CENTRAL BANK OF IRAQ: CURRENCY IN CIRCULATION RISES TO MORE THAN 93 TRILLION DINARS
The Central Bank of Iraq revealed on Monday that the volume of currency in circulation rose to more than 93 trillion dinars during October of 2025.
The bank stated, in statistics seen by Shafaq News Agency, that the net currency in circulation reached 93.789 trillion dinars in October, an increase compared to September, in which the net currency in circulation recorded 92.185 trillion dinars.
He added that the volume of currency issued by the Central Bank amounted to 101.015 trillion dinars, while the currency in circulation at banks amounted to 7.226 trillion dinars.
He pointed out that the issued currency is the money that the state prints and issues through its central bank for the purpose of circulation, and it includes banknotes of various paper and metal denominations circulating outside the vaults of the central bank.
The bank explained that the high volume of currency in circulation and its scarcity in banks means that citizens resort to hoarding money instead of depositing it in banks, which is an unhealthy phenomenon.
It is worth noting that the Central Bank of Iraq revealed last Saturday that expenditures had increased compared to public revenues during the first 10 months of 2025.
Welcome everybody to the Big Call Intel Update. Today is Tuesday, January 20, and we’re grateful you’re here with us as we break down the latest developments surrounding currency revaluation, redemption centers, Tier 4B notifications, and global financial movement.
This update reflects current intel insights, observations from redemption center activity, and broader geopolitical signals that may be influencing the timing we are all watching closely.
π Current Intel Overview: Where We Stand Right Now
From an intel perspective, the landscape continues to evolve rapidly.
One of the most notable developments observed recently was activity inside redemption center systems. As of yesterday:
No currencies were visible on the screens, despite the previous day showing 37 active currencies
Earlier intel suggested the system could support up to 40 currencies
These currencies are positioned to increase in value against the U.S. dollar
A real-world account was shared involving a PTSD survivor who reportedly underwent multiple med bed sessions, resulting in a complete resolution of symptoms.
While still emerging technology, intel suggests:
Med beds will be linked to redemption center processes
Availability expands after financial reset activation
π§ Featured Snippet: Quick Summary
The latest Big Call intel indicates that currency revaluation systems are finalizing, with Tier 4B notifications expected within days. Redemption centers are fully prepared, multiple currencies are active, and exchange timing appears imminent.
❓ Q&A Section (SEO Optimized)
When will Tier 4B receive notifications?
Most current intel points to Wednesday or Thursday, with exchanges possibly starting the same day.
Where do I exchange ZIM?
Only at redemption centers, not banks.
Is the Iraqi Dinar contract rate confirmed?
Intel indicates it was contracted during President Trump’s first term.
How many currencies are involved?
Redemption center systems support up to 40 currencies, with 37 previously visible.
Are rates finalized?
Rates are still fluctuating, suggesting final calibration.
π Final Thoughts
At this stage, the most important mindset is patience, readiness, and positivity.
We encourage everyone to:
Stay grounded
Stay prepared
Be ready to encourage others when the moment comes
After 15 years of the Big Call, we are closer than ever.
Welcome everybody to the big call tonight. it is Tuesday, January 20th and you're listening to the big call. thanks everybody for tuning in, and we're looking forward to another good call tonight.
Let's talk about where we are from an Intel point of view. All right. Well, this is not going to be that long a segment, but I would say what's interesting that I found out yesterday was that the we --- let me get the currencies right. First of all, there weren't any currencies up on the redemption center screens yesterday.
Previously, we had had 30 like the day before, we had 37 currencies on the front screen of the redemption center. That's more than we thought were going to be there. And they said they might get as many as 40. So they might have three, maybe four more currencies that would show up.
These are all currencies are going up in value against the USN dollar. Okay, so the fact that we had 37 now, the rates were fluctuating or populating, as we say, where you couldn't really concentrate and focus on a rate. It's because they were flickering and changing so quickly.
But it's nice to know that we had space with a pending notification for the Iranian Rialas well the Venezuelan Bolivar. So those two should be in the basket in play. And we have rates for, not really for the Rial right now, but we did have something for the Bolivar so anybody who has that is probably going to be doing well, on that particular currency.
Let's see what else there was.-- What was interesting on the Central Bank of Iraq site, on their CBI screens, Iraq, the central bank of Iraq. We used to call it central bank, and then we changed it to Sovereign bank of Iraq. They still use designation CBI, so I just call it CBI --
CBI site had actually two other currencies on their site, and one was the Vietnamese Dong and the other one was not Afghanistan , I believe it was on, was the rupiah was on their site? What was that telling us? That’s telling us that that is ready to be exchanged or traded against the new Iraqi dinar.
And so that's that's pretty cool, had not heard that before -- Now, President Trump was going to leave tonight to go over to Davos, Switzerland to be part of the World Economic Forum.
And I know it's going over there to talk about several things, but one of the things he was going to talk about, was picking up Greenland. Greenland, and how he intends to do that, and what, what we're going to have to benefit from it, primarily from a security point of view, from a military point of view, I think it helps to complete our golden dome that he's talked about, and we've talked about -- So that is really important.
He's going over with that, and he's got to go over and talk also about our housing issues over here, in terms of first time home buyers trying to get people that are having difficulty finding a house they can afford and affording a first time house to make that happen. I don't quite understand why he would bring that up over there at the World Economic Forum, but I know he has something planned for that. But he talked about making that happen.
We do know that he had talked about a 50 year mortgage. He talked about, I think there was a number of bonds that have been purchased to help reduce the cost for maybe it's Freddie Mac and Fannie Mae FHA loans or something. I don't have the full details on it, but that'll be interesting to see when that all comes out,
But President Trump today, on January, 20 marks one year that President Trump has been in office, one year of his four year term, and today, I watched a two hour press conference, and then I had, there were questions afterwards that he answered quite a few of, and it's amazing. He just basically went through and listed the accomplishments that he and his administration had made in the first year. And it's an amazing list that he has produced.
And I was very, very happy and very proud to see how much was done in one year. And we're just really getting started where we should see some really good things happen in our second, third and fourth years. We're really looking forward to that.
What else happening? As far as that goes, -- I think what's interesting is we have been tracking for five days at our last call, Thursday night, on when everybody is supposed to receive notification and when are we supposed to go in for exchanges?
Well, we always talk about tier three bond holders who are supposed to go slightly ahead of us in terms of receiving notification they were to receive notification yesterday and today on their funds that would be placed in their accounts so that they could, they'd see the funds, and then also get notified as to when they could have access to those funds for sort of two separate things, the bonds, for the most part, except for bonds that we might have in I'm talking sheet bonds. I'm not talking about the Zim. I'm talking about sheet bonds, and so called boxes of bonds that we will be able to take into the redemption center to hypothecate or to to redeem.
And we can do that, but we have to give them notice if you have sheet bonds, Golden Dragon, yellow Dragon, Red Dragon. Bonds, railroad bonds, Peruvian gold bonds, any of the bonds that are legitimately in sheet form that you have provenance for, that you can prove how you receive them before you or they give to you. Blah, blah, blah, all of that is called provenance, and that's what you have to be able to show if you have bonds to go into the redemption center to redeem.
So what I'm suggesting is bond holders, to my knowledge, may have been funds, may have been placed in their accounts, and we do not have verification of that yet, and I think it was more like instead of Monday, Tuesday, it's more likely to be today and Wednesday, tomorrow before bond holders may see those funds in their accounts.
Now, when that's a big question, access once they receive the email to tell them one and here's my what I think that may look like, we should get our notifications according to who we have talked to, these redemption center leaders, people working within the Treasury. These are people just in that particular arena.
Some are special forces. Some are people that are involved in security, etc, but they're all pretty much suggesting for tier 4B, should get notified either tomorrow or Thursday and begin exchanges early as Thursday this week.
Everybody is this week now, one of the ranges that was given was from the 20th, which is today, through the 25th we had originally heard 27th 26th and now the far date is 25th I think that's Saturday, right?
That would be great now, obviously. And we had heard for one one particular redemption center that we could get this anytime on Wednesday night to Thursday by noon. Boy, I like that. I like that so specific. Thursday night to I mean, excuse me, Wednesday night to Thursday by noon is how it was stated.
All right, we're not going to hold ourselves to that exact timeline, but I like Wednesday, Thursday for us. But you know what, guys, it could be Thursday, Thursday, we could get notified Thursday, set appointments and begin exchanges on the same day.
Very possible, and I hope that's going to be the case for us.
So bondholders are still waiting for notifications to tell them when they have access. I don't know how many have received funds into their account and whether they have the coordinates to be able to see that yet, but I know that that is the plan for them to be able to see their account, and they know how much of that money they will have for the first 60 days, and then after 60 days, very similar to us, they would have access to all of it. In our case, we tell them how much we need for the first 60 to 90 days for our projects, and then we can put that amount in our primary account.
Now I'm moving it from our Quantum account into our primary and then after 60 or 90 days, whichever it is, we can have access to as much as we want.
That is the plan.
So we'll see how that comes together. I'm hoping everything is coming like from about three or four different sources that are talking about the Wednesday, Thursday for tier 4b that's what I'm hoping for, and believing that's going to happen for us.
Let's see beyond that. -- Of course, redemption centers are the way to go.
We know that the contract rate on the dinar has been agreed to and put under contract by President Trump in his first term as president, and that's an extremely good rate, and I'm looking forward to that.
We we don't have a contract rate, per se, on the Dong but we know that it's supposed to be a very good rate, and I've heard where it was, and now it should be at that point, or maybe a little higher.
So we're going to see what that is that should be great for us and the other currencies, like said, will come into play. I believe that everything that we thought we had to wait to happen has happened.
There may be something with the regime change in Iran that I don't have the latest information on right now might be something to that, but realistically, we're only a couple of days away from being where we think we need to be. I did hear one source this morning that indicated 72 hours to 96 hours from 3am this morning.
Okay, that's three days or four days from this morning early today is what Tuesday --- So maybe it is a Friday, Saturday, so we have to open our window. I'm hoping for Wednesday, Thursday, but it could be by the end of the week.
I think if we look at it that way, I think that's probably the safest way to look at it right now, and remember that we tend to go by what the redemption center leaders are getting from both Wells, Fargo and treasury, because Treasury will send an email to Wells and Wells will forward that to the redemption center leaders, and we sometimes are fortunate enough to find out what they're thinking.
And that works out really well. So President Trump is leaving, if he hasn't already left tonight, or Davos, Switzerland, arriving in the morning, and he'll be good to go for his meetings tomorrow.
And actually, usually, as I remember, that's a four day conference over there. But see, I don't know how long President Trump's planning to stay, and I don't know how many different meetings he has scheduled, but I know he's meeting with a lot of the European leaders that will be there, and that's a good thing. That's a good thing.
So I'm hoping that the picking up of Greenland will be in everybody's best interest from a national security point of view, and a regional security point of view for the United States, and I know President Trump will do the right thing for the people on the island of Greenland, and also for Denmark, who theoretically owns Greenland. But it is, it is strategic, and it's a good thing that we're looking at that.
I think, really, that is pretty much everything that I wanted to talk about tonight. That's what we're most interested in. Is our timing. What is our timeline? Try to update time line. And you know, things do change as you guys know, things do change.
Things come up, other things happen, and that has slowed us down for quite a while, so we will see whether or not there's anything else that's inhibiting us in our path to get this done,
but in the meantime, which is where we are. In the meantime, let's stay positive for it. Let's believe for it, let's pray for it, and let's stay patient for it, because that's really what serves us best, is being patient knowing that it's coming and knowing that it's close.
So let's just do what Sue was talking about earlier. Let's not get depleted. Let's keep our energy, but let's be ready in season and out of season for an instant word of a current encouragement that we can give to people that need it every every day of our lives. Be an encourager.
Okay, I think that's really something we can all do. So I want to thank Sue and Bob for being great co hosts. And you know, there's just so much that we've tried to cover on the big call for you guys. And many of you guys have been with us ever since the very first call 15 years ago. We're in our 15th year of the big call, and it's been exciting.
So I want to thank everybody. So we will be in touch with you, and we do plan. We had a really nice compliment from kind of pretty famous guy out there that said, check for the 800 numbers.
If you're a dinar holder, no other note banks are going to be exchanging Zim or redeeming Zim. So if you're a Zim holder, obviously you go to the redemption center and you'll get a free Q phone, which is basically phone that works on the Starlink satellite system. And it's like a satellite phone. It is a sat phone. So you'll be able to do that.
And there's a some other things that you'll get redemption center. So that's the ticket, the one you want to do. And then, of course, when you're at the redemption center, that when you tell them, if you have a dire need, and you're a zim holder, you definitely want to get the bed into the computer and hold it you're in the system, and that's what I'm going to do, and that's what many of you will do. So keep that in mind.
News, new news, Med beds, I know an instance where friend of mine, what witness, Terry guy, that was all from PTSD, really was not and took a in the med bed. It took 20 wins to completely erase and clear all of his problems, and he came out normal. That's all that was all gone. So there's a lot of potential for all of us, and we just have to get this thing kicked off.
So let's go ahead, pray the call out.. Well, good night everybody. Thank you. Thank you. Thursday night. God bless everybody.
CENTRAL BANK OF IRAQ: CURRENCY IN CIRCULATION RISES TO MORE THAN 93 TRILLION DINARS
The Central Bank of Iraq revealed on Monday that the volume of currency in circulation rose to more than 93 trillion dinars during October of 2025.
The bank stated, in statistics seen by Shafaq News Agency, that the net currency in circulation reached 93.789 trillion dinars in October, an increase compared to September, in which the net currency in circulation recorded 92.185 trillion dinars.
He added that the volume of currency issued by the Central Bank amounted to 101.015 trillion dinars, while the currency in circulation at banks amounted to 7.226 trillion dinars.
He pointed out that the issued currency is the money that the state prints and issues through its central bank for the purpose of circulation, and it includes banknotes of various paper and metal denominations circulating outside the vaults of the central bank.
The bank explained that the high volume of currency in circulation and its scarcity in banks means that citizens resort to hoarding money instead of depositing it in banks, which is an unhealthy phenomenon.
It is worth noting that the Central Bank of Iraq revealed last Saturday that expenditures had increased compared to public revenues during the first 10 months of 2025.
Introduction: This Was Never Doom & Gloom — It Was Reality
Let’s be clear from the start.
This is not doom and gloom.
As we move through this long Iraqi Dinar (IQD) journey, many of us hoped the RV would simply happen—that Iraq’s internal problems would somehow fade into the background and not matter.
But history doesn’t work that way.
For years, many “intel gurus” filled the space with noise, promises, and gobble-goop, while ignoring the real work that Iraq must complete to stand as a successful nation and financial powerhouse.
Now, those unresolved issues are no longer theoretical. They are front and center.
Why These Issues Are Now ‘Critical’
When we say critical, we are not talking about fear.
We are talking about a defining moment.
For more than a decade, the US, IMF, BIS, and World Bank
The question is no longer “Can Iraq succeed?” The question is “Will Iraq choose to?”
The GOI Must Catch Up to the CBI
The Central Bank of Iraq (CBI) has done much of the heavy lifting:
Monetary discipline
Banking reform frameworks
International coordination
The Government of Iraq (GOI), however, has lagged behind.
And the world will not wait forever.
Opportunities in global finance close quietly. If Iraq misses this window, catching up later will be far more difficult—especially as global energy dynamics change.
The Five (5) Critical Issues Holding Iraq Back
These are not new. They were identified years ago. Now they are unavoidable.
1️⃣ Banking System Reform
A modern, transparent banking system is non-negotiable for:
International trust
Capital inflows
Currency stability
Without it, Iraq cannot function as a serious financial player.
2️⃣ Expulsion of the PMF (Iran-Backed Militias)
No sovereign nation can thrive while armed factions operate outside state control.
This is about:
Rule of law
National authority
Ending foreign influence inside Iraq’s borders
3️⃣ Passage of the Oil and Gas Law (HCL)
Oil is Iraq’s backbone—but also its bottleneck.
Without a unified legal framework:
Revenue sharing remains disputed
Investment remains limited
National unity remains fractured
4️⃣ Controlling the Parallel Market vs CBI Official Rate
Uncontrolled dollar flows weaken:
The dinar
Monetary policy
Public trust
Stabilizing this gap is essential for any future currency move.
5️⃣ Recovering Currency Hoarded Outside the Banking System
Large volumes of cash remain:
Hoarded
Smuggled
Used outside formal channels
This undermines liquidity control and transparency.
Oil Is Not Forever — And Iraq Knows It
The world is moving—fast.
Alternative energy sources are accelerating, and demand for oil will not remain what it once was.
Iraq cannot afford to:
Delay reforms
Waste time on corruption
Prioritize sectarianism over national interest
This may be one of Iraq’s final best chances to leverage oil wealth into lasting prosperity.
Free Will, Choice, and the RV
Many believe—and MNT GOAT has reminded us—that this RV has been spoken of many times through prophecy.
But prophecy does not cancel free will.
God gives nations and people choice.
Governments are run by people. People can change—or choose wrongly.
This is Iraq’s moment to decide:
Unity or division
Reform or stagnation
National good or personal greed
Trump, the US, and the Middle East Equation
When observing President Trump’s approach to Iraq and the Middle East, one thing becomes clear:
These issues were always there.
Previous administrations ignored them. This one confronts them.
Revisit the September 16 newsletter, and you’ll notice something striking:
π Almost all meaningful news today revolves around these same five issues.
That is not coincidence.
PMF Pressure Intensifies: US Actions Continue
A recent article titled:
“Savaya Discusses with US Leaders the Influence of Iranian-Backed Factions in Iraq”
Reveals:
Meetings between US envoy Mark Savaya
Director of National Intelligence Tulsi Gabbard
Counterterrorism Director Joe Kent
The focus?
Border security
Smuggling
Corruption
Strengthening Iraqi state authority
Two words keep appearing:
Stability Security
Without them, nothing else matters.
Political Developments Still Pending
At this stage:
Presidential candidates have not yet been announced
A new Prime Minister is expected shortly after
This political sequencing matters and must align with the broader reform agenda.
π Featured Snippet (Discover Ready)
The Iraqi Dinar RV is not delayed by mystery forces but by five critical issues—banking reform, militia control, oil legislation, currency market stability, and reclaiming cash outside the banking system—that Iraq must resolve to succeed as a sovereign financial power.
Q&A: Straight Answers for IQD Holders
❓ Is the RV guaranteed?
Nothing is guaranteed. It depends on choices made by Iraq’s leadership.
❓ Are these delays intentional?
No. These are structural obstacles that must be resolved.
❓ Is oil enough to save Iraq?
No. Oil without reform leads to dependency, not prosperity.
❓ Why does stability keep coming up?
Because no currency reform survives chaos.
Disclaimer
Please consider this analysis as opinion. Always seek professional financial advice before making any financial decisions.
Final Thoughts: This Is Iraq’s Moment of Truth
This is not about hype. This is about nation-building.
I certainly hope that no one took my last Newsletter as doom & gloom. As we progress through this RV saga over the years we seen what has to be done in Iraq, but we tend to ignore it because we hoped it would just go away and the RV would happen in spite of it all. We didn’t want to face it and just hoped that it will not affect the RV. Also many of these so-called intel gurus filled your minds with gobble-goop.
Many of these issues I have pointed out with the help of my CBI contact. Remember the list of the five (5) main issues facing Iraq? Now we are seeing them all playing out and coming to roost? I will even call them ‘critical’ at this stage of Iraqi development. Why do I say critical and what does critical mean?
When I say critical, I am meaning more on the side of Iraq being successful as a nation and a financial powerhouse. For over a decade now the US, IMF, BIS and World Bank have praised Iraq for it’s potential and progress so far. Okay, so now the baby is born and so will it learn to walk on it’s own?
These five main issues are the issues holding Iraq back. The GOI must catch up to the CBI. Heck, the world is only going to wait so long and then this opportunity is going to pass right by Iraq. It will be very difficult to catch up again.
I am talking about the demand for oil and alternatives to energy sources that are quickly coming to replace the use of this “liquid gold” in the ground. God is going to have one last laugh about this oil and the greed associated with it. Trust me on this one, it’s coming. So, how many chances is Iraq going to get to make it right? When will they put aside sectarianism, corruption and unite to do what is good for the nation as whole and put aside personal greed. There will always be outside enemies who will see fit to corrupt Iraq, but this is where the strength of any nation’s citizens comes into play. Can the nation’s people unite and fight these entities?
On this note, God has told us this RV would occur many times through His prophets. I presented these prophetic words to you many times. But it didn’t happen yet, and this does not mean it won’t. God gives us humans the gift of choice (free will) and without it we would just be controlled slaves on the planet. So, choices in Iraq have been made by people and people run the government. People can change or be diverted. Will they now make the right choice at this critical junction in their history?
When we see what Trump is trying to do for Iraq, and the entire middle east too, we realize these issue have been there all along although no other US president cared to address them. Feel free to go back to my 9/16 Newsletter and catch up on these five (5) critical issues. What did I say back then? What have we been hearing in the news. Yes, any important news worth paying attention to is now almost exclusively about these issues.
Banking System Reform
Expulsion of the PMF from Iraq
Pass the Oil and Gas Law (HCL)
Controlling the Parallel market vs Official CBI rate (controlling dollars)
Collection of these stashes of currency outside the banking system
There is not a lot of news from Iraq this period. Most other news is just rhetoric and nonsense from the news channels trying to sway public opinion towards Nori al-Maliki again or away from the reinstatement. We know this tactic is not going to work out for the Planters peanut head guy. Note the resemblance…lol..lol..lol..
We are still waiting for the announcement of the candidates for the presidency of Iraq. Following filling this position, I am told the new prime minister will be announced shortly afterwards.
Again, we get news of how the US is working on handling the PMF militia in Iraq. In article titled “SAVAYA DISCUSSES WITH US LEADERS THE INFLUENCE OF IRANIAN-BACKED FACTIONS IN IRAQ” we learn the US President’s envoy to Iraq, Mark Savaya, reported on Monday, just yesterday, that he held a meeting with the Director of National Intelligence, Tulsi Gabbard, and the Director of the National Counterterrorism Center, Joe Kent, regarding Iraqi armed factions supported by Iran and their associated networks .
The meeting “highlighted the importance of maintaining and strengthening the Iraqi government’s efforts over the past year to secure the borders, combat smuggling and corruption, and enhance state authority .”He indicated that he is “committed to uncovering and prosecuting violations wherever they are found, achieving stability in Iraq, and ensuring its security, in service of Iraqi sovereignty and the well-being of the Iraqi people,” stressing that “the Iraqi people will make Iraq great again.” Opps, there’s those two words again – stability and security….
SAVAYA DISCUSSES WITH US LEADERS THE INFLUENCE OF IRANIAN-BACKED FACTIONS IN IRAQ
The US President’s envoy to Iraq, Mark Savaya, reported on Monday that he held a meeting with the Director of National Intelligence, Tulsi Gabbard, and the Director of the National Counterterrorism Center, Joe Kent, regarding Iraqi armed factions supported by Iran and their associated networks .
Savaya said in a post on the “ X ” platform, which was followed by the “Al-Sa’a” network, that “the discussions included the role of Iranian-backed factions and their associated networks .
He added that “the meeting highlighted the importance of maintaining and strengthening the Iraqi government’s efforts over the past year to secure the borders, combat smuggling and corruption, and enhance state authority .”He indicated that he is “committed to uncovering and prosecuting violations wherever they are found, achieving stability in Iraq, and ensuring its security, in service of Iraqi sovereignty and the well-being of the Iraqi people,” stressing that “the Iraqi people will make Iraq great again.”