💹 “Iraqi Banks Open Up: Sanctions Easing and Investment Opportunities Growing” 💹
✨ HIGHLIGHTS SUMMARY
🇮🇶 Banking openness on the rise: Economic expert Manar al-Obeidi notes Iraq is entering a phase of greater financial transparency and accessibility, making it more attractive for investors.
💰 Flow of funds improving: Reforms are expected to facilitate investment and smoother money transfers, benefiting both local and international stakeholders.
🇺🇸 Sanctions impact diminishing: The Iraqi government has resolved most financial issues with the U.S., so sanctions’ effects are gradually decreasing.
⚖️ Institutional reform needed: Overlapping jurisdictions among institutions remain a challenge. Granting broader powers to investment authorities is crucial to ensure clear, efficient investment plans
🔍 Caveat: If Iraq fails to address the PMF issue, U.S. sanctions could still be imposed, potentially delaying economic progress.
🌟 Positive outlook: With transparency reforms, anti-money-laundering measures, and streamlined governance, Iraq’s banking sector is poised to unlock investment opportunities and stronger economic growth.
AN ECONOMIST SAYS US SANCTIONS ARE ON THEIR WAY OUT AND IRAQI BANKS ARE ENTERING A PHASE OF OPENNESS.
(Mnt Goat: not if Iraq does not deal with the PMF, the US is likely to impose some sort of sanctions of Iraq if the PMF is not handled correctly.)
Anticipated financial breakthrough
Economic expert Manar al-Obeidi affirmed that Iraq is moving towards greater banking openness, which will facilitate the flow of funds and create a more attractive environment for investors. He noted that the government has successfully addressed most of the financial issues with the United States, which will gradually reduce the impact of sanctions. Al-Obeidi emphasized the need to eliminate overlapping jurisdictions among institutions and grant investment authorities broader powers to ensure a clear plan that supports economic development.
Manar Al-Obaidi – an economic expert, in a dialogue with journalist Ali Qazan:
The Iraqi banking sector is moving towards greater openness to the world, away from the problems and difficulties that were occurring, and I believe that this will be positive in terms of investment and money transfers.
The significant overlap in powers between institutions is one of the biggest challenges facing investors. Therefore, this problem and overlap must be addressed, and broader powers must be granted to investment authorities in the governorate, and there must be a clear plan for investment in Iraq.
The Iraqi government has been able to resolve many of the financial issues with the American side. With the reforms that Iraq has undertaken to enhance transparency and prevent money laundering and smuggling, I expect that over time the impact of the American sanctions will largely disappear.
💥 “RV Status Update: No Revaluation Yet, But Fall 2025 Could Be the Season of Change” 💥
✨ HIGHLIGHTS SUMMARY
❌ No Iraqi Dinar RV or reinstatement has occurred yet. No new smaller notes (10, 50, etc.) have been issued or publicly shown by the CBI.
🛑 Beware of internet rumors and clickbait “intel gurus”. FACTS from reliable CBI contacts are key.
🗓️ Timeline hints: The CBI may remove zeros sometime in Fall 2025, with potential swap and reinstatement to FOREX in January 2026, though exact dates are uncertain.
📞 Insider notes from a CBI contact reveal subtle hints
but no firm commitments yet—investors are advised to stay patient.
🔍 Oliver Wyman report: Exists but its contents are questionable. It speculates removing zeros could happen in January 2026, though this is not confirmed.
📊 Key U.S.-mandated issues affecting RV progress:
Reorganization of private banks in Iraq.
Expulsion of the Popular Mobilization Forces (PMF, Iran proxies).
Passing the long-delayed Oil & Gas Law.
Addressing the parallel black market vs official CBI dollar rate.
Collecting roughly 80% of issued dinars back into banks.
⚠️ PMF issue is critical: U.S. pressure could delay the RV if Iranian proxies maintain influence in Iraq. Recent election results show Iranian-backed politicians gaining seats, adding complexity.
🔮 Prophetic alignment: Kim Clement’s “Fall” prophecy coincides with the hinted RV timeline, adding intrigue to investor expectations.
🥂 Keep the champagne in the fridge… the “fat lady” hasn’t sung yet! Timing may still shift, and patience remains essential.
No! There is no RV or Reinstatement of the Iraqi dinar yet. There are NO newer smaller category notes issued or pictures even shown to anyone yet by the CBI and that includes the 10, 50 categories or others. This is per my CBI contact.
Don’t let these intel gurus or internet idiots fool you with their hyped-up sites. They only want your clickity-clicks. We don’t need rumors or bank stories. We don’t need three letter agency lies. We have FACTS and so let the FACTS speak for themselves.
I also want to THANK YOU for their lovely and heart-felt comments especially from one of my loyal readers Joy Snyder and others too. It is nice to know I am appreciated for all the hard work I do to bring the TRUTH and UNDERSTANDING about this investment to you.
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If I were you, I would keep the champagne in the frig. The show is not over until the fat lady at the circus sings….. lol.. lol.. 😊 It is mid-November and the CBI may still go ahead with removing the zeros in time for a January release. Oh… but remember it does not have to happen exactly on January 1st as there are thirty-one days in the month. They could also change the plan and remove the zeros in early January and release in late January. There are options.
Having said all this, I had a VERY interesting conversation with my CBI contact on my Wednesday call to Iraq. I will review the details with you later in the Newsletter. I tried and tried to get at least a closer date for us to look forward to and I did get one. WOW! But she always leaves a bit of uncertainty as she cannot tell the entire story yet. This is understandable and I don’t want to push our friendship too far and isolate her either. So, I take what I can get but I will say there were some subtle hints… hint,,, hint… 😊😊
I first want to address what some call “an overlooked report from Oliver Wyman” and it has come to the attention of many. I also talked about this in my Wednesday call to Iraq and so I will cover this with you now. I heard this news weeks ago, but I did not want to repeat rumors, as this report was just rumors but I have still not personally seen it and read it. It does appears to exist, as told by my CBO contact but its contents is questionable as being put out in the dinar community. I am not concerned about rumors just facts. To me it does however seem plausible except for the part about conducting removing the zeros also in January 2026. But like a said things could change. So, I wanted to talk about this too today.
I was told this removing the zeros would happen in early to late fall 2025. I will talk about more about this later in detail but for this Wyman report, could the CBI move it out? Yes, they could but have not yet told me. We are now in the period of the season of Fall and so we should expect this event any day now to be triggered until the CBI tells me otherwise. Again I think I have a better timeframe we should be looking for on removing the zeros but we will talk on this later in the Newsletter.
If all goes well with the swap out of the notes in Iraq, and inflation remains low in Iraq, we can expect the next stage of the plan to include the reinstatement back to FOREX sometime in January. Just so you know there is also a prophecy given by one of the well-known and trusted prophets of our day, Kim Clement. It also matches what I have been told. Could this be the season of “Fall” he refers to? There is just too much adding up that this may actually be our timeframe. If you listen to the introduction audio today, you will hear Kim Clement’s prophecy on this timeframe of Fall. There is another yet longer prophecy from him too on this subject of the fall but it is much longer. He uses the fall in many ways and its tricky. The fall means the season of ‘Fall’ but is also means the fall of the culprits by exposure and indictments for their past and present crimes against this U.S. and also the Iraqi and Iranian governments.
As investors trying to figure this out, we are speculating, it would also be a very good idea to include what the U.S. has been saying about the five (5) issues they are mandating on Iraq and told them this could hamper their progress to the global trading platforms for the dinar, if not addressed. We can’t get so hyped up that we forget about this news too, even though they are not pleasant news. What have we been reading in the news on these five issues? Yes, there has been articles almost on a weekly basis addressing one or more of these issues. Why do these same five issues keeping popping up in the news so much? DO YOU THINK MAYBE THEY ARE IMPORTANT too? Can the lack of attention to these issues postpone the RV again?
Please go reference my September 16th Newsletter on these issues for more detail. I am listing them again for you below. Even in today’s recent news four (4) of these issues are in the news. WOW!
Reorganization of the Private banks in Iraq
Expulsion of the PMF (Iran poxies)
Passing the Oil and Gas Law (HCL)
Parallel Black Market vs Official CBI rate of the dollar
Collecting nearly 80% of the issued dinars back to the banks (horded stashes outside the banking system)
So, let’s take a look at these issues again today and see where they stand.
Reorganization of the Private banks in Iraq: We have heard in the past that almost a dozen private banks has to conform to the new Banking Reform law and so about 5 became insolvent and gone. The new National Bank of the CBI was created.
You might want to read the article titled “THE NATIONAL BANK OF IRAQ ANNOUNCES THE COMPLETION OF ITS TRANSITION TO THE NEW GLOBAL STANDARD, SWIFT MX.”
Expulsion of the PMF (Iranian proxies): For me this one is a sour grape among all the five issues.
In today’s news we hear about it again as it is reinforced that even the U.S. manipulation of the dollar may affect Iraq if this PMF issue is not addressed by the new government. In an effort to isolate Iran, the PMF according to the US, cannot continue to exist in Iraq. Iraq will not, as any cost, continue as a proxy funding Iran or have Iranian influence politics to a great extent. Sanctions to Iraq may return. This for us investors of course would be a disaster. This might be a holdup for the reinstatement while any new government figures out how to do this. Also remember many more Iranian politicians just got voted in to parliament during this last election. This one may be used to halt the process. This one is the liability we all hoped would not occur. Please take some time to read about the PMF and see how entrenched they really are in Iraq. Did we fight this 2003 war and lose American lives so Iran can then step in and control Iraq fro their own benefit to support terrorism?
🌐 President Masoud Barzani reasserts Kurdish demands as essential pillars for their participation in forming Iraq’s next government.
🔍 With energy resources, constitutional gaps, and political influence at stake, the Kurds are positioned to play a decisive role in shaping Iraq’s next governing coalition.
THE OIL AND GAS LAW: KURDISH PRIORITIES IN THE IRAQI GOVERNMENT FORMATION NEGOTIATIONS.
Following the election results and the announcement of the number of seats won by the Kurdish blocs in the Iraqi parliament, attention is now focused on the Kurds’ objectives for the next phase and their future plans.
President Masoud Barzani called for the implementation and enactment of five key laws, most notably amending the election law, implementing Article 140 of the constitution, and enacting the long-stalled oil and gas law, which has been stalled for nearly two decades.
🔥 “Washington’s Leverage Play? How the Dollar Could Shake Iraq’s Next Government”🔥
✨ HIGHLIGHTS SUMMARY
🇮🇶 Iraq’s 2025 electoral map is shifting fast — Armed factions have expanded their power in parliament, achieving their largest representation since 2003.
🗳️ Civilian groups born from the October protests failed to fill the political vacuum due to internal fractures and declining influence.
💵 Washington may use financial pressure via the US dollar as leverage, potentially destabilizing the next Baghdad government if its conditions — especially those tied to the Popular Mobilization Forces (PMF) — aren’t met.
🇺🇸 The anticipated high-level American visit signals renewed U.S. focus on Iraq’s political trajectory.
⚖️ The next Iraqi government faces a delicate balancing act
between domestic factions and sensitive U.S. demands, particularly the legal status of the PMF, described by some analysts as “a thorn in Iraq’s side.”
🧩 With rising factional influence and Washington’s pressure, Iraq’s new parliament is stepping into one of the most complex political equations since 2003.
MNT GOAT: "AN AMERICAN INSTITUTE: WASHINGTON MAY USE THE DOLLAR TO DESTABILIZE THE NEXT BAGHDAD GOVERNMENT IF ITS
CONDITIONS ARE NOT MET."
٦عد "FACTIONS "EXPAND" IN THE IRAQI PARLIAMENT AND IMPOSE A NEW EQUATION ON WASHINGTON"
2025 Elections: * "This void wasn't filled by the civilian groups close to the October protests, whose presence had waned due to internal divisions and a sense of betrayal. Instead, a significant portion of this void flowed in a completely different direction: towards the armed factions, which emerged from the ballot boxes with their largest parliamentary representation since 2003". * "as a direct pressure tactic against the next Iraqi government, potentially destabilizing it if it fails to implement the conditions related to the Popular Mobilization Forces." that * "the anticipated American visit is a confirmation of Washington's interest in what is happening in Iraq". * "the next government will face a more complex challenge in balancing these pressures, especially since the new parliament will have to deal with sensitive American conditions, most notably the legal status of the Popular
Mobilization"
A thorn in the ass of Iraq: Popular Mobilization Forces (PMF)
🔥 Iraq’s Currency Shift: Key Highlights You Need to Know 🔥
• The Central Bank of Iraq has confirmed plans to remove the three zeros from the dinar, signaling a future re-denomination of the currency.
• Lower-denomination notes are expected to replace current higher notes—official timelines have not yet been released. • Frank26 emphasizes that this is not a lop, noting that inflation in Iraq is under 1% and dismissing lop speculation as unrealistic.
OMAR:The Central Bank of Iraq has confirmed they're moving forward with the plan of dropping the zeros from their currency. This means they are re-denominating the dinar...They haven't provided a strict timeline yet.
FRANK: Yes they are...They're going to get rid of the 3 zero currency notes and replace them with lower notes. That is the definition of a Re-denominating...All we need is a date for this mountain of promises.
Frank26 People...insist this is a lop...It's so ridiculous. How in the world can somebody think they're going to take the physical currency in their hand, take a pair of scissors and cut the three zeros out?
A lop is when you add zeros to the exchange rate...To say the word lop is beyond stupid ... Inflation is less than 1%. Where in the world does a lop come into the conversation?
Frank26Why do you think the WTO was in your country Iraqi citizens?
Because they know that the rate is about to come out. That's the only way the borders can be protected with the WTO.
