🏦 “Iraq’s Banking Revolution: 2025–2028 Roadmap Revealed” | CBI’s Strategy Is in Full Swing 🚀💳
📢 BREAKING – Central Bank of Iraq (CBI) Update
Samir Al-Nusairi highlights the massive progress made under the CBI’s comprehensive banking reform project, in partnership with private banks, the Iraqi government, and global consulting firm Oliver Wyman.
✅ The goal? Transform Iraq’s banking system into a modern, secure, globally respected financial powerhouse.
🔑 Why It Matters:
🏗️ Banking reform = Economic reform
📈 Iraq is laying the financial foundation to support:
🔄 Diversification beyond oil
💼 Private sector investment
📡 Full digital transformation
💳 Financial inclusion
💱 Stronger foreign trade systems
🎯 6 Core Goals for 2025–2028:
1️⃣ Modernize the Banking System
Full compliance with global banking & accounting standards
2️⃣ Build a Robust & Flexible Sector
Designed for sustainability & resilience
3️⃣ Rebuild Public & International Trust
Increased transparency, international recognition, and relationships with top-tier correspondent banks
4️⃣ Revive Weak Banks
Rehabilitate and reactivate restricted or struggling institutions
5️⃣ Refocus Banks on Lending
Shift from currency exchange focus to development financing, business lending, and financial inclusion
6️⃣ Go Digital – End the Cash Economy
Withdraw the 80% of money still outside the banking system and integrate it via:
🏧 ATMs
📲 E-wallets
🛒 POS & digital tools
🛠️ So, What’s Been Achieved So Far?
📆 From 2023 to mid-2025, Iraq has:
🔨 Built solid foundations and mechanisms for reform
🎯 Hit ambitious benchmarks for modernization
🧮 Begun the evaluation and classification of banks using international standards
💬 “The progress made forms a pillar for the future — and the classification of banks will soon reflect these successes.” – Samir Al-Nusairi
📊 Big Picture:
🔁 Iraq is:
Turning its banks into economic engines
Opening the door to global banking integration
Creating the environment needed for foreign investment and eventual Forex participation
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👉 Iraq isn’t just talking reform — it’s building it. Step by step. 🧱📈
