π¨ MUST READ: TWO PERSPECTIVES — ONE CORE ISSUE
Two respected analysts, Militia Man and Sandy Ingram, are asking different questions — but both point to the same unavoidable conclusion:
The Iraqi dinar must move — and it must move by more than just a fraction.
One focuses on institutional readiness and digital tools.
The other focuses on real-world economics and Iraq’s development ambitions.
Together, they reveal where Iraq really stands.
π¦ MILITIA MAN: THE CBI IS INDEPENDENT — AND READY WHEN IT DECIDES
Militia Man reminds us of a critical fact often overlooked:
The Central Bank of Iraq (CBI) has been independent since its 2004 law.
This means:
Political noise does not directly control monetary decisions
The CBI can adjust policy when conditions are met
Timing is technical, not emotional
π THE REAL GATEKEEPERS: IMF, BIS & GLOBAL FINANCE
According to Militia Man, the true “gatekeepers” are not local politicians:
✔ IMF
✔ BIS
✔ U.S. financial authorities
✔ Global compliance systems
These institutions demand:
Data-driven decisions
Measured adjustments
No market shocks
This explains why changes may feel slow — they are designed to be controlled, not chaotic.
π» DIGITAL TECHNOLOGY & THE PROGRAMMABLE DINAR
One of the most important insights from Militia Man involves digital currency technology.
Why Digital Matters:
Programmable currency allows precision contro l
Market emotion can be guided — not feared
Demand can be built positively, not explosively
A programmable dinar enables:
Fast settlement
Real-time monitoring
Gradual confidence-building after adjustment
This is how modern markets move — fast, but managed.
π “FOLLOW THE MONEY”
Militia Man’s core advice is simple but powerful:
Ignore the noise. Follow the money.
That means:
Watch the largest financial institutions
Observe international banking behavior
Track where capital is positioning itself
History shows:
Big money moves first. Politics catches up later.
π SANDY INGRAM: THE DEVELOPMENT ROAD PROJECT DILEMMA
Sandy Ingram introduces a real economic concern tied to Iraq’s future:
The Question That Changed Everything
While traveling to Northern Africa, Sandy asked herself:
What if Iraq charges Development Road Project clients in U.S. dollars?
This thought was unsettling — and revealing.
π΅ COULD IRAQ USE USD FOR THE DEVELOPMENT ROAD?
Sandy points out:
Iraq already sells oil in U.S. dollars
Charging USD for transport and logistics is feasible
Iraq may at least research this option
But there’s a catch.
⚠️ WHY THIS IS A PROBLEM FOR THE IQD
If Iraq uses USD for:
Transportation hubs
Trade corridors
Development Road services
Then:
❌ It does nothing to strengthen the dinar
❌ It delays currency confidence
❌ It limits profit potential for IQD holders
As Sandy states clearly:
The Iraqi dinar would need to come up.
π THE DECIMAL REALITY CHECK
Sandy Ingram makes a crucial point many avoid:
A tiny movement is not enough
One decimal point is not enough
Even two decimals may not be sufficient
The Bottom Line:
The IQD must move several decimal points to create meaningful value.
Without that:
Iraq gains little incentive to de-dollarize
Foreign investors remain USD-focused
The dinar remains secondary
π HOW BOTH ANALYSTS CONNECT
Though approaching from different angles:
Militia Man focuses on readiness, systems, and control
Sandy Ingram focuses on usage, demand, and economics
They converge on one truth:
A stronger dinar is not optional — it’s required.
π FEATURED SNIPPET: KEY TAKEAWAYS
Is the CBI independent?
Yes. It has been legally independent since 2004.
Why hasn’t the rate changed yet?
Global institutions demand data-driven, shock-free moves.
What role does digital currency play?
Programmable dinar technology allows controlled, rapid adjustment.
Why must the IQD move decimals?
Without significant movement, Iraq has little incentive to abandon USD usage.
❓ Q&A – QUICK INSIGHTS
Q: Can the CBI move without politicians?
A: Yes. Political noise does not override CBI authority.
Q: Is a digital dinar realistic?
A: Yes. Digital infrastructure is already central to modern finance.
Q: Would Iraq really charge USD for development projects?
A: It’s feasible — and that’s why the IQD must strengthen first.
Q: What should observers watch?
A: Global banks, institutional flows, and compliance signals.
π BIG PICTURE: WHERE THIS LEADS
✔ The CBI is technically prepared
✔ Digital tools allow precision
✔ Global institutions want stability
✔ Iraq needs a stronger dinar for real growth
The conclusion is unavoidable:
The IQD must rise — not symbolically, but materially.
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Militia Man
The CBI can adjust when ready. They're independent since their law from 2004. The gatekeepers, IMF, BIS, US, want data driven moves...They don't want shocks. Digital technology like programmable dinar...allows for fast and furious market emotion to build demand positively upon adjustment.
Aside for the political noise they're still doing what they're doing...follow the money. Follow the largest financial institutions in the world. That's where you should be...
Sandy Ingram
As I was traveling [To Northern Africa] I thought to myself, what if Iraq charges its [Development Road Project] clients in US dollars? And my heart dropped...Can they do that? Will they do that?
I don't know. I've got to...find out if that's even feasible. They sell oil in US dollars, why would they not possibly at least research the idea of selling the transportation hub services in US dollars...? It doesn't do anything for their currency the Iraqi dinar but the Iraqi dinar would need to come up. It would need to move over at least two decimal points...We need the IQD to move over several decimal points in order to realize some sort of profit.