Tuesday, December 23, 2025
Iraqi state-owned banks suspend operations until the beginning of next year
Iraqi state-owned banks will begin their annual inventory and audit procedures this week, which will halt their operations until the beginning of next year.
An informed source told Shafaq News Agency that "this step comes to pave the way for settling accounting holds and preparing the statistics and financial data for the past year," noting that "the work will include not promoting banking service requests and temporarily halting all banking activities during the inventory period, and this procedure is carried out annually."
The source confirmed that "banks will resume their normal operations and begin promoting banking transactions and services at the beginning of next year after completing the inventory and auditing procedures in accordance with the approved regulations link
COFFEE WITH MARKZ: BREAKING RV INTEL: Iraq Political Moves, Banking Audits, and Christmas Week Expectations
Disclaimer
MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and it’s best to watch the video so that you get everything in context. Be sure to consult a professional for any financial decisions.
Welcome to Christmas Week: RV Watch Intensifies
Good morning everyone, and welcome to Christmas Week. As the year comes to a close, expectations across the RV community are intensifying. While the news cycle may appear quiet on the surface, several key developments behind the scenes suggest that major decisions are actively unfolding.
This update brings together political movement in Iraq, banking audits, bond silence, and timing speculation—all critical elements often associated with a potential revaluation window.
Major Political Developments in Iraq
High-Level Emergency Meeting at Maliki’s House
A significant meeting has been announced at Nouri al-Maliki’s residence, involving:
Prime Minister Sudani
Members of the Development Framework
Representatives from the Coordination Framework
Key Objectives of the Meeting
Finalizing government details
Identifying and approving the Prime Minister candidate
Determining the wording and process for removing weapons from militias
⏰ The meeting is expected to begin within hours, signaling urgency and coordination at the highest levels.
December 29th: A Critical Parliamentary Deadline
There is a strong push to have the Prime Minister officially confirmed before Parliament reconvenes on December 29th .
Historically, political stability and leadership confirmation have been essential prerequisites for:
Economic reforms
Budget implementation
Currency-related decisions
This timeline is being closely watched by observers worldwide.
Iraqi Banks Closed: Opportunity or Delay?
Annual Banking Audits Underway
Iraqi banks are now closed for the remainder of the year as part of their annual audits.
💡 Many believe this period provides:
A clean accounting reset
An ideal window for rate adjustments
Reduced market disruption
As many members noted:
“Opening of business after the end-of-year banking audit is logical… patience.”
HCL Update: Progress, But Not Complete
The Hydrocarbon Law (HCL) is not yet finalized.
However:
Articles confirm substantial progress last week
Negotiations are actively ongoing
Final approval remains a critical milestone
HCL completion has long been considered a cornerstone reform tied to Iraq’s long-term economic stability.
Group Leaders & Redemption Center Intel
Group leaders have not checked in yet
Updates typically arrive between 2–4 PM EST
No confirmation yet on redemption center activity for the holiday period
Patience remains the dominant theme.
Bond Market Silence: Bad News or Good News?
No Bond Updates This Week
Zero confirmed bond news
Zurich contacts are now offline for the holidays
📌 Many believe:
Silence could indicate NDAs are active
“No bond news may be good bond news”
Bonds may not be required for the RV to occur
Some continue to speculate a “shotgun start”, where multiple events activate simultaneously.
Timing Speculation: Christmas or January?
Popular Theories Circulating
Rumors suggest a desire to complete the RV before Christmas
Others are watching January 1st or January 2nd
Historically, worldwide rate changes often align with new fiscal years
While nothing is confirmed, the anticipation remains high.
Community Sentiment: Calm Confidence
Despite limited hard news, the overall mood is optimistic:
“It’s getting real… we are so close.”
“Even if it’s not exciting, it feels inevitable.”
“Hoping for a last-minute Christmas RV.”
The belief that dreams may soon become reality continues to unite the community.
Special Guests: Mushroom Ladies
The Mushroom Ladies joined the stream today and shared additional insights.
🎧 Please listen to the replay to catch their full commentary and perspectives.
Featured Snippets
What is happening with the Iraq RV right now?
Iraq is experiencing high-level political negotiations, year-end banking audits, and ongoing economic reforms, all of which are considered key prerequisites for a potential currency revaluation.
Are Iraqi banks closed for a reason?
Yes. Iraqi banks are closed for annual audits, a process many believe could align with rate changes once banks reopen in the new year.
Is the HCL finished?
No, but substantial progress has been confirmed. Final approval remains pending.
Q&A Section
Q: Is there any confirmed RV date?
A: No confirmed date. Speculation currently focuses on Christmas week, January 1st, or early January.
Q: Do bonds need to be paid before the RV?
A: Many believe bonds are not required for the RV and that silence may indicate NDAs.
Q: Why is political stability so important?
A: A confirmed government enables budget execution, reforms, and investor confidence—key elements for currency adjustments.
Final Thoughts
While this week may appear quiet on the surface, quiet weeks often precede major changes. Political urgency, completed audits, and reform momentum suggest that Iraq may be positioning itself for a significant transition.
Stay grounded, stay patient, and stay informed.
Follow & Join Our Community
🔗 Official Blog:
https://dinarevaluation.blogspot.com/
📢 Telegram Channel:
https://t.me/DINAREVALUATION
📘 Facebook Page:
https://www.facebook.com/profile.php?id=100064023274131
🐦 Join us on Twitter (X):
https://x.com/DinaresGurus
🎥 YouTube Channel:
https://www.youtube.com/@DINARREVALUATION
Hashtags
#IraqRV #DinarRevaluation #RVUpdate #MarkZ #IQD #GlobalCurrencyReset
#IraqNews #FinancialFreedom #EconomicReform #RVIntel #ChristmasRV #HCL
MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context. Be sure to consult a professional for any financial decisions
Member: Good Morning, Everyone!! Hope you had a great weekend.
Member: Welcome to Christmas week.
MZ: In Iraq: a big meeting has been announced at Maliki’s house. So Sudani and the “Development Framework” is going to be there. Some from the “Coordination Framework” will be there. Their plan is to pound out the government details this evening…most likely the Prime Minister candidate….and how to phrase removing the arms from the militia’s. the meeting should start in a few hours or so.
MZ: There is a big push to have the Prime Minster done and in place before parliament sits on Dec 29th.
Member: Iraqi banks are closed the rest of the year….Annual banking audits? Would be a good time to change a rate?
Member: Opening of business after the end-of-year Banking audit is logical...patience.
Member: Is HCL done?
MZ: Not yet. We know they have made a lot of progress last week according to articles.
MZ: Group leaders have not checked in yet. They don’t usually get updates until 2-4 est time today.
MZ: There is zero news on bonds. I think we are going to be quiet on that front this week. Contacts in Zurich are now gone for the holiday season.
Member: What is holding the bondholders from being paid week after week?
Member: No Bond News may be Good Bond News. N D A's may mean Silence Is Golden
Member: I don't believe we need the bonds for the RV to drop….shotgun start?
Member: MarkZ – Inquiring minds want to know: Are redemption center contacts working this week or weekend?
Member: Some people are saying Trump wants the RV done before Christmas.
MZ: Yes that’s a rumor out there. Many are still looking for by Jan 2nd…
Member: I always thought worldwide rate changes should logically happen on Jan 1st.
Member: It's getting real ….loving this ….we are so close even if it's not very exciting right now- we will be able to make dreams come true soon…imo
Member: Hoping for a last minute RV Christmas present.
Member: Thanks everyone and have a wonderful holiday week
The mushroom ladies join the stream today. Please listen to the replay for their information.
Monday, December 22, 2025
A New Drop In The Exchange Rate... The Dinar Strengthens Its Position Against The Dollar
A New Drop In The Exchange Rate... The Dinar Strengthens Its Position Against The Dollar
Economy | 21/12/2025 Mawazin News – Baghdad: Local markets witnessed a decline in the exchange rate of the US dollar against the Iraqi dinar on Sunday. Selling centers recorded a rate of 143,000 dinars per 100 dollars, while the buying rate reached 142,000 dinars.
This decline comes within the context of daily market activity, amidst anticipation from traders regarding the outcome of government and financial measures aimed at stabilizing the currency.
Observers confirm that the price decrease reflects a relative improvement in the value of the dinar, which is expected to positively impact commercial activity and the living standards of citizens. https://www.mawazin.net/Details.aspx?jimare=271839
🇮🇶 SANDY INGRAM : Why Reducing Iraqi Dinars in Circulation Is Bullish for the IQD
🔎 Summary
According to analyst Sandy Ingram, the Central Bank of Iraq’s confirmed reduction in the number of dinars circulating in the economy is one of the strongest signals yet of serious monetary discipline. Tightening the money supply helps control inflation, protect purchasing power, and create the conditions necessary for a stronger and more credible Iraqi dinar (IQD). This move aligns Iraq with global best practices used by financially disciplined nations.
🏦 Central Bank of Iraq Confirms Fewer Dinars in Circulation
Sandy Ingram begins by highlighting a confirmed Central Bank of Iraq (CBI) action:
There are fewer Iraqi dinars circulating in the economy today than before.
This means Iraq is:
Tightening the money supply
Reducing excess liquidity
Shifting toward disciplined monetary policy
This is not speculation—it is verified central bank behavior.
📉 1️⃣ Inflation Control: Protecting Purchasing Power
When too much money circulates:
Prices rise
Currency value weakens
Purchasing power declines
By removing dinars from circulation, the CBI is doing the opposite.
Why This Matters:
Lower inflation preserves household wealth
Price stability strengthens economic confidence
International investors prioritize inflation control
Inflation management is one of the top indicators global financial institutions monitor when evaluating a currency.
💱 2️⃣ Controlled Supply Creates Currency Strength
Sandy Ingram emphasizes a fundamental truth of economics:
Currencies gain strength when supply is controlled.
You cannot meaningfully stabilize or raise a currency if:
Too many units are floating in the system
Supply is disconnected from economic output
By reducing dinars, Iraq is aligning supply with economic reality, a key requirement for currency normalization.
🏛️ 3️⃣ Central Banks Act with Purpose—Not Accident
Central banks do not reduce currency circulation casually.
Sandy explains that this type of action typically occurs when a country is preparing for:
Tighter monetary control
Banking system upgrades
Deeper integration with global financial markets
This signals intent, not experimentation.
📊 4️⃣ Confidence in Economic Reforms
Another key takeaway:
Iraq is not printing money to solve its problems—it is doing the opposite.
This sends a powerful message:
Confidence in oil revenue management
Trust in long-term reforms
Reduced reliance on inflationary solutions
Countries that inflate their way out of trouble weaken their currencies. Iraq is choosing discipline instead.
🌍 5️⃣ Following the Model of Strong Global Currencies
Sandy compares Iraq’s actions to established currency leaders:
🇺🇸 U.S. Dollar
🇪🇺 Euro
🇬🇧 British Pound
These currencies are not strong because of endless printing—they are strong because of careful control.
Iraq is now demonstrating that it understands this principle and is acting accordingly.
⏳ What This Means for the Iraqi Dinar (IQD)
While this action does not guarantee immediate appreciation, it does:
Lay the foundation for future strength
Improve international credibility
Support long-term stabilization
Align Iraq with global monetary standards
This is how currencies are prepared for greater international relevance.
❓ Q&A – Featured Snippet Ready
❓ Why is reducing dinars good for the IQD?
It lowers inflation, increases scarcity, and protects purchasing power.
❓ Is this confirmed by the CBI?
Yes. This is an official central bank action.
❓ Does this mean an immediate revaluation?
No. It is a foundational step, not an instant event.
❓ Do strong currencies use this strategy?
Yes. Controlled supply is a hallmark of strong global currencies.
🔔 Key Highlights
Central Bank of Iraq confirms reduced money supply
Inflation control prioritized
Currency scarcity supports value
Iraq aligning with global best practices
Signals preparation for global market integration
🧠 Final Analysis: Discipline Before Strength
Sandy Ingram’s message is clear: currency strength begins with discipline. By tightening the money supply, Iraq is demonstrating maturity, confidence, and readiness. This move places the Iraqi dinar on the same developmental path followed by successful currencies worldwide.
Strong currencies are not created overnight.
They are built deliberately.
🌐 Official Platforms & Community
🔗 Blog:
https://dinarevaluation.blogspot.com/
📢 Telegram:
https://t.me/DINAREVALUATION
📘 Facebook:
https://www.facebook.com/profile.php?id=100064023274131
🐦 X (Twitter):
https://x.com/DinaresGurus
📺 YouTube:
https://www.youtube.com/@DINARREVALUATION
🔥 Hashtags
#SandyIngram #IraqiDinar #IQD
#CentralBankOfIraq #MonetaryPolicy
#InflationControl #CurrencyStrength
#EconomicReforms #DinarNews
#GlobalFinance #ForexEducation
Sandy Ingram
Let me explain why reducing the number of dinars in circulation is good news for IQD investors. The Central Bank of Iraq just confirmed...there are fewer Iraqi dinars circulating in the economy than before...Iraq is tightening the money supply. That matters a lot for the value of the dinar.
1] When too much money is circulating, prices rise because money loses value. By pulling dinars out of circulation, the central bank is doing the opposite. It is protecting purchasing power. Lower inflation is one of the most important signals to International investors and financial institutions look for.
2] ...Currencies gain strength when supply is controlled. Reducing dinars...creates the conditions needed for a stronger currency.
You cannot meaningfully raise or stabilize a currency if there are too many units floating around. Iraq is now doing what financially disciplined counties do, aligning supply with economic reality.
3] This is a confirmed central bank action...Central banks don't reduce circulation casually. They do it when they are preparing for tighter monetary control...and deeper integration with global markets.
4. Iraq is not printing money to solve problems. It's doing the opposite. That signals confidence in economic reforms...This is how counties prepare their currencies for greater international
credibility.
5. Strong currencies like the dollar, euro and pound are backed by careful control not endless printing. Iraq is showing it understands this principle and is acting accordingly.
-
🌍 Global Currency Reset: What’s Happening Now The so-called “RV Redemption” is reportedly entering a new phase, according to various sour...
-
A groundbreaking and irreversible shift is occurring in the global financial system as it rapidly transitions to a gold-backed structure. T...
-
Bank appointment for Currency EXCHANGE Instructions/Checklist Bank Name_________________________________________ Bank 800#____________...