DINAR REVALUATION

Monday, November 24, 2025

FRANK CC: 💰 Iraq’s Monetary Reform & Political Shakeup: December 1, 2025 Spotlight 🇮🇶⚡

FRANK CC: 💰 Iraq’s Monetary Reform & Political Shakeup: December 1, 2025 Spotlight 🇮🇶⚡

🔹 Key Highlights

🙏 Faith and Perspective
Frank opens with a reflection on gratitude, resilience, and trust in God, drawing parallels between personal struggles and Iraq’s challenges. Emphasizes patience, perseverance, and preparation in both spiritual and financial matters.

🏛️ Political Landscape

Maliki: Declining influence, contradictory statements, attempts to destabilize government.
Sudani: Supported by the U.S. and national coalitions, pushing forward with monetary reform.
Coordination Framework: Nominates former PM Kadimi, viewed as Iranian-influenced, highlighting ongoing political fragmentation.
Read also: IRAQI DINAR UPDATE : STATUS OF THE CURRENCY EXCHANGE CENTERS
Analysts note political instability, but reform momentum remains strong.

💱 Monetary Reform Details

Launch Date: December 1, 2025
Old & New Currency: Coexist for two years; CBI educating citizens on sorting, exchanging, and anti-counterfeit measures.
CBI Independence: Controls exchange rates a nd ensures reform meets IMF standards, promoting transparency and anti-money laundering compliance.
Possible dropping of three zeros from the dinar, signaling a major reform step.

📊 Economic Outlook & International Relations

U.S. opposes foreign interference; Iraq aligns with IMF and global financial standards.
Moody’s affirms Iraq’s credit rating, signaling cautious optimism.
Commerce Ministry promoting Iraqi products globally; push toward cashless economy by mid-2025 with digital payment infrastructure.

💡 Public Preparedness & Real-World Signs

Banks training staff on currency exchange, indicating internal readiness for December reform.
Citizens guided on legal tender validity, damaged note replacement, and secure financial practices.
Emphasis on education to prevent confusion and counterfeiting.

🛡️ Resilience and Encouragement

Frank urges Iraqis to stay strong, ignore political fear tactics, and focus on economic opportunities.
Highlights personal stories of resilience, drawing parallels between faith and navigating challenges.
Recommends critical thinking over reliance on AI or internet bots for financial guidance.

🌱 Extra Touch

Botanical segment featuring rainbow eucalyptus and air fern, noting medicinal properties of eucalyptus for sinus relief.
Reinforces the importance of observation, learning, and patience in both life and investment.

🔗 Follow and Join the Community

Blog: https://dinarevaluation.blogspot.com/
Telegram: https://t.me/DINAREVALUATION
Facebook: https://www.facebook.com/profile.php?id=100064023274131
Twitter/X: https://x.com/DinaresGurus
YouTube: https://www.youtube.com/@DINARREVALUATION

ARIEL: Iraq's Currency Revaluation: A Merry Christmas Surprise! @DINARRE...

💵 Dollar Jumps in Baghdad Amid Lockdown & Ministry Clarifies Funds Controversy 🔍🇮🇶

💵 Dollar Jumps in Baghdad Amid Lockdown & Ministry Clarifies Funds Controversy 🔍🇮🇶

🔹 Key Highlights

📈 Dollar Exchange Rate Rises in Baghdad
As Sunday evening markets closed, the USD climbed sharply against the Iraqi dinar:

141,900 IQD per $100 on Al-Kifah and Al-Harithiya exchanges, up from 141,200 IQD earlier in the day.
Exchange shops sold at 143,000 IQD and bought at 141,000 IQD per $100.
Market watchers link the spike to lockdown-related economic pressure and reduced liquidity.

🏦 Social Welfare Fund Controversy Sparks Clarification
Statements by Labor Minister Ahmed Al-Asadi about withdrawing

2.5 trillion dinars caused confusion — but the Ministry quickly clarified:

His comments referred to future financing plans using investment returns and temporary bank liquidity, notmissing funds.
The Ministry stressed that all beneficiary rights are fully protected, documented, and backed by official correspondence from Al-Rafidain Bank.

📑 Finance Ministry: No Withdrawals — Only a Temporary Freeze
The Ministry of Finance confirmed:

No funds were withdrawn.
The account was temporarily frozen, consistent with Social Protection Law No. 11 (2014).
Some recovered smart-card amounts are still unchanged in the account.
The Ministry of Labor had not properly reconciled balances with the bank.

🔍 Audit Findings & Oversight
The Federal Financial Control Bureau reported:

Accounts were fully audited.
Some uses occurred outside the account’s intended purpose, but not by the Ministry of Labor.
All transferred and recovered amounts remain in place, with a request for deeper revenue analysis.
All rights are preserved according to official records.

🏛️ Rafidain Bank’s Official Numbers

Social Protection Network Account: 2.495 trillion IQD
Social Protection Authority Fund: 390 billion IQD
The bank confirmed all balances are fully available, with no shortages, withdrawals, or investment requests.

🗣️ Public Reaction
Tweets and local analysts say the minister’s remarks triggered media confusion, noting:

It was likely a misunderstanding of “temporary liquidity”, not lost funds.
Others believe it highlights the need for stronger financial and investment reforms within the Social Welfare Fund.
Oversight agencies reaffirm ongoing transparency and protections for citizens’ money.

🔗 Follow and Join the Community

FIREFLY: 🌍 Iraq’s Big Currency Shift: “A Historic Financial Turning Point” 💱⚡

🌍 Iraq’s Big Currency Shift: “A Historic Financial Turning Point” 💱⚡

🔹 Key Highlights

✨ Sudani Drops a Major Announcement
Iraq will introduce a new currency mechanism starting December 1, 2025, signaling strategic changes to the Iraqi dinar. He also noted that the Vietnamese dong is moving in a similar direction, with both nations aligning more closely with BRICS-style monetary strategies, gold-reserve expansion, and reduced dependency on the U.S. dollar.

✨ Global Waves & U.S. Influence
Boots-on-the-ground reports mention that President Trump’s policies are affecting global currencies, adding momentum to Iraq’s economic shift.

✨ “Historic Financial Transformation” on the Horizon
Sudani didn’t announce a specific revaluation date but emphasized that all foundational work is complete for what he called a historic financial transformation.

✨ CBI Speaks Out — Full Independence Confirmed
A televised speaker stressed that the Central Bank of Iraq is completely independent, not tied to government cycles or politics.
➡️ This means the CBI can adjust the exchange rate whenever it chooses — no laws or new government required.

✨ Clearing the Rumors
Frank highlights that the government and media are reminding citizens who truly holds the power to “pull the trigger” on any rate change: the CBI, not political chatter or rumors.

🔗 Follow and Join the Community

-----------

Frank26

[Iraq boots-on-the-ground report]

FIREFLY:Sudani made an announcement saying Iraq is introducing a new mechanism for their currency starting on December 1, 2025.

This involves some strategic shifts in the Iraqi dinar and he mentioned the Vietnamese dong is doing something similar...It's all about currency revaluation aligning with global economic players like the BRICS nations and boosting gold reserves and reducing reliance on the US dollar. Your president Trump is affecting every country, every currency.

FRANK: Well gooood morning Iraq! Good for you, Sudani. You grew a set, didn't you... OMAR: Sudani stopped short of declaring a formal revaluation date but he emphasized the groundwork is fully in place for a "historic making financial transformation."

FIREFLY:We have a speaker on television and he's saying the CBI is independent from the government and the CBI doesn't have to wait for any new government or any laws. CBI is not political so CBI can change the rate any time they desire.

FRANK: Why would you have to say that? Well, they want the citizens to know

who's going to pull the trigger, not to pay attention to the rumors...Everyone knows that but I guess it's a good time to bring that out because Sudani...is trying to put out all those lies and rumors. He's using the media to help him.

Sunday, November 23, 2025

🚨 Intel Drop! Nader, Firefly & Frank26 Reveal “3 Zeros” Update 🧠💸 Is the New Rate Locked In?! 🔥🇮🇶

Read also: Series: Zim Notes & Zim Bonds — Investor’s Guide

💱 “IMF Clarifies Iraq’s Exchange Rate: What’s Really Going On?” 🇮🇶📊

⭐ Highlights

➡️ IMF Explains Iraq’s Exchange Rate Framework

Iraq’s exchange rate—both de jure and de facto—remains a conventional peg arrangement, meaning the CBI pegs the dinar to a stable reference. 🔒
Under Iraqi law, the Central Bank Board holds full authority over exchange rate policy decisions.

➡️ Official Rate Set at 1,320 IQD per USD

Since February 8, 2023, the official exchange rate has been fixed at ID 1,320, based on the CBI’s daily bulletin for gold and major currencies. 💵

➡️ Changes Since the Last IMF Article IV Review

Read also: Series: Zim Notes & Zim Bonds — Investor’s Guide

Iraq still uses transitional arrangements under Article XIV, but no longer keeps restrictions under this provision.
The country currently has no current account restrictions and no Managed Currency Pegs (MCPs) in place. ✔️

➡️ Big Shift in 2025: All International Transactions Through Banks

As of January 2025, all international transactions are processed through commercial banks using correspondent banking relationships (CBRs) . 🌐🏦
This is meant to increase transparency, strengthen compliance, and modernize Iraq’s banking system.

➡️ Weekly Replenishment & Compliance Checks

The CBI replenishes foreign currency balances weekly based on actual market demand.
Regular audits ensure all funds follow AML/CFT regulations (anti–money laundering / countering the financing of terrorism). 🔍
Private banks are being pushed to expand their CBR networks, especially with non-U.S. banks, to diversify global connections. 🌎

🔗 FOLLOW US & STAY UPDATED!

📌 Blog: https://dinarevaluation.blogspot.com/
📌 Telegram: https://t.me/DINAREVALUATION
📌 Facebook: https://www.facebook.com/profile.php?id=100064023274131
📌 Twitter (X): https://x.com/DinaresGurus

📌 YouTube: https://www.youtube.com/@DINARREVALUATION

-----------

IMF EXPLAINS IRAQ’S EXCHANGE RATE ARRANGEMENT

16th July 2025 in Iraq Banking & Finance News, Politics

By John Lee.

The International Monetary Fund (IMF) has issued a brief explainer on Iraq’s exchange rate arrangement. As part of a follow-up to last week’s report on the state of the Iraqi economy, the IMF clarified as follows:

“Exchange Rate Arrangement

“Iraq’s de jure and de facto exchange rate arrangements are classified as a conventional peg arrangement. The Central Bank Law gives the Board of the Central Bank of Iraq (CBI) the authority to formulate exchange rate policy.

“Effective February 8, 2023, the official exchange rate was set at ID 1,320 according to the closing prices of the daily bulletin of gold & main currencies published on the CBI website (www.cbi.iq).

“There has been a change to Iraq’s exchange system since the last Article IV Consultation. Iraq continues to avail itself of the transitional arrangements under Article XIV, Section 2 but no longer maintains any restrictions under this provision. Iraq does not maintain any current account exchange restrictions or MCPs [Managed Currency Pegs]. Starting January 2025, all international transactions have been routed through commercial banks via their correspondent banking relationships (CBRs).

“The Central Bank of Iraq (CBI) replenishes these balances weekly based on foreign exchange demand and conducts audits to ensure that the allocated funds are used in compliance with AML/CFT regulations. Private banks are also encouraged to broaden their CBR networks, particularly with non-U.S. financial institutions.”

🔥 “Iraq on the World Stage: Is Global Integration Imminent?” 🇮🇶✨

⭐ Highlights

Jeff:

The Newsweek cover “Make Iraq Great Again” is being interpreted as Iraq’s formal, global-stage announcement that it is preparing to re-enter the international financial world. 🌍
The article outlines the challenges Iraq has overcome to regain economic and political stability—positioning itself for international integration.
Jeff emphasizes this as a major signal that Iraq is “very close” to going international. 🚀

Blondie:

For those planning future currency exchanges, Blondie suggests learning the difference between bank accounts (FDIC)
Read also: Series: Zim Notes & Zim Bonds — Investor’s Guide
and brokerage accounts (SIPC). 🏦📊
FDIC covers up to $250K (or $500K joint).
SIPC typically protects higher amounts for brokerage accounts.
She recommends consulting a financial advisor to decide which fits your potential exchange scenario. 💼

Pimpy:

Recaps the key conditions needed before the Iraqi dinar could rise in value:
- Low inflation ✔️
- Non-oil revenue diversification ✔️
- Country & political stability — improving significantly under Sudani.
Notes that while the country’s stability is strong, politics remain messy, though improving. 🔍

🔗 FOLLOW US & STAY UPDATED!

📌 YouTube: https://www.youtube.com/@DINARREVALUATION

--------

Jeff

That Newsweek magazine about 'Make Iraq Great Again', was Iraq announcing on a world stage how they're about to go international. That was an international announcement by the country of Iraq in Newsweek magazine how they're about to...jump back into the international world...It's important for you to understand what's in this edition of this magazine

...Iraq got back on the world stage to announce all the hurdles and challenges they had to go through to achieve stability...This is Iraq's formal announcement on the world stage of Newsweek. They're announcing they're going international and very close to doing it..

Blondie

Depending on the value of your exchange in $USD, you may want to consider having your bank (if you go to a bank) place your funds in a BROKERAGE account instead of a bank account (you'd need to open it separately).

Why?

Because brokerage accounts are insured by SIPC not FDIC. FDIC (for bank money) only insures up to $250K ($500K for joint accounts) whereas SIPC (for investment accounts) insures MUCH (much!) more. Coverage for both comes along with the account. Talk to your advisor about the differences.

Pimpy

If you remember back, I tried to explain to people things we need to look for before the Iraqi dinar could increase in value. I said they have to maintain a very low inflation rate. Which they're doing. They have to find non-oil revenue, which they're doing.

I said they had to have stability in the county, stability in politics. Sudani has definitely made it real stable there in the country. He's managed to avoid a lot of conflict thank goodness, but in politics, it's still a mess.