Tuesday Coffee with MarkZ. 07/08/2025

 Tuesday Coffee with MarkZ. 07/08/2025

Some highlights by PDK-Not verbatim

MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context.  Be sure to consult a professional for any financial decisions

Member: Good Morning Mark, Mods and members

Member: Are we there yet????

MZ: In Iraq: “The coming hours may witness the signing” This is about the Erbil/Baghdad oil agreements . There is a lot of back and forth right now. But articles are saying they have worked through the issues and signing is imminent. 

MZ: We saw this same kind of back and forth in Kuwait. 

Member: Never thought we all still be waiting and waiting and waiting all this time for the RV to go but then again, they don't care

MZ: Our regular article from Saleh: “ Advisor to the Prime Minister: Monetary Policy has succeeded in stabilizing prices and curbing inflation”  He says “We are in great shape.” 

Member: I bet Saleh had black hair when I bought my dinar

MZ: “Banning 18 Islamic banks from dealing in dollars-liquidation is looming”These are the same banks associated with financing terrorist groups. So is it Islamic banks being singled out – or support of terrorism being singled out? I think its part of a world wide cleanup effort.

MZ: I think this one is important. “A security source revealed Tuesday the determination of the International coalition withdrawal from Ain-A-Assad base from Anbar province”  Trump has said all along that we will leave when we are paid. Now they are leaving????  

MZ: I believe things are much further advanced than the press is reporting 

MZ: This one makes me feel good about where we are at: “ TIR system: Iraq is a highway from Turkey to the Gulf”  this is part of the development road project connecting the east to the west. 

Member: I wonder- when do the Vietnamese new tariff trade agreements and thus new rate go into affect?

Member: With the new trade deal with Vietnam they should just go alone and take the lead

Member: any news from Bonds or groups today?

MZ: I do know a couple folks that have some bond update appointments today and I am hopeful it will give us a better idea where we are? Seems like much of it is misdirection. 

Member: Frank's JPM Story...A guy went in for a meeting with Fin Adv. wasn't getting anywhere. Plopped down a brick of Dinar...The VP of Wealth mgmt was called. They have an appt today.

Member: We’re in a proverbial “escape room” looking for the clues together!

Member: Will we have Christmas in July or December? 

Member: When this is all said and done and we are on the other side of this shift I vote to remove the word “soon” from the English language going forward!!

Member:  They have always said there would be confusion right before this happens—hope that is where we are

Member: Just before the end of a movie the twists and turns increase and then boom

Member: happy Birthday to everyone celebrating and have a great day everyone. 

FNU LNU: This is the first real news in months now!! @DINARREVALUATION #iqd

 

The Government Has Taken Major Steps To Promote Electronic Payments And Financial Inclusion, Achieving Qualitative Leaps In 2025

 The Government Has Taken Major Steps To Promote Electronic Payments And Financial Inclusion, Achieving Qualitative Leaps In 2025.

Money and Business  Economy News – Baghdad  A government source revealed the steps taken by the Iraqi government to develop and promote electronic payments, noting that since the Iraqi government assumed office more than two and a half years ago, the importance of a strong and efficient banking system has become clear to it. 

The development of electronic payments and increased financial inclusion in the country are among its most prominent features.

The government and the Prime Minister have considered this goal a top priority, as it is a key objective in the strategies of countries around the world, given its close connection to economic stability and growth.

The source added to Al-Eqtisad News that the Iraqi government has taken a series of decisions and measures through the Council of Ministers and the Ministerial Council for the Economy, in addition to the committees emanating from them, which include representatives from the government, the Central Bank, and the private sector, to monitor this aspect. 

These committees include the Electronic Payment Performance Monitoring Committee, the Electronic Payment and Financial Inclusion Stimulation Committee, the Digital Transformation Committee, and the Digital Transformation and Electronic Payment Process Evaluation Committee in Iraqi Ministries and Government Institutions. 

He explained that Prime Minister Mohammed Shia Al-Sudani had previously issued a set of decisions and directives based on reports received from these committees, which led to significant progress in several indicators in this field during 2025, as :

- The percentage of digital transformation of Iraqi ministries and institutions rose to about 32%, after it was less than 18% in 2022, with a growth rate of

It reached 78%.

The number of bank accounts reached approximately 20 million, compared to 8 million in 2022, a growth exceeding 150%.

The number of bank cards also increased to 21-22 million cards (of all types, including credit, debit, and prepaid), up from 16 million cards in 2022, representing a growth rate of 38%.


The number of point-of-sale (POS) devices reached approximately 62,000, up from less than 10,000 in 2022, a growth of 520%.

The number of ATMs reached approximately 7,531, up from approximately 2,223 in 2022, a growth rate of 239%.

Total electronic payments reached approximately 1.37 trillion dinars in May 2025, compared to less than 90 billion dinars at the end of 2022, with a growth rate of 1,400%.

Data indicates that financial inclusion in Iraq has reached approximately 40%, up from less than 10% in 2019.

The source revealed that "the Prime Minister recently issued a number of future decisions related to a number of important projects in the field of electronic payments, stressing the need to complete them as soon as possible. These projects include:

- Activation of the local card, which is expected to be completed by the end of 2025.

- Activate the fast payment project.

- Activating the unified electronic collection application.

- Localizing private sector salaries in line with the government sector.

- Establishing a unified center for complaints related to electronic payment transactions, headquartered at the National Data Center.

The source also expected these projects to be completed in less than a year, stressing that their implementation would contribute to Iraq's advancement to a new level among advanced countries in this field.  232 viewshttps://economy-news.net/content.php?id=57098

AJ: A unified exchange rate has to happen 1st before the CBI can revalue its currency. #iraqidinar

 

Central Bank: Inflation fell by 21% and gold reserves rose by 19% in the first quarter of 2025.

 Central Bank: Inflation fell by 21% and gold reserves rose by 19% in the first quarter of 2025.

A report by the Central Bank of Iraq revealed that inflation in Iraq fell by 21% in the first quarter of this year, and that remittances abroad declined by 0.6%, while the value of gold reserves increased from 17.8 trillion dinars to 21.2 trillion dinars.

The Central Bank's report stated that these statistics covered the first quarter of this year, specifically the months of January, February, and March.

The report indicated that the overall inflation rate in Iraq fell by 21% in the first quarter of 2025, reaching 2.2%, compared to the last quarter of 2024, when the inflation rate was 2.8%. The

Central Bank's report stated that this decline indicates a decline in the general price level and an improvement in the purchasing power of individuals and institutions in Iraq.

The report stated that the volume of Iraqi currency transfers abroad by the Central Bank decreased by 0.6% in the first quarter of this year, reaching 99.9 trillion dinars.

This comparison is with the fourth quarter of 2024, when the volume of foreign currency transferred abroad at that time was 100.5 trillion dinars.

Money transfers abroad in Iraq are linked to the conversion of Iraqi oil revenues into dollars, which the bank provides to importers at the official exchange rate.

The Central Bank of Iraq indicated in its report that this decline played a role in reducing inflation and maintaining the stability of the general price level in Iraq.

The report stated that the total money supply granted by banks to the private sector in the first quarter of this year grew by 1.1%.   link

TNT REPORT: OUR WINDOWS CAME AND WENT

 TNT reports that our windows came and went. Even the window just before his show aired, came and went. 

The next logical window hasn't expired because they're waiting Hawaiian banks to close so no manipulation can occur. 

The CBI didn't post a rate, so "tomorrow is another day". Next window will be overnight tonight. Again Tony said he's about to send everyone to the bank if they don't let this go. There is a bank scheduling people in for tomorrow after 8am. 

He is hoping there will be millionaires and billionaires come tomorrow morning. He said Danny his major Dinar/currencies holder will be getting in excess of 50% interest on his invested monies.

 Tony was told what the minimum investment interest rate was going to be (15%). He said we should get 20-25% easily.

CBI CONTACT: “if the citizens won’t bring the cash into the banks, we will do it for them” #iqd