Tuesday, November 18, 2025

Series: Zim Notes & Zim Bonds — Investor’s Guide

Series: Zim Notes & Zim Bonds — Investor’s Guide

Article 1 — Zim Bonds: What They Are and Why They Matter

Powerful quote:
"I promise to pay bearer on demand" — a phrase on Zim Bonds, confirming their legal nature as promissory notes.

🔹 Summary

Zim Bonds are promissory notes issued by the Zimbabwe Treasury. Many think they are just “old paper,” but legally they have backing. Holding them could provide access to a potential exchange or redemption if Zimbabwe reforms its monetary system or backs the currency with real assets like gold.

🔹 My assessment

These bonds are a high-risk, high-reward opportunity: there is no guaranteed revaluation, but the legal documentation and natural resource backing give them structural credibility.

🔹 Action for investors

  • Keep your notes in good condition

  • Document ownership (receipts, photos, serial numbers)

  • Learn about tiers and redemption processes (see Article 3)

Reference: ABOUT THE ZIM BOND NOTES — Ariel

Article 2 — The History of Zimbabwe’s 100 Trillion Dollar Notes

Powerful quote:
"Even the 100 trillion notes could find a purpose in a revaluation scenario" — old bills could gain value in the right circumstances.

🔹 Summary

Zimbabwe experienced hyperinflation, issuing bills up to 100 trillion dollars. Today, with a possible monetary reform, these old bills could be redeemed or exchanged for backed assets, especially if Zimbabwe adopts a gold-backed or digital currency system.

🔹 My assessment

If you hold these notes, it is crucial not to discard them. While the RV process is uncertain, these bills can be part of a structured redemption plan, making them a speculative but potentially rewarding asset.

🔹 Action for investors

  • Organize your bills by denomination and condition

  • Stay updated on “Project Looking Glass” and RV scenarios

Reference: The Redemption of Zimbabwe’s 100 Trillion Dollar Notes

Article 3 — Tiers and Redemption: How the System Works

Powerful quote:
"Tier 4b holders of Zim Notes may be eligible for redemption first" — tiers determine who might get exchanged or redeemed first.

🔹 Summary

Dinarevaluation explains that holders of Zim Notes are categorized into tiers based on amount, acquisition method, and documentation:

  • Tier 4a: notes already submitted with receipts (SKR)

  • Tier 4b: physical notes held by the investor

🔹 My assessment

Understanding your tier is vital: it determines your potential participation in redemption, estimated timing, and the type of asset you may receive (digital, gold-backed, etc.).

🔹 Action for investors

  • Identify your tier

  • Keep all documentation and serial numbers safe

  • Stay alert for official updates

Reference: Excerpts from MarkZ: What are the tiers?

Article 4 — Gold and Zim Bonds: The Foundation of Future Value

Powerful quote:
"Gold is the anchor that could stabilize the Zim Notes in a revaluation scenario" — gold could provide real backing to these notes.

🔹 Summary

Many Dinarevaluation posts highlight that Zimbabwe has significant mineral reserves, and future monetary systems could use gold or precious metals to back Zim Notes. This reinforces RV credibility and increases investor confidence.

🔹 My assessment

Although revaluation is not guaranteed, tangible backing in gold improves the odds of a favorable scenario for investors holding their notes.

🔹 Action for investors

  • Follow news on Zimbabwe’s gold reserves

  • Evaluate the link between Zim Bonds and precious metals

Reference: RV UPDATE: About the Gold and Zim Bonds — Ariel

Article 5 — Timing: When Redemption Could Happen

Powerful quote:
"Some internal sources indicate that Tier 4B redemptions could be quietly underway" — there are indications that some processes may have already started.

🔹 Summary

Timing is critical: although no official date exists, analysts suggest that Tier 4B redemptions of Zim Notes may be starting quietly. Investors should watch for warning signals, regulatory changes, and official communications.

🔹 My assessment

Preparation is better than reacting late. Having your notes ready, documented, and in good condition is the best strategy to maximize redemption opportunities.

🔹 Action for investors

  • Keep Zim Notes organized

  • Monitor updates from reliable blogs

  • Consider both conservative and optimistic RV scenarios

Reference: Possible Timing of the Global Currency Reset — Judy

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GOLDILOCKS: Banks Preparing For New Currency Exchanges - ALL Test Completed @DINARREVALUATION #iraq


 

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💥 Iraq’s Historic “Zero-Zero” Dinar Reform: A New Financial Era Begins! 🇮🇶💰🚀

 💥 Iraq’s Historic “Zero-Zero” Dinar Reform: A New Financial Era Begins! 🇮🇶💰🚀

The Central Bank of Iraq has officially confirmed its long-awaited “zero-zero” project, a historic monetary reform designed to reshape the Iraqi economy and strengthen its global financial standing. Here’s what you need to know:

🔹 What is the “Zero-Zero” Project?

  • The Iraqi dinar will remove three zeros, turning 1,000 old dinars into 1 new dinar.

  • Prices, wages, and savings will adjust proportionally — no loss in purchasing power.

  • Internal projections estimate the dinar could float at 3.22–4.25 to the USD, reflecting Iraq’s true economic strength.

🔹 Why Now?

  • Strong oil revenues provide a stable economic foundation.

  • Growing gold reserves strengthen monetary credibility.

  • Expanding global trade partnerships reduce dependence on a single currency.

  • Iraq’s economy is at a turning point, ready to move from post-war recovery to economic independence.

🔹  Global and Regional Impact

  • Attracts foreign investment and boosts regional growth.

  • Reduces dependence on the US dollar, offering geopolitical flexibility.

  • Could inspire monetary reforms across neighboring Middle Eastern economies.

🔹 How Will It Happen?

  • Two paths under consideration:

    1. Gradual, market-driven adjustment

    2. Swift, decisive currency reset

  • Every step is carefully planned to maintain stability and public confidence.

🌟 The Bottom Line

This is more than a currency update — it’s a historic financial transformation. The Iraqi dinar is poised to finally reflect the country’s real economic power, signaling a new chapter of prosperity, independence, and global relevance.

🔗 Follow the Community for Updates

📌 BLOG: https://dinarevaluation.blogspot.com/
📌 TELEGRAM: https://t.me/DINAREVALUATION
📌 FACEBOOK: https://www.facebook.com/profile.php?id=100064023274131
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📌 YOUTUBE: https://www.youtube.com/@DINARREVALUATION

THE IRAQI DINAR WITHOUT ZEROS: THE CENTRAL BANK OF IRAQ LAUNCHES A HISTORIC REFORM.

Research and writing by: Dr. Subhi Jabara

The Central Bank of Iraq has officially confirmed that it is moving forward with its long-awaited “zero-zero” project, a massive financial reform that will fundamentally reshape the country’s economy and its standing on the global stage.

In a series of statements, the Central Bank Governor emphasized that the project is not mere speculation but a concrete initiative that has generated considerable enthusiasm and interest in international financial circles. This ambitious project aims to rename the Iraqi dinar by removing three zeros from its nominal value to better reflect the country’s growing economic strength. This move, which has been the subject of rumors for years, is currently under active development, with comprehensive studies and simulations having been completed. According to the Governor, the process will be gradual and meticulously planned to ensure financial stability while unlocking the currency’s true potential. 

For years, the Iraqi dinar has suffered from a decline in its nominal value as a result of decades of conflict and economic instability. The current exchange rate, hovering around an unofficial rate of 1,415 dinars to the US dollar, forces citizens to carry large amounts of cash for their daily transactions and complicates international trade and investment. The “zero-zero” project was designed to address this problem by simplifying the currency and aligning it with the country’s strong economic fundamentals, including robust oil revenues, expanding gold reserves, and deepening trade partnerships with global powers such as China, the United States, and the European Union. While the Central Bank has been careful not to commit to a specific timeline, the confirmation that the project has begun marks a pivotal moment for Iraq. This represents a transition from post-war recovery to a new era of economic independence.

Signs of Reform: How Will “Removing Zeros” Work?

The phrase “removing zeros” may sound alarming, but it is a standard monetary policy tool known as currency revaluation. It is not a confiscation of wealth, but rather a recalibration of the currency’s nominal value. In essence, 1,000 old Iraqi dinars will become 1 new dinar. Crucially, all prices, wages, and savings will be adjusted proportionally, ensuring that individuals’ purchasing power remains stable at the moment of the shift. The real shift occurs in the subsequent adjustment of the exchange rate.

The Central Bank has developed several scenarios, with internal studies predicting that the floating dinar could stabilize automatically at a value in the distant future between 3.22 and 4.25 dinars to the dollar. The governor clarified that these figures are not a declared rate but rather an indicator of the currency’s potential if it is allowed to float freely based on market demand and Iraq’s economic fundamentals. Two main paths are being considered for the next phase.

Economists close to the central bank indicate that both options remain on the table. The choice will depend on the government’s strategic priorities, whether it favors a gradual, market-driven adjustment or a swift and decisive reset.

Either path would trigger one of the most significant currency transformations in the modern Middle East. The economic driver: Why is now the right time for a stronger dinar? The timing of this reform is not coincidental. The Iraqi economy is at an evolutionary turning point. The country’s fiscal position has steadily improved, driven by several key factors: Strong oil revenues: As a leading producer in OPEC, Iraq’s steady oil revenues provide a stable foundation for its economy and strong support for its currency. Growing gold reserves: The central bank is actively expanding its gold reserves, a traditional safe asset that enhances monetary stability and international credibility. Deepening trade partnerships: Iraq has developed strong trade relations with major global economies, including China, the United States, and the European Union, diversifying its economic interactions and reducing its dependence on any single partner. Despite this strength, the nominal value of the dinar has been lagged, widening the gap between the official exchange rate and its true value. Each time Iraq’s GDP grows or its foreign reserves increase, this discrepancy becomes more pronounced.

The “zero-zero” project is the mechanism to close this gap, allowing the currency to finally reflect the country’s true wealth and economic progress. This reform is expected to have profound global implications. Revaluing the Iraqi dinar would:

• Boost regional investment: A stable and strong currency would make Iraq a more attractive destination for foreign investment, thereby fostering economic growth throughout the region.

• Reduces dependence on the dollar: By re-pegging its currency into a diversified basket of currencies or commodities, Iraq can reduce its reliance on the US dollar for oil settlements, a move with significant geopolitical implications.

• Inspires monetary reform: It could inspire neighboring economies to reassess their monetary structures, potentially triggering a wave of fiscal modernization across the Middle East. For Iraq itself, this is more than just an economic adjustment; It is a step toward a historic fiscal renaissance, signaling Iraq’s transition from post-war recovery to a future of economic independence and self-determination. A new chapter for Iraq: The way forward.

The central bank governor has emphasized that this reform is not a rash or hasty move; Every step is carefully measured, documented, and designed to maintain stability and public confidence. While the precise implementation timeline remains confidential, the confirmation that the project has begun and the preliminary studies are complete indicates that implementation is closer than ever. When the reform takes place, whether through a gradual float or a sudden restructuring, it will permanently alter Iraq’s fiscal identity.

The phrase “removing zeros,” as simple as it sounds, represents one of the most ambitious and complex financial engineering projects in the country’s modern history. The central bank is not just changing numbers; It is redefining how Iraq interacts with the global economy. The world is watching closely. The potential shift in the dinar’s value, with projections ranging between 3.22 and 4.25 to the dollar, has captured the attention of investors, economists, and governments worldwide. This is not just an economic story; it is history in motion. As Iraq stands on the precipice of this financial transformation, the message is clear: the nation is ready to transcend its past and write a new chapter of prosperity and strength.


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COFFEE WITH MARKZ: ⭐ Global Currency Chatter Heats Up — Big Moves or More Misdirection? 🌍💬🔥

⭐ Global Currency Chatter Heats Up — Big Moves or More Misdirection? 🌍💬🔥

Here are the top highlights from today’s community discussion — fast, sharp, and easy to share:

🚀 1. “Anything Can Happen” — Timing Wide Open

MarkZ emphasized that rate changes could occur anytime: mid-quarter, mid-day, or middle of the night.
👉 No one knows the timing — and confusion is part of the process.

💸 2. Talk of a Massive Cash Infusion

Members pointed out Trump’s mention of a $20T infusion before year-end — sparking RV speculation.
MarkZ hasn’t received today’s bond update yet but expects news later this afternoon.

📊 3. Floating Timeline Rumors

Some chatter suggests no float until January 26, based on Oliver Wyman’s analysis — but MarkZ reminded everyone that timing is intentionally obscured.

🌐 4. ISO 20022 & Blockchain Adoption

Major movement in Vietnam:
✔ Conferences promoting ISO 20022
✔ Blockchain technology entering interbank systems
✔ Continued global pressure for the dong to increase in value

This adds fuel to speculation about which currency might move first.

🪙 5. Dinar Comparison to Kuwait

Members noted the IQD dropping in value — MarkZ confirmed Kuwait showed similar behavior before its revaluation.

🏛 6. Banking System Under Pressure

Key updates MarkZ highlighted:

  • Republican Senators want to reduce Basel 3 capital requirements

  • SEC dropping crypto from 2026 priorities — a potential push toward alternative financial systems
    These shifts tie into larger global “reset” narratives and debate over centralized vs. decentralized systems.

🌏 7. BRICS Momentum

Claims circulating that 185 countries are aligning with BRICS — raising questions about global de-dollarization and gold-backed directions.

🙏 8. Staying Patient & Positive

Community closed with encouragement to stay steady:
“We gotta be close now… keep the faith.”

🌟 Final Note from MarkZ

Everything shared is opinion. Always consult a financial professional before making decisions.

🔗 FOLLOW OUR COMMUNITY

📌 BLOG: https://dinarevaluation.blogspot.com/
📌 TELEGRAM: https://t.me/DINAREVALUATION
📌 FACEBOOK: https://www.facebook.com/profile.php?id=100064023274131
📌 TWITTER (X): https://x.com/DinaresGurus
📌 YOUTUBE: https://www.youtube.com/@DINARREVALUATION

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MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context.  Be sure to consult a professional for any financial decisions

Member: Good Morning. Wishing everyone a terrific Tuesday!

Member: Whoever started this Jumanji game, I'd appreciate if you'd finish it! LOL

Member: What is the chance of a new rate in the middle of a quarter?

MZ: Middle of the quarter, Middle of the day, Middle of the night…All of it is open season 

Member: Trump mentioned a 20 trillion cash infusion before the end of the year...rv??

MZ: No bond update yet today. I am hoping for an update sometime this afternoon. 

Member: Franks saying not til Jan 26. He thinks that is when the float may start….He’s basing this on his contact talking about Oliver Wymans report

Member: Oliver Wyman is an international banking accounting firm that is overseeing Iraq for Trump administration

Member: Wyman is the man behind the curtain in The Wizard of Oz

Member: Well, If It Is January Of 2026, I'll Still Be Here Waiting, Patiently, Sort Of LOL

Member: Maybe they are trying to cloud the timing?

MZ: Noone knows when….and we will continue to see things that cloud the timing. 

Member: The end of SWIFT is this weekend- Nov 22…. moving to ISO2022. Maybe this is significant?

MZ: In Vietnam “ Conference promotes Iso20022 in interbank payment system”  they will be using blockchain to block, manage and move funds. I think this one is important. This technology is being put into place and Vietnam is on board. They are still under huge pressure -internationally- to increase the value of their currency….to balance trade. 

Member: Wonder if Dong is waiting for Dinar or the other way around?

Dinar investment insights

Member: Mark, did the Kuwaiti dinar plummet in value right before it revalued. i noticed the iqd is plummeting in value.

MZ: Very similar. 

Member: “Smoke Gets in You Eyes” is a great song for this Iraq thing

MZ: “ Republican Senators urge Fed to revise Basel 3 endgame proposal and review Capital requirements”  these Rinos are desperate to lower capital requirements in banks and go to pre-pandemic values of only 2% needed per deposits. Basel 3 makes banks keep 20% assets of deposits. They are wigging out because they will have to be more responsible now. 

MZ: “SEC drops Cryptos from 2026 examination priorities is major policy shift”Trump is pushing to have an alternative to the banking system. This has to do with the war of “resets” He continues to push for options outside the Rothschild banking system . These same technologies are what you and I could call a “QFS” 

Member: The problem is no one knows the finish line, it seems the goal post keeps moving.

Member: Trump is meeting with the Prince of Saudi Arabia today!!!

Member: Lots of brics news out today…..we can always hope if they all are gold backed…the US has to eventually go the same direction.

 Member: Charlie Ward: 185 Countries have moved to BRICS! So that's 185 Countries against the US Dollar!

Member: We gotta be close now. Stay positive it will happen.

Member: Mark thanks for all your info and patience…It must be so frustrating to keep answering the same old questions over and over again. 

Member: Have a blessed day everyone….keep the faith

Membere: THANK YOU MARK, AND SEE YOU ALL AT 7:00 PM EST. FOR ANOTHER GREAT PODCAST WITH DR. JAY!!

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FIREFLY: 💰 Iraq’s Economic Overhaul: A Historic Currency Move 🌟 #frank26 #dinarrevaluation

Read also: 💰 “Zim Cap Bond Payouts: Private Appointments & Project Plans Update”