Tuesday, December 23, 2025

FRANK26 YUBIE TUBIES: Disarmament, and Iraq’s Monetary Reform at a Critical Turning Point

 Disclaimer

This article reflects commentary, opinion, and interpretation based on Frank26’s December 22, 2025 video and referenced discussions. It is not financial advice. Always consult qualified professionals before making financial decisions.


Faith, Reflection, and Readiness

Frank26 opens the video with prayer and Christian reflection, emphasizing:

  • Obedience to God

  • Continuous learning

  • Spiritual readiness

He reflects on aging, mortality, and preparation, using biblical stories—such as circumcision as obedience to divine law—as metaphors for discipline and readiness, themes he later applies to Iraq’s reform process.

This faith-based framework sets the tone: patience before fulfillment.


A Historic Security Shift: Militias Begin to Disarm

One of the most consequential updates is the reported decision by Iraqi armed factions to hand over weapons to the federal government.

Why This Is Significant

  • These militias resisted for years

  • Central authority is being restored

  • Security normalization supports economic reform

Frank attributes this shift largely to U.S. pressure and presence, noting that stability is non-negotiable for Iraq’s future.


U.S. Delegation and Centralized Control

A U.S. delegation led by Mark Zavaya is reportedly:

  • Pushing militia integration under the central government

  • Reducing parallel power structures

  • Supporting long-term stability

This aligns with broader U.S. objectives to limit Iranian influence and reinforce sovereign governance in Iraq.


Political Outlook: December 29 Parliamentary Deadline

Despite earlier rumors favoring Maliki, Frank26 reports:

  • Al Sudani is expected to lead

  • Government continuity is favored

mandatory parliamentary session on December 29 is scheduled to:

  • Elect the Speaker

  • Elect the President of Parliament

  • Appoint deputies

This deadline signals urgency in forming a fully functional government, a prerequisite for reform legitimacy.


Monetary Reform: Delayed, Not Abandoned

Original Plan vs. Reality

  • Monetary reform and a new exchange rate were initially planned for  December 1

  • Delayed due to import system and logistics issues

Frank stresses that the delay reflects preparation, not failure.


The Asakuda System: A Key Pillar

The Asakuda system, a customs data management platform, is central to reform:

  • Controls imports and exports

  • Prevents financial leakage

  • Supports a new exchange rate

Without Asakuda, monetary reform would risk massive losses.


Economic Progress Behind the Scenes

Frank highlights several positive indicators:

  • 120 billion dinars in non-oil revenues deposited into federal accounts

  • $4 billion dinars recovered from attempted fraud

  • 7 billion in government debt paid off

These steps indicate tightening financial discipline ahead of reform.


Banks Closed: Normal Year-End Procedure

State-owned banks in Iraq are currently closed for year-end maintenance.

Frank clarifies:

  • This is routine

  • Not a sign of instability

  • Often coincides with system updates


U.S. Financial and Diplomatic Role

Key Points

  • U.S. envoy Joe/Joel Wilson emphasizes cooperation and prosperity

  • U.S. funds are expected to flow after the new exchange rate is implemented

  • A senior U.S. official is expected post-Christmas with financial backing

This underscores how closely monetary reform and international support are linked.


Economist Insight: Timing Is Inevitable

Frank’s associate Omar spoke with an Iraqi economist in Kurdistan who:

  • Confirmed the interdependence of Asakuda + exchange rate

  • Was cautious but acknowledged that rate reassessment by end of December is inevitable

  • Emphasized political stability as essential

While evasive, the economist indirectly reinforced Frank’s analysis.


Regional & Global Context

Additional developments noted:

  • Pakistani president’s official visit to Baghdad

  • A U.S.–China rare minerals deal

  • Shifting global economic leverage affecting the Middle East

These factors frame Iraq’s reform within broader geopolitical dynamics.


Timeline of Key Events

DateEvent
Dec 1, 2025Original reform rollout (delayed)
Dec 22, 2025U.S. delegation active in Iraq
Dec 25–31, 2025Critical reassessment window
Dec 29, 2025Mandatory parliamentary session
End of DecAsakuda + rate target window
Post-ChristmasArrival of senior U.S. official

Featured Snippets 

What is Frank26 reporting about Iraq’s monetary reform?

Frank26 reports that Iraq’s monetary reform is delayed for preparation reasons and depends on the Asakuda system and a new exchange rate.

Why is militia disarmament important for Iraq?

Disarmament restores central authority and creates stability needed for economic and monetary reform.

Why is December 29 significant?

It marks a mandatory parliamentary session critical for government formation and reform legitimacy.


Q&A Section

Q: Has Iraq officially launched the new exchange rate?

A: No. Preparation is ongoing, with reassessment expected toward the end of December.

Q: Is U.S. involvement confirmed?

A: Yes. Diplomatic and financial involvement is widely reported.

Q: Does this guarantee immediate change?

A: No. It signals readiness and sequencing, not guarantees.


Final Thoughts

Frank26’s December 22 update paints a picture of convergence:

  • Security normalization

  • Political deadlines

  • Economic cleanup

  • International oversight

Framed through faith, the message is consistent: preparation precedes fulfillment.

Quiet progress matters more than loud promises.


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#FaithAndFinance

Summary of Video Content: Frank 26 Yubie Tubies – December 22, 2025

This video, produced by Frank 26 from (an acronym for Keeps The Faith Always), is a detailed commentary focusing primarily on the political, economic, and security developments in Iraq as of late December 2025, intertwined with the host’s personal reflections and Christian faith. The content mixes spiritual reflections with current events analysis, particularly concerning Iraq’s monetary reform, political transitions, and U.S. involvement in the region.


  • Spiritual Introduction and Personal Reflection:

    • Frank opens with a prayer and expresses his Christian faith, emphasizing obedience, learning, and the desire to live righteously before God.
    • He reflects on aging, mortality, and the importance of spiritual readiness.
    • Shares a brief anecdote about circumcision from the Bible, symbolizing obedience to divine law.
  • Iraq Security and Political Landscape:

    • Significant change as Iraqi armed factions decide to hand over their weapons to the federal government, marking a shift from years of armed resistance.
    • This disarmament is driven by regional and international pressure, notably from the United States.
    • The U.S. delegation led by Mark Zavaya is actively working to integrate militias into central government control to improve security and stability.
    • Anticipation of Al Sudani likely becoming Iraq’s next prime minister, despite previous claims favoring Maliki.
    • A December 29 mandatory parliamentary session is set to elect the speaker, president of parliament, and deputies, signaling urgency in forming a government.
  • Economic and Monetary Reform Updates:

    • Iraq is preparing a monetary reform involving a new currency exchange rate and lifting three zeros from the dinar, originally planned for December 1 but delayed to the end of December due to unresolved import system issues.
    • The Asakuda system, a new customs data management platform, is key to controlling imports/exports and preventing financial loss during the reform.
    • Reports indicate 120 billion dinars of non-oil revenues have been deposited into the federal finance account, showing progress on economic diversification.
    • $4 billion dinars recovered from attempted financial fraud, reflecting increased government vigilance.
    • The Iraqi government has reportedly paid off 7 billion in debts since taking office.
    • Banks in Iraq, specifically state-owned banks, are closed for year-end maintenance, a normal procedure, not related to economic instability.
  • U.S. Diplomatic and Financial Involvement:

    • The U.S. envoy Joel Wilson emphasizes cooperation to liberate Iraq from Iranian influence and bring prosperity.
    • U.S. financial involvement is tied to the success of the monetary reform; funds will flow into Iraq once the new exchange rate system is implemented.
    • A senior U.S. official, described as the “head honcho” from the Trump administration, is expected to arrive after Christmas with funds to support Iraq’s reform efforts.
    • Iranian-linked militias appear pressured to disarm due to U.S. presence and the ongoing political shifts.
  • Insights from Iraqi Economist and Analysts:

    • Frank’s associate Omar spoke with an Iraqi economist based in Kurdistan whose opinions largely align with the commentary shared in the video.
    • The economist was evasive but confirmed the interdependency of the Asakuda system, the new exchange rate, and monetary reform.
    • The economist stressed that reassessing the exchange rate by the end of December is inevitable for government operations.
    • Although cautious, the economist’s views reinforce the idea that monetary reform timing is critical and linked to political stability.
  • Additional Notes:

    • Pakistan’s president arrived in Baghdad on an official visit, reflecting ongoing regional diplomatic activity.
    • Frank mentions a recent U.S.-China deal on rare raw minerals, suggesting U.S. strategic economic leverage globally.
    • The video closes with Frank sharing a personal gardening anecdote and expressing gratitude for community support, including handmade cards and gifts.

Timeline of Key Events and Anticipated Dates

DateEvent / Development
December 1, 2025Original planned rollout date for Iraq’s new currency exchange rate and monetary reform (delayed).
End of December 2025New target for launching the Asakuda system and currency exchange rate after resolving import issues.
December 22, 2025U.S. delegation led by Mark Zavaya in Iraq pushing militia integration and monetary reform progress.
December 25-31, 2025Critical period expected for exchange rate reassessment and monetary reform trigger.
December 29, 2025Mandatory parliamentary session to elect speaker and president of parliament, signaling government formation urgency.
Post-Christmas 2025Arrival of senior U.S. official with funds to support Iraq’s financial reforms.

Definitions and Concepts

TermDefinition / Explanation
Asakuda systemA customs data management platform intended to streamline Iraq’s import/export process, prevent financial losses, and support monetary reform.
Monetary reformIraq’s planned economic adjustment involving lifting three zeros from the dinar, introducing a new exchange rate, and controlling inflation.
Disarmament of factionsIraqi militias agreeing to surrender weapons to central government control, reducing non-state armed groups.
Exchange rate 1310The current Iraqi dinar exchange rate that is set to expire on December 31, 2025, requiring reassessment.
CBI (Central Bank of Iraq)Iraq’s national bank responsible for monetary policy and currency issuance.

Key Insights and Conclusions

  • The disarmament of Iraqi militias under U.S. pressure marks a historic shift toward centralized control and stability.
  • The success of Iraq’s monetary reform hinges on the synchronized implementation of the new exchange rate and the Asakuda customs system.
  • Delays in reform rollout are tied primarily to import system challenges and the need for thorough preparation to avoid financial disruption.
  • U.S. diplomatic and financial engagement is pivotal in Iraq’s political stabilization and economic recovery efforts.
  • Iranian influence in Iraqi politics is being actively challenged, with factions signaling reluctant compliance due to external pressures.
  • The upcoming parliamentary session and government formation are crucial milestones for Iraq’s future governance and reform legitimacy.
  • Frank’s commentary blends faith-based reflection with pragmatic analysis, emphasizing patience, preparation, and hope for Iraq’s progress.

Summary

Frank 26’s video offers a comprehensive update on Iraq’s political and economic reforms as of late December 2025, highlighting a critical period of transition marked by militia disarmament, monetary reform delays, and U.S. intervention. The interplay between Iraq’s internal challenges, Iranian influence, and American diplomatic efforts forms the core narrative. The monetary reform, involving a new exchange rate and customs system, is positioned as a linchpin for Iraq’s financial stability and future prosperity. The video further conveys Frank’s personal faith journey, underscoring themes of obedience, learning, and readiness amid global and local uncertainties.

MNT GOAT: 🚨 Iraq’s RV Race: Last Steps Before the Massive Financial Rese...

Sudani: We Have Proven Iraq’s Sovereignty to the International Community

 Sudani: We Have Proven Iraq’s Sovereignty to the International Community 

12/20/2025

Iraqi Prime Minister Mohammed Shia Sudani said on Saturday that Iraq has achieved significant political and security victories in recent years and has proven its sovereignty to the international community.

"We have achieved major political and security successes, with recognition from the United Nations and the international community,” Sudani said, stressing the importance of resolving issues in accordance with the constitution and through national decisions.

He added, "We have proven to the international community that Iraq is a sovereign country, and we will continue to work within the framework of the Iraqi constitution.”

Regarding the completion of the United Nations Assistance Mission for Iraq (UNAMI), Sudani said the end of the mission reflects the success of Iraq’s programs and plans across most political and security fields.   LINK


MNT GOAT & FRANK26: January 1, 2026 Emerges as the New Currency Mechanism Window

 Disclaimer

This article reflects commentary, opinion, and interpretation based on reports by Mnt Goat and Frank26. It is not financial advice. Always consult qualified professionals before making financial decisions.


The December 1st Article That Didn’t Happen

An older but important article titled:

“IRAQ IS SET TO IMPLEMENT A NEW CURRENCY MECHANISM ON DECEMBER 1, 2025”

sparked significant attention earlier this year. However, December 1 came and went without implementation, leading many to ask a critical question:

Why not?


Why the December 1st Timeline Failed

According to Mnt Goat, the delay was not accidental. Two major obstacles stood in the way:

1. Elections

  • Government formation was incomplete

  • Legal authority was not fully seated

  • Political sequencing was unfinished

2. Iranian-Backed Militias

  • Security instability remained unresolved

  • Armed factions complicated financial reform

  • International confidence required disarmament progress

These issues made implementation too risky.


“No Turning Back” Once Implemented

Mnt Goat stresses a crucial reality:

“Once they implement this new currency mechanism there is no turning back.”

This means:

  • All banking systems must be ready

  • Customs, trade, and settlement systems must align

  • International financial entities must fully support it

There is no trial run at this stage.


Revised Timeline: January 1, 2026

According to Mnt Goat’s CBI contact:

“This date is now moved out until January 1, 2026.”

This revision makes sense because:

  • Government formation is nearing completion

  • Security conditions are improving

  • Financial infrastructure testing is underway

January 1 represents a clean legal and fiscal reset.


Frank26: December 31 Is the Hard Stop

Frank26 adds a critical data point directly from CBI Governor Alaq:

“On the 31st of this month, the sanction program rate ends.”

This is not speculation—it is a defined endpoint.

Key takeaway:

  • The current sanctioned rate expires

  • Something must replace it

  • The system cannot operate in a vacuum


What Comes After December 31?

Frank26 emphasizes:

“We don’t know what’s going to take over on the 1st—but we know it ends on the 31st.”

This leaves only two logical possibilities:

  1. new mechanism and rate

  2. temporary transition structure

Either way, change is mandatory, not optional.


“Allow Logic to Take Over”

Frank26’s closing thought is simple but powerful:

“Allow logic to take over… This is real. This is serious.”

The logic is clear:

  • Rates do not simply expire without replacement

  • Financial systems require continuity

  • Deadlines force decisions


Why January 1 Makes Sense

When viewed structurally:

  • New fiscal year

  • Budget alignment

  • Expiring sanction framework

  • Political authority nearly seated

January 1 is not hype—it is procedural logic.


Featured Snippets 

Why was Iraq’s new currency mechanism delayed?

The December 1 rollout was delayed due to elections, security issues, and the need for full financial system readiness.

What happens on December 31 according to the CBI?

CBI Governor Alaq stated that Iraq’s sanction program exchange rate ends on December 31.

Why is January 1 significant?

January 1 aligns with fiscal resets, budget execution, and the expiration of the current rate framework.


Q&A Section

Q: Is January 1, 2026 confirmed?

A: No. It is a revised target based on insider commentary and logical sequencing.

Q: Can the current rate continue past December 31?

A: According to Frank26, the sanction rate officially ends, requiring a replacement.

Q: Why is this considered irreversible?

A: Once implemented, the new mechanism affects all banking, trade, and settlement systems.


Final Thoughts

This update underscores a key truth: deadlines matter.

  • December 1 failed because conditions weren’t ready

  • December 31 ends the old framework

  • January 1 becomes the logical successor

This is not emotional optimism—it is structural necessity.

Quiet.
Serious.
Irreversible once launched.


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Mnt Goat  

 Old Article:  “IRAQ IS SET TO IMPLEMENT A NEW CURRENCY MECHANISM ON DECEMBER 1, 2025”   ...But it did not get implemented on Dec 1st and so why?

 Could it be the elections and the issue with the Iranian militias?

  Remember once they implement this new currency mechanism there is no turning back. Everything must be in place for the financial entities to support it. My CBI contact has told me...this date is now moved out until January 1, 2026We should all understand why.

Frank26   

 The CBI governor Alaq has told the citizens of Iraq that on the 31st of this month their sanction program rate ends.  We don't know what's going to take over on the 1st but we know it ends on the 31st.  Allow logic to take over...This is real.  This is serious.

🌐 FIREFLY REPORT: Iraq’s Digital Leap — Is the New Dinar Rate Just Days ...

Expert: Artificial Intelligence Provides A Safe Environment For Investors In The Stock Market

 Expert: Artificial Intelligence Provides A Safe Environment For Investors In The Stock Market

Time: 2025/12/21 Reading: 30 times   {Economic: Al-Furat News} Economic expert Salah Nouri confirmed on Sunday that the use of artificial intelligence technologies in the Iraqi Stock Exchange provides a safe investment environment and protects investors from fraud and scams, while pointing out that automating trading contributes to attracting local and foreign investments.

Nouri told Al-Furat News Agency that "investment in the Iraqi Stock Exchange depends on several basic conditions to attract investors, foremost among them providing a safe environment by listing the financial statements of joint-stock companies on time," indicating that "the Securities Commission and the Central Bank of Iraq have obligated private sector banks to issue quarterly financial statements to be traded in the market."

He added that "the investment process requires careful monitoring of licensed brokerage firms, as the buying and selling of shares is carried out through them," stressing "the importance of adhering to honesty with the investor in accordance with the instructions issued by the market administration."

Nouri added that "the Financial Disclosure Department at the Securities Commission is responsible for examining financial data before approving its listing," noting that "the main goal of the market and the commission is to stimulate economic sectors by mobilizing and directing investments, stressing that the more investors are protected from fraud, the greater the demand for investment from Iraqis and foreigners."

He explained that "automating stock trading and monitoring brokerage firms facilitates trading operations quickly and securely, which is currently available in the Iraq Stock Exchange through the use of the latest software used in the Gulf markets."

The economist pointed out that "the bottom line is that the use of artificial intelligence ensures the speed of completing transactions within a few minutes, as well as enhancing protection and transparency in stock trading."  LINK  


SANDY INGRAM & JEFF: Falling Dinar Supply, Currency Scarcity, and the Budget–Rate Connection

Disclaimer

This article contains commentary, opinion, and analysis based on statements by Sandy Ingram and Jeff. It is not financial advice. Always consult qualified professionals before making financial decisions.


Why Scarce Currencies Hold Higher Value

Sandy Ingram opens with a core monetary principle:

“Currencies that are hard to get your hands on always have a higher value and are the highest ranking currencies in the world.”

This is not speculation—it is a widely accepted economic concept. Currency scarcity:

Historically, the strongest currencies are controlled, not abundant.


CBI Confirms Dinar Supply Reduction

According to the Central Bank of Iraq (CBI):

  • Iraqi dinar circulation declined by 5.5% in Q3 2025

  • Total issued currency now stands at 99,681 billion dinars

  • Approximate USD value: $76.1 billion

Sandy emphasizes:

“We now know for sure Iraq is reducing the number of Iraqi dinars in circulation. This is excellent news.”

This is official data, not rumor.


Why This News Matters So Much

Reducing currency supply is not cosmetic. It is:

  • A deliberate policy decision

  • A prerequisite for currency strength

  • A signal of future monetary moves

Sandy adds a powerful historical comparison.


The Kuwait Parallel: A Historical Signal

Sandy notes:

“This type of news would be in Kuwait three years before it became one of the highest ranking currencies in the world.”

Kuwait followed a similar path:

  • Controlled currency issuance

  • Strong fiscal discipline

  • Gradual strengthening before global recognition

The implication is not sameness—but pattern similarity.


Currency Rarity Signals Preparation

Sandy’s key insight:

“When Iraq starts pulling in and making its currency rare, that’s when you know they’re getting ready to do big things.”

Scarcity suggests:

  • Confidence in future demand

  • Readiness for structural change

  • Alignment with international standards


Jeff: Why the Budget Period Is Critical

Jeff adds a crucial timing perspective:

“You have a budget period. That’s the critical time piece.”

Budgets are not abstract documents. They are:

  • Calculated using the currency value

  • Dependent on exchange rate assumptions

  • Legally binding financial frameworks


Why Budget and Rate Must Align

Jeff explains:

“Budgets are calculated off of the currency value…that means both the budget and rate change have to happen in very close proximity to each other.”

This means:

  • A new budget requires a realistic rate

  • Rate changes cannot be isolated events

  • Timing must be synchronized


January: A Logical Budget Window

The next budget period is expected to begin:

  • January of the coming year

This aligns with:

  • Fiscal year transitions

  • Accounting resets

  • Monetary policy updates

While not a guarantee, it is a logical convergence point.


Connecting the Dots

When combining both perspectives:

  • Sandy Ingram: Currency scarcity and supply reduction

  • Jeff: Budget timing and rate dependency

The message is consistent:

Preparation + Timing = Potential Transition


Featured Snippets 

Why does reducing currency supply strengthen a currency?

Lower supply reduces inflation and increases purchasing power, making the currency more valuable and stable.

Is Iraq officially reducing dinar circulation?

Yes. The Central Bank of Iraq reported a 5.5% decline in currency issued in Q3 2025.

Why is the budget period important for exchange rates?

Budgets are calculated using the currency value, so rate changes must align closely with budget timelines.


Q&A Section

Q: Does this guarantee a revaluation?

A: No. It confirms preparation and policy discipline, not a guaranteed outcome.

Q: Why is Kuwait often mentioned?

A: Kuwait followed a similar path of currency control before achieving high currency value.

Q: Is January confirmed for a rate change?

A: No. January is a logical period due to budget cycles, not an official date.


Final Thoughts

This update provides substance over speculation. Official CBI data confirms a shrinking money supply, while budget logic explains why timing matters.

Currency strength is not announced—it is built.

Scarcity is intentional.
Timing is strategic.
Preparation is visible.


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Hashtags 

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#CurrencyScarcity #MonetaryPolicy
#IraqBudget #ExchangeRate
#DinarRevaluation #GlobalFinance
#RVIntel

Sandy Ingram  

Currencies that are hard to get your hands on always have a higher value [and are the] highest ranking currencies in the world...The CBI of Iraq reported a 5.5% decline in currency issued during the 3rd quarter of 2025 falling to 99,681 billion Iraqi dinars which is ~ $76.1 billion...We now know for sure Iraq is reducing the number of Iraqi dinars in circulation.  This is excellent news.  This [type of news] would be in Kuwait 3 years before it became one of the highest ranking currencies in the world. 

 This is the news you want to hear because when Iraq starts pulling in and making its currency rare that's when you know they're getting ready to do big things.

 Jeff  

 You have a budget period.  That's the critical time piece...But then a budget. 

Remember, budgets are calculated off of the currency value...that means both the budget and rate change have to happen in very close proximity to each other around the budget period.  The next budget period should be starting next year January.

FRANK26 Discusses Potential Iraqi Dinar Opening Value: $4.81 Questioned

Highlights Frank26 raises the question whether  $4.81  is a realistic marker for the Iraqi Dinar or just a speculative scenario. Read al...