International development is moving towards three investment categories in Iraq.
The International Development Bank announced the launch of three new financial and investment products targeting investors, entrepreneurs, startups, and small and medium enterprises, in a move that the bank says aims to enhance liquidity, stimulate economic growth, and empower the private sector through flexible solutions with competitive returns.
The bank stated that the new products came in response to the market's need for more flexible financing tools that help with expansion and support financial stability within a safe banking environment.
The bank stated in a press release that the three products include a profit account, which offers customers a 6.5% profit rate paid upfront, providing immediate liquidity for reinvestment or managing financial obligations from day one; project finance loans with a reduced interest rate of 3.5% to support business growth and accelerate expansion, enabling startups and SMEs to enhance productivity and create jobs; and an investment deposit account with annual returns of up to 10% distributed monthly, providing investors with a regular income, as confirmed by the bank.
In a move that it said comes within its social responsibility and in consideration of the humanitarian dimension, the International Development Bank announced the postponement of all installments due during the month of Ramadan for government sector employees, with the aim of easing their financial burdens and enabling them to meet their needs. link
Gold Overtakes the USD? The Global Monetary Shift No One Can Ignore
Ariel: The Implications of What Has Occurred
You all need to understand the implications of what has just occurred.
We are potentially witnessing a monetary realignment of historic proportions. Between reinforced tariffs, gold overtaking the US dollar as the world’s largest reserve asset, and renewed discussions around hard asset backing, the global financial system may be entering a rapid acceleration phase.
For currency investors — especially Iraqi dinar holders — this moment demands attention.
Ironclad Tariffs and Currency Adjustments
Recent commentary following tariff rulings tied to Donald Trump suggests expanded executive leverage in trade enforcement. According to reports cited by Watcher.Guru, Trump indicated that a Supreme Court tariff ruling may have inadvertently strengthened presidential authority in this area.
Why does this matter?
Tariffs influence:
Trade balances
Currency competitiveness
Export parity
Trump has repeatedly stated that certain nations — including Iraq — cannot export to the United States at fair parity due to artificial currency suppression and USD dominance.
If tariffs create a more balanced trade environment, countries may feel compelled to:
This is where Iraqi dinar investors enter the equation.
Gold Overtakes the US Dollar: A Monetary Earthquake?
According to Kalshi, gold has overtaken the US dollar as the largest global reserve asset.
Let that sink in.
For decades, the US dollar functioned as the unquestioned global reserve currency. If gold is now surpassing it in reserve allocation, this signals:
Central banks accumulating hard assets
Reduced reliance on fiat
Strategic de-dollarization efforts
Hedging against geopolitical volatility
Historically, when gold rises in dominance, currencies backed by tangible reserves gain structural strength.
Gold has long been referred to as “God’s currency” due to its scarcity, permanence, and intrinsic value. For many investors, this development feels like a once-in-a-generation pivot.
The Silver Floor Price Effect: Liquidity Shock Incoming?
Another critical component is silver.
If silver establishes a recognized global floor price, it could:
Force banks to rebalance balance sheets
Expose synthetic liquidity practices
Tighten physical reserve requirements
Trigger rapid asset repricing
For years, liquidity could be expanded digitally without proportional physical backing. A precious metals repricing changes that equation.
Banks that cannot rely solely on spreadsheet expansion may scramble to acquire:
Physical metals
Stronger foreign currency reserves
Hard asset-backed positions
This could accelerate currency adjustments worldwide.
If tensions escalate, safe-haven demand increases.
When oil-producing nations gain pricing leverage during instability, currencies tied to energy exports — including Iraq — can gain macroeconomic strength.
Acceleration could happen not in years… but in days.
Currency Revaluation Tracker: What to Watch
If you are tracking potential Iraqi dinar revaluation, monitor:
Central bank gold accumulation rates
Silver price stabilization at higher floors
Oil pricing strength
Trade policy enforcement
Reserve diversification announcements
IMF and BIS communications
Currency adjustments rarely happen in isolation. They are preceded by structural shifts — and we are seeing multiple shifts simultaneously.
What This Means for Iraqi Dinar Investors
This is where you come in.
If:
Gold becomes the dominant reserve anchor
Silver gains hard floor pricing
Tariffs rebalance trade
Oil remains strong
Regional tensions accelerate settlement reforms
Then emerging-market currencies with resource backing may face pressure to normalize valuations.
Iraq, with:
Significant oil reserves
Reconstruction needs
Strategic geopolitical positioning
Could find itself in a position where currency recalibration aligns with global asset revaluation.
This is not hype.
It is macroeconomic cause and effect.
Featured Snippet Section
Why does gold overtaking the USD matter?
When gold surpasses the US dollar as the largest global reserve asset, it signals reduced trust in fiat dominance and increased preference for tangible value stores. This can pressure countries to rebalance reserves and adjust currency valuations.
How could tariffs influence currency revaluation?
Stronger tariffs can rebalance trade deficits and reduce artificial currency suppression. Countries seeking fair export parity may need to adjust exchange rates to remain competitive.
What happens if silver gets a global floor price?
A silver floor price would restrict synthetic liquidity expansion, forcing banks to hold real physical assets. This could create a liquidity shock and accelerate global asset repricing.
Q&A Section
Q1: Is this equivalent to returning to the gold standard?
Not formally. However, increased gold dominance in reserves mirrors gold-standard principles by emphasizing tangible asset backing.
Q2: Does gold replacing the USD mean the dollar collapses?
Not necessarily. It means reserve diversification is increasing. The USD can remain dominant while losing exclusive reserve status.
Q3: How soon could currency adjustments occur?
Currency realignments typically follow reserve shifts and trade enforcement changes. If acceleration catalysts (like geopolitical events) intensify, timelines compress significantly.
Q4: Why is Iraq specifically mentioned?
Iraq’s economy is heavily oil-backed and strategically positioned. If global trade normalizes and asset backing becomes critical, resource-rich nations could benefit from recalibration.
Final Thoughts: A Quickening
History moves slowly… until it doesn’t.
When gold overtakes the dollar. When tariffs strengthen enforcement. When silver establishes a floor. When geopolitical tensions rise.
These are not isolated events.
They are converging signals.
Many once said America would never return to hard-asset anchoring.
Yet here we are watching gold reclaim dominance in reserve discussions.
We may not be witnessing the end of the dollar — but we may be witnessing the end of unchecked fiat supremacy.
And for those positioned early in strategic currencies, understanding these implications is everything.
You All Need To Understand The Implications Of What Has Occurred
Now that the tariffs are now ironclad and more robust than ever. You will see countries in a hurry to adjust their currencies going forward. Because this has opened the door for them to trade fairly without the USD being to high in artificial value.
Currency revaluation tracker
Watcher.Guru:JUST IN: President Trump says Supreme Court "accidentally and unwittingly" gave him more power after tariffs ruling.
Something Donald Trump has repeatedly stated is the reason countries like Iraq can not export to the US at equal parity.
This is where you come in as a Iraqi Dinar investor.
Because once silver gets a floor price banks will be scrambling to readjust their books to acquire liquidity they no longer can just markup on spreadsheets with nothing in the vaults to support it.
The Iran situation will basically speed everything up in earnest within days.
Kalshi: JUST IN: Gold overtakes US dollar as "largest" global reserve asset
Do You Know The Implications Of This?
This is equivalent to the 2nd coming of Christ. Funny enough gold is none the less considered God’s currency.
I wonder what those ole’ folks are thinking right now who said America will never go back on the gold standard?
Disclaimer: The following reflects opinion discussed on a recent MarkZ call — not official financial advice. Always verify information through credible sources and consult professionals before making financial decisions.
In this update, we’ll cover: ✔ QFS chatter and scam warnings ✔ Iraq’s ongoing political delays ✔ Rumors vs reality ✔ What people are saying — and what you need to know
QFS — Rumors, Reality, and Scams
One of the hottest topics on the call was the Quantum Financial System (QFS). Participants discussed whether QFS activation could happen this week — or if it’s already transmitting in the background.
Here’s what we know from independent sourcing:
🔹 There is no officially recognized “QFS” live today — no central bank, government, or major financial institution has publicly announced a functioning system replacing SWIFT or controlling global money. Genuine financial systems do not launch in secret.
🔹 Claims about banks requiring QFS accounts or enabling access to funds through private platforms are major scam indicators. Experts warn repeatedly that QFS is often used as a lure by fraudsters.
A call participant warned:
“Be careful — you cannot sign up for a QFS account now.”
That aligns with broader reports showing fake QFS sites, wallets, and agents asking for money or personal information. These are not connected to any verified financial system.
Bottom line: There is no legitimate QFS account, signup process, or public deployment at this time.
So What Is QFS?
“Quantum Financial System” is a concept popular in online forums, envisioned as a future financial infrastructure using quantum computing and advanced technology. But in reality:
Legitimate quantum computing research is progressing, but its application to global finance is theoretical, not operational.
Quantum computing poses cybersecurity implications, but using it as a live financial system is NOT supported by central banks or regulators.
Conclusion: QFS as described in forums is predominantly rumor and marketing, not established infrastructure.
Iraq Government: Still Unfinished Business
Call members also discussed Iraq’s ongoing political deadlock — especially the stalled government formation and Maliki’s candidacy.
Iraq has not yet seated a president or prime minister, delaying critical governmental functions.
The Makiki/Maliki situation continues to slow progress, and there’s no confirmed resolution yet.
Political uncertainty in Iraq often carries over into economic and currency speculation — including how and when the Iraqi Dinar (IQD) might change status internationally.
March 1 “Clarity Act” Mention
One caller noted a “Clarity Act” expected by March 1 — but as of now, no official financial law called a “Clarity Act” tied to currency revaluation or financial systems like QFS has been announced by financial authorities or legislatures in the US.
Many such phrases circulate in investor communities without corresponding legislative documentation publicly accessible.
The “World Quantum Day” Reference
The group discussed April 14 as World Quantum Day — an actual international event celebrating quantum science and technology, unrelated to finance or QFS deployment.
Quantum science is a legitimate scientific field; however, celebrating quantum computing doesn’t confirm financial system rollouts.
Common Questions from the Call — Answered
Q: Is QFS going live this week?
A: No credible evidence confirms a live, operational QFS. Many QFS narratives are speculative or tied to unofficial platforms.
Q: Do I need a QFS account to exchange currency?
A: No, there is no legitimate QFS account. Beware of any site or agent asking for money to create such an account.
Q: Could QFS replace SWIFT?
A: Not in the foreseeable future. Quantum computing has theoretical implications for finance, but no major central bank or regulator has announced such a system replacing SWIFT.
Q: What’s going on in Iraq?
A: Iraq continues political negotiations and delays — but there is no official announcement tying this directly to QFS or any financial reset.
Key Takeaways — Reality Check
📌 There’s no evidence QFS is fully activated. 📌 QFS account claims are linked to scams. 📌 Quantum financial concepts are theoretical, not deployed. 📌 Iraq’s political situation continues to be uncertain.
Maintaining skepticism and verifying through reputable financial news sources is essential — especially when discussions blend speculation, hopes, and rumors.
Featured Snippets / Quick Highlights
No official QFS accounts exist today.
QFS deployment is unverified and speculative.
Reports of QFS wallets/agents are likely scams.
Iraq political delays continue with no confirmed resolution yet.
Stay Informed With Trusted Updates
For ongoing, truth-based coverage of Iraq, financial systems, and larger economic developments, follow our platforms:
MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context. Be sure to consult a professional for any financial decisions
Member: Good morning all! Let’s have a great day
Member: do you think we will see the RV this week?
MZ: I don’t know if we will see it this week but, we have seen a lot of interesting things happening already.
MZ: Eerily quit on the bond side though. I am surprised. I was expecting fireworks…but, may be I was premature.
MZ: No updates yet on the QFS and the rumors it was going live today. I was really hoping to hear something positive on that front. They are claiming this is the week we will see it.
Member: I thought the QFS was supposed to already be running parallel to the SWIFT system,,,,ready to take over????
Member: Mike B says Marks sources and his own agree that today is Qfs day
Member: April 14 is World Quantum Day. World Quantum Day is an annual celebration that promotes public awareness and understanding of quantum science and technology. It is an international event celebrated in April
Member: do we need to open QFS accounts to exchange in?
Mod. Be careful ….There are a lot of QFS scammers out there. You cannot sign up for one now
MZ: There is no such thing as a QFS account now. Don’t fall for it. The scams are unreal right now.
Member: There is no such thing as a qfs account. The qfs is the operating system, run in the background of financial systems, replaces the old slow swift system
Member: Clarity act, should hit the desk by March 1
Member: Iraq is avoiding putting their government together
Member: They said they would have the Makiki thing over with last night….guess its not true
Member: When has Iraq ever done what they said they would?????
Member: They have to seat the President before they seat the Prime Minister. They are claiming they are pushing for a resolution in Iraq. I think they will soon remove Malikis candidacy. And Sudani is by far the most popular candidate with the Iraq people.
Member: Iran is moving to extend its railway connection with Iraq and transform it into an international corridor.
Member: I am less interested in IQD than i am Venezuela now ....with American control on their economy i believe in a VES revaluation to kick things off
Member: President Trump does the State of the union speech tonight
Member: IMO Tonight would be a great smoke screen for any event to take place.
Member: I hope we all have a good day….Stay positive everyone….the best is yet to come.
ASA’IB AHL AL-HAQ: 7 PARTIES WITHIN THE FRAMEWORK ARE DEMANDING THE WITHDRAWAL OF AL-MALIKI’S NOMINATION.
A member of the political bureau of the Asaib movement stated that there are 6 parties within the coordination framework who oppose the nomination of Nouri al-Maliki for the premiership, expecting that a seventh Shiite party will join the front of those demanding the withdrawal of the nomination tonight .
Al-Shihani said in a televised interview followed by Al-Sa’a Network: “I contacted 3 of the leaders of the framework who voted in favor of Al-Maliki at the framework meeting, and I found that they were very concerned about the recent threats, and they said frankly
that they have a new opinion regarding Al-Maliki’s nomination .”
He continued: “Through calculations I made regarding those who reject al-Maliki’s nomination, starting with Sadiqun, I found 6 leaders who reject it, and I was told that there is a seventh who will join them tonight in the matter of withdrawing the nomination,” noting that “the American threats included imposing sanctions on the Ministries of Defense and Foreign Affairs, in addition to the Central Bank and SOMO .”
He pointed out that “the Kurds and Sunnis will not come to parliament to vote for a president who would task Maliki with the premiership, and today the respected Maliki is supposed to ‘fear God’ in his dealings with the Iraqis, and he is worthy of that .”
He asked: “Why do we condemn today the impact of the American decision on the Sunnis and Kurds, and not criticize the Shiites who are influenced by the blessing that comes from Iran?”
In today’s Frank26 Iraq boots-on-the-ground report, new developments are emerging from both inside Iraq and the United States that could signal significant financial positioning.
From JP Morgan’s massive US bank expansion to a new memo issued by the Central Bank of Iraq, the narrative appears centered around liquidity, banking infrastructure, and preparation for large-scale currency exchanges.
Let’s break it down clearly.
JP Morgan & Chase Expanding Across America
According to reports aired on Iraqi television, JPMorgan Chase plans to open 160 new banks in 30 American cities this year.
That’s not a minor move. That’s aggressive banking expansion.
Frank26’s interpretation suggests this may align with expectations of:
Increased currency exchange activity
Greater demand for financial services
Preparation for high-volume liquidity events
While JP Morgan’s expansion may have multiple business motivations, the timing has certainly caught the attention of currency watchers.
CBI Memo: No Discrimination Against Old or New US Dollar Notes
Inside Iraq, the Central Bank of Iraq (CBI) has reportedly sent a memo to domestic banks and financial institutions stating:
Do not discriminate against older or newer denominations of the American US dollar when exchanging dinar.
This is important.
Why?
Because it addresses confidence and uniform acceptance of US currency within Iraq’s banking system. It removes uncertainty about which notes are valid during exchange operations.
What Could This Signal?
Frank26’s opinion (IMO) frames this as preparation.
If a new rate were introduced:
Citizens holding 3-zero dinar notes would rush to banks.
US dollars currently circulating inside Iraq would flood into financial institutions.
Foreign currencies would also be exchanged rapidly.
Banks would experience massive foot traffic and liquidity demand.
Such an event would require:
Operational readiness
Staff training
Currency sorting systems
Clear compliance rules
The CBI memo could be interpreted as removing friction ahead of heavy exchange volume.
Banking Infrastructure & Currency Flow
Iraq has significantly expanded private banking institutions in coordination with the CBI in recent years. This strengthens:
Regulatory oversight
Electronic settlement systems
Anti-money laundering controls
International banking relationships
A large-scale exchange event would require exactly this kind of infrastructure.
Frank26 suggests that when the moment arrives:
“It’s going to be insanity… an amazing influx of people into the banks.”
Whether one interprets this as immediate or preparatory positioning, the coordination between banking systems is notable.
Q&A Section
Q: Why would JP Morgan open 160 new banks now?
A: Large banks expand based on long-term economic forecasts, population growth, and demand for financial services. Some observers believe it could also position infrastructure for higher exchange activity.
Q: Why is the CBI memo about old and new US dollar notes important?
A: It ensures all legal US dollar denominations are accepted equally, preventing confusion or refusal during exchanges.
Q: Does this confirm a new Iraqi dinar rate is imminent?
A: No official announcement has been made. The developments may indicate preparation, but confirmation would require formal CBI action.
Q: What happens if a new rate is introduced?
A: Historically, rate changes require structured banking coordination to manage liquidity and prevent instability.
Featured Snippets / Key Highlights
JPMorgan Chase plans to open 160 new banks in 30 US cities.
The Central Bank of Iraq instructed banks not to discriminate against older or newer US dollar notes.
Preparations may indicate readiness for significant currency exchange activity.
FIREFLY:The TV is saying JP Morgan and Chase plan to open 160 new banks in 30 American cities this year. FRANK: For the same reason you have so many private banks linked up with the CBI, there's going to be a massive flow of currency exchanges.
FIREFLY: On the television it is showing the CBI is sending to all the banks inside Iraq and financial institutions a memo that says, 'Do not discriminate against any older or new denominations of the American US dollar when they are exchanging dinar.'
FRANK: IMO I think it's just a preparation to tell the citizens of Iraq we've got a new rate coming and when you get it you got to bring in those 3 zero notes... those American dollars you're still using...and any other foreign currency... Because when it happens... you are going to pour into the banks... The moment this happens it's going to be insanity, it's going to be an amazing influx of people that are all over our banks. They want the lower notes...This is very good news.
