Saturday, September 13, 2025

🧱 IRAQI BANKS ASSOCIATION: THE REFORM PLAN HAS REACHED ITS FINAL FORM AND WILL INCLUDE ALL PRIVATE BANKS

 🧱 IRAQI BANKS ASSOCIATION: THE REFORM PLAN HAS REACHED ITS FINAL FORM AND WILL INCLUDE ALL PRIVATE BANKS


😊 Okay folks — this is the confirmation we’ve been waiting for.

The Iraqi Private Banks Association just announced that the comprehensive banking reform plan has reached its final form. Let me repeat that — FINAL FORM.

That means the reform blueprint is no longer in draft or debate — it's complete, and it's going to apply to all private banks in Iraq — no exceptions.


✅ Here’s What the Plan Includes:

🔸 Part 1: Public Banks
🔸 Part 2: Private Banks — and this is where it gets interesting.

📊 The reform for private banks is built on 4 critical axes:

  1. Governance, capital, and ownership structure

  2. Business plans and banking products — including ATMs, branch expansion, and financial services

  3. Risk and compliance — with a heavy focus on anti-money laundering

  4. Financial statements — strict adherence to key financial ratios and international norms


🎯 Translation: This is not just a patch. This is a structural transformation.

This isn’t just about fixing defects. It’s about setting mandatory standards for every private bank to rise above the norm — or risk being shut out of the system.

🛑 No more “two-tier” system where some banks are deprived of dollars while others operate freely. The playing field is being leveled.


🧩 Why This Matters to the RV Timeline:

This level of reform and transparency is crucial for international integration.
💡 You can't have a normalized currency and expect international investment with banks that don’t meet global compliance, AML, and capital standards.

This also opens the door for:

  • 🏦 WTO accession progress

  • 💸 International banking partnerships

  • 💳 Full deployment of financial inclusion and digital economy tools

In other words — this is the kind of foundation you need before reinstating the dinar at any meaningful rate.


🎉 So yes — if you’re waiting for the RV, this is exactly the kind of headline you should be excited about.
It's not hype — it's process, structure, compliance, and now… execution.


🔗 Stay grounded in facts, not rumors:
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MNT GOAT: ⏰ STATUS OF THE RV – TICK TOCK, IRAQ! 🐐

 ⏰ STATUS OF THE RV – TICK TOCK, IRAQ! 🐐

🟢 UPDATE FROM IRAQ CALL – VERY RECENT!
Just this week I received an extremely detailed call from Iraq, one of the longest yet! 🧾 Meetings are now underway with the US Treasury and the Central Bank of Iraq to finalize the currency swap-out process.

⚠️ Caution remains: Iraq has had false starts before, so while this is exciting news, we must stay grounded. They are keeping things very quiet, but I was assured more articles are coming. 🙏 Let’s all pray this time they follow through — for the people of Iraq and for all of us.

📆 THE TARGET: Complete the swap before December
✅ With an eye on January 2026 for reinstatement
🟢 We MUST see Iraq’s full accession to the World Trade Organization (WTO)

 in the coming months — this will be a trigger point for the process and major announcements.

💰 Lower Denoms Are READY!
I was told there is more than enough of the new lower denominations, including coins (fils). Digital banking will lessen the need for physical cash, and ATMs will handle the old 3-zero notes

, converting them into digital account balances. This will streamline the process, making it convenient and modern.

🔁 Iraq is now reversing the 2004 swap — this time replacing the 3-zero notes with new lower denoms, new designs, and no Saddam Hussein faces... lol 😊
➡️ All of this is connected to controlling the parallel market and ending reliance on currency auctions via correspondent banks.

🕊️ Side note: During my call, I received news of the Charlie Kirk assassination  — truly heartbreaking. My thoughts and prayers go out to his family. 🙏 Please see the Political Section of the Newsletter for more.

💸 These calls to Iraq are not cheap and take serious time and money. I thank those who have supported this Newsletter — but I ask again: make your support monthly to help me continue delivering 8 issues per month!

THANK YOU ALL for your loyalty and support during this critical time in the RV journey!


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MNT GOAT: 🚨 🚨 IRAQ IQD ALERT: Final Countdown to the RV & Global Wealth Shift! 💰🌍🔥 #DinarNews #IQDReset


🧱 THE CENTRAL BANK’S FRUITFUL EFFORTS TO ACHIEVE THE COMPREHENSIVE BANKING REFORM PROJECT

 🧱 THE CENTRAL BANK’S FRUITFUL EFFORTS TO ACHIEVE THE COMPREHENSIVE BANKING REFORM PROJECT

📄 By Samir Al-Nusairi


😊 Okay folks — this article is a gem. If you're wondering why we haven’t seen the RV yet, here’s your answer in black and white.

The Central Bank of Iraq (CBI), in full partnership with private banks and consulting giant Oliver Wyman, has successfully implemented the foundation of the comprehensive banking reform project. Not a plan — actual progress. This is execution.


✅ Key Achievements So Far (2023–Mid 2025):

🔄 Yes — this is all setting the stage for the move to a revalued currency. A country can’t move to a normalized international rate with a broken banking system. This is why the reform project matters.


🎯 What’s Next (2025–2028)?
The article lays out six clear objectives, all designed to bring Iraq's banks in line with international standards:

  1. ✅ Upgrade compliance with global banking/accounting standards.

  2. ✅ Build a sound, flexible, modern banking system.

  3. ✅ Boost confidence and transparency — locally & globally.

  4. ✅ Rehabilitate weak banks to full operation.

  5. ✅ Refocus banks on development lending and financial inclusion.

  6. ✅ Push forward the transition to a digital economy — goodbye cash hoarding.

💥 These are not vague dreams — these are measurable, time-bound goals with a three-year implementation window. And based on what’s been done so far, the CBI has already built the foundation.


🔍 Why This Matters for the RV:

  • Iraq is positioning its banking system for international confidence.

  • These reforms are what correspondent banks and WTO members are watching.

  • A banking system built on modern, global standards must eventually reflect that in its monetary policy and currency rate.

🎉 So yes, the RV is tied to this reform, and the progress has been real, not just talk.


🔗 Stay connected to the facts and the process:
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MNT GOAT: 🇺🇸 BAGHDAD & WASHINGTON REAFFIRM PARTNERSHIP – FOCUS ON ECONOMIC STABILITY & GROWTH! 🇮🇶

 MNT GOAT: 🇺🇸 BAGHDAD & WASHINGTON REAFFIRM PARTNERSHIP – FOCUS ON ECONOMIC STABILITY & GROWTH! 🇮🇶

✅ Iraq and the U.S. met Tuesday to stress the importance of avoiding regional conflicts and strengthening economic ties.
✅ Both sides agree: American investment is key to building a strong, stable Iraqi government.
✅ The U.S. sees Iraq — and particularly Kurdistan — as a potential major trade and tech hub in the region.

✅ Saleh confirmed Iraq’s GDP is expected to grow 5.3% in 2025, with goals of economic diversification under the National Development Plan 2024-2028.
✅ Focus remains on youth employment, private sector growth, and entry of U.S. companies into Iraq.

🗣️ Talabani: “The region is qualified to become an important trading partner for the United States.”

🔗 Stay updated with us here:
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Friday, September 12, 2025

FRANK26….9-11-25………NOTHING


🏦 “Iraq’s Banking Revolution: 2025–2028 Roadmap Revealed” | CBI’s Strategy Is in Full Swing 🚀💳

 🏦 “Iraq’s Banking Revolution: 2025–2028 Roadmap Revealed” | CBI’s Strategy Is in Full Swing 🚀💳

📢 BREAKING – Central Bank of Iraq (CBI) Update
Samir Al-Nusairi highlights the massive progress made under the CBI’s comprehensive banking reform project, in partnership with private banks, the Iraqi government, and global consulting firm Oliver Wyman.
✅ The goal? Transform Iraq’s banking system into a modern, secure, globally respected financial powerhouse.


🔑 Why It Matters:

🏗️ Banking reform = Economic reform
📈 Iraq is laying the financial foundation to support:


🎯 6 Core Goals for 2025–2028:

1️⃣ Modernize the Banking System

  • Full compliance with global banking & accounting standards

2️⃣ Build a Robust & Flexible Sector

  • Designed for sustainability & resilience

3️⃣ Rebuild Public & International Trust

  • Increased transparency, international recognition, and relationships with top-tier correspondent banks

4️⃣ Revive Weak Banks

  • Rehabilitate and reactivate restricted or struggling institutions

5️⃣ Refocus Banks on Lending

  • Shift from currency exchange focus to development financingbusiness lending, and financial inclusion

6️⃣ Go Digital – End the Cash Economy

  • Withdraw the 80% of money still outside the banking system and integrate it via:

    • 🏧 ATMs

    • 📲 E-wallets

    • 🛒 POS & digital tools


🛠️ So, What’s Been Achieved So Far?

📆 From 2023 to mid-2025, Iraq has:

  • 🔨 Built solid foundations and mechanisms for reform

  • 🎯 Hit ambitious benchmarks for modernization

  • 🧮 Begun the evaluation and classification of banks using international standards

💬 “The progress made forms a pillar for the future — and the classification of banks will soon reflect these successes.” – Samir Al-Nusairi


📊 Big Picture:

🔁 Iraq is:

  • Turning its banks into economic engines

  • Opening the door to global banking integration

  • Creating the environment needed for foreign investment and eventual Forex participation


🔗 GET DAILY UPDATES, BREAKDOWNS & EXCLUSIVE INSIGHT:
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👉 Iraq isn’t just talking reform — it’s building it. Step by step. 🧱📈

Iraq 2026: Financial Modernization, Trade Growth & the Evolving Path of the Iraqi Dinar #iqdrate #iqd #iqdupdate

  Read also: Bank appointment for Currency EXCHANGE Instructions/Checklist