Monday, January 12, 2026
INTENSIFYING EFFORTS TO RAISE IRAQ’S CREDIT RATING
INTENSIFYING EFFORTS TO RAISE IRAQ’S CREDIT RATING
The government has intensified its efforts to achieve the highest international credit rating, given the importance of this step in gaining the confidence of international investors, facilitating the attraction of foreign investments, reducing borrowing costs, and enhancing confidence in the national economy.
The process of raising the credit rating contributes to supporting structural reforms and enhancing the ability to obtain financing from international institutions. It is an important indicator of the state’s ability to meet its obligations, which encourages sustainable economic development.
A few days ago, Fitch Ratings confirmed in its latest report that it had maintained Iraq’s sovereign rating at “B-” with a stable outlook, reflecting international confidence in the Iraqi economy’s ability to maintain its financial and credit stability despite current global and regional challenges.
In this regard, economic expert Alaa Fahd believes that the country needs investment, especially foreign investment, at the present stage, to carry out infrastructure projects and major projects, stressing the need to create a suitable environment for investment, whether legal, legislative, economic, or financial, by providing financial and banking facilities.
Government efforts
In an interview with Al-Sabah, Fahd expressed his hope that investment contracts would be free from corruption, as this would raise Iraq’s credit rating. He noted that the country is currently rated B- according to the latest report from the international credit rating agency Fitch, which confirmed that Iraq is a “stable environment.”
He explained that stability paves the way for a higher rating by creating a conducive financial environment, combating corruption, and establishing a suitable legislative framework to support investments. He emphasized that the steps taken by the government and the Central Bank, in cooperation with international financial institutions, to attract investment, particularly in sectors that generate profits and economic savings, such as the Development Road, the Faw Port, and also investment in the oil sector and manufacturing industries, as well as investment in the housing sector, economic cities, smart cities, and the banking sector, have contributed to achieving this rating.
Ways of cooperation
The spokesperson added that many countries have greatly benefited from foreign investment, emphasizing the importance of providing government support and finding avenues for cooperation to ensure investment becomes a driving force in Iraq, as many other countries have achieved, creating an attractive investment environment by eliminating bureaucracy. In this context, Dr. Maitham Adham Al-Zubaidi, Vice President of the Competition and Monopoly Council, stated that attracting investment to Iraq requires addressing the structural factors that influence investor decisions, primarily reforming the banking system, ensuring exchange rate stability, and establishing clear monetary policy. He noted that these factors play a crucial role in building trust and providing a predictable financial environment.
Al-Zubaidi told Al-Sabah that reform remains incomplete unless it is complemented by strengthening governance and transparency, especially in the Iraq Stock Exchange, by protecting shareholders’ rights, ensuring disclosure, and transforming the market into a real tool for financing companies and not just a limited trading platform with an economic concentration in the banking sector to the exclusion of other sectors. He pointed out that simplifying administrative procedures is a necessity of no less importance, as the multiplicity of granting bodies and licensing committees and the conflict of classifications of economic activities constitute a burden on the investor.
Pivotal steps
He added that unifying activity classification systems among licensing and business registration bodies and regulatory authorities, such as the ISIC4 system, is a pivotal step toward reducing overlaps, preventing conflicting interpretations, and building a unified government economic data portal accessible to the public. This portal will accurately serve investors and feasibility study makers. He emphasized that infrastructure, particularly in communications and transportation networks, forms the foundation upon which any economic activity rests, and its development requires liberalizing competition and preventing monopolies, along with effective regulation that ensures a level playing field. By linking these three paths within a clear governance framework, Iraq can transition from an economy that repels investment to one that is attractive and sustainable.
Alsabaah.iq
JUDY NOTES: Quantum Financial System Goes Live Worldwide
Featured Snippet
The Quantum Financial System (QFS) is now operational worldwide, initiating what is being described as the greatest wealth transfer in human history. With gold-backed currencies enforced across 209 nations, NESARA/GESARA protocols activated, and redemption centers opening in phases, a new global financial era has reportedly begun.
Introduction: A Financial Turning Point for Humanity
According to a widely circulated Judy Note, Sunday, January 11, 2026, marked a historic moment: the Quantum Financial System (QFS) reportedly went fully live worldwide.
Sources cited in the report describe this moment as the end of the old fiat-based financial world and the official funding of a new asset-backed system designed to restore transparency, sovereignty, and prosperity to humanity.
If accurate, this transition represents the largest coordinated financial transformation ever attempted.
The Old World Ends, the New One Is Funded
Key Timeline
Friday, January 9, 2026 – 19:42 UTC
.
The Global Currency Reset (GCR/RV) allegedly reached a point of mathematical irreversibilitySaturday, January 10, 2026
The old fiat financial structure effectively ended.Sunday, January 11, 2026
The Quantum Financial System was reported to be fully operational worldwide.
This transition reportedly activates gold- and asset-backed currencies across 209 sovereign nations, aligning treasuries under the ISO-20022 financial messaging standard.
What Is the Quantum Financial System (QFS)?
The Quantum Financial System is described as a next-generation financial infrastructure designed to:
Eliminate corruption and fraud
Ensure total transaction transparency
Secure funds through quantum encryption
Enforce asset-backed currencies
Restore financial sovereignty to nations and individuals
Under this system, every transaction is reportedly verified, traceable, and protected—ending manipulation associated with the old fiat cartel.
NESARA / GESARA Activation and Debt Forgiveness
One of the most profound claims in the Judy Note is the activation of NESARA/GESARA protocols, which reportedly include:
Widespread debt forgiveness
Removal of unlawful financial burdens
Restitution of wealth allegedly stolen through corrupt systems
Direct prosperity fund distributions to approved recipients
Debt forgiveness is described as already sweeping through the system, dismantling financial oppression created under the former global structure.
Global Currency Reset Status: 96.7% Complete
According to the report:
The ISO-20022 “Rainbow Currency” rollout is 96.7% synchronized
209 national treasuries are aligned
The Global Currency Reset is locked and irreversible
Revaluations (RV) are now executing under QFS oversight
Currencies such as the Iraqi Dinar (IQD) and Vietnamese Dong (VND) are cited as key beneficiaries of the revaluation process.
Tier 4B Redemption Centers and Exchange Appointments
What Is Happening Now
Redemption Centers are opening in waves
Tier 4B participants are being scheduled privately
No public announcements are expected
No open invitations will be issued
All contact is direct and verified
According to multiple sources cited, verification is everything:
If you are approved, you will be contacted. If not, you will hear nothing.
Tier 4B & ZIM Holders: Critical Updates
The report states:
68,000+ encrypted redemption alerts were sent through secure military SKR channels
High-value ZIM holders in Reno and Zurich vaults allegedly received appointment codes
NDA windows range from 72–96 hours
Exchanges are expected to occur through Wednesday, January 14, 2026
Tier 4B participants are advised to remain calm, patient, and prepared.
When Will Exchange Appointments Happen?
Based on the Judy Note:
Some appointments could occur within 24 hours
Others may be scheduled anytime between now and Sunday, February 1, 2026
Each participant will be contacted individually
No mass notifications will occur once appointments begin
Q&A: Quantum Financial System & Wealth Transfer
Is the Quantum Financial System officially live?
According to Judy Note sources, yes—it is now fully operational worldwide.
Are NESARA/GESARA protocols active?
The report claims they are actively enforcing debt forgiveness and asset-backed systems.
Will everyone receive an exchange appointment?
Only approved participants will be contacted directly.
Are public announcements expected?
No. Once exchanges begin, communication will be private and secure.
Is the Global Currency Reset complete?
Reportedly 96.7% synchronized and irreversible.
Featured Insight
When redemption centers go silent, the process is no longer speculative—it is operational.
Faith, Sovereignty, and the Golden Age
The Judy Note frames this transition as more than financial—it is spiritual.
This reset is described as a divinely guided restoration, returning stolen wealth to We the People and ending poverty engineered by corrupt global systems.
Under the Quantum Financial System:
Transparency replaces secrecy
Abundance replaces scarcity
Humanity enters a new golden age aligned with God’s provision
Final Thoughts
If the information outlined in this report proves accurate, humanity is witnessing the most significant financial shift ever recorded.
As always, patience, discernment, and faith remain essential as events unfold behind closed doors.
Stay Connected for Updates
🔗 Blog: https://dinarevaluation.blogspot.com/
📢 Telegram: https://t.me/DINAREVALUATION
📘 Facebook: https://www.facebook.com/profile.php?id=100064023274131
🐦 X (Twitter): https://x.com/DinaresGurus
🎥 YouTube: https://www.youtube.com/@DINARREVALUATION
Hashtags
#QuantumFinancialSystem #QFS #NESARA #GESARA #GreatWealthTransfer
#GlobalCurrencyReset #GCR #RV #AssetBackedCurrency #FinancialFreedom
#GoldenAge #WeThePeople #FaithOverFear #EconomicReset #2026Reset
Judy Note: The Quantum Financial System was now operational worldwide.
On Sun. 11 Jan. 2026 the Quantum Financial System Global Command reported that the greatest wealth transfer in human history was in motion. The old world ended yesterday Sat. 10 Jan. and the new one was already funded.
The greatest wealth transfer in human history accelerates today, Sun. 11 Jan. 2026, as the Quantum Financial System operates at full capacity, enforcing gold/asset-backed currencies across 209 nations and activating NESARA/GESARA protocols.
Debt forgiveness was sweeping through, erasing unlawful burdens placed upon the people by the old fiat c***l, while prosperity funds prepare to flow directly to humanity’s faithful stewards.
Redemption centers and exchange appointments for Tier 4B were opening in waves, with RV launch dates aligning perfectly for the revaluation of currencies like the Iraqi Dinar and Vietnamese Dong at rates that restore true value and abundance.
The Global ISO-20022 rainbow currency rollout (Global Currency Reset) was presently locked at 96.7% synchronized across 209 sovereign treasuries. The GCR/RV “shotgun start” became mathematically irreversible at 19:42 UTC on Fri. 9 Jan. 2026.
Tier 4B Zim Holders (that’s us in the Internet Group) notifications were blasting through secure channels right now, with exchange appointments imminent for those Zim Holders, according to Nesara/Gesara Connected on Telegram.
Everything moved by verification. If you were approved, you would be contacted directly. If you were not, you would not hear anything at all.
It was my personal opinion that everyone will be contacted individually for their exchange appointment. That could come within 24 hours, or sometime between now and Sun. 1 Feb. 2026.
According to sources inside two U.S. Treasury branches , the Redemption Center schedule was already being populated with approved Tier4b participants. In the last 11 hours, Tier 4B milestones detonated: 68,000+ encrypted redemption alerts fired through military SKR channels, private Zim high-value groups in Reno and select Zurich vaults receiving instant appointment codes under NDA 72–96 hour windows (3-4 days through Wed. 14 Jan. 2026).
Redemption Centers will process live appointments under full GESARA protocol for all participants according to Nesara Gesara QFS Secrets on Telegram. Once appointments begin, there will be no public announcements, no open invitations, and no explanations repeated twice.
Payouts begin imminently, bringing financial sovereignty and the end of poverty engineered by the globalists. This divine reset returns stolen wealth to We the People, fulfilling the promise of prosperity for all who have held the line in faith.
The Quantum Financial System ensures every transactionis transparent and protected, heralding the golden age where no one goes without and humanity thrives under God’s abundant provision.
PORTS DIRECTOR: OPERATIONS AT THE GRAND FAW PORT WILL BEGIN THIS YEAR, 2026
The Director General of Iraqi Ports, Farhan Al-Fartousi, announced today, Monday, that Iraqi ports ended 2025 with advanced operational and financial indicators, stressing the company’s readiness to enter 2026 with economic and commercial change plans, while indicating the start of operations during 2026 for the Grand Faw Port.
Al-Fartousi said during a press conference that “the total weight capacity of the ports reached about (43.32) million tons in 2025, compared to (39.20) million tons in 2024, while the operational capacity of oil derivatives increased to (15.593) million tons compared to (13.741) million tons in the previous year.”
He added that “the total container handling during 2025 reached about (2.094) million containers, compared to about (1.080) million containers in 2024, which reflects growth in commercial activity and import movement.”
He pointed out that “the company’s revenues in 2025 amounted to about 1.25 trillion Iraqi dinars, compared to 1.063 trillion dinars in 2024,” noting that “the results reflect an improvement in operational efficiency and financial stability.”
In the energy sector, he indicated that “the company has made significant progress in preparing the navigation channel and the docks for the floating gas station (FSRU),” explaining that “the company undertook the preparation of the designs and financed the project with approximately (133) million dollars, in coordination with the relevant government agencies.”
Regarding the Grand Faw Port, Al-Fartousi confirmed “the start of initial operational steps that included receiving ships and opening shipping lines, with continued work on connection and infrastructure projects, including the connecting road, in preparation for starting operations during 2026.”
He concluded by saying that “the company seeks to enhance regional and international connectivity and integrate Iraqi ports into global supply chains, with 2026 being a turning point in commercial and operational performance.”
FRANK26: Political Signals and Institutional Moves Point to an Imminent Iraqi Dinar Exchange
Featured Snippet
Is the Iraqi dinar revaluation finally near?
Recent political developments in Iraq, escalating unrest in Iran, and insider confirmations from a JPMorgan Chase wealth management meeting suggest institutional readiness for an imminent Iraqi dinar exchange—potentially before the end of January 2026.
Introduction: Faith, Finance, and the Final Stretch
The Iraqi dinar revaluation conversation continues to intensify as political negotiations, regional instability, and institutional banking signals converge. In the latest discussion led by Frank 26, the message is clear: while uncertainty remains, momentum is building behind Iraq’s long-awaited monetary reform.
Grounded in faith, patience, and verified insider information, this update delivers a balanced view—bridging spiritual encouragement with real-world financial and geopolitical developments.
KTFA – Keep The Faith Always.
Faith as the Foundation of the Dinar Journey
The video opens with prayer, reinforcing a central theme: trust in divine timing. Frank 26 emphasizes that misinformation, rumors, and emotional reactions can derail clarity during pivotal moments.
“Be still and know that I am God.” – Psalm 46:10
This verse serves as a guiding principle—encouraging calm, discernment, and confidence amid political noise and market speculation.
Political and Security Climate: Iraq and Iran at a Crossroads
Iraq’s Political Landscape
Iraq remains in a delicate phase of government formation:
Conflicting rumors circulate regarding the next Prime Minister.
Claims that Maliki will return to power are dismissed as false.
Sudani remains the front-runner for a second term.
Kurdish leadership delays continue to obstruct final political appointments.
Despite delays, the United Nations has publicly praised Iraq for major improvements in security and stability over the last decade—key prerequisites for a new exchange rate.
Iran’s Unrest and Regional Implications
Iran is facing widespread, violent protests:
Citizens openly challenge the regime.
Makeshift weapons are reportedly used against security forces.
Rumors suggest senior officials may be fleeing.
Iraq has strengthened border security to prevent spillover.
This instability increases urgency for Iraq to finalize internal reforms and protect economic momentum.
Monetary Reform Signals: Pressure Is Building
Several indicators point toward acceleration:
New taxes and tariffs imposed in Iraq have angered citizens.
Purchasing power has not yet increased, intensifying public pressure.
Political delays—especially Kurdish obstruction—are slowing progress but are expected to clear.
Stability is repeatedly emphasized as the final requirement for rate change.
The message is consistent: economic reform can no longer wait.
Insider Banking Confirmation: JPMorgan Chase Wealth Management Update
Mr. G’s High-Level Meeting Summary
One of the most compelling segments involves Mr. G, a substantial Iraqi dinar holder, who met with a JPMorgan Chase Wealth Manager.
Key Takeaways:
Meeting lasted several hours.
Focused on imminent currency exchange logistics.
A follow-up meeting is scheduled for late January 2026.
Strong confidence the new exchange rate will be public before then.
Two exchange options discussed:
Secure bank facility
In-home exchange service
FDIC protections and long-term investment strategies reviewed.
The bank is actively preparing clients, signaling internal readiness.
This level of preparation strongly suggests institutional confidence in upcoming monetary reform.
Timeline of Key Events
| Date / Period | Event |
|---|---|
| ~Jan 11, 2026 | Coordination Framework meets; PM decision still pending |
| Jan 15, 2026 | Cabinet approves additional religious holiday |
| Late Jan 2026 | JPMorgan follow-up exchange meeting scheduled |
| Recent Days | Violent protests erupt across Iran |
| Ongoing | Iraq reinforces borders, economic pressure increases |
Key Political Figures Overview
| Figure | Status | Position |
|---|---|---|
| Maliki | Rumored PM return | Strongly denied |
| Sudani | PM front-runner | Expected selection |
| Kurdish Leadership | Delaying appointments | Viewed as obstruction |
Essential Terms Explained
Iraqi Dinar (IQD): Iraq’s national currency undergoing monetary reform.
Monetary Reform: Restructuring currency value and exchange mechanisms.
Coordination Framework: Political bloc managing government formation.
FDIC: U.S. bank deposit insurance up to $250,000.
Wealth Management Exchange: High-level banking service for large currency holders.
Q&A: Iraqi Dinar Revaluation
Is the Iraqi dinar revaluation confirmed?
No official announcement yet, but political, economic, and banking indicators suggest it is approaching.
Why is political stability so important?
Security and governance stability are mandatory conditions for international exchange rate changes.
Are banks preparing for exchange?
Yes. JPMorgan Chase wealth management discussions confirm institutional readiness.
Could the exchange happen in January 2026?
Insider banking timelines strongly suggest this possibility.
Featured Insight for Google Discover
Banks do not prepare exchange logistics, FDIC coverage, and private appointments unless a currency event is imminent.
Final Thoughts: Patience, Preparation, and Perspective
While speculation continues, verified insider information and institutional signals point toward progress behind the scenes. Faith, patience, and discernment remain essential tools during this final phase.
Just like nurturing a garden—or tending air ferns—growth happens quietly before it becomes visible.
Follow & Stay Connected
🔗 Blog: https://dinarevaluation.blogspot.com/
📢 Telegram: https://t.me/DINAREVALUATION
📘 Facebook: https://www.facebook.com/profile.php?id=100064023274131
🐦 X (Twitter): https://x.com/DinaresGurus
🎥 YouTube: https://www.youtube.com/@DINARREVALUATION
Hashtags
#IraqiDinar #DinarRevaluation #IQDUpdate #CurrencyReset #MiddleEastNews
#GlobalFinance #MonetaryReform #KTFA #FaithAndFinance #BreakingEconomicNews
#WealthTransfer #DinarCommunity #FinancialFreedom #BankingInsiders
Summary of Video Content on Iraqi Dinar and Related Developments
The video is a detailed discussion centered around the Iraqi dinar monetary reform, political conditions in Iraq and Iran, and an insider update from a wealth management professional regarding currency exchange preparations. The speaker, Frank 26, intertwines faith-based reflections with financial insights, emphasizing patience and trust in divine timing amid political and economic uncertainty.
Key Themes and Insights
Faith and Prayer Foundation:
The video begins with a prayer, underscoring the speaker’s reliance on faith and divine guidance throughout the discourse on the Iraqi dinar and related events. The phrase KTFA (“Keep The Faith Always” in our Heavenly Father) encapsulates this spiritual approach.Political and Security Climate in Iraq and Iran:
- Iraq is experiencing political turmoil, particularly regarding the nomination of the prime minister. Conflicting reports exist about whether Maliki or Sudani will take the position, but no final agreement has been made.
- The Kurdish region is causing delays in political appointments, frustrating other factions.
- The United Nations praises Iraq’s progress in security and stability over the past decade, highlighting improvements vital for the anticipated new exchange rate.
- Iran faces massive, violent protests with citizens openly opposing the regime, including the use of makeshift flamethrowers against security forces. There are rumors of leaders fleeing, signaling potential regime instability. Iraq is increasing border security to prevent spillover of unrest.
Monetary Reform Indicators and Challenges:
- The need for security and stability is repeatedly emphasized as a prerequisite for the new Iraqi dinar exchange rate.
- New taxes and tariffs have been imposed in Iraq, causing public dissatisfaction as purchasing power has not increased yet, highlighting urgency for monetary reform.
- The political delays and Kurdish hold-ups impede progress but are expected to clear soon.
Insider Wealth Management Meeting (Mr. G’s Report):
- Mr. G, a dinar holder, shares a detailed update from a recent meeting with a JPMorgan Chase wealth manager regarding imminent currency exchange.
- The meeting lasted hours, focusing on scheduling a follow-up around late January for actual currency exchange, indicating confidence that the new exchange rate will be announced before then.
- Two exchange options are discussed: a secure location or in-home exchange service.
- Mr. G’s significant volume of Iraqi dinar holdings and prior international business attracted the bank’s attention, enabling a high-level relationship with wealth management services.
- The bank is preparing its clients for the upcoming monetary reform and exchange, signaling institutional readiness.
- FDIC protections and investment opportunities were discussed, with a focus on long-term relationship building.
Biblical Encouragement:
- Psalm 46:10 is cited: “Be still and know that I am God.” The verse encourages calm and trust during times of turmoil and misinformation, reinforcing the speaker’s faith-driven perspective.
Practical Advice and Community Engagement:
- The speaker advises listeners to remain respectful when correcting misinformation in the community.
- Encourages participation in faith services for spiritual strength.
- Mentions a trending app that tracks incremental Iraqi dinar valuation changes, highlighting subtle ongoing positive trends.
Additional Content:
- The speaker shares personal interests, such as caring for air ferns and organic gardening, symbolizing patience and nurturing—a metaphor for the current financial wait.
- Sports commentary and lighthearted personal anecdotes are briefly included to foster community connection.
Timeline of Significant Events and Reports
| Date/Timeframe | Event/Report Summary |
|---|---|
| ~January 11, 2026 | Coordination framework meeting discussed; no final PM nomination; political delays ongoing. |
| January 15, 2026 | Cabinet voted for an additional religious holiday; political distractions continue. |
| Late January 2026 (End) | Scheduled follow-up meeting for currency exchange with JPMorgan Chase; anticipated announcement of new exchange rate before then. |
| Recent Days (prior to video) | Large violent protests in Iran; regime instability rumors; Iraq increases border security. |
Comparison Table: Political Figures and Positions
| Political Figure | Status/Claim | Speaker’s Position |
|---|---|---|
| Maliki | Reported by some as next Prime Minister | Denied by majority; speaker dismisses rumors as “garbage” |
| Sudani | Front-runner for second term Prime Minister | Supported by speaker; expected to be selected |
| Kurdish Leadership | Causing delays in presidency and government formation | Viewed negatively for obstruction |
Key Terms and Definitions
| Term | Explanation |
|---|---|
| Iraqi Dinar (IQD) | The currency of Iraq undergoing an anticipated monetary reform and revaluation. |
| Monetary Reform | Process involving changes to currency value, exchange rate, and economic policies. |
| Coordination Framework | Political alliance involved in government formation and prime minister nomination in Iraq. |
| FDIC (Federal Deposit Insurance Corporation) | U.S. institution providing deposit insurance, protecting bank deposits (up to $250,000). |
| JPMorgan Chase Wealth Management | Institutional financial service offering currency exchange and investment opportunities. |
Summary of Wealth Manager Meeting (Mr. G’s Experience)
- Meeting duration: several hours with extensive discussions.
- Focus: Preparing for Iraqi dinar currency exchange anticipated late January.
- Exchange logistics: Options include secure bank location or in-home service.
- Relationship: Transition to exclusive business with JPMorgan Chase’s wealth management.
- Investment opportunities and protections discussed.
- Mr. G’s large dinar holdings and international business background triggered bank’s proactive approach.
- Confirmation that currency revaluation will likely be public before next meeting.
- Emphasis on a “win-win” partnership approach between client and bank.
Conclusions and Outlook
- Monetary reform and new Iraqi dinar exchange rate are imminent but remain uncertain in exact timing and rate.
- Political instability and delays persist but are expected to resolve, enabling progress.
- Iran’s turmoil presents regional risks, but Iraq is actively securing borders.
- Institutional financial entities are preparing clients for exchange, signaling internal confidence.
- Faith and patience are emphasized as essential virtues during this period of waiting and uncertainty.
- Public dissatisfaction with economic conditions and taxation underscores urgency for reform.
This summary reflects only the information presented in the transcript without extrapolation beyond the speaker’s statements and reported events.
Sunday, January 11, 2026
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