Tuesday, May 26, 2026

COFFEE WITH MARZ UPDATE: " $4.81 , This is the rate that many others have seen"

 MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context.  Be sure to consult a professional for any financial decisions

Member: Thanks to all in the armed forces on this Memorial Day. 

MZ: The chatter has been unreal this weekend. Rumors hit hard and heavy over the weekend that the Treasury was told it would be a “go” last Friday and got the ball rolling and started the Process….I have not been able to vet it because it was over the weekend and a holiday today. ….We will see what is real . 

MZ: But, this was from a number of different sources who are claiming that all bonds that have already been vetted are going this week. We have heard this before but the chatter over the weekend was crazy. 

MZ: Markets are not open today. It will probably be later tomorrow when we can properly vet things. 

MZ: Mike Bara is also getting a lot of the same news I am but from different sources. 

Member: Hearing Iraq is supposed to get it done before the 31st right before the end of this month before their holiday?..

Member: Saw an article by Melanie Hienz from March 2025 that says rate is $4.8101

MZ: This is the rate that many others have seen as well. We have definitely been seeing this for quite some time. I am of the mindset that this is the rate we will see.

Member: Trump signature on the $100 bill starting June 1 --- is this an indication we're ready to flip??

Member: I really pray we go before July 4th and really have a reason to celebrate. 

Member:    Mark, I don't think FIAT will crash. it will transition to digital and tokenize. when we go to the redeeming bank, they will deposit our currency into a block chain wallet account. instantly liquid

MZ: Accurate….but, when they tokenize it though…it will be backed by an asset. That will be the difference. 

Member: Militia man this morning said we are in one of the most important and exciting windows than we have ever seen.

Member: Frank says June 1st

Member: Franks never said a date so the fact that he did is exciting.

MZ: In Iraq:  “Nina;s Economic Specialist: In light of the current reality, Economic reforms have become a economic necessity. “  to me this means this crisis has forced them off of “stuck”. Off of this endless loop that has been taking forever. This conflict has forced Iraq to finish or accelerate a lot of the economic reforms. 

MZ: I do believe this conflict….while its ugly and lives were lost….but, its forced us closer to the finish line. 

Member: I feel like when Iran war is over…then we will go. 

MZ: I feel the same ….as soon as Iran is over….I believe we go. 

Member: Will we have immediate access to our funds?

MZ: I am told that if you exchange through the redemption center/redeeming banks you will get instant access. But, if you go to a regular bank…and they send your currency off …it will take a couple of days. A redemption center is the came as a redeeming bank with a branch or office that the staff has been trained to exchange foreign currency and detect counterfeit ect…….its a real bank that can process your currency right there . It will be a fairly simple process. 

Member: I would never let my currency our of my sight …

Member: Thanks Mark and Mods….Everyone have a blessed day. Keep positive that this will be the week we have been waiting for. 

THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY

Follow & Join Our Community

๐Ÿ“Œ BLOG: https://dinarevaluation.blogspot.com/

๐Ÿ“Œ TELEGRAM: https://t.me/DINAREVALUATION

๐Ÿ“Œ X (TWITTER): https://x.com/DinarWatchTeam

๐Ÿ“Œ BLUESKY: https://bsky.app/profile/dinaresgurus.bsky.social

THE US DOLLAR: CAN WASHINGTON GUARANTEE ITS CONTINUED FLOW INTO IRAQ UNDER AL-ZAIDI’S RULE?

THE US DOLLAR: CAN WASHINGTON GUARANTEE ITS CONTINUED FLOW INTO IRAQ UNDER AL-ZAIDI’S RULE?

The US dollar has returned to the forefront of political debate, with assurances that Washington will not stop the flow of currency to Iraq during Ali al-Zaidi’s government, amid talk of trade and financial ties that make it difficult to impose financial restrictions that could threaten Iraqi economic stability.

Political analyst Adel Al-Manea confirmed that the United States will not prevent the flow of dollars to Iraq during Ali Al-Zaidi’s government, attributing this to the existence of commercial and financial ties with the American side that will exert pressure towards the continued flow of currency to the country.

Al-Mana’ said: “Talk of new alliances or coalitions that include more than 140 MPs does not actually exist at the moment,” considering that “they do not go beyond being political understandings and reactions to what happened during the session to grant confidence to Al-Zidi’s government.”

Al-Mana’a pointed out that “the current political reality within the coordination framework can be described as ‘a harmony of faces and a difference of hearts,’ stressing that ‘the majority of political parties and rational people are pushing towards passing what remains of Al-Zidi’s cabinet according to the convictions of the representatives, away from political pressures.’”

He explained that “one of the political leaders predicted that Hebat al-Halbousi would not continue as Speaker of Parliament after the vote of confidence session,” noting that “the Sadiqun movement will not participate in al-Zidi’s government.”

Regarding the visit of US General David Petraeus to Iraq and his meeting with al-Zaidi, al-Mana’ said, “It came in the context of emphasizing that no factions should participate in al-Zaidi’s government without exception.” He pointed to “American proposals related to restructuring some security institutions and including the Popular Mobilization Forces within a new security ministry that includes various security agencies.”

Al-Mana’ also suggested that “Qasim Atta will be appointed Minister of Interior after the Eid al-Adha holiday,” revealing that “more than 28 MPs withdrew from the Reconstruction and Development Alliance due to the failure to adhere to some of the promises and understandings that accompanied the formation of the government.”

He stressed that “Al-Zaydi was put forward by a “heavy” figure from outside the coordination framework and was accepted by most political forces in order to end the political deadlock,” emphasizing “the rejection of any tampering with the Popular Mobilization Forces file, as it is an institution established by a law from the House of Representatives.”

Follow & Join Our Community

๐Ÿ“Œ BLOG: https://dinarevaluation.blogspot.com/

๐Ÿ“Œ TELEGRAM: https://t.me/DINAREVALUATION

๐Ÿ“Œ X (TWITTER): https://x.com/DinarWatchTeam

๐Ÿ“Œ BLUESKY: https://bsky.app/profile/dinaresgurus.bsky.social

๐Ÿ‡ฎ๐Ÿ‡ถ Iraq at the Center of Transition: Article 140, the HCL, and Their Impact on National Stability ๐Ÿ’ฐ๐Ÿ›ข️⚖️

CHANNEL8:  On outstanding issues with the federal government—including Article 140, public salaries, the state budget, and farmers' demands, among other matters—KRG PM told Channel8 that the Iraqi officials “all agreed that these issues must be resolved.”


Read more: https://channel8.com/english/news/58574
------

๐Ÿ‡ฎ๐Ÿ‡ถ Iraq at the Center of Transition: Article 140, the HCL, and Their Impact on National Stability ๐Ÿ’ฐ๐Ÿ›ข️⚖️

Iraq continues to face two of its most important long-standing structural issues: Article 140 of the Constitution and the Hydrocarbon Law (HCL). Both are deeply interconnected and essential for understanding the country’s political, economic, and territorial dynamics.


๐Ÿงญ ๐Ÿ“œ What is Article 140?

Article 140 is a constitutional mechanism designed to resolve the status of disputed territories between Baghdad and the Kurdistan Region, such as:

  • ๐Ÿ›ข️ Kirkuk (the most strategic due to its oil reserves)
  • ๐Ÿ™️ parts of Nineveh
  • ๐ŸŒพ areas of Diyala

⚙️ Its required process includes:

  • ๐Ÿงพ Normalization (reversing past demographic changes)
  • ๐Ÿ“Š Population census
  • ๐Ÿ—ณ️ Referendum to determine whether areas belong to Baghdad or the Kurdistan Region

⚠️ Problem: It has never been fully implemented, leaving territorial status unresolved.


๐Ÿ›ข️ ⚖️ What is the HCL (Hydrocarbon Law)?

The Hydrocarbon Law aims to define:

  • ๐Ÿ›ข️ who controls oil resources
  • ๐Ÿ’ฐ how revenues are distributed
  • ๐Ÿ›️ fiscal relations between Baghdad and the Kurdistan Region
  • ๐Ÿ“‘ how oil contracts are signed with international companies

⚠️ Problem: It has still not been fully passed due to political disagreements.


๐Ÿ”— ๐Ÿงฉ The Key Connection Between Article 140 and the HCL

These two issues are directly linked:

  • ๐Ÿงญ Article 140 defines who controls the land
  • ๐Ÿ›ข️ The HCL defines who controls the oil within that land

๐Ÿ’ฅ Key example: Kirkuk

  • If it belongs to Baghdad → Baghdad controls the oil
  • If it belongs to Kurdistan → the KRG controls the resources

๐Ÿ‘‰ Without defining territory (Article 140), a unified oil law (HCL) cannot be finalized.


⚔️ ๐Ÿง  Why Haven’t They Been Resolved?

The main obstacles include:

  • ๐Ÿ›ข️ Control of oil (centralized vs regional authority)
  • ๐Ÿงญ Territorial disputes over strategic regions
  • ๐Ÿ›️ Lack of national political consensus
  • ๐Ÿ’ฐ Heavy reliance on oil (over 90% of state revenue)

๐Ÿ‘‰ Result: a long-standing structural political deadlock.


๐Ÿ’ฐ ๐Ÿ“‰ Impact on the Economy and the Iraqi Dinar

Although the Central Bank of Iraq (CBI) operates independently in monetary policy, these issues still influence the broader economic environment:

⚠️ Without resolution:

  • Political uncertainty
  • Reduced foreign investment
  • Budget disputes between Baghdad and the KRG
  • Weak coordination in national economic planning

๐Ÿ“ˆ With resolution:

  • Stronger international confidence
  • Better oil revenue management
  • Improved institutional stability
  • A more solid long-term economic environment

๐Ÿง  ๐Ÿ“Œ Conclusion

  • ๐Ÿงญ Article 140 = determines the future of disputed territories
  • ๐Ÿ›ข️ HCL = defines oil control and revenue distribution
  • ๐Ÿ”— Both are structurally interconnected and remain unresolved
  • ๐Ÿ’ฐ Their resolution would significantly improve Iraq’s economic stability, though they do not directly set the value of the dinar

๐Ÿ’ฌ Comment

It is necessary to complete and approve these laws, because they would provide the economic stability Iraq needs to finally strengthen the Iraqi dinar.๐Ÿ‡ฎ๐Ÿ‡ถ๐Ÿ’ฐ๐Ÿ›ข️⚖️

Follow & Join Our Community

๐Ÿ“Œ BLOG: https://dinarevaluation.blogspot.com/

๐Ÿ“Œ TELEGRAM: https://t.me/DINAREVALUATION

๐Ÿ“Œ X (TWITTER): https://x.com/DinarWatchTeam

๐Ÿ“Œ BLUESKY: https://bsky.app/profile/dinaresgurus.bsky.social

#Iraq #Article140 #HydrocarbonLaw #HCL #IraqiEconomy #IraqiDinar #OilPolitics #MiddleEast #Kurdistan #Baghdad #EconomicStability

Monday, May 25, 2026

FRANK26….5-24-26…..A CHANGE OF ATTITUDE

 

Follow & Join Our Community

๐Ÿ“Œ BLOG: https://dinarevaluation.blogspot.com/

๐Ÿ“Œ TELEGRAM: https://t.me/DINAREVALUATION

๐Ÿ“Œ X (TWITTER): https://x.com/DinarWatchTeam

๐Ÿ“Œ BLUESKY: https://bsky.app/profile/dinaresgurus.bsky.social

๐Ÿ‡ฎ๐Ÿ‡ถ๐Ÿ’ต IRAQ CONTINUES TO SEND SIGNALS THAT ITS DINAR REALLY MATTERS ๐Ÿš€๐Ÿ”ฅ

 ๐Ÿ‡ฎ๐Ÿ‡ถ๐Ÿ’ต IRAQ CONTINUES TO SEND SIGNALS THAT ITS DINAR REALLY MATTERS ๐Ÿš€๐Ÿ”ฅ

We should not lose sight of these news reports coming out of Iraq, because they say a lot about what truly matters to them today… ๐Ÿ‘€

When they talk about:


๐Ÿฆ protecting reserves,
๐Ÿช™ maintaining monetary cover,
๐Ÿ“ˆ avoiding inflation,
๐Ÿ’ต defending the dinar,
and preserving financial stability…


…that clearly tells me they do NOT want their currency falling apart. ❌

They want a STABLE dinar… and ultimately a STRONG dinar. ๐Ÿ’ช๐Ÿ’ต

A country that did not believe in its currency:


❌ would not accumulate over $90 BILLION in reserves
❌ would not buy tons of gold
❌ would not care about monetary backing
❌ and would not constantly discuss exchange rate stability

And even though they may not openly say it often… the fact that behind the scenes they are reportedly considering pairing the dinar 1:1 with the USD ๐Ÿ’ต tells me they are not satisfied with the current value of their currency either.

๐Ÿ‡ฎ๐Ÿ‡ถ The Iraqi people are proud of their resources, their oil, and their monetary sovereignty.

This is a matter of time, folks… ⏳
Patience. ๐Ÿ‘๐Ÿ”ฅ


Follow & Join Our Community

๐Ÿ“Œ BLOG: https://dinarevaluation.blogspot.com/

๐Ÿ“Œ TELEGRAM: https://t.me/DINAREVALUATION

๐Ÿ“Œ X (TWITTER): https://x.com/DinarWatchTeam

๐Ÿ“Œ BLUESKY: https://bsky.app/profile/dinaresgurus.bsky.social

#Iraq #IQD #Dinar #IraqiDinar #Forex #MiddleEast #Banking #Gold #CentralBank #Dedollarization #Investment #EconomicReform #DinarCommunity #FinancialFreedom #IraqNews ๐Ÿ‡ฎ๐Ÿ‡ถ๐Ÿ’ต๐Ÿš€

-----

THE IRAQI DINAR IS UNDER PRESSURE FROM THE FINANCIAL CRISIS AND FEARS OF DECLINING MONETARY COVER

Warnings are increasing about the repercussions of the financial crisis on the stability of the Iraqi dinar, with growing talk about the possibility of using part of the cash reserve to cover government expenses.

Economic expert Dr. Safwan Qusay confirmed the possibility of resorting to the cash reserves of the Central Bank of Iraq, given the existence of an amount exceeding $90 billion, while warning at the same time of the occurrence of inflation within Iraq.

(So, like I said in a previous Newsletter they have not yet tied into the reserves to help pay salaries. Those darn salaries (monthly lump sum to Kurdistan for its share of oil revenues).

Qusay said that “the Central Bank of Iraq’s reserves amount to $90 billion in addition to 170 tons of gold, and if borrowing from these reserves is relied upon, it is possible to continue with financial flexibility up to $60 billion.”

(The IMF says Iraq has only 5 months and then their reserves are sown to critical levels. This article also tells us the gold is in addition to the cash reserves in US dollars unlike many of these intel gurus are telling you its all included in the $90 billion.)

He added that “the $60 billion represents the value of the issued Iraqi dinar, but the dinar’s value falling below the aforementioned financial cover means allowing inflation to occur domestically.”

He explained that “the possibility of resorting to borrowing from the central bank’s reserves, or the occurrence of the aforementioned inflation, may happen six months after this May, as the government can secure salaries for this period of time.”

๐Ÿ‡ฎ๐Ÿ‡ถ Iraq’s Emerging Political Alliances Could Support Long-Term Strengthening Of The Iraqi Dinar ๐Ÿ’ต๐Ÿš€

๐Ÿ‡ฎ๐Ÿ‡ถ Iraq’s Emerging Political Alliances Could Support Long-Term Strengthening Of The Iraqi Dinar ๐Ÿ’ต๐Ÿš€

Yesterday’s Iraqi Football Association election revealed something MUCH bigger than sports.

According to reports, the political alliance built around:

  • Prime Minister Mohammed Shia al-Sudani,
  • Qais al-Khazali,
  • Mohammed al-Halbousi,
  • Bafel Talabani,
  • and Ammar al-Hakim

appears to be expanding its influence beyond parliament and deeper into Iraq’s state-linked institutions.

For the first time:

  • Erbil and Duhok reportedly lost federation representation,
  • while Sulaymaniyah gained influence again.

This reflects a broader political shift happening across Iraq.

The same alliance has already shown growing influence in:


✅ cabinet formation
✅ parliamentary voting
✅ provincial councils
✅ presidential arrangements
✅ institutional leadership positions

At the same time, the report suggests former PM Nouri al-Maliki and allies are gradually losing institutional influence.

Why does this matter for Iraq’s economy and the IQD? ๐Ÿ‡ฎ๐Ÿ‡ถ๐Ÿ’ต

Because major economic transformations like Iraq Vision 2035 require:

  • political coordination,
  • institutional stability,
  • long-term planning,
  • and unified national decision-making.

In my opinion, stronger political alignment could help Iraq:


✅ accelerate economic reforms
✅ modernize institutions
✅ improve financial governance
✅ advance banking reform
✅ expand infrastructure megaprojects
✅ attract foreign investment
✅ strengthen national economic strategy

This becomes especially important as Iraq pushes forward with:

  • de-dollarization efforts,
  • banking modernization,
  • digital payments,
  • Development Road Project,
  • Al-Faw Port,
  • and private sector expansion.

Countries usually cannot strengthen their currency structurally while operating under constant political fragmentation and institutional conflict.

That is why I believe increasing political coordination could become an important part of the larger foundation-building phase currently taking place inside Iraq.

A more unified political environment can create:


๐Ÿ“ˆ greater investor confidence
๐Ÿฆ stronger institutional control
๐ŸŒ better economic execution
๐Ÿ’ผ long-term stability
๐Ÿ’ต and stronger support for the Iraqi dinar

I believe Iraq is entering a phase where:

  • politics,
  • economics,
  • banking reform,
  • and national development

are increasingly aligning toward building a more stable, modern, and globally integrated Iraqi economy under Iraq Vision 2035. ๐Ÿ‡ฎ๐Ÿ‡ถ๐Ÿ”ฅ

Follow & Join Our Community

๐Ÿ“Œ BLOG: https://dinarevaluation.blogspot.com/

๐Ÿ“Œ TELEGRAM: https://t.me/DINAREVALUATION

๐Ÿ“Œ X (TWITTER): https://x.com/DinarWatchTeam

๐Ÿ“Œ BLUESKY: https://bsky.app/profile/dinaresgurus.bsky.social

#IQD #IraqiDinar #Iraq2035 #Baghdad #Erbil #Sudani #EconomicReform #BankingReform #DeDollarization #MiddleEast #IQDUpdate #Investment #IraqEconomy

---

Yesterday’s Iraqi Football Association election offered another revealing snapshot of how two emerging alignments are extending beyond parliament and into wider state-linked institutions. The coalition built around Mohammed Shia al-Sudani, Qais al-Khazali, Mohammed al-Halbousi, Bafel Talabani, and Ammar al-Hakim, which The National Context reported on more than a month ago, appears to have won this round as well. For the first time, Erbil and Duhok, which backed the other side, lost membership in the federation, while Sulaimani managed to enter it for the first time in a while. This is significant because it shows that Iraq’s new political alignments are not confined to cabinet formation or parliamentary arithmetic. The same pattern has appeared in the election of the Iraqi president, the speakership, ministerial votes, and some provincial council arrangements in places such as Salahuddin and Kirkuk. It is increasingly moving in one direction: sidelining Nouri al-Maliki and those aligned with him, while the Sudani-Khazali-Halbousi-Talabani-Hakim axis expands its reach across institutions. The same contest may now extend further into Diyala, Mosul, and other provincial arenas.


TIDBITS FROM BRUCE: " We would have rates on bank screens and redemption center screens"

 BRUCE

 I had heard at least a week ago...that they want this done by the end of May. ...I got information... from very good sources ...that says looks like we could get notified any time from Memorial Day to the end of the month, exchange between Memorial Day and the end of the month...
 I do believe this is this is coming right around the corner...

I was told that Wednesday...that we would have rates on bank screens and redemption center screens. We did get confirmation that we have 18 currencies ...currently on redemption center screens, and probably the same amount on bank screens...

Now these are rates that are continually trading up and my instinct is to think that they want to continue to trade these currencies up to where when we go in for our exchanges we'll get better rates than they have right now...I'm not concerned about the rates – 

I know the rates at the redemption centers...and we know that the dinar holders have a contract rate established by President Trump at redemption centers, so we're going to be in great shape..



๐Ÿ‡ฎ๐Ÿ‡ถ๐Ÿ’ฐ Why the Iraqi Dinar Revaluation Hasn’t Happened Yet — A Structured Perspective

๐Ÿ‡ฎ๐Ÿ‡ถ๐Ÿ’ฐ  Why the Iraqi Dinar Revaluation Hasn’t Happened Yet — A Structured Perspective A closer look at Iraq’s current situation suggests th...