Monday, November 3, 2025

"MNT GOAT: Project Delete the Zeros Aims for Late December 2025 — Big Changes Incoming!"

💰 Iraqis Hoard 90 Trillion Dinars — Banks Left Dry! 🚨🏦

 💰 Iraqis Hoard 90 Trillion Dinars — Banks Left Dry! 🚨🏦

Highlights:


🇮🇶 Massive Cash Hoarding: Out of 98 trillion dinars in Iraq’s cash supply, 88–90 trillion is held by the public — including citizens, merchants, contractors, and industrialists.
💳 Why Not Banks? Iraqis prefer cash over deposits, due to trust issues with banks, cultural habits, and slow adoption of electronic payments.
📉 Negative Impacts: Hoarding reduces the Central Bank’s control over money supply, weakens interest rate tools, and leaves banks short on liquidity.
💡 Economic Consequences: Limited bank funding pushes investors to informal financing, and managing 

inflation becomes harder because money isn’t circulating officially.

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✨ Iraq’s cash culture is massive — banks and the central bank are watching closely! 💸⚡

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An expert: 90 trillion dinars are hoarded by Iraqis and do not reach the banks.

Financial expert Mahmoud Dagher revealed on Sunday that the amount of cash held by the "public" is estimated at about 90 trillion dinars, out of a total of 98 trillion dinars that is the size of the cash mass in Iraq.

Dagher, who previously served as a director at the Central Bank of Iraq, told Shafaq News Agency that "the volume of issued cash is around 98 trillion dinars, of which 88 to 90 trillion are in the hands of the public."

He added, "The public does not only mean the people, but also the merchants, the contracting companies, and the industrialists," explaining that "Iraqis hoard money instead of depositing it in banks, because our society likes to deal in cash and needs a long time to get used to electronic payment methods, in addition to the lack of trust   in banks among some depositors after the setbacks that occurred in the banks."

He pointed out that "all these matters are considered behavioral issues, as people are accustomed to keeping a portion of their money, and so are companies, therefore Iraqis think this way."

According to specialists, this phenomenon has many negative aspects, including that the central bank loses its actual control over the money supply, and that its tools such as the interest rate or rediscount become less effective, while banks suffer from a shortage of liquidity, which weakens their ability to finance projects and pushes investors towards informal financing, in addition to the difficulty of managing inflation due to the money supply not officially circulating, which negatively affects the central bank’s decisions in achieving its main goal, which is to control the general level of prices and achieve stability  link

💥 Iraq’s Dinar Update: The Three-Zero Notes & Big Banking Moves! 💰🚀

 💥 Iraq’s Dinar Update: The Three-Zero Notes & Big Banking Moves! 💰🚀

Highlights:


📝 Three-Zero Notes Stay… But Behind the Scenes: Notes like 250, 500, 1,000, 5,000, 10,000, 20,000, 25,000, 50,000will remain for large financial transactions and international trade, but won’t circulate daily.


🆕 New 20,000 Note Coming: Iraq plans to launch the 20,000 note in 2025-2026 alongside the redenomination and lower category notes. No need to worry — this won’t affect the zero-removal process.
⏳ “5 Years or Sooner” Means Anytime Now: The central bank governor Alaq’s wording leaves the door open. “Within 5 years or sooner” signals that final implementation is ready, and it’s now 

Iraq’s call, not the US Treasury, IMF, or BIS.
⚡ No More Planning, No More Trials: The system is set and ready, and authorities can implement the changes at the optimal time.

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✨ Iraq’s dinar reform is ready to roll — the final countdown could start anytime! 🚀💸

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Mnt Goat 

What will happen to the three zero notes? To coincide with the newer lower denomination notes, the following three zero notes will still exist but taken out of everyday circulation. 

They will be used only in the background for financial institutions for larger cash transactions for international transactions, such as trade deals. 250, 500, 1000, 5,000, 10,000, 20,000, 25,000, 50,000 Note the 20,000 note has been added since this note does not yet exist in circulation in Iraq. 

They now plan to launch that 20,000 note in 2025-2026 at the same time as they conduct the removing the zeros and launching the lower categories. So, this is all we now know about this note. Don’t be scared about it. It is not going to affect the removing of the zeros.. 

Militia Man 

Article quote: "Alaq indicated in his speech that within 5 years or sooner we will witness a different banking sector in Iraq."

 Why in the world would he say 5 years or sooner? He leaves it open... anytime now he can do that. Alaq is stating we're doing this...no hype, no fanfare...Five years or sooner is leaving the door open for immediate action that can come at any time now...To me that wording is just a deflection at its finest.

 That kind of language is to be expected. He's the central bank governor. He cannot come out and tell you when he's going to do something. It doesn't work that way...They can't front-run and wouldn't have a job if they did. Alaq...is talking final implementation. 

There's no more planning. There's no more trials. It's on. It's ready to go. When he says, 'within 5 years or sooner,' that means anytime now...I think it's their call now...'We'll show you anytime we choose.' ...

What I get from it is it's not in the US Treasury's hands anymore. It's not in the Bank of International Settlements hands anymore. It's not in the IMF's hands anymore. Why? Because they probably gave them grace to do it. Now it's in their choice. You're ready. You've proven you're ready. When it's best for you, show it... Effectively it's Iraq's call now

FRANK26…11-2-25…..25/26

💥 Iraq’s Banking Revolution: Breaking Free from Dollar Dependence! 💳🌍

💥 Iraq’s Banking Revolution: Breaking Free from Dollar Dependence! 💳🌍

Highlights:
🏦 New Era for Iraqi Banks: The sector is moving towards liberation from dollar-based transactions, marking a major financial shift.
📊 Current Reality: About 90% of banks are still restricted by old dollar transaction rules due to past issues and suspicions.
⏳ Positive Outlook: Some banks could start loosening restrictions within 3 months, signaling the start of real reform.
💡 Needed Changes: Experts stress activating deposits, loans, and investments, updating regulations, and modernizing banking infrastructure.
🌐 Global Integration: Expanding services, including partnerships with international banks, is key to joining the global financial system

.
⚡ Citizen-Centric Reforms: Simplifying procedures and modernizing tech systems will cut bureaucracy and make banking more accessible and competitive.

📎  Full Story: Mawazin News

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✨ Iraq’s banking system is evolving — get ready for a modern financial future! 🚀💸

FRANK26 & OMAR REPORT: 🚀 BREAKING: Iraq’s Currency Shake-Up! 💰🔥

🚀 BREAKING: Iraq’s Currency Shake-Up! 💰🔥

Highlights:
🇮🇶 Iraq Goes Bold! The government officially announced plans to delete three zeros from the dinar — turning 1,000 old dinars into 1 new dinar to simplify transactions.
💵 1-to-1 Exchange Buzz! Rumors swirl about Iraq targeting a 1:1 rate with the U.S. dollar — huge if confirmed!
🧠 Frank26 Says: “Donald Trump is now in control of Iraq’s monetary reform — that’s why it’s finally happening!”


😋 “We’re so close my taste buds are smiling!”
💸 Good News for Holders! Existing high-denomination notes like 5K or 50K dinars will keep their full value during the redenomination. No losses, no worries.
⚡️ “Put your seatbelts on — this ride’s about to get very exciting!”

👇 Follow for Updates & Insights:
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🐦 Twitter/X: @DinaresGurus
▶️ YouTube: @DINARREVALUATION

✨ Stay tuned — the dinar story is heating up fast! 🔥

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Frank26  

 [Iraq boots-on-the-ground report]   

OMAR:Television...went on to tell us Iraq is officially moving forward with the monetary reform to delete the three zeros from its currency.  Meaning 1,000 old dinar will become a 1 new dinar to simplify transactions.  There's also buzz about moving to a 1 to 1 exchange rate. 

 FRANK:  Donald Trump is now in control of your monetary reform.  That's the only reason why we are seeing it unfold.  If not, this would still be being kicked down the road...We are so close my taste buds are smiling. 


  OMAR: The 5,000 dinar note you got in the United States will still hold its face value when you exchange it even though Iraq is re-denominating and introducing new lower notes.  The existing notes, the higher denomination notes, will be honored at the official exchange rate.  So no worries.  Your 50K note won't lose their value.  FRANK:  This is the kryptonite conversation about a LOP...Put your seatbelts on this ride is about to get very very exciting.

GOLDILOCKS: Banks Ready for Upcoming Currency Swaps – All Tests Finished ‪@DINARREVALUATION‬ #Iraq

Read also: Q & A WITH GINGER ABOUT HOW PEOPLE WILL RECEIVE NOTIFICATIONS AND THE PROCESS IN THE REDEMPTION CENTERS