• Frank delivers an in-depth update on Iraq’s political, economic, and monetary reform landscape, with a strong focus on the Iraqi dinar.
• The video opens with prayer and faith-based reflection, setting a spiritual foundation before addressing global and financial matters.
• Mark Savvaya has returned to Iraq, landing first in Erbil, signaling renewed U.S. pressure for political stability and monetary reform. His mission centers on government formation and resolving leadership deadlock.
• Political tensions continue over Iraq’s next prime minister. Maliki faces strong internal opposition and lacks U.S. support, while Sudani is viewed as the favored candidate.
• Iraq is leveraging its $15B annual trade relationship with Turkey to demand compliance on Euphrates water release—highlighting water as a strategic asset more valuable than oil.
, intensifying discussions around a new exchange rate and the urgent need for monetary reform.
• The U.S. is actively backing reform efforts, reinforced by $110M in military communication aid to support stability and governance.
• U.S. banks are increasingly prepared for foreign currency exchanges, including the Iraqi dinar, with structured options such as annuities offering long-term income strategies.
• Corruption crackdowns continue across Iraq, including arrests and bank closures tied to illegal currency activity—critical steps toward reform success.
• Kurdish leadership is narrowing presidential candidates, with a final decision expected soon.
• Frank emphasizes faith, patience, and readiness, encouraging investors to stay informed as Iraq approaches a pivotal moment in its monetary transition.
Sudanese advisor: The government has achieved economic success, and the International Monetary Fund is witnessing it.
Despite talk of a severe financial crisis in Iraq and the decline of the dinar against the dollar, the Prime Minister's financial advisor, Mazhar Muhammad Salih, says that the country recorded a low inflation rate of about 1.5% by the end of 2025. He pointed out that inflation in Iraq is the lowest in the Arab world, noting that the government's monetary policy succeeded in maintaining price and exchange rate stability and protecting the purchasing power of the dinar.
Regarding the recent cabinet measures, Salih explained that their aim is to address what is known as "job inflation" as a step to support social stability and improve income levels, as he put it.
Saleh told the official agency, as reported by 964 Network , that “the Iraqi economy is witnessing a remarkable phase of monetary stability, as it recorded a low inflation rate of about 1.5% by the end of 2025, according to estimates by the International Monetary Fund, which is among the lowest rates in the Arab region.” He explained that “this achievement is attributed to the monetary policy that succeeded in maintaining price and exchange rate stability, and protecting the purchasing power of the dinar, which strengthened confidence in the national currency and provided a more favorable environment for investment.”
He added that “the recent Cabinet decisions aim to address what is known as ‘job inflation’ as a step to support social stability and improve income levels,” noting that “these measures achieve positive short-term returns by stimulating domestic demand and enhancing economic confidence, especially if they are financed within the limits of financial sustainability and do not exceed the absorptive capacity of the economy.”
He explained that “the biggest challenge remains in transforming this monetary stability into sustainable productive economic growth, since government employment, if not linked to productivity, may create a gap between public spending and real output, and increase the economy’s vulnerability to fluctuations in oil prices.”
He added that “the solution lies in linking employment to training and qualification programs, empowering the private sector through legislative and financial reforms, as well as diversifying the economic base by focusing on agricultural development, manufacturing, renewable energy, and increasing opportunities in the digital economy.”
He stressed that “Iraq today has a rare dual opportunity represented by low inflation and monetary stability,” adding that “this opportunity can turn into a long-term gain if it is invested in building a solid productive base, which will ensure the continuity of financial and monetary stability in the medium and long term, and move the economy from the cycle of rentier dependency to the path of sustainable growth.” link
🧭 Introduction: Quiet Signals and Loud Implications
Good morning and happy Saturday to everyone following the global currency reset, bond markets, and Iraq’s financial evolution. Today’s update from MarkZ, alongside CBD Gurus Matt and Lucas, delivered one of the most compelling combinations of bond confirmations, bank behavior, and geopolitical momentum we’ve heard in a long time.
While nothing here should be taken as financial advice, the patterns, confirmations, and synchronized timing are difficult to ignore.
⚠️ MarkZ Disclaimer (Important)
Please consider everything on this call as my opinion. People who take notes do not catch everything, and it is best to watch the video so that you get everything in context. Be sure to consult a professional for any financial decisions.
🏦 Historic Bond Market Update: “The REST” Is the Keyword
One of the biggest highlights from today’s call came directly from two separate historic bond contacts.
🔹 Key Bond Insights:
Two independent bond contacts (one in Europe, one in
The term “REST” strongly suggests partial funds have already been received
Over the past week:
These contacts were in meetings
Then went quiet
Then independently reappeared with the same message
📌 Why this matters: When multiple contacts, in different regions, using the same language, deliver the same timeline — it suggests coordination, not coincidence.
🏛️ Banking NDA Signals: Silence Speaks Volumes
Mark shared a powerful first-hand banking interaction that has the community buzzing.
🏦 Bank Manager Interaction Highlights:
Asked if she had seen the new currency
Response: Silence
Asked if she was under an NDA
Response:
“Yes — you have done your research.”
Asked about:
Cash withdrawals under $9,999
ISO 20022
Basel III
RV / NESARA
Each time, the same response:
“Yes — you have done your research.”
🔥 The Chilling Final Moment:
The following day, before Mark left the bank:
She grabbed his arm and whispered: “It’s coming. It’s coming soon.”
📌 This is not normal banking behavior.
🥈 Silver Breakout Warning: Fiat Under Pressure?
Mark also referenced analyst Michael Oliver, who issued a bold statement:
💥 Silver to $500?
Silver has been:
Trapped in a manipulated price box for nearly 50 years
According to Oliver:
Silver is now breaking out
Implication:
Fiat currencies weaken as precious metals surge
📈 A silver breakout often precedes major monetary transitions.
📌 These are not cosmetic steps — they are structural.
🗓️ Timing Markers to Watch Closely
Several timing indicators converged:
🇺🇸 3-day weekend (MLK Day)
🌐 President Trump speaking at Davos on the 19th
🏦 Reports of bankers working weekends
💵 U.S. Treasury reportedly postponing a $4 trillion bond buyback due to “technical issues”
⏰ Major transitions often occur when public attention is low.
❤️ Humanitarian Fatigue: A Real & Honest Question
One member asked a deeply emotional question about burnout after years of waiting to launch humanitarian projects.
💬 MarkZ’s Response:
You are not alone
He’s been told:
There will be “ready-to-go” humanitarian options
Where participants can:
Fund projects
Without physically traveling
Acknowledgment:
“They know we are tired.”
🌱 This may be a bridge between intention and execution.
❓ Q&A – Featured Snippets (Google Optimized)
Q: Are bond holders finally being paid?
A: According to two independent historic bond contacts in Europe and Asia, they expect the rest of their funds on Tuesday — strongly implying partial payments may have already occurred.
Q: Are banks under NDAs about new currency systems?
A: A large bank manager confirmed being under NDA and acknowledged ISO 20022, Basel III, and RV-related questions with the phrase, “Yes — you have done your research.”
Q: What does Iraq joining the WTO mean?
A: WTO ascension signals international trade integration, financial transparency, and often precedes major currency and economic reforms.
Q: Why is silver important right now?
A: Analysts believe silver is breaking out of decades-long manipulation, often signaling fiat currency weakness and monetary system transitions.
🔎 Final Thoughts: Quiet Confirmations, Loud Implications
Nothing discussed today was loud, flashy, or officially announced — and that’s precisely why it matters.
NDAs
Whispers
Coordinated timelines
Structural reforms
Metal breakouts
These are the signs historically seen before major financial shifts — not after.
MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context. Be sure to consult a professional for any financial decisions
Mod: GOOD MORNING AND HAPPY SATURDAY EVERYONE! CBD GURUS MATT AND LUCAS KICK OFF THE FIRST 45 MINS AND THEN MARK GIVES THE NEWS UPDATE
Member: good Morning everyone….Welcome to a 3 day weekend
Member: Any big news today Mark?
MZ: On the bond side I have 2 more historic bond confirmations that they expect the “REST” of their funds on Tuesday of this week. So 2 bond contacts told me they expect the rest. I think this is a very big one. The word “Rest” indicates they may have gotten some of their money.
MZ: One contact is in Europe and the other one is in Asia…..Over the last week they have been in meetings but had not received anything. Then they got a little squirrely and quiet….and then a message from two separate contacts in two separate locations that they expect the rest on Tuesday
MZ: A buddy of mine shared a bank story. He said “Over the last 2 days I had some banking interactions with a large bank. I asked my bank manager if she had seen the new currency. Her answer was _____(silence) I asked her is she was under an NDA and her response was “Yes- you have done your research.”
MZ: “I asked her if the bank had cash on hand for withdrawal for say $9,999.00 bucks so I did not have to do IRS paperwork. She said “I cannot advise you on that due to the FDIC and IRS but yes….you have done your research”
MZ: The next questions was “Are you ISO 20220 and Basel 3 compliant?” and she said “Yes- you have done your research.” I then asked her about the RV or Nesara and she gave the same answer. “Yes- you have done your research”
MZ: The following day (yesterday) I went back to the same bank and spoke to the same manager. Before I left her office she grabbed my arm and whispered “It’s coming , It’s coming soon” I thought that was a exciting one
Member: Best bank story in a long time- Thanks Mark.
MZ: “Silver to $500:Michael Oliver’s Breakout Warning” He says they have been stuck in a heavily manipulated box for 50 years….and silver is breaking out of it. This also means fiat is crashing as metals are soaring. Wow for $500 silver.
Member: I wonder- Did the bankers end up working this weekend as they were told?
Member: I stopped by Chase yesterday to make an in person deposit at the drive through, the teller’s greeting was interesting “welcome to JP Morgan Financial Advisors” or something like that.
Member: Anyone see US Treasury postpone buying back $4 trillion in US bonds due to technical issue…
Member: Mark Savaya is on his way to Iraq, he maybe already there. Folks, maybe we're about to see some action fast.
MZ: Yes he has some big meetings today and tomorrow. (He is Trump’s special envoy to Iraq) He is an Iraqi born American businessman. He was raised in the US. He is coming with a bag full of carrots and sticks.
MZ: From the World Trade Organization Ascensions newsletter for January 2026: “ Lists some of the folks ascending to the WTO this year. And there is Iraq….listed there.
MZ: We also hear rumblings they are working on HCL and working on passing the new budget as quickly as possible. Positive happenings in Iraq.
Member: It’s a 3 day weekend…..MLK Day……
Member: President Trump speaks at Davos on the 19th- just 2 days away.
Member: Mark!!! What advice do u have for those who have been in this for years and their desire to do the humanitarian projects they've been planning for years is dwindling down to not wanting to
MZ: You are not alone. I continue to be told that we will be given some “ready to go” choices where we just have to give a certain amount of money for those projects but do not physically have to go there. They have to know that we are just tired.
Member: Thanks Mark and Mods. Enjoy the rest of the weekend everyone. Much Love
Member: Stay safe…Stay warm…and have a great weekend.