Wednesday, December 3, 2025

⭐ Iraq’s Digital Dinar Takes Shape: Central Bank Confirms Active Development as Banking Reforms Accelerate 🇮🇶💱

⭐ Iraq’s Digital Dinar Takes Shape: Central Bank Confirms Active Development as Banking Reforms Accelerate 🇮🇶💱

An in-depth examination of Iraq’s fast-moving digital transformation, structural banking overhaul, and monetary policy strategies.


📌 Introduction: Iraq Enters a New Era of Financial Modernization

Iraq’s financial landscape is undergoing its most important evolution in decades.
The Central Bank of Iraq (CBI) has officially confirmed that its Digital Dinar initiative is actively under development, signaling the beginning of a transformative phase in the nation’s monetary and banking environment.

Paired with sweeping banking reforms, international oversight, and new compliance structures, Iraq is positioning itself to align with global digital-currency trends and modern financial governance standards.

This long-form analysis explores:

  • The status of Iraq’s Digital Dinar project

  • The structural reforms reshaping the banking sector

  • The role of global consultancy Oliver Wyman

  • Iraq’s strategy for currency stability

  • International monitoring of compliance reforms

  • Economic implications for regional and global partners


🔥 CBI Prioritizes Banking Reform as Core to Iraq’s Financial Stability

During a recent economic session attended by elite banking specialists and financial experts, CBI Governor Ali Mohsen Al-Alaq delivered a detailed overview of Iraq’s ongoing banking reforms.

He described the rebuilding of the banking system as:

“The primary pillar of the Central Bank’s work at this stage.”

These reforms are part of a multi-phase plan to modernize Iraq’s financial institutions, restore public trust, and guarantee full compliance with international banking standards.


🧭 Why Oliver Wyman Was Chosen: The Road to International Compliance

The CBI revealed that its contract with global consulting firm Oliver Wyman (O&W) was initiated in response to U.S. restrictions placed on several Iraqi banks for dollar-transaction violations.

The consultancy’s mission includes:

  • Deep compliance restructuring

  • Transparency protocols

  • Governance and oversight enhancement

  • Risk-management frameworks

  • Training and monitoring operations

According to the CBI, once affected banks complete all required reform stages, there are assurances for reinstatementinto normal international banking activities.

This is a key signal that Iraq is serious about regaining global financial trust.


🏦 National Commitment: All Iraqi Banks Sign the Reform Agreement

One of the strongest indicators of progress is that every bank operating in Iraq has signed the official reform document issued by the CBI.

This unified commitment enables the Central Bank to:

✔ Implement nationwide compliance standards

✔ Monitor banks through international benchmarks

✔ Grant gradual access to multi-currency operations

✔ Create a transparent and unified financial ecosystem

Banks that demonstrate consistent adherence will receive phased authorization to transact in additional foreign currencies — a major step in diversifying Iraq’s financial instruments beyond the U.S. dollar.


👁️‍🗨️ Global Watchdogs Closely Monitoring Iraq’s Banking Reforms

The CBI confirmed that several international institutions are actively monitoring the progress of Iraq’s banking reform file.

These include:

  • Global financial compliance bodies

  • International monetary auditors

  • Foreign regulatory institutions

  • Anti-money-laundering oversight networks

This external supervision ensures that Iraq’s reforms are not only implemented, but also verified, reinforcing credibility in the global financial arena.


💻 Digital Dinar Development: Iraq’s First Step Toward a Modern Digital Currency

One of the session’s most anticipated revelations is that Iraq’s Digital Dinar is not theoretical — it is already in development.

Governor Al-Alaq confirmed:

“The Digital Dinar project is underway, but requires time and a fully integrated infrastructure to ensure its optimal launch.”

This marks Iraq’s entry into the global movement toward central bank digital currencies (CBDCs), alongside:

  • China’s Digital Yuan

  • Europe’s Digital Euro initiative

  • The UAE and Saudi Arabia’s digital currency collaborations

  • India’s digital rupee project

Potential benefits of the Digital Dinar include:

  • Faster, more secure financial transactions

  • Reduced corruption and cash leakage

  • Stronger monetary control

  • Enhanced public-sector transparency

  • Seamless integration with global fintech systems

  • Improved digital banking services

The CBI is prioritizing infrastructure, cybersecurity, and regulatory preparedness before public rollout.


📉 CBI Reaffirms Commitment to Exchange Rate Stability

Governor Al-Alaq reiterated that maintaining Iraq’s official exchange rate stability remains a cornerstone of monetary policy, emphasizing that low inflation is a primary measure of success.

He warned that reducing the value of the dinar would lead to:

  • Higher inflation

  • Loss of purchasing power

  • Damage to middle- and low-income citizens

  • Erosion of confidence in the national currency

This confirms the CBI’s stance: currency stability is essential, and speculative moves to adjust the rate downward are considered harmful.


🛠️ Structural Reforms Required: Exchange Rate Is Not a Fix for Iraq’s Deficit

The CBI governor stressed that the exchange rate must not be used as a quick economic fix.
Instead, Iraq must adopt structural fiscal reforms to address underlying economic challenges.

These include:

✔ Diversifying national revenue sources

✔ Reducing dependence on oil

✔ Controlling government expenditures

✔ Strengthening domestic production

Recovering “lost opportunities” in local revenue sectors

The CBI emphasized that structural reforms — not currency manipulation — are the long-term solution to Iraq’s economic resilience.


🌍 The Global Significance of Iraq’s Monetary Transformation

Iraq’s movement toward a digital currency and reformed banking sector is more than a domestic development. It signals a major shift in the Middle East’s financial ecosystem.

Global implications include:

  • Increased foreign investment confidence

  • Greater financial transparency for international trade

  • Regional competitiveness in digital finance

  • Modernization of Iraq’s oil-based economy

  • Strengthened regulatory alignment with global standards

As the Middle East accelerates toward digital and cashless economies, Iraq’s Digital Dinar could become a pivotal component of regional financial integration.


📈 Conclusion: Iraq Is Building a Stronger, More Modern Financial Future

The Central Bank’s announcement confirms that Iraq has entered a critical phase of modernizing its financial system.

Key highlights include:

✔ Digital Dinar is actively under development
✔ Nationwide banking reforms are underway
✔ Oliver Wyman is driving international compliance
✔ All banks have signed the reform agreement
✔ Exchange rate stability remains a priority
✔ Iraq is shifting into a digital-first financial era

With digital infrastructure being built and international supervisors tracking progress, Iraq’s financial future appears to be entering a transformative—and globally relevant—stage.


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FIREFLY & FRANK26: ⭐ Iraq Exchange Rate Update 2025: Massive U.S. Delegation, CBI Reform Signals & the Expected “Shock” in Purchasing Power 🇮🇶💱

⭐ Iraq Exchange Rate Update 2025: Massive U.S. Delegation, CBI Reform Signals & the Expected “Shock” in Purchasing Power 🇮🇶💱

Disclaimer: This article is informational only. It is not financial advice or investment guidance.


📌 Introduction: Why Iraq’s Exchange Rate Is Now a Global Focus

As Iraq moves through 2024 and enters 2025, the nation is approaching one of the most important economic transitions in its modern history.
The evolution of the Iraqi dinar (IQD), the actions of the Central Bank of Iraq (CBI), and the arrival of high-level U.S. delegations have magnified global interest.

Recent developments suggest that Iraq is preparing for a  significant exchange rate adjustment, described on Iraqi television as a potential “shock” for citizens.

This long-form article provides:


🔥 Economists on Iraqi TV Warn Citizens of an Exchange Rate Shock

According to verified boots-on-the-ground reports, Iraqi economists appeared on national television telling citizens to:

“Prepare for a shock and a change in the exchange rate.”

This statement is significant because:

  1. Economists rarely speak openly about exchange rate movements.

  2. The word “shock” implies that the adjustment may be notable.

  3. The CBI appears to be aligning public communication for an upcoming transition.

Additionally, CBI Governor Alaq appeared on TV reassuring citizens that banking reforms are in progress and will deliver more stability and transparency.

Iraq exchange rate newsIraqi dinar update todayCBI reforms 2025Iraq currency shock.


⚡ Frank26’s Insight: “The Shock Is the New Purchasing Power”

Analyst Frank26 believes the “shock” mentioned on TV refers to the increase in purchasing power that Iraqis may soon experience under a newly adjusted exchange rate.

He explains:

“A generation in Iraq has never experienced what they are about to receive. The shock is the purchasing power.”

Frank also stresses several critical points:

✔ The new exchange rate already has an agreed-upon timeline.

✔ The United States is heavily involved in the process.

✔ Banks cannot legally comment on the dinar.

He warns Iraqis:

🏦 “Do not go to banks asking about the dinar. They are restricted, nervous, and could get in trouble.”

This silence from local banks indicates a controlled environment prior to an official announcement.


🗓️ January Window: Oliver & Wyman and the Monetary Reform Timeline

International consulting firm Oliver & Wyman has stated that early January is the period in which Iraq's monetary reform plan will be introduced to the public.

This projection matters because such firms do not make claims without structural data and government cooperation.
This implies that:

  • Iraq has a defined strategy

  • There is an internal calendar

  • A key economic event is expected

#Iraqmonetaryreform January 2025, #Oliver & Wyman Iraq, #Iraqi dinar projection.


🇺🇸 Massive U.S. Delegation Heading to Baghdad: Federal Reserve, Treasury & War Department

Field reporter Firefly stated that Iraqi TV announced:

A major U.S. delegation will arrive in Baghdad within the next 72 hours.

According to the broadcast, the delegation includes:
✔ Deputy Secretary of State
✔  Federal Reserve officials
✔ U.S. Treasury officers
✔ War Department representatives

Why is this significant?

This visit is defined as political, military, and financial, which mirrors exactly what analysts like Frank26 have emphasized as the three pillars required before Iraq can release a new exchange rate.

Frank commented:

“This is not a coincidence. The War Department isn’t there for politics. They’re there because Iraq is preparing to pay.”

This suggests potential:

  • International contract settlements

  • Financial realignments

  • Fiscal mechanisms tied to the monetary reform

  • Verification and compliance meetings


🧭 Understanding the “Currency Mechanism” Iraq Has Been Working On

The term “currency mechanism” has been repeatedly mentioned in Iraqi media throughout 2024–2025.
This mechanism generally refers to:

• Banking system modernization

• Digital and international platform upgrades

• Standardization of CBI reserves

• Compliance alignment with the U.S. Treasury

• Anti-corruption financial filters

• Foreign currency flow regulation

The synchronized timing of the U.S. Treasury and Federal Reserve visit strongly suggests Iraq is in the final stages of verifying this monetary infrastructure.


🏛️ CBI’s Strategy: Preparing Citizens Before the Monetary Transition

The CBI is taking notable steps to manage public expectations. Governor Alaq’s televised statement appears to be part of a broader communication plan that aims to:

  • Build public trust

  • Prevent panic or mass cash withdrawals

  • Explain banking reforms step by step

  • Prepare citizens psychologically for a major transition

  • Reinforce the credibility of Iraqi banks

The CBI is attempting to ensure the population is stable, informed, and ready for whatever financial adjustment is coming.


🌍 Why Iraq’s Monetary Reform Matters to the World

Iraq is strategically significant:

  • One of the world’s major oil producers

  • A geographic pivot in Middle Eastern stability

  • A critical partner for U.S. military operations

  • A region impacted by Iranian influence

  • A growing financial system seeking modernization

Any major monetary change affects:

  • International contracts

  • Global oil pricing

  • Dollar circulation in the region

  • Cross-border trade

  • U.S.–Iraq military agreements

  • Regional economic balance

The simultaneous involvement of the State DepartmentFederal ReserveU.S. Treasury, and War Department is rare — and signals a high-level strategic moment.


📈 Conclusion: Iraq Is Entering a Critical Monetary Phase

With economists warning citizens of a “shock,” the CBI building its communication strategy, consulting firms projecting a January timeline, and a massive U.S. delegation arriving in Baghdad, the signals point toward a major monetary moment.

✔ Iraq is aligning its financial, political, and military structures.

✔ The “currency mechanism” appears ready for activation.

✔ The country is preparing for an exchange rate shift.

✔ International oversight is at its highest level in years.

This is one of the most closely watched economic transitions of 2025.


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---------

 Frank26 

 [Iraq boots-on-the-ground report]  

FIREFLY:There's some economist on television saying, 'Citizens, you should prepare for a shock and a change to the exchange rate.'  CBI governor Alaq on TV talking about an assurance the citizens of the banking reforms

 FRANK:  What would the shock be?  The change in the exchange rate.  And what would it produce Purchasing power will be a shock to the system of a new generation that has no idea what they're about to receive...Tell them to stop teasing and just give the new exchange rate for crying out loud..

Frank26  

 In the start of January that's when Oliver and Wyman said they're going to introduce the monetary reform to you Iraqi citizens.  It's great isn't it? 

 When you have a bank that tells you it's a scam, really look what they did in '24, '25 and look what they're going to do in '26.  You ignorant [bank] person. But...you shouldn't be talking to banks...Don't go to bank and ask them about the Iraqi dinar.  They're paranoid.  They're scared.  They don't want to lose the opportunity to exchange currency with you...If they give you any indication...they can get in serious trouble.  

 I constantly say nowadays that we are in control of your monetary reform in Iraq.  You're about to see the evidence of what I've been saying for so long.  That's why we're coming to Iraq, to deal with these three issues [Political, military and financial] face to face.

  1.  Get Iranian influence out of your country.  

2.  Allow our troops to move freely. 

 3.  To release the new exchange rate on the date that has been agreed upon. 

FIREFLY::  The television is showing the American delegation will be in Baghdad within the next 72 hours. They're saying on television this delegation from America consists of the Deputy Secretary of State.  Also coming will be the Federal Reserve, the US Treasury officers, all of them, also the Treasury officers of the War Department.  

This is a huge delegation coming...political, military and financial.  They broke it down to us...It's interesting they are coming in the time of the 'currency mechanism'. 

  FRANK:  Yeah, it's interesting but it's not like it's a coincidence.  It's not like it's an  accident ...Why the War Department?  That's who you're going to pay. 

Tuesday, December 2, 2025

RV Alert: $1.36 or $4.08? What the Iraqi Dinar’s New Value Could Be According to Latest Reports#iqd

 



MNT GOAT: 💥 RV STATUS UPDATE: What’s REALLY Happening With the Iraqi Dinar! 🇮🇶💰

 💥 RV STATUS UPDATE: What’s REALLY Happening With the Iraqi Dinar! 🇮🇶💰

(No hype. No rumors. Just straight talk.)


🚫 No RV Yet — Here Are the Facts

According to direct CBI contact:

  • ❌ No RV or reinstatement yet.

  • ❌ No new small category notes (including 10s and 50s).

  • ❌ No images released by the CBI.
    👉 Don’t fall for clickbait “intel gurus” or internet noise. Facts > Rumors.


🥂 Champagne Stays in the Fridge… For Now

  • The CBI may still move to remove the zeros for a January launch.

  • But remember: it doesn’t have to be January 1st — January has 31 days.

  • There’s flexibility:

    • Remove the zeros early January

    • Release later in the month

    • Or adjust the plan at any stage

⏳ Bottom line: We’re close, but the process is not finished.


🧭 Why There’s No RV Yet — Three Different Tracks

  1. CBI Track – Focused on banking, monetary reform, and technical readiness.

  2. GOI Track – Government decisions, legislation, and political coordination.

  3. Kurdistan Track – Separate regional negotiations and integrations.

All three must align before the dinar can revalue.


💳 What the CBI Has Done: Important Progress

  • CBI stated weeks ago that it is ready to remove the zeros.

  • Iraq openly discussed the new currency basket and moving to FOREX.

  • They linked FOREX entry with the launch of the digital dinar.

  • This is the first time they openly reference the plan since Dr. Shabibi (2011).

🔐 Digital Dinar = The Key to Ending Fraud & Parallel Market

The CBI says the digital dinar will:

  • ✔️ Eliminate counterfeit currency

  • ✔️ Shut down the parallel market

  • ✔️ Solve 90% of the financial system problems

This aligns with the article titled:
“CENTRAL BANK GOVERNOR: DIGITAL CURRENCY WILL SOLVE 90% OF THE PROBLEMS IN THE IRAQI FINANCIAL SYSTEM.”


🌟 Final Takeaway

The RV is not live, but Iraq is clearly preparing the foundation:

  • Digital dinar

  • Banking reforms

  • Forex integration steps

  • Zero-removal readiness

🚀 The setup is happening — just not complete yet.


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💡 Share these updates — staying informed is the best strategy!


STATUS OF THE RV

________________________________________

No! There is no RV or Reinstatement of the Iraqi dinar yet. There are NO newer smaller category notes issued or pictures even shown to anyone yet by the CBI and that includes the 10 and 50 categories. This is per my CBI contact.

Don’t let these intel gurus or internet idiots fool you with their hyped-up sites. They only want your clickity-clicks. We don’t need rumors or bank stories. We don’t need three letter agency lies. We have FACTS and so let the FACTS speak for themselves.  

If I were you, I would keep the champagne in the frig. The show is not over until the fat lady at the circus sings….. lol.. lol.. 

It is early December and the CBI may still go ahead with removing the zeros in time for a January release. Oh… but remember it does not have to happen exactly on January 1st as there are thirty-one days in the month. They could also change the plan and remove the zeros in early January and release in late January. There are options.

________________________________________

I wish could tell everyone to go to the bank and exchange your dinar today but this is simply not going to be the case. We must realize that the CBI is working on one track, the GOI on another, and some can even say Kurdistan on yet another. So, let’s explore each track and learn more today how close we are to the RV.

It’s the CBI track that we have been following mostly with all the banking and financial reforms. We were told just a few weeks ago that the CBI is ready to remove the zeros and we all know what that can lead to. In the news back then, Iraq even told us about the pending now basket and talked about moving to FOREX. Then they even told us that moving to Forex would even coincide with the implementation of the new digital dinar. 

This was the first time they talked openly about this since 2011 when we learned about the overall Dr Shabibi plan. The digital dinar did not exist back then, however things have changed since 2011 and so the CBI told us the digital dinar will stop all currency fraud and completely shut down the parallel market. We learn in the article titled  “CENTRAL BANK GOVERNOR: DIGITAL CURRENCY WILL SOLVE 90% OF THE PROBLEMS IN THE IRAQI FINANCIAL SYSTEM”. Please click on the LINK to read it.

https://mntgoatnewsusa.com/latest-mnt-goat-newsletter/

💳🔥 Digital Currency Breakthrough: CBI Says It Will Solve 90% of Iraq’s Financial Problems! 🇮🇶🚀

 💳🔥 Digital Currency Breakthrough: CBI Says It Will Solve 90% of Iraq’s Financial Problems! 🇮🇶🚀


🌟 CBI Governor Al-Alaq Drops Major Announcement

At the “Investing in Reconstruction – The Role of Banks” conference in Beirut,
CBI Governor Ali Al-Alaq outlined the biggest financial shift Iraq has seen in years.

Here are the top highlights:


💵  The Root Problem: Cash Dollars in Iraq

  • Al-Alaq says the core issue between the Iraqi Treasury and the public is the long-standing social habit of using U.S. dollars in cash.

  • This cash-based culture causes gaps, leaks, and inefficiencies in the financial system.


🔄 CBI Strategy: Reduce Dollar Dependence

  • Iraq introduced new systems to limit cash dollars and push citizens toward the Iraqi dinar.

  • The “Travelers’ Dollar” system ensures cash USD is only used legally by travelers — no loopholes, no circumvention.

  • The U.S. Federal Reserve confirmed Iraq ranks #1 in controlling domestic USD cash usage. 🇺🇸🏅


📉 80% Reduction in Foreign Currency Use

Thanks to these measures:

  • Foreign currency usage inside Iraq dropped by 80%

  • Most internal transactions have shifted to the Iraqi dinar

  • This marks a major structural reform and aligns Iraq with international compliance standards


💠 The Digital Currency: Iraq’s Big Solution

Al-Alaq revealed that Iraq is actively developing a new digital currency, and it’s expected to:

  • ✔️ Solve 90% of Iraq’s financial system problems

  • ✔️ Close remaining gaps

  • ✔️ Strengthen banking modernization

  • ✔️ Reduce fraud, leakage, and parallel-market manipulation

He described the digital currency as a “fundamental solution” to Iraq’s financial challenges — a cornerstone in their long-term reform plan.


🚀 Final Takeaway

Iraq’s shift toward a digital currency combined with strict USD controls signals a massive modernization wave — and positions the country for major financial transformation.

This is one of the most promising steps toward full monetary reform we’ve seen yet.


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Central Bank Governor: The Digital Currency Will Solve 90% of Iraq’s Financial System Problems 

Banks

Economy News – Baghdad

The Governor of the Central Bank of Iraq, Ali Al-Alaq, confirmed on Thursday that lasting solutions must be built in a way that closes the existing gaps in the financial system. He explained that the tools available today, especially modern technology, offer effective solutions and address many of these gaps.

Speaking at the “Investing in Reconstruction… The Role of Banks” conference in Beirut, Al-Alaq said that “the main problem between the Iraqi treasury and the public lies in the use of cash U.S. dollars inside Iraq, which is a natural social habit in Iraqi society.” He added: “We have worked on this issue and introduced alternative methods to reduce reliance on cash. We have developed the financial system so that cash dollars are restricted only to travelers.”

He clarified that the “Travelers’ Dollar” system does not allow any attempts at circumvention, stressing that the U.S. Federal Reserve has indicated that Iraq ranks first in controlling the use of cash dollars inside the country. He noted that these measures have reduced the use of foreign currency by 80%, and have shifted most internal financial transactions to the Iraqi dinar.

Al-Alaq concluded by stating that work is underway to develop the digital currency, which is expected to solve about 90% of Iraq’s financial problems, confirming that this step represents one of the fundamental solutions for the country’s financial system.

COFFEE WITH MARKZ: 💥 Iraq & Global Financial Highlights: December 2 Update! 💰🌍

 💥 Iraq & Global Financial Highlights: December 2 Update! 💰🌍

🚨 Disclaimer: Everything below is opinion-based and not financial advice. Always consult a professional before making any financial decisions.


🌟 Key Highlights from PDK-Not Verbatim

  • RV Window Still Open!
    MarkZ confirms the RV (revaluation) window remains Dec 2 – Jan 2. Timing is close, depending on banking, international coordination, and groups. ⏳

  • Federal Reserve Updates
    Possible new Fed chair: Kevin Hassett. Judy Shelton may take a “superior” Treasury position later. 💼

  • Market Watch

  • Iraq & CBI News

    • Rumors of Iraq trading rates: $1.36 in-country, $4.08 out-of-country.

    • MarkZ believes the CBI submitted a new rate to the IMF, though no official confirmation.

    • HCL is partially passed; full implementation still pending.

  • UN & US Activity in Iraq

    • UN Security Council meeting ongoing in New York regarding UNAMI mission closure.

    • US Deputy Director of State and Trump envoy Mark Savoya active in Baghdad. 🏛️

  • Customs System Update

    • New customs collection system started Dec 1; full implementation expected by Dec 31.

    • Goal: better money movement and readiness for new rates. 💸

  • Political Outlook

    • Sudani likely returning as Iraq Prime Minister.

    • Iranian rial continues to collapse; USD now buys almost 1,000,000 IRR.

  • Community Insight & Motivation

    • Many feel stressed – reminder: take a break, breathe, and smile. 🌸

    • First week of December expected to be very interesting in the financial world.


📌 Stay Updated:

For more insights and step-by-step updates, check out:


🌐 Follow Me for Daily Updates & Tips:

💡 Tip: Bookmark this page & share with friends to stay ahead of RV news and global market updates!


Some highlights by PDK-Not verbatim

MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context.  Be sure to consult a professional for any financial decisions

Member: Blessed Tuesday morning everyone

Member: I wonder- what are the betting odds for this to go mid month?

Member: Last week Mark said we have a RV window opening between today Dec 2 through Jan 2.

MZ: That window has not changed….based on what I am hearing. Keep in mind nobody knows the exact timing but its close based on in country, out of country, banking and groups.

MZ: No bond updates yet. I did not expect one until later tonight. 

Member: So who will be the new Fed. Reserve chairman?

MZ: I believe it could be Kevin Hasset that will be leading the Fed…..Perhaps they are saving Judy Shelton for the Treasury – when its time….and not the Fed. I think she will get a “superior” position . 

Member: I'm glad you mentioned that about Judy Shelton, she needs to be in the fold

Member: silver is at $58.33 this morning

Member: Buffett alerts people of the slow crash, that everyone expects to turn around, but it won't

Member: Rumor is Iraq is trading in country at $1.36 Out of country $4.08. Hope its true

Member: Frank26 reported the CBI may have submitted the new rate to the IMF for approval?

MZ: I very much believe the CBI has submitted a new rate to the IMF. Do I have any hard proof of that? No. But I have had enough connected people tell me this happened …so I believe it. I have heard it from several sources.  

MZ: I very much believe the CBI has submitted a new rate to the IMF. Do I have any hard proof of that? No. But I have had enough connected people tell me this happened …so I believe it….I have heard this from several people. 

Member: Has HCL passed yet.

MZ: We have seen pieces and parts of it…but entire HCL has not passed yet. 

Member: Trump announcement today…hope it is good this time

Member: Why does every country have to wait for Iraq?? can't the other countries pull their own trigger??

MZ: “UN Security Council holds meeting on situation of Iraq” This came out late last night. They are talking about the UNAMI mission in Iraq.  They are having a meeting today….presently…right now in New York. It started at 10:00 AM EST. . 

MZ: They are discussing finishing….closing and removing the United Nations presence in Iraq. This is another one of those things that I was told ….when complete …when we get paid….we leave. This was a item on the check list that they are checking off.

Member: Wish we knew what is on that checklist. What has been done and what is left to do???

MZ: The US deputy director for the State Dept yesterday. He has arrived in Iraq. Meetings have been ongoing. 

MZ: So we have the US Deputy Director of State in Baghdad. We have Trumps special envoy, Mark Savoya in Baghdad. We have the UN Security council meeting going on as we speak in New York. There is a lot going on with Iraq right now… and very interesting timing.  Lots are happening all at once. 

Member: Anyone know what that new "mechanism" was that was implemented on dec 1?

MZ: It was a new customs collection system to run through Iraqi banks….   We talked about this yesterday that they were postponing it until Dec 31/Jan1 to complete the implementation…...this was to change how money moves across borders.  

MZ: BUT, today “Advance customs declaration comes into effect”  They will be implementing pieces of it throughout the month. They want it to be fully up and running by Dec 31. IMO they have to have the new system done with a new value to be fully implemented. 

MZ: Watch things….its happening before our eyes

MZ: All indications as the political process happens in Iraq…is that we are going to get Sudani back as the Prime Minister. 

MZ: “Iranian rial continues to collapse against the dollar”  We saw Kuwait RV….We are watching Iraq….so is Iran the next one? Right now one US dollar will buy almost a million Iranian rial. 

Member: Seems like the White hats do not care about anybody

MZ” I lost faith in them a long time ago. I put my faith in the economic fundamentals because I can see what is happening. The reset is going to happen whether they want it to or not. I am not counting on some “white hats” humanity. Maybe they have it- but I have not seen any evidence of them. Until we seem some evidence…I am not going to believe them  

Member: if the fundamentals are so good then why are still waiting? 

Member: Stay positive-  We're at an extended version of this crazy movie.

Member: I believe the first week of December is going to be very interesting 

Member: Hey Folks, I've seen so many feeling overwhelmed & stressed ~ Take a step back, breathe, take a day off. If the holiday season stresses you out, you're doing it wrong so do something different & Smile

Member: Have a blessed and safe day everyone. Much love to all!


FRANK26…12-1-25….EE.UU. PARTE 2

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