Thursday, October 30, 2025

Highlights:

🏦 Banking Reform Needed: Expert Mustafa Hantoush says Iraqi banks are on the verge of liberation from dollar restrictions but need radical reforms to modernize operations and improve efficiency.

💡 Financial Inclusion: Iraq must expand beyond basic accounts, modernize procedures, and strengthen ties with international banks to integrate fully into the global financial system.

⏳ Timeline: Some banks could start freeing themselves from dollar restrictions within three months, signaling a major step in financial sovereignty.

🤝 Political Deal: Prime Minister Al-Sudani struck a deal with US officials at Sharm el-Sheikh for American support for a second term.

⚖️ Key Issues in the Deal:
1️⃣ Dissolving Popular Mobilization Forces and easing Iran relations.
2️⃣ Supporting a two-state solution recognizing Israel alongside Palestine.
3️⃣ Facilitating US investment in Iraqi oil & gas with full security guarantees.

📈 Strategic Outcome: The deal aims to stabilize governance, boost foreign investment, and pave the way for critical reforms, including the Oil and Gas Law (HCL).

Key Takeaway: Iraq is at a crossroads of financial reform and political negotiation, with potential economic and geopolitical shifts on the horizon.

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WALKINGSTICK: 💼 Aki’s Private Bank Scoop from Dearborn – Exchange Procedures Revealed Tomorrow! 🔑💵”

💸 Iraq Currency Update: New Notes & Exchange Rate Incoming! 🇮🇶

Highlights:
📰 TV Coverage: Iraqi media is showing clips of new lower denomination notes, highlighting their design and security features.
💡 Zero Removal Project: The Central Bank of Iraq (CBI) confirmed ongoing efforts to remove zeros from the dinar, strengthening the national currency.
📈 New Exchange Rate Imminent: Experts expect the new rate to be revealed before November 11, unlocking purchasing power for the dinar.
🔍 Educational Updates: Recent articles are informing citizens about the currency process, signaling that the project is entering its practical phase.
⚖️ Rate Before HCL: The rate must change before HCL implementation, not the other way around—ensuring coins and lower notes have real value.
💰 Coin Value Issue:

Without a new rate, fils coins lose value, sometimes below their metal worth, demanding an updated exchange rate.
📅 Timeline: Daily updates suggest the CBI is actively preparing for the next step in the currency revaluation.

Key Takeaway: The Iraqi dinar is on the verge of a major transition, with new notes, zero removal, and a new exchange rate all signaling imminent change.

🌐 YouTube: https://www.youtube.com/@DINARREVALUATION

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WALKINGSTICK: 💼 Aki’s Private Bank Scoop from Dearborn – Exchange Procedures Revealed Tomorrow! 🔑💵”

Walkingstick [Aki private bank friend in Dearborn Michigan update] Aki called and said I am ready to give you the procedures for the exchange...I'm receiving all the information and will share it [what he can] with you tomorrow.

Frank26 [Iraq boots-on-the-ground report]

OMAR:Television news showing clips about the new lower notes, especially on the local Iraqi broadcasts. These are the real notes. They've been giving people a heads up on the design and new security features so that everyone knows what's coming before the notes are fully out there.

FRANK: This is what we expected right about now as the month is coming to an end... Congratulations... you have finally landed on the shores of a new exchange rate with purchasing power for your currency...Every day is another piece of the puzzle. IMO sometime between now and the 11th of next month the CBI should show us the new exchange rate

MNT GOAT ...last week the CBI announced plans to remove zeros from dinar, as part of efforts to strengthen the national currency...two weeks ago, we also had articles on this subject matter...

So, last week again the CBI confirmed to the citizens the project is underway and we will see more information about it soon.

These types of recent articles are no longer just updates on the project to remove the zeros but informational and educational for the start of the process...that is what my CBI [contact] told me on my call to Iraq last Wednesday... So, we can expect more of these articles ongoing from now on educating us on this process that is underway…finally….

NADER FROM MID EAST HCL have nothing to do with the rate. The rate will go before the HCL. To do the HCL, they're going to have to have a good rate, not to have HCL to do a good rate...They have to change the rate to pass the HCL.

Frank26 These lower denomination notes, they need a new rate in order to work...But the fils, they need a new rate so it's not so embarrassing.

I mean seriously, if they keep it at 1310 what would be the value of the fils?

The answer is a negative number [Because the metal of the coin itself has more value than the face value of the coin?]...The coins scream that the next step is to introduce the new exchange rate. The coins desperately demand a new rate.

“Iraq’s Central Bank Strikes! ⚡ Zero Removal & Dinar Comeback Could Rock 2026 Budget 💥💵”

⚡ Iraq’s Oil & Gas Law: A Test of Political Will ⚡

Highlights:
🔥 The federal oil and gas law is back in the spotlight as Iraq approaches elections, marking one of the most sensitive pieces of legislation postponed since 2007.
💰 The law governs over 90% of Iraq’s state revenues from oil and affects the federal government, Kurdistan Regional Government, and oil-producing provinces.
⚠️ Continued obstruction threatens the investment environment, economic stability, and unity in oil decision-making.
📉 Energy expert Mohammed Hawrami warns that the absence of the law causes administrative and financial chaos, reduces foreign investment, and delays sustainable economic transformation.
💸 Iraq needs $15+ billion annually

Read also: Bank appointment for Currency EXCHANGE Instructions/Checklist

to develop its oil and energy sector, improve refining, and expand export capacity, but legal uncertainty limits major companies from entering the market.
🏛️ Parliamentary member Bassem Nughmish highlights that suspending the law keeps the economy trapped in rent cycles, creating revenue disparities and hindering fiscal planning.
🤝 The law should include financial governance, joint field management, and a national development fund for producing provinces.
🌍 A comprehensive political and economic settlement is needed to transform oil wealth from a source of conflict into a lever for development and stability.

BREAKING NEWS!!!: 💥 Iraqi Dinar Shake-Up: Could 1 Dinar = 1 USD? 💥

💥 Iraqi Dinar Shake-Up: Could 1 Dinar = 1 USD? 💥

Video Highlights:
🔥 Discussion on the controversial proposal to cancel the Iraqi currency auction.
💲 Current exchange rate: 1,560 dinars per USD and high fluctuations.
🌍 Most neighboring countries and global economies do not use currency auctions, keeping stable currencies.
🏛️ The auction was set up during the U.S. occupation as a temporary wartime measure.
⚠️ The auction system enables money laundering and capital flight, worsening economic instability.Read also: "EXCHANGING FOREIGN CURRENCIES AND REDEEMING ZIM BONDS PROCESS"

🤝 Proposal to back the new Iraqi dinar with major international central banks (ECB, Bank of England, U.S. Fed).
💡 Goal: peg the new dinar at 1:1 with the USD, allowing all transactions in dinars without needing dollars.
⏳ Transition could take up to six months, but would bring stability, sovereignty, and alignment with neighbors (like UAE with its dirham).

Highlights Summary (in English):

Discussion begins with a proposal to cancel the currency auction.
One speaker notes that this idea seems to have caused concern or fear.
The most important part of the program mentioned is the printing of a new Iraqi dinar, valued at 1 new dinar = 1000 old dinars.
The participants confirm this idea, asking whether it’s correct or not.
Then, they question what the alternative to the currency auction would be.
An example is given: an importer wanting to buy U.S. dollars — asking where they could get them under the new system.
The explanation continues about how banks would handle currency exchange in the proposed plan.
- The current exchange rate of the Iraqi dinar is around 1,560 dinars per U.S. dollar.
- The speaker notes that neighboring countries do not have a currency auction system, and in fact, most countries worldwide don’t.
- The currency auction in Iraq was originally created by the Americans during the post-war period to stabilize and control the economy temporarily.
- The U.S. forces withdrew in 2011, and the auction was supposed to end in 2012.
- However, certain political parties chose to keep it, realizing that the auction system was financially profitable(“it had good bread in it,” meaning it was lucrative).
- Therefore, the continuation of the currency auction is not due to economic necessity, but rather political and financial interests.
- There’s a concern that the currency auction enables money laundering and capital flight.
- In contrast, countries like Jordan, Saudi Arabia, Kuwait, and the UAE have no currency auction systems, since their currencies are stable and supported.
- Their local currencies are backed by strong economic or institutional guarantees.
- The economic proposal being discussed suggests an agreement with major central banks — the European Central Bank, the Bank of England, and the U.S. Federal Reserve —
  to make the Iraqi dinar supported by these international institutions.
- This would be a complex and lengthy process, expected to take about six months.
- Once completed, the goal is for the new Iraqi dinar to be backed and pegged — ideally with a fixed value (1 new dinar = 1 U.S. dollar).
- After the proposed six-month transition, 1 new Iraqi dinar would be equal to 1 U.S. dollar.
- So, if someone carries 10 dinars, it would equal 10 U.S. dollars in value.
- This idea is not a currency redenomination (not “removing zeros”), but rather a global support and backing plan for the Iraqi dinar.
- If the dinar becomes internationally backed by major central banks, it would be recognized and stable worldwide.
- Example: in Europe, one could pay 100 dinars directly without converting to dollars.
- For importers, once the new backed currency is issued, all contracts and trade deals could be conducted in dinars, eliminating the need for U.S. dollars.
- Similar to how the UAE conducts all business in dirhams, Iraq would conduct business fully in dinars.

NADER FROM MID EAST: 💪 Iraq’s Battle Against Dollarization – Will the Dinar Rise? 💸🇮🇶✨

⚡“Iraq’s Big Move: Oil Law Showdown & Electric Car Revolution! 🇮🇶⚙️🚗”⚡

⚡“Iraq’s Big Move: Oil Law Showdown & Electric Car Revolution! 🇮🇶⚙️🚗”⚡

🔥 Highlights from the Latest Iraq Update:

🏛️ Oil & Gas Law Returns to Center Stage:

As Iraq nears elections, the long-delayed Federal Oil and Gas Law (since 2007) is back in focus.
This law is crucial — it defines how Iraq’s oil wealth (90% of state revenue) is managed between Baghdad, Kurdistan, and oil-rich provinces.
Lawmakers face a test of political will to pass it before December, aligning with the U.S. reform mandate for Iraq’s economic stabilization and dinar reinstatement goals.
Read also: Bank appointment for Currency EXCHANGE Instructions/Checklist
Stability, investor confidence, and fair revenue sharing hinge on this breakthrough. 💼💰

⚙️ Iraq’s Industrial Leap — Electric Cars Factory!

Kirkuk Governorate just broke ground on the Uruk Factory Project, Iraq’s first major vehicle manufacturing plant — the largest in the Middle East! 🚙⚡
The facility will produce electric, gasoline, and diesel cars, signaling a new industrial era for Iraq.
Partnerships forming with American, German, and Turkish automakers to transfer modern technology and boost national production. 🌍🤝
Expected to create thousands of jobs and reduce import dependence, strengthening Iraq’s economic independence and innovation drive.

💬 Commentary:

“They’re building a stronger, self-sustaining Iraq — from oil reform to electric cars. A true signal of transformation and readiness for global reintegration.” 🌅

✨ Iraq is shifting gears — from oil politics to green innovation! 🌿💡

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MARKZ: 💥 “Dollar Pivot, Gold Reset & Iraqi Breakthroughs?! 🔥 Global Revaluation Buzz 🌍💰” 💥

💥 “Dollar Pivot, Gold Reset & Iraqi Breakthroughs?! 🔥 Global Revaluation Buzz 🌍💰” 💥

📢 Highlights from MarkZ’s Latest Intel Call:

(Disclaimer: All opinions only — always do your own financial research!)

🚨 Bond Updates:

Historic bond accounts still marked as “pending.”
Insiders expect payouts to begin tomorrow, followed by currency revaluations within days.

💸 Federal Reserve Pivot:

Fed likely returning to easy money policies, risking more inflation.
Speculation grows: Will they devalue the USD, revalue gold, and reset the monetary system? 🤯

🇮🇶 Iraq Developments:

HCL (Hydrocarbon Law) finalized by the Council of Ministers, heading for parliament vote before Nov. 11.
Parliament will continue working through elections to pass critical laws.
Erbil delegation in Baghdad negotiating final HCL details & non-oil revenue sharing.
Iraq & Kuwait banks sign cooperation agreement — regional currency alignment ahead? 🔥

🏦 Community Vibes:

Members believe banks are trained and ready for RV/RI (Revaluation/Reinstatement).
Optimism high: “One morning soon… boom — the rate will be there!” 🌅

🎙️ Guest: Andy Schectman from Miles Franklin joined to share insights on metals and monetary shifts.

✨ “Stay patient, stay hopeful — history might be rewriting itself soon.” 💫

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Some highlights by PDK-Not verbatim

MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context. Be sure to consult a professional for any financial decisions

Member: Gooood morning Mark, Andy Schectman, mods and fellow Patriots!

Member: Hello Mark, Mods And Dinarians from around the globe!

Member: What new and exciting news do you have today Mark?

MZ: On the historic bond side….my contacts are still showing “pending” on their accounts as of the first thing this morning. Hopeful it will be released soon. It is their belief it will all release tomorrow for the bond folks. 2 More contacts are hoping for theirs tomorrow. One of these is a close personal friend of mine.

MZ: Bond folks expect their currencies to go within a few days after bond payouts.

Member: Is the Fed making an interest rate decision today?

MZ: It is probably announcing as we speak. Basically they are pivoting. They are going back to easy money but the fundamentals are still the same. This will probably lead to more inflation….so the question is “What is the plan?” Devalue the US dollar, then revalue gold, and maybe reset the monetary system??????

MZ: Some of the biggest economist names in the world are all talking about it.

Member: Per Frank26- HCL draft has finalized and approved by the Council of Ministers (COM) and just waiting now to be passed. Also parliament to have sessions before the Nov 11th (election day)

MZ: That is probably accurate. I am hearing it was read and ready to go out of committee to go to a vote in parliament soon.

MZ: An interesting article dropped in Iraq. “ Al Karwi: Parliament continues after November 11 and upcoming sessions to resolve important laws” they are letting us know that even with the elections, the parliament will continue to meet and pass laws. One of the laws they are concerned about and trying to get done is the HCL (Hydro Carbon Law)

MZ: I am still hearing the vote will be before November. Its great to know they are still meeting to grind out these laws.

MZ: “A delegation from the Erbil government arrives in Baghdad to discuss non-oil revenues” They are also pounding out HCL differences so they can pass it.

Member: Central Bank Iraq signs cooperation agreement … with Kuwait National Bank blending the two currencies within the region.

Member: I am praying the rate is in the HCL

Member: there's no other explanation for the lower denominations other than an upcoming RV / RI. IMO

Member: Mark Z, do you think since we are so close that all the banks that will redeem are trained by now for this process?

Member: They have had more than enough time to do so…imo

Member: I am still waiting for a audit of The Federal Reserve and Ft. Knox. They need to get it done.

Member: everybody relax...you will wake up one morning soon and boom the rate will be there

Member: Thanks Mark and Andy. Hope everyone has a safe and prosperous day.

DINAR REVALUATION

Thursday, October 30, 2025

🚨 MASSIVE IQD BREAKING! Frank26 Exposes HCL Secrets, Parliament Chaos & Next Moves! 💥🇮🇶 #IQD

💥 Iraq Banking & Politics: Reform, Deals & Dollar Freedom! 🇮🇶💸

WALKINGSTICK: 💼 Aki’s Private Bank Scoop from Dearborn – Exchange Procedures Revealed Tomorrow! 🔑💵”

💸 Iraq Currency Update: New Notes & Exchange Rate Incoming! 🇮🇶

“Iraq’s Central Bank Strikes! ⚡ Zero Removal & Dinar Comeback Could Rock 2026 Budget 💥💵”

⚡ Iraq’s Oil & Gas Law: A Test of Political Will ⚡

BREAKING NEWS!!!: 💥 Iraqi Dinar Shake-Up: Could 1 Dinar = 1 USD? 💥

NADER FROM MID EAST: 💪 Iraq’s Battle Against Dollarization – Will the Dinar Rise? 💸🇮🇶✨

⚡“Iraq’s Big Move: Oil Law Showdown & Electric Car Revolution! 🇮🇶⚙️🚗”⚡

MARKZ: 💥 “Dollar Pivot, Gold Reset & Iraqi Breakthroughs?! 🔥 Global Revaluation Buzz 🌍💰” 💥

Iraq and Indonesia discuss strategic cooperation in the oil and gas sector