The latest MarkZ call delivered a mixture of hope, frustration, and cautious optimism, as discussions focused on the digital Iraqi dinar, ongoing HCL delays, the Iraqi budget, and historic bond meetings currently underway in Zurich.
As always, MarkZ emphasized the importance of perspective and responsibility:
Disclaimer: Please consider everything on this call as opinion only. It is best to watch the video for full context and consult a professional before making any financial decisions.
Digital Iraqi Dinar: The End of Iranian Financial Manipulation?
One of the most powerful moments of the call came when a member asked:
Featured Snippet
Will the new digital dinar solve most of the Iranian crook problems?
MarkZ’s Answer
Yes. Absolutely. The I-Dinar would fix 99% of them.
Why the I-Dinar Matters
Eliminates corruption through digital tracking
Restricts cross-border manipulation
Enhances transparency and compliance
Potentially gold-backed, increasing trust and stability
Many believe the digital Iraqi dinar (I-Dinar) represents a hard reset for Iraq’s financial system.
HCL Delays: Frustration Across the Board
The Hydrocarbon Law (HCL) continues to dominate headlines and emotions.
MarkZ noted:
Kurdistan extended the temporary HCL agreement by 3 months
Extension is tied to oil pumping through Turkey and Ceyhan
Iraqi officials do not believe they will need the extension, but secured it anyway
Parliament Update
Iraqi Parliament has been actively working on the HCL for the last three days.
Still, frustration among observers remains high:
“Iraq is full of professional can-kickers.”
Does the HCL Have to Pass Before a New Rate?
One key concern raised by members:
If HCL is passed and implemented before a rate change, Iraqi citizens would only receive about $13 per month.
MarkZ Clarifies the Order
According to Iraqi sources, the sequence is:
Budget
HCL
Prime Minister
Change in Value occurs around the Budget/HCL phase
This suggests the budget — which includes the rate — is the most critical piece.
Featured Snippet
Do we only need the budget to go for the RV?
Answer:
Yes. If the budget contains the new rate, the RV can proceed regardless of final political appointments.
Will ZIM, Dinar, and Dong Revalue Together?
This question continues to surface across the community.
MarkZ’s Position
“I do. I very much believe they will.”
MarkZ strongly believes:
ZIM
Iraqi Dinar
Vietnamese Dong
…will all move together, as part of a coordinated global process.
Historic Bond Meeting in Zurich: Things Are Moving
One of the most important updates came from the bond side.
What We Know
A historic bond meeting is underway in Zurich
Bond holders were told to expect funding today
Payments are reportedly being initiated
Funds are expected to be fully usable by early next week
Why the Delay?
KYC (Know Your Customer) laws
Even after funding begins, compliance requirements can slow access.
Google Discover Highlight
Global bond funding, digital currencies, and Iraq’s budget reforms appear to be aligning behind the scenes.
Bank Outages, Clarity Act, and Exchange Protocols
Additional concerns raised during the call:
Bank of America and Chase online outages reported by members
The Clarity Act vote pushed to January 22
Questions about whether RV timing could be affected
MarkZ remains neutral but acknowledges:
Exchange protocols may be released with appointment numbers
Centralized instructions would make sense
Silence does not mean inactivity
Weekend Watch: Is This the Moment?
With:
A three-day weekend (Martin Luther King Jr. Day)
Bond movement
Budget progress
Digital currency readiness
Many participants expressed optimism:
“Feels like a good time for the RV.”
MarkZ promised:
Additional updates in the recorded evening news if new information becomes available.
Q&A: MarkZ Update Simplified
Q: Will the digital dinar reduce corruption?
A: Yes. MarkZ believes it will eliminate 99% of Iranian manipulation.
Q: Is the HCL still holding things up?
A: Yes, but the budget is more important.
Q: Are bonds finally paying out?
A: Funding initiation has reportedly begun.
Q: Will currencies revalue together?
A: MarkZ strongly believes they will.
Final Thoughts
The tone of this update reflects a familiar reality:
Progress is real
Delays are frustrating
Behind-the-scenes movement continues
Whether it’s the digital dinar, the budget, or bond liquidity, momentum appears to be building — even if the public timeline remains unclear.
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MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context. Be sure to consult a professional for any financial decisions
Member: Good Morning…..Happy Thursday
Member: Mark, will the new digital dinar solve most of the Iranian crook problems?
MZ: yes…It absolutely would…the I-Dinar would fix 99% of them.
Member: And the I-dinar is supposed to be gold backed…..hope they hurry and git it done.
MZ: “Iraq’s Envoy waves for upcoming sanctions on new Iraqi networks. Talks with US Treasury” They are talking that the Kurdistan region extended their temporary HCL agreement by 3 months…while they work through things.. . They don’t believe they will need it. But they extended it another 3 months for oil pumping…the oil pipeline in turkey and Ceyhan……This dominated the news today….part of the HCL they have been working on.
MZ: The parliament has been working on HCL for the last 3 days.
Membr: Another delay……Not a bit surprised…..Iraq is full of professional can kickers.
Member: How the heck is the HCL not passed yet. Unreal.
Member: If hcl is passed an implementation is done before new rate iraq citizens would only receive 13 dollars a month.
MZ: I continue to be told from Iraqi sources ….First the budget…then the HCL…Then the Prime Minister…..and somewhere around the HCL/budget part we get our change in value.
Member: MARK Z If your order is Budget, HCL, Prime minister. We only need the budget, which has the rate for us to go.
Member: Do you think the Zim will go at the same time as the dinar and dong?
MZ: I do…..I very much believe they will
MZ: On the group side, it continues to be quiet……. and on the bond side it’s getting interesting…..
MZ: We do have a historic bond meeting that is underway even as we speak in Zurich…..hope to soon have an update on what they learn today. They were told specifically last night to expect their funding today…..that they were initiating all the payments and have started the process. They are initiating the transfer or release of funds. They expect to have full use of it by early next week.
MZ: So things are moving this week but will take awhile Because of KYC (Know your customer) laws to have full access. That is what they are being told
Member: After years of decades of waiting…one would think they had already done KYC stuff??? Wow
MZ: Don’t beat me up…I’m just the messenger.
MZ: I will give updates tonight ( If I get them) in the “RECORDED” evening news .
Member: I believe we need this clarity act, they don’t vote on that now until Jan 22nd
Member: I wonder if the RV will be on hold since this clarity act is pushed back?!?
Member: Bank of America and Chase online have been down for 3 days. Anyone else having this problem?
Member: Mark- there are so many opinions about rv exchange protocols. What is your perspective? You would think the rv exchange teams would have protocols out to all “gurus” so everyone in 4b is educated.
Member: Its possible that we will get those instructions with exchange appointment numbers. It would make sense to see those soon.
Member: Feels like a good time for the RV this weekend.
Member: It’s a 3 day weekend for Martin Luther King…….maybe ???????
Member: Thanks Mark and Dr. Scott……hope everyone has a safe and warm day today
