


📈 “Deleting the Zeros” – Quick Breakdown

💡 It’s NOT removing zeros from your notes — it’s removing zeros from the exchange rate.
➡️ Increase in value = More purchasing power
➡️ Example shared: Dropping three zeros moves the rate from 0.00076 to 0.76
➡️ That’s why smaller notes will be needed after revaluation.

🎓 Dr. Shabibi has explained this in detail — check the video below.


🌐 GLOBAL ECONOMY PRESSURE

Countries like Zimbabwe, Sudan & Burundi are facing major inflation challenges — pushing the world closer to asset-backed systems where inflation can’t run wild.


⏳ TIMING TALK (Speculation Only!)

🗓️ Some say December 1st
🗓️ Others say next weekend
🗓️ Others point to March
👉 Reality: No one knows the date — but momentum is building.


🙏 COMMUNITY VIBES

✨ A 4-day weekend is coming — and hope is high.
✨ Prayers for blessings, safe travels, and a wonderful Thanksgiving week.
✨ The Mushroom Ladies joined today — replay recommended!


🎥 Dr. Shabibi Video:

👉 https://www.youtube.com/watch?v=ol8wve53-ME


🔗 CONNECT WITH US

🌐 Blog: https://dinarevaluation.blogspot.com/
💬 Telegram: https://t.me/DINAREVALUATION
📘 Facebook: https://www.facebook.com/profile.php?id=100064023274131
🐦 Twitter/X: https://x.com/DinaresGurus
▶️ YouTube: https://www.youtube.com/@DINARREVALUATION


✨ Hashtags

#GlobalReset #DinarNews #RVUpdates #ISO20022 #CurrencyRevaluation #IraqDinar #FinancialShift #MarkZHighlights #AssetBackedSystem #HopeIsRising 💫

--------

Some highlights by PDK-Not verbatim

MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context.  Be sure to consult a professional for any financial decisions

Member: Good Monday Morning…..Hope everyone had a good weekend

Member: We have a 4 day weekend coming up…..rv possibility? 

Member: It is hard not to be discouraged some days. Hope you have some good news Mark.

MZ: No real bond news yet this morning…..From the banking side I am expecting a number of updates. This past weekend the world just embraced ISO 20220. I am expecting a lot of banking updates today as we see how the banking world goes. I am very excited about the potential this brings us. 

Member: As usual all the banks will probably get an extension on ISO 20022!!!! Nothing ever seems to have solid deadlines.

Member: Let us all hope that this deadline will not be overturned …again

MZ: I do not think banks will get an extension on Iso20220. I consider this week to be very crucial. I think we will learn a lot in the upcoming days. 

Member: Things sure sound good from Iraq!

Member: Al-Sudani is on the cover of Newsweek (11/21/2025) with the heading, “Prime Minister Mohammed Shia al-Sudani is putting Iraq back in the spotlight.” Come on RV!

Member: Iraq’s latest purchase raises its total gold holdings to 170 tons? Hope its enough to gold back the dinar. 

MZ: “Sudan, Zimbabwe and Burundi are among the African Nations facing significant decline in purchasing in 2025 due to high inflation” Zimbabwe has about 30% inflation. When you see these levels of inflation it is forcing us to an “asset backed” system where you won’t have inflation. . 

Member: I wish I understood how they “delete the zeros”

Member: Mark has explained it a thousand times….lol

Member: I think too many people think cutting the zero's means a 25,000 dinar becomes 25.00. The zero's comes off of the rate!

Member: Deleting 3 zeros: The value of the Iraqi Dinar will increase SO much that a 25k Dinar will go from $2.50 USD TO $25,000. So they will HAVE to have smaller notes.

Member: Militia described like this in the past: Militia Man  If you do the math on it, if you drop the three zeros from the exchange rate of the nominal value of the currency.  If the exchange rate is $1 divided by 1310 gets you .0007643 or real close, which is far less than a penny.  If you drop the three zeros off the exchange rate you've done a big service.  You've created value to that currency because if you drop three zeros from the exchange rate that is .76 ...They can then add the Real Effective Exchange Rate based off the non-oil revenue streams...

MZ: Everyone in “the know “ in Iraq has talked about it. They will lift the purchasing power by raising the value of their currency. Then they will distribute lower denomination notes. Be sure to listen to the video by Dr. Shabibi as he explains it in full. 

Dr Shabibi answering questions https://www.youtube.com/watch?v=ol8wve53-ME

Member: I think Iraq might go alone? I think they could just go first with the VND?  Just hope its soon. 

Member: Some ppl are saying RV in March. I'm praying we do not have to wait that long.

Member: And others say it will happen next weekend or Dec 1st…..noone knows the exact date…Its all speculation until it happens. 

Member: Banks shut down for Thanksgiving and Banks shut down for Christmas holiday

Member: let's pray that we all be blessed for this week.

Member: Hope everyone has safe travels and a wonderful Thanksgiving week……God Bless. 

The Mushroom Ladies join the stream today. Please listen to the replay for their information.

FIREFLY: 💰 Iraq’s Economic Overhaul: A Historic Currency Move 🌟 #frank26 #dinarrevaluation

Read also: 💰 “Zim Cap Bond Payouts: Private Appointments & Project Plans Update”