Sunday, November 30, 2025

BRUCE & MILITIAMAN: Projected IQD Rates ($3.22–$4.25) | Top Insights #IQD

 


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📉🇮🇶 Iraq’s Inflation Cools Down — Modest Relief for Households 🇮🇶📉

📉🇮🇶 Iraq’s Inflation Cools Down — Modest Relief for Households 🇮🇶📉

✨ Key Highlights (English)

1️⃣ Inflation Eases — Both Monthly and Annually
The Ministry of Planning announced that during October 2025, Iraq saw a 0.3% drop in monthly inflation compared to September. In addition, annual inflation fell by 0.5% compared to October 2024.

2️⃣ Cheaper Food and Drinks — A Big Driver of the Drop
Prices for food and non-alcoholic beverages declined by 0.5%, with fish prices down 4.9% and fruit down 2.4% — two major contributors to the overall inflation decrease.

3️⃣ Housing Costs Slightly Down Too
The housing sector saw a 1% decrease, offering a bit of breathing room for families paying rent or mortgages. Some other sectors saw little change; others fluctuated marginally.

💡 What This Could Mean for Everyday Iraqis

  • Lower food and housing prices could make daily life a bit more affordable.

  • If the trend continues, households might begin to feel real relief — especially low-income families.

  • Still, with only modest declines in some sectors, many may continue to feel economic pressures until more lasting improvements are seen.

🔗 Stay Updated — Follow the Sources

🌐 Blog: https://dinarevaluation.blogspot.com/
📲 Telegram: https://t.me/DINAREVALUATION
📘 Facebook: https://www.facebook.com/profile.php?id=100064023274131
🐦 Twitter/X: https://x.com/DinaresGurus
🎥 YouTube: https://www.youtube.com/@DINARREVALUATION

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Planning Ministry Announces A Decrease In Inflation Rates During The Past Month

Economy | 29/11/2025  Mawazin News - Baghdad:  The Ministry of Planning announced a decrease in monthly and annual inflation rates during October.

Ministry spokesperson Abdul Zahra al-Hindawi stated that "the Statistics and Geographic Information Systems Authority, through its field teams monitoring the prices of goods and services in all governorates, recorded a decrease in the monthly inflation rate of 0.3% compared to September." He added that "annual inflation also recorded a decrease of 0.5% during October, compared to the same month in 2024."

Al-Hindawi explained that "the decrease in inflation is mainly due to a 0.5% drop in the prices of food and non-alcoholic beverages, with fish prices decreasing by 4.9% and fruit prices by 2.4%."

He further noted that "the housing sector recorded a decrease of 1%," pointing out that "prices in several other sectors fluctuated slightly, while others maintained their previous rates."  https://www.mawazin.net/Details.aspx?jimare=270927


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WALKINGSTICK, FIREFLY & SANDY INGRAM: ⚡🇮🇶 Iraq’s Currency Buzz: Rumors, Reforms & Rising Expectations 🇮🇶⚡

⚡🇮🇶 Iraq’s Currency Buzz: Rumors, Reforms & Rising Expectations 🇮🇶⚡

✨ Highlights Summary (English)

1️⃣ Budget 2026 & the “New Exchange Rate” Rumor 💰

According to Walkingstick, government insiders indicate the 2026 budget may include a new exchange rate as a line item. Sudani is reportedly trying to push this budget forward in 2025.

Rumors also suggest something might happen on December 1st, but official confirmation is still missing. Investors and locals alike are watching closely for updates that could reshape Iraq’s financial landscape .

2️⃣ Boots-on-the-Ground Confusion & Public Frustration 📺🔥

Frank26’s Firefly report highlights 

mixed messages on TV and growing public concern. Sudani’s statements about December 1st initially sparked hope but were later clarified to involve foreign currency, leaving many confused about the dinar’s value.

This has created a sense of rebellion and frustration among Iraqis asking:
👉 “Where is the new exchange rate?”

Frank explains that reinstatement involves multiple moving parts: lower denomination notes, lifting the three zeros, and alignment across government and banking authorities. Right now, the process is clouded by what he calls “stun grenades and smoke bombs”, keeping the public in suspense.

💡 Read also: Bank Appointment for Currency Exchange Instructions & Checklist

3️⃣ Sandy Ingram: Why a Dinar Revaluation Could Eventually Happen 📈

Sandy Ingram emphasizes that she is not predicting, but analyzing confirmed developments:

  • The Development Road Project is forcing Iraq to modernize its banking system.

  • Modernization creates a supportive environment for a stronger dinar.

  • Without a revaluation, Iraq risks losing millions in potential economic gains.

She suggests the IQD could naturally rise over time, driven by real economic progress rather than speculation alone.

🔗 Follow & Join the Community!

Stay updated on Iraq’s currency news, dinar revaluation, and financial tips:

🌐 Blog: https://dinarevaluation.blogspot.com/
📲 Telegram: https://t.me/DINAREVALUATION
📘 Facebook: https://www.facebook.com/profile.php?id=100064023274131
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Saturday, November 29, 2025

BRUCE & MILITIAMAN: Iraq Dinar Projections ($3.22 – $4.25) & Key Highlights #iqd

 


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💹 Exchange Rate Dilemma: Balancing Deficit & Stability 💹

 💹 Exchange Rate Dilemma: Balancing Deficit & Stability 💹

📊 2026 Budget Pressure: Iraq faces a widening deficit of 70–90 trillion dinars, with limited domestic borrowing options.

💡 Government Options:

  • Cut non-salary operating expenses by 15–20%

  • Automate revenue collection & reform financial management

  • Reduce privileges of senior officials & encourage mandatory savings

  • Sell or invest state assets for quick funds (≈10–15 trillion dinars)

⚡ Exchange Rate as a Tool:

  • Raising the rate from 1300 → 1500–2000 dinars could generate 15–70 trillion dinars, bridging the financing gap fast.

  • Acts as a short-term but effective tool when traditional measures fall short.

🛠 Recommended Approach: Combine reforms + asset sales + gradual rate adjustment (1500–1700 dinars) to reduce deficit pressure without over-relying on borrowing.

📌 Key Insight: Strategic exchange rate adjustments can stabilize the economy while reforms address long-term structural issues.

🔗 Stay Connected:

The exchange rate dilemma: Government alternatives between deficit financing and economic stability

By Dr. Ahmed Hadhhal, Professor of Financial Economics

In light of the financial indicators for the 2026 budget, it appears that the exchange rate will be the focus of economic decision-making and the last line of defense against the widening deficit gap, which is expected to reach 70–90 trillion dinars.

 With the slowdown in non-oil revenues, the rise in current expenditures, and the decline in the ability to borrow domestically, fiscal policy enters a critical area that leaves the government with limited and difficult options.

The first logical solution is to rationalize spending and reduce non-salary operating expenses, and to control non-oil revenues through a strict automation and collection system, as well as reforming the state's financial management and reducing the spread of administrative and financial corruption.  

This can significantly reduce the deficit. Reducing privileges and imposing mandatory savings on senior officials can add a large amount to public finances, in addition to this measure being a gesture of goodwill to society so that it accepts the high costs of reform. 

Selling or investing part of the state's assets may provide between 10-15 trillion dinars, an amount that covers only a limited part of the gap. Even when these measures are applied together, the deficit remains high and cannot be fully financed through domestic borrowing without risking a large jump in domestic debt. Therefore, reform must be real through a structural "surgical operation" on spending and revenue items.

The exchange rate appears to be a short-term option, as the government recognizes that the resources generated by raising the exchange rate are the fastest and most effective way to bridge the financing gap.

 Trends and potential scenarios indicate that raising the rate from 1300 to 1500-2000 dinars would provide between 15 and 70 trillion dinars, depending on the level of the increase and the volume of dollar sales.

 This makes adjusting the exchange rate a readily available financial tool that the state resorts to when traditional methods fail to close the gap.

I believe this policy represents a price the economy pays for maintaining the current monetary policy throughout the period of pegging.

Therefore, the government might consider integrating financing tools instead of relying on a single option:

1- A genuine reduction in operating expenses by 15-20%.
2- Reform of the spending system and financial oversight to ensure that artificial inflation in expenditures is not repeated.
3- Selling and investing specific highly liquid assets to secure quick resources.

A gradual and well-considered adjustment of the exchange rate towards 1500-1700 dinars as a starting point is advisable, with the risk of reaching 2000 if oil revenues do not improve.

Combining these tools together reduces the deficit pressure to limits that can be financed internally, and the central bank may pay for this adjustment through its reserves, given that most government spending is directed towards consumption and is considered a tool for effective aggregate demand directed towards imports financed and covered by the exchange rate.

link

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MILITIAMAN: 💥 Iraq Dinar Update: Major Moves Ahead! 💥

 💥 Iraq Dinar Update: Major Moves Ahead! 💥

🔥 Lower Denomination Bank Notes Ready 🏦

The lower denomination notes—the ones with three zeros removed—are designed, contracted, and ready for release. This is a crucial step for any dinar revaluation, signaling that the financial system is preparing for action.

🌍 New Season in Iraq: Reforms & Progress

Iraq is entering a new economic season. Recent reforms are moving swiftly, and the parallel currency market is reacting fast . These changes indicate real momentum, even if authorities remain quiet.

📉 Parallel Market Dips: Key Indicator

The spread in the parallel market has dropped from 1450 → ~1310–1315. This shows that illegal holders are offloading currency

, trying to avoid risk ahead of official changes.

💡 Why it matters: The dip signals market insiders are preparing for a potential revaluation. Keeping an eye on these numbers is essential for investors.

⚡ Quick & Smooth Changes Possible

History shows that Iraq’s currency adjustments can happen instantly, with minimal disruption, just like the last adjustment by Alaq. Market participants should be ready for fast-moving developments.

Read also: Bank Appointment for Currency EXCHANGE Instructions & Checklist

💡 Key Takeaway

Watch market indicators closely. The parallel market, bank note preparation, and reforms are strong signs that something significant could happen soon, even if no official announcements are made.

🔗 Stay Connected & Updated

🌐 Blog: dinarevaluation.blogspot.com
📲 Telegram: t.me/DINAREVALUATION
📘 Facebook: facebook.com/profile.php?id=100064023274131
🐦 Twitter/X: x.com/DinaresGurus
🎥 YouTube: youtube.com/@DINARREVALUATION

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Friday, November 28, 2025

💳🇮🇶 Central Bank: Digital Currency to Solve 90% of Iraq’s Financial Problems – Key Highlights 💳

💳🇮🇶 Central Bank: Digital Currency to Solve 90% of Iraq’s Financial Problems – Key Highlights 💳

🏦 Closing Gaps in the Financial System

The Governor of the Central Bank of Iraq, Ali Al-Alaq, emphasized that lasting solutions must address gaps in the financial system.

  • Modern technology and digital tools are key to effective solutions.

  • These measures aim to strengthen the financial system and reduce vulnerabilities.

💵 Reducing Cash Dollar Dependency

Al-Alaq highlighted the main issue between the Iraqi treasury and society: widespread use of the US dollar in cash.

  • Iraq has implemented alternatives that limit cash dollar use, including a “traveler’s dollar” system.

  • According to the US Federal Reserve, Iraq ranks first in controlling cash dollar use

    .

  • These measures have cut foreign currency usage by 80% and shifted most transactions to the Iraqi dinar.

🌐 Digital Currency: A Radical Solution

  • Work is underway to develop Iraq’s digital currency.

  • Expected to solve about 90% of financial system problems.

  • Represents a major step forward in modernizing Iraq’s financial infrastructure.

🌐 Connect With Us

👉 Blog: dinarevaluation.blogspot.com
👉 Telegram: t.me/DINAREVALUATION
👉 Facebook: facebook.com/profile.php?id=100064023274131
👉 Twitter/X: x.com/DinaresGurus

👉 YouTube: youtube.com/@DINARREVALUATION

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Central Bank Governor: Digital currency will solve 90% of the problems in the Iraqi financial system

The Governor of the Central Bank of Iraq, Ali Al-Alaq, affirmed on Thursday that lasting solutions must be built in a way that closes the gaps in the financial system. He explained that the tools available today, especially modern technology, offer effective solutions and address many of these gaps.

Al-Alaq said during the "Investing in Reconstruction... The Role of Banks" conference in Beirut that "the main problem between the Iraqi treasury and society is the use of the dollar in cash within Iraq, which is a normal social matter in Iraqi society. He added: "We have worked on this issue and presented other alternatives that reduce dependence on cash, and we have developed the financial system so that cash dollars are restricted to travelers only."

He explained that the "traveler's dollar" system prevents any attempts at circumvention, emphasizing that the US Federal Reserve indicated Iraq ranks first in controlling the use of cash dollars within the country. He noted that these measures have reduced the use of foreign currency by 80% and shifted the majority of domestic financial transactions to the Iraqi dinar.

Al-Alaq concluded his remarks by noting that work is underway to develop the digital currency, which is expected to solve about 90% of the financial problems in Iraq, stressing that this step represents one of the radical solutions for the financial system in the country.  link


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