Wednesday, April 23, 2025

SANDY INGRAM: The real reason IQD investment is taking so long, 23 APRIL

 SANDY INGRAM: The real reason IQD investment is taking so long

Highlights

Summary

In this video, the speaker discusses frustrations and hopes surrounding their investment in the Iraqi Dinar (IQD), expressing disappointment over its slow revaluation process. 

They highlight the influence of external factors, particularly the United States, on this delay. The speaker attributes part of their financial strategy to investments in gold, which they suggest is a wise move given its rising value since 2021. 

Predictions from influential financial institutions like Goldman Sachs indicate further increases in gold prices. To supplement the wait for IQD gains, the speaker encourages consistent, low-cost investments to support mental health during periods of waiting. Additionally, they mention their imminent travel plans to South America, hint at providing exclusive insights to members of their channel, and provide outside investment tips including buying Netflix shares. The overarching sentiment is one of patience and strategic planning while navigating complex financial landscapes.

  • πŸ’° Frustration with IQD Delays: The speaker expresses their growing impatience concerning the Iraqi Dinar’s revaluation.
  • πŸ‡ΊπŸ‡Έ US Influence: The video discusses the hidden impact of the United States on the timing of the IQD’s value changes.
  • πŸ“ˆ Gold Investment Success: An emphasis on how consistent investment in gold has led to significant profits since 2021.
  • 🌍 Travel Plans: The speaker shares plans for upcoming travels to South America, suggesting ongoing engagement with their audience.
  • 🎬 Netflix Performance: Highlights strong business performance by Netflix and suggests it as an alternative investment during financial strains.
  • 🀝 Investment Strategies: The speaker advocates for low-cost investments to support financial resilience during waiting periods.
  • πŸ’‘ Membership Insights: They mention exclusive information available to channel members, enhancing community investment strategies.

Key Insights

  • πŸ“‰ Impact of Delay on Investor Sentiment: The prolonged wait for the IQD’s revaluation is fostering discontent among investors. Understanding the reasons behind this delay, including geopolitical influences, is crucial for managing investor expectations and maintaining morale.

  • πŸ’΅ Gold’s Resilience Amid Economic Uncertainty: The impressive increase in the price of gold underscores its role as a safe haven during economic uncertainty. With predictions from institutions like Goldman Sachs projecting further price increases, investing in gold appears to be a strategic move, especially since many investors feel tethered to volatile currencies.

  • πŸ“Š Investment in Financial Instruments: The speaker emphasizes maintaining a diverse investment portfolio. By encouraging investments in equities like Netflix, they mention that a broadly diversified strategy can mitigate risks associated with specific currencies, offering promising returns in the face of global economic challenges.

  • 🧠 Mental Well-being Through Investment Choices: The speaker links financial decision-making with mental health, suggesting that proactive investment in low-cost assets can foster a sense of control and positivity. This approach can be particularly beneficial during times defined by economic waiting and speculation.

  • 🌟 Community and Membership: The concept of exclusivity in investment strategy sharing reinforces the value of community among investors. Engaging with fellow investors can provide additional support, insights, and motivation, especially pertinent in niche markets like the IQD.

  • πŸš€ The Power of Consistency in Investment: The speaker’s advice to invest consistently, even in small amounts, highlights a valuable principle in personal finance—habitual investing can lead to substantial long-term gains. This philosophy can be empowering for those just beginning their investment journey.

  • ✈️ Global Perspective on Investment Strategies: Through mentioning their travel plans, the speaker provides a global outlook that broadens the scope of investment discussions. Emphasizing the interconnectedness of global markets allows investors to consider how geopolitical and cultural factors can influence financial opportunities.

In conclusion, the video encapsulates the essence of navigating investment landscapes with patience and strategy. The speaker’s journey reflects more than just financial growth but also highlights the importance of community, mental well-being, and the need for diversified investments to weather the delays that come with volatile markets.

MAJEED: Disappearing Rates on the CBI Website ,These are often seen as pre-cursors to rate changes!

 


Rafidain Bank announces the third issuance of national investment bonds., 23 APRIL

   Rafidain Bank announces the third issuance of national investment bonds. 

 4/21/2025 

In line with the directives of the Ministry of Finance and the Central Bank of Iraq, Rafidain Bank is offering citizens and investors a unique investment opportunity through the third issue of national bonds, which will be offered for subscription from April 20, 2025, until May 20, 2025, in two categories that generate fixed and rewarding returns: 

Details of the offered bonds:
 1. Investment bond worth (500,000) five hundred thousand dinars
 • Annual return: 8%
 • Investment period: two years
 • Interest payment: every six months
 2. Investment bond worth (1,000,000) one million dinars
 • Annual return: 10%
 • Investment period: four years
 • Interest payment: every six months

Why invest with us?
 • A guaranteed and fixed return higher than traditional banking returns
 • A national investment supported by the state through the Ministry of Finance and the Central Bank
 • An ideal opportunity for savers and those looking for a safe investment
 • Available to individuals and companies

We invite you to seize this lucrative investment opportunity by visiting the nearest Rafidain Bank branch in Baghdad and the governorates to submit a purchase request and benefit from the benefits of this issuance.  LINK

TIDBIT FROM MILITIAMAN, 23 APRIL

 Militia Man  

When's this going to happen?  What else is going to delay it?  

Is there [a delay] or is it just an interlinking?  Is it a synchronization It could very well be because it's a complex situation.. .

Pairing currencies all at the same time, everybody's got to be on the same page or it doesn't work...

There can be shocks in markets.  I would think the IMF, the Bank of International Settlements, World Bank, US Treasury, US Federal Reserve Bank...know a lot more than we do.  All central banks know a lot more than we do...

BROTHER TECHN: Iraq clearly has enough monetary power to buy back all their currency off the streets

 


Al-Sudani's advisor: Iraq's foreign exchange reserves are fine., 23 APRIL

  Al-Sudani's advisor: Iraq's foreign exchange reserves are fine.

4/21/2025- Baghdad 

 The Prime Minister's financial advisor, Mazhar Mohammed Salih, confirmed on Monday that Iraq's foreign exchange reserves cover 100% of the national currency.

Saleh said, "Iraq's foreign currency reserves still have the capacity to cover 100% of the national currency issued, and that commercial efficiency has been achieved."

He added, "These reserves still cover the country's imports for three months, and therefore foreign reserves are considered stable." He pointed out that the development of the optimal external use of foreign currency is achieved through a careful balance between the role of these reserves in maintaining the foreign purchasing power of the dinar and the stability of the exchange rate, and the standard of reserve efficiency, which is one of the functions of monetary policy as an independent body in achieving its goals of monetary stability and economic development.

On March 31, 2025, the Central Bank of Iraq revealed that the central bank's net foreign reserves for 2024 amounted to 130.81 trillion dinars, a 10.18% decrease compared to the same period in 2023, when they reached 145.64 trillion dinars.

 The Central Bank confirmed that the reason for the decline in foreign reserves is due to the rise in domestic public debt, which is intended to cover the real deficit in the state's general budget. LINK

Iraq Confirms Full FX Readiness , 23 April

 Iraq Confirms Full FX Readiness 

— Then Drops the Deficit Card. This Is the Setup for the Switch.


The pattern is too precise to ignore.


A wave of signals floods out of Iraq:

•$1.67B infrastructure blitz launched in Dhi Qar

•CBI confirms foreign reserves can fully back the dinar

•Mastercard freezes all Iraqi-issued card transactions (domestic + international)

•WTO workshops accelerate Iraq’s accession timeline

•Virtual banking and SAMA trading rails go active


It looks like a country on the verge of full financial integration.


Then suddenly, boom:


“Iraq PM admits ‘real deficit’ in federal budget.”


At first glance, it feels like a contradiction.

In reality, it’s the final setup move before a currency reset.


Here’s what they’re doing:


They’ve already built the digital banking rails.

They’ve secured the reserves.

They’ve cleaned up smuggling pipelines.

They’ve aligned with global trade partners.


Now they drop the budget deficit admission — not as a weakness, but as a public trigger to justify what comes next.


“Everything is in place… but the budget can’t hold at this rate.”


This is how you prepare a nation and its allies for a revaluation shockwave:

•Flood the news with readiness

•Show the investment momentum

•Then reveal the deficit pressure that forces the rate correction


It’s not chaos. It’s choreography.


The deficit isn’t the problem.

It’s the excuse.

And the rate is the solution.


bnftrade (article)

GOLDILOCKS: How to Build Bank Relationships Before Currency Exchanges: A Practical Step-by-Step Guide

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