GOLDILOCKS
As you can see, Iraq and Vietnam are already set up and making new modifications on their already "in place" digital platforms.
An open banking system makes this all possible and these two countries have come along way since their conception.
We are witnessing some of their final digital transformation processes.
© Goldilocks
Al-Karawi: Failure to send budget tables is a constitutional violation.
Member of the Parliamentary Finance Committee, MP Mustafa Al-Karawi, confirmed on Friday that the government's delay in sending the budget tables constitutes a clear violation of the provisions of Article (77/Second) of the Budget Law, calling on the House of Representatives to take its role in holding the government accountable for this legal violation.
Al-Karawi told Al-Maalouma, “The government was legally obligated to submit budget schedules before the end of the previous fiscal year, but four months have passed without it complying with this, which constitutes a clear violation of the law and a failure to fulfill its constitutional duties.”
He added, “The delay in the 2024 and 2025 budget schedules is a serious indicator of administrative and oversight shortcomings within the relevant projects government institutions, which negatively impacts and implementation plans.”
Al-Karawi pointed out that “90% of the budget depends on oil revenues, at a time when the global market is experiencing sharp fluctuations, which makes basing a three-year budget on an unstable resource an ill-considered move.”
He pointed out that "the 2024 budget arrived late, was sealed by prior political agreement, and was not subject to a genuine review within Parliament. Despite containing fundamental problems, the results of which have begun to become apparent through the suspension of projects and the delay in referral and implementation."
Al-Karawi stressed that “Parliament is required to exercise its oversight role and hold the government accountable for this negligence, which could cause significant harm to the national economy and development plans.” link
IRAQ AND BLACK MARKET STATUS
Iraq was given until June to kill the black market.
Dollar smuggling. Sanction evasion. Parallel FX rates.
It all ends by summer—or Iraq gets cut out of the new system.
And guess what?
They’re not waiting till June.
They’re moving now:
•The budget law was amended this week—quietly unlocking backlogged payments.
•The KRG oil meeting is set for April 19—and it’s only happening because payment terms are being honored.
•OPEC cuts just hit—meaning Iraq can’t afford any more time lost to internal disputes.
•And the U.S. is watching every transaction—forcing Iraq into full compliance, fast.
So here’s the real play:
They can’t reveal a new IQD rate until the black market dies.
But they also can’t wait until June.
The cleanup window is already closing.
The rate needs to be live and locked before they hit the final review.
We’re in the pre-reveal window right now.
Everything happening in April and May is a setup.
The only question left is when the signal drops.
Al-Nusairi confirms that the Central Bank's approach to banking reform and development contributes to accelerating Iraq's accession to the World Trade Organization.
4/19/2025 - Baghdad
During his participation in the specialized workshop held by the Ministry of Trade to discuss Iraq's accession to the World Trade Organization, Samir Al-Nusairi, Economic and Banking Advisor, emphasized the role of the banking sector in contributing to accelerating Iraq's accession to the organization and the important role of the financial and banking sector in it.
He pointed to the measures achieved in 2023 and 2024 by the Central Bank in cooperation with the government, mainly regarding the regulation of foreign trade financing, the electronic platform, and direct work between banks and international correspondent banks, based on the approved reform and development methodology, official data, and monetary policy indicators for 2024 and the plan for 2025 and 2026, in cooperation with international consulting companies specialized in this field, and compliance with financial globalization and international standards adopted by WTO member states.
Al-Nusairi explained the main points of the banking reform project launched by the Central Bank this month in the presence and participation of the Prime Minister.
He pointed out the customs war launched by the US administration and its effects in the medium and long term on the principles of unifying customs duties.
Customs duties of the member states of the organization, and what are the means of confrontation that will be adopted by the World Trade Organization and the CAT organization concerned with regulating customs duties at the international level.
The workshop was attended by members of the National Governmental Committee for Joining the Organization, in which Iraq currently holds observer status along with 21 other countries, out of 166 countries with full membership. Representatives of relevant ministries, the private sector, and unions were also present. LINK
April 18
Texas Snake
Banker is indicating that he may have some evidence regarding
the long awaited bond releases this weekend, he will advise on Sunday, but the bond releases is directly related to our RV of currency so I will relay what I hear ASAP upon my notification.
Will open for a very short for any comments regarding if anyone as supporting intel.
9:01 PM
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