Wednesday, October 29, 2025
MNT GOAT: 🟢 My Take: Observations & Clarifications on the RV & Zero-Removal
🟢 My Take: Observations & Clarifications on the RV & Zero-Removal
1️⃣ Why Intel Gurus Are Distrusted
Many repeat rumors, focus on clickbait, or ignore details.
Some spread false information on bank screens, memos, rates, or three-letter agency gossip.
Example: TNT Tony claimed “removing zeros doesn’t matter” based on a rumor—wrong.
Key point: No lower denomination notes have been circulated yet. Pictures seen online are from the 1930s–1940s “golden era.”
2️⃣ New & Older Denominations
New lower denomination notes (planned): 1, 5, 10, 25, 50, 100 dinars (possible 20 dinar).
New coins (planned): 10, 25, 50 fils; 1 dinar; possibly 0.05, 0.10, 5, 10, 50 dinar fils.
Three-zero notes (still exist, used for banks & trade): 250, 500, 1,000, 5,000, 10,000, 20,000, 25,000, 50,000 IQD.
3️⃣ The 20,000 IQD Note
Previously canceled in 2022, now planned for banks only (2025–2026).
Purpose: part of zero-removal, won’t affect everyday cash circulation.
4️⃣ Purchasing Power vs Rate
CBI says: Deleting zeros = technical accounting step; purchasing power doesn’t change, but rate may change naturally.
Example with 25,000 → 25 dinar:
Old 25,000 IQD ≈ $18.94 USD
New 25 dinar note must maintain same purchasing power → rate per dinar increases to ≈ $0.72/dinar
Lesson: Official CBI rate doesn’t change, but real value per dinar changes automatically.
5️⃣ Common Misconceptions
No new lower denominations are circulating yet. CBI will publish official images first.
Project to Delete the Zeros is NOT a “lop.”
A lop = IMF tool for hyperinflation reset; this project is controlled, structured, and tied to lower denominations plus background three-zero notes.
Dinar isn’t worthless—it’s undergoing a controlled process to reset denominations safely.
6️⃣ Next Steps in the RV Process
Project to Delete the Zeros → collect old bills, issue lower denominations.
Monitoring Inflation & Market Stability → ensure safe transition.
Reinstatement & Forex Peg Change → IQD may peg to a basket of currencies → potential major rate increase.
⚠️ Key Takeaways
Ignore “intel gurus” spreading rumors.
New lower denominations not yet distributed.
Deleting zeros technically doesn’t change purchasing power, but it does affect the per-dinar value.
Real RV (major rate change) comes after zero-removal and stabilization, not immediately.
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MNT GOAT: My take on these observations is this:
Why won’t they believe it?
This is mainly because these intel gurus don’t pay attention to minor details or if they get the details they soon forget to be able to connect the pieces when later information comes out. These same intel guru idiots are too concerned about telling their RV stories and rumors than FACTUAL information. They audiences tend to be dumbed down and are almost as stupid as they are. While on their conference calls they give bogus information about bank screens, memos, rates or three letter agency gossip and rumors. They use it to pump their everyday / any day RV scenarios. They have done this over the last two decades.
But as usual, again we get the knee jerk reactions by these stupid intel gurus with their stupid rumors and opinions about these recent articles on removing the zeros. On one call, I remember, TNT Tony told his audience that the three letter agency told him that removing the zeros didn’t matter. Really? So without questioning it, Tomy just repeated the nonsense. His is as stupid as the rest. Then some just repeat other rumors and do absolutely now research. They have been so lazy in the past that they have no past information in their minds or records to connect the current news to. They simply make up stories. Some intel gurus say the 50 dinar note is back but I assure you it is not yet back in circulation. There is also no pictures published as of yet of ANY of the newer lower denominations. Any pictures you see are from the ‘golden era’ of Iraq from the 1930’s and 1940’s and the CBI is attempting to impress upon the citizens what the newer notes might look like from these images. That is all it is.
Remember that in 2016 the CBI specifically told the citizens that when they begin the Project to Delete the Zeros, they would begin with the new 100 dinar note and coin. Has this changed? Again, why would they start with the 100 dinar note and not the low lowest notes. I will leave this question for you to ponder over. Soon you will see the answer but it will come from the CBI not me.
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Article from Iraq Channel 8 News follows:
A HISTORICAL LOOK AT IRAQ’S COINS AND BANKNOTES
By Mohammed Jangadost 26/10/2025
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Newer “lower of the lower” denomination notes will be as follows:
Bills: 1 dinar, 5 dinar, 10 dinar, 25 dinar, 50 dinar, 100 dinar
Coins: 10 fils, 25 fils, 50 fils and a 1 dinar.
Note: there may also be a 20 dinar added.
What will happen to the three zero notes?
To coincide with the newer lower denomination notes, the following three zero notes will still exist but taken out of everyday circulation. They will be used only in the background for financial institutions for larger cash transactions for international transactions, such as trade deals. Note the 20,000 note has been added since this note does not yet exist in circulation in Iraq.
250, 500, 1000, 5,000, 10,000, 20,000, 25,000, 50,000
Earlier it was announced the CBI will also be adding the following new coins but this could change, probably not:
.05 fil
.10 fil
1 dinar fil
5 dinar fil
10 dinar fil
50 dinar fil
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The 20,000 IQD Note Saga:
Next, let’s review this 20,000 dinar note legacy since the CBI just told us that they are going to issue it, as part of removing the zeros. Does this sound weird to you or what at this point in time? But let me explain and so you will understand what they are doing.
What did we recently just read in a CBI article from 10/22? I quote from it below:
“He (meaning Ali Al-Alaq) pointed out that, “With the renewed proposal for the zero-removal project, which is currently being prepared, the currency denominations will be restructured in general, including the 20,000 denomination.”
What is really going on with this 20,000 note and why the recent article mentioned it from the CBI. Do you remember this article below from the past? In was one of many from late 2022. Let’s tie in this recent news to the news of 2022. Older article follows:
So, we do also know that in2022 they cancelled the notion of the 20,000 note once Ali Al-Alaq came back as the governor of the CBI in early 2023. At that time, he told us this note was still “under review”. In other words, the CBI changed it’s mind on this note and so now it has decided it is time to issue it, but only to the banks not the everyday citizen. Get it?
They now plan to launch that 20,000 note in 2025-2026 at the same time as they conduct the removing the zeros and launching the lower categories. So, this is all we now know about this note. Don’t be scared about it. It is not going to affect the removing of the zeros except that a newer 20 dinar note may arise to coincide with it. I said may arise. The CBI has not yet told us.
What? The ‘Purchasing Power’ will not change?
In some of these past and recent articles about the Project to Delete the Zeros, they state the “purchasing power” will not be change when they do it. Note they DID NOT say the rate would not change. This is tricky and so pay attention to what I am about to say next if you truly want to understand what they told us.
I quote from one of the October 16th recent articles:
“Comparative studies indicate that deleting zeros is a technical accounting step that does not change purchasing power, but rather simplifies calculations and reduces errors in financial systems”
NOTE: Very Important- the CBI did not say the rate wouldn’t change but did say the “purchasing power” would not change. Very tricky! Of course, we all can assume that the purchasing power is connected to the rate, as when the dinar has a higher rate one can use it to purchase more. Right? Again this is tricky and so stay with me…. 😊
However, as long-term investors in the dinar we all should know better, don’t we think there must be some kind of rate change in-country? How can we have these lower denominations without a rate change, as they would be almost worthless. Ah…but this is the what we are about to explore.
First why would they need a rate change?
- To incentive the citizens to turn in stashed of currency to the banks
- Al Sudani told us the dinar would be worth more than the dollar (but this may not come until the reinstatement phase of the project.
Here is yet more proof that the rate of the dinar must change when they Delete the Zeros. But is the CBI going to “intentionally” change it, or will this just occur as a matter of removing the zeros. This is the key to unlocking the mystery of this latest statement of ‘that deleting zeros is a technical accounting step that does not change purchasing power” Let me explain.
I need everyone to put on their thinking caps. Ready…okay Think about it, yes THINK, THINK, THINK!
So, let’s role play and figure this out together, okay? Here is an example using what they just told us in recent articles Then we can determine if the rate does change, but changes as a matter of course, not an “official” CBI rate change. The CBI even used the term that deleting zeros is a technical accounting step that does not change purchasing power. Can you see it now?
Example: Today is October 28, 2025 and the “official” CBI rate is 1320 IQD per 1 USD, right? We know this and they told us this is not changing “in order to remove the zeros”. Okay so now we are beginning to see the light and what will happen. You see the CBI does not have to change the “official” rate as it will change itself. Again lets go to an example and we will understand.
So, today the “official” CBI rate is 1320 IQD per 1 USD. This equates to about $18.94 for the value of a 25,000 dinar bill today. Here is how I calculated this: 1.00 /1320 = .00007575 per dinar. Yes, that is not even a penny a dinar. Then multiply .00007575 x 25,000 = $18.94 USD. Everyone still following me? Let’s go further and here is where the rate does change.
_______________________________________________________________________________________________
So, if the 25 dinar note is to replace the 25,000 note and the “purchasing power” is said not to change, it would have to have a value of $18.94 too according to the recent set of articles just published by the CBI, right? The same as the 25,000 note it is replacing, right?
So, let’s look at what happens when they removing the zeros…..
Logically if we take 18.94 divided by 25 we get .72 (almost .73 cents) per dinar. WOW! Do you see the rate change now? If you take the 1320 “official” CBI rate the rate per dinar is at .00007575 per dinar, right?
So, the rate did change! Again, what are we talking about here? What they told us about the “purchasing power” of the dinar not changing is true but they are not telling us the entire truth. It is a play on words. But ‘technically’ they are correct. The CBI even used the term that deleting zeros is a technical accounting step that does not change purchasing power. Can you see it now?
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CAUTION
But be careful that some intel gurus are telling you that removing the zeros means to drop the zeros from the “official” CBI rate. This is entirely FALSE. Just take a look at this video from the CBI itself, It is now playing in Iraq as part of the educational process. Yes, Frank26 I am talking to you. Get your information correct. Tell you listeners the TRUTH!
This simply is just more intel guru idiot talk and that is why I am now telling you to stay away from these idiots. Again, they don’t know what the hell they are talking about. So, let’s do the math and see what happens to the “official” rate per dinar under 1320. The rate is actually .00007575 per dinar then drop three zeros = .00007575 leaving .075 or 7 or 8 cents rounded. So, if what the gurus say is true the “purchasing” power would be drastically changed to 7 cents by a “rate change” and this is not what the CBI just told us. Get it?
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I know, I know, it is confusing and so just relax, listen to me and don’t over think it.
So, now let me answer some common questions that may arise: Always feel free to ask your question(s). I will do my best to answer them. But before you do make sure I didn’t already talk about your topic.
Question: When does our real RV nominal rate come out, the big rate we all want such as $3.81 or $4.00 as we are told might be the rate?
Answer: Again I will emphasize that the Project to Delete the Zeros is ONLY the first step of the process to get to FOREX and the dinar is still solely pegged to the dollar. It is to collect all the larger notes and issue the lower denominations. This is the purpose of this step. The CBI will be VERY concerned about inflation afterwards and so they told us there will be a period of time before they move to the next step.
The next step is the REINSTATEMENT on to FOREX. The peg will change and the IQD will be repegged to a “basket” of currencies that will allow it to change drastically higher. Get it? This is how we get the rate we want. This is when we go exchange.
Here is the article from 2019 from the CBI as proof that there must be value and usefulness in the dinar for the citizens to use it or the launching of the newer notes will not work. The project will be a flop.
Folks, I try to save everything so I can go back to it. See article below:
Question: Is Iraq really now distributing the newer lower denominations?
Answer: Absolutely NOT! Stop listening to these idiot intel gurus. My CBI contact told me she will let us know when this happens. The CBI will first publish the newer notes on their website and with pictures once they start rolling them out.
Question: Did the CBI recently publish the pictures of the newer lower category notes 1,5, 10 and 50? Stop listening to these idiot intel gurus.
Answer: Absolutely NOT! As I emphasized years ago they will use the vehicle of the CBI site to show all the newer notes just as they with the three zero notes. They don’t want to give the counterfeiters time to design and print these newer categories prior to launching the notes in Project to Delete the Zeros. They are keeping very tight security on these newer notes.
Question: Is this lop? Will our dinar be worthless? Yes, I want to shoot the next person who asks me this….lol… lol.. lol..
Answer: Folks your dinars now are almost worthless. Get it..lol..lol..lol.. 😊? A “lop” is a very specific tool used by the IMF. It has a specific meaning to “restart” a currency. In other words, the central bank takes in the hyper-inflated currency due to “hyper-inflation” and restarts the denomination process all over again by issuing lower denominations. In other words, unless they do something about the very high inflation in years ahead, they will be lopping again and again. So, what did the CBI and the Finance Committee tell us about Iraq’s inflation rate? I will leave it at that…. Please no more questions about a lop!!!! ☹ PS- I also read the 2011 CBI / IMF plan to get to the reinstatement and it does not at all talk about a lop. We also know these 3 zero notes are going to “coincide” with the newer lower denominations. So how can this possibly be a “lop”. Please do your research.
Please feel free to ask a question on this subject matter. Now is the time.
💥 Iraqi Banks on the Verge of a Major Transformation! 🏦💸
💥 Iraqi Banks on the Verge of a Major Transformation! 🏦💸
Breaking Free from the Dollar! 💵❌
Banking expert Mustafa Hantoush says 90% of Iraq’s banks are still limited by dollar restrictions, but change is coming. Within three months, some banks may begin gradual liberation from these limits. ⏳✨Comprehensive Reform Needed! 🔧
Hantoush emphasizes the need for radical reforms to modernize banking operations, expand loans and investment areas, and enhance efficiency across the sector. 📈Full Financial Inclusion Ahead! 🌍
Iraq is moving toward diversifying banking services, strengthening international relations, and updating technical systems to simplify procedures for citizens. This is a crucial step toward integrating into the global financial system. 🌐💪The Future is Bright! 🌟
With reforms and modernization, Iraqi banks could soon unlock new opportunities and boost economic growth, marking a new financial era for the country. 🚀
🔗 Read the full article: Al-Maalouma News
📌 Follow Us for More Updates:
MNT GOAT: 🚀 Iraq’s Financial Future is Taking Off! 💸✨
🚀 Iraq’s Financial Future is Taking Off! 💸✨
Banking Revolution Ahead! 🏦
Financial expert Mustafa Hantoush says Iraqi banks are on the brink of breaking free from dollar restrictions. A new era is coming with a basket of currencies for the IQD—time to ditch the sole US Dollar peg! 💵❌➡️💹US Envoy Sees Unlimited Potential! 🌟
Mark Savaya sends a strong message: “Iraq is improving day by day, and there are no limits to its capabilities!”🇮🇶💪The Golden Age of Iraq? 🏅
Experts suggest Iraq is entering a financial rebirth, setting the stage for economic growth and independence. The vision: “Make Iraq great again!” 🚂🔥
💥 Full articles in the Articles Section!
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FRANK26: 🔥 “Iraq’s Monetary Reform on the Edge: Banks Ready, Laws Finalized, Big Reveal Coming Soon?” 🔥
🔥 “Iraq’s Monetary Reform on the Edge: Banks Ready, Laws Finalized, Big Reveal Coming Soon?” 🔥
💰 Highlights from Frank’s October 27, 2025 Update (KTFA Platform)
🇮🇶 Iraq’s Big Move:
Frank reports major progress in Iraq’s monetary reform, hinting that the new IQD exchange rate could be announced suddenly and without fanfare — possibly early morning.
🏦 Banks on Alert:
A U.S. investor shared that Chase Bank confirmed readiness to exchange Iraqi dinar once the reform is official — showing real-world bank preparation for what’s coming.
📜 Key Laws in Play:
HCL (Hydrocarbon Law) finalized in draft, ensures oil revenue sharing between Baghdad & Kurdistan.
ACL (Amended Currency Law) is tied to the new exchange rate and lower denomination notes.
Frank believes both are either ready or passed behind the scenes.
💳 Digital Leap:
Iraq’s new Q Card international smart payment system was featured at Money 2020 USA (Las Vegas) — proof that electronic payments and global integration are on the rise.
⚙️ Insider Meetings:
Frank’s sources (“Walking Stick” & “Aki”) confirm high-level government meetings preparing contractors and ministries for infrastructure projects linked to the currency reform.
🕊️ Faith & Focus:
Frank ends with prayer, gratitude, and encouragement to stay patient, informed, and prayerful as Iraq approaches this pivotal economic moment.
🌍 The Bottom Line:
➡️ Monetary reform appears imminent.
➡️ HCL + ACL = Green Light for the new exchange rate.
➡️ Banks, contractors, and ministries are on standby.
➡️ A “sudden” announcement may change everything.
📢 Stay Updated & Connected:
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✨ Stay tuned — the revaluation moment might be closer than anyone expects! ✨
📊 “Iraq’s Dollar Sales Soar 17% in 2025 — U.S. Energy Talks Signal Stronger Ties!” 🇮🇶💵⚡
📊 “Iraq’s Dollar Sales Soar 17% in 2025 — U.S. Energy Talks Signal Stronger Ties!” 🇮🇶💵⚡
📰 Key Economic Highlights (October 28, 2025)
📈 Central Bank Dollar Sales Surge:
By July 2025, the Central Bank of Iraq (CBI) recorded $48 billion in hard currency sales — a 17% jumpcompared to last year.
Economic expert Manar Al-Obaidi projects sales could exceed $83 billion by year-end.
Daily average sales: over $350 million, marking the highest rate in CBI’s history.
💬 This surge reflects stronger import activity, market liquidity, and ongoing reforms in Iraq’s foreign currency management.
🇺🇸 Iraq–U.S. Energy Cooperation Deepens:
Oil Minister & Deputy PM for Energy Affairs, Hayan Abdul-Ghani, met with James P. Danly, U.S. Under Secretary of Energy.
Discussions focused on joint projects in oil, gas, and energy, boosting Iraq’s energy infrastructure and U.S.–Iraq strategic ties.
The meeting included key Iraqi officials from the Ministry of Oil and Gas Affairs, emphasizing Iraq’s commitment to international partnerships.
⚙️ Why It Matters:
Rising dollar sales suggest increased trade flow and market stability despite reform transitions.
Strengthened U.S.–Iraq cooperation could accelerate energy diversification and foreign investment.
Both developments signal Iraq’s push toward economic expansion and modernization in 2025.
📢 Stay Informed — Join Our Community for More Updates on Iraq’s Economic Reform & Currency News!
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💡 Iraq’s economy is heating up — record dollar sales, growing U.S. energy ties, and reform momentum could redefine 2025! 🚀
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