JUDY NOTES, 11 SEPT

 Global Currency Reset:

Judy Note: The below is a summary of recent Intel of TNT, Wolverine, Bruce and MarkZ: Overnight Thurs. 7 Sept. monies began moving. By Fri. 8 Sept. in Zurich, Yellow Dragon Bonds were paid out, while in Reno the Admiral put in the Redemption Codes and gave the green light for Whales to be paid. Kurdistan received $500 billion to pay out on Sat. 9 Sept. This past weekend the ATMs, new coins and monies activated in Iraq, in the US and it was assumed, throughout the World. News of that GCR activation was scheduled to come out sometime between now and Tues. 12 Sept, at which time all other tiers would begin to be paid. Currency Exchanges and Zim Bond Redemptions were to be completed by Sun. 1 Nov. when the US Federal Dollar would be considered worthless. 

• Sat. 9 Sept. TNT: The three letter agencies say that everything is done and that the time frame is from Friday to Tuesday morning for all of this to finally be over. The new ATMs, new coins and monies will be activated  this weekend. So from Friday night until Tuesday morning is when they say this will all be finished. Everyone is excited about this weekend…on both sides of the “water” (here in the USA and in Iraq). They have been “dragging” that Kurdistan was supposed to receive $500 billion to pay everyone last Thursday and now they say they will receive it on Saturday 9 Sept. On Wednesday they told us that this weekend was going to be very important and things are moving… so starting at 4 pm Friday 8 Sept. until Tuesday morning 12 Sept. is when the three letter agencies say that we can have news. I don’t know when it will happen. I just hope it happens now. That’s what they tell us: that these days, all this is supposed to be finished.
• Wolverine: On Fri. 8 Sept. in Zurich, Yellow Dragon Bonds were paid out, while in Reno the Admiral put in the Redemption Codes and gave the green light for Whales to be paid. Everyone else will be paid on Monday 11 Sept. and Tuesday 12 Sept.
• Thurs. 7 Sept. Bruce: International Upper Bond Contacts in Geneva say that monies began moving overnight Thurs. 7 Sept. with funds to be used for NESARA/ GESARA and Bond Holders. Email notification to Tier 3 Bond Holders would be sometime Sunday into Monday 10, 11 Sept. Bond Holders to get access to their funds Monday evening 11 Sept. Tier4B (us, the Internet Group) should get notification to set appointments on Monday 10 Sept.  and could start exchange appointments Monday afternoon into Tues. 11 Sept.
• Fri. 8 Sept. TNT Call: The three letter agencies say that the RV should be started between Fri. 8 Sept. and Tuesday 12 Sept. morning. Citizens of Iraq were told that the new coins and lower denominations would be activated this weekend.
• Wed. 6 Sept. Evening MarkZ: Group, Reno and other redemption sources say its anywhere from now until Sat. 9 Sept. Military sources say that they are pushing for exchanges to be completed by Sun. 1 Nov. and that our current US Federal Dollar would be worthless by then. 
• Forbes Converter Zim to USD: https://www.forbes.com/advisor/money-transfer/currency-converter/usd-zwl/

Timeline

• On Fri. 1 Sept. 2023 full integration of the Quantum Financial System took place after the US National Debt of close to $33 Trillion was paid off. This triggered the Global Currency Reset.
• Fri. 8 Sept. monies were moving for the Global Currency Reset. In Zurich, Yellow Dragon Bonds were paid out, while in Reno the Admiral put in the Redemption Codes and gave the Green Light.
• On Sat. 9 Sept. The two day G20 Summit began in New Delhi, where the Cabal made major economic changes, among them was announcement of their digital fiat currency activation in Oct. 2023: https://www.livemint.com/news/india/g20-summit-and-indias-presidency-date-logo-venue-theme-how-does-it-work-and-more-faqs/amp-11693382435496.html
• On Mon. 11 Sept. An Event – good or evil? – was believed to be planned for 9/11.
• Fri. 15 Sept. EBS?: Donna C “I have a friend in SC works for the convention center. Said the employees have been told that the EBS will go off on 9/15 & all communications will be turned off. I trust this person with my life. Just a heads up.”
• On Sun. 1 Nov. Currency Exchanges and Zim Bond Redemptions were to be completed, at which time the US Federal Dollar would be considered worthless.
• BY JUDY
  

Iraq and Saudi Arabia discuss the role of parliamentary diplomacy in strengthening relations between the two countries, 10 SEPT

  Iraq and Saudi Arabia discuss the role of parliamentary diplomacy in strengthening relations between the two countries

The Office of the Speaker of the House of Representatives said in a statement, “Al-Halbousi is the delegation of the Saudi-Iraqi Friendship Committee in the Shura Council, in the presence of the President and members of the Joint Parliamentary Friendship Committee in the House of Representatives.”

The statement added that “the meeting discussed bilateral relations, the role of parliamentary diplomacy in strengthening relations between the two brotherly countries, the importance of parliamentary cooperation, and the coordination of positions in international, Islamic, Arab and Asian parliamentary forums on issues of common interest.”

He continued, “The meeting stressed the importance of parliamentary support and continued communication to enhance cooperation between Iraq and Saudi Arabia in all fields in the interest of the two brotherly peoples.”

Iraqi Dinar-Value Very Strong / Iraqi Dinar Currency New Rate / Iraqi Di...

"RV UPDATE" BY SANDY INGRAM & CLARE, 10 SEPT

 Sandy Ingram 

  How we know the value of the IQD will increase.  Mega banks slipped into Iraq...JP Morgan has assets of more than $2.62 trillion and is the 5th or 6th largest bank in the world...Earlier this month JP Morgan & Chase won the contract to run the Trade Bank of Iraq.  The Trade Bank of Iraq facilitates foreign trade financing operations...this is huge. 

 Other banks working with JP Morgan are out of the United Kingdom, Poland, France, Canada and Kuwait...Banks that influence the Forex Market are doing business in Iraq...Iraq is connected at the top.

 Article:  "Tehran's subtle efforts to control Iraq"   Iran and Iraqi supporters of Iran want Iraq to eliminate all connection with the United States or the west.  This line of thought affects our investment because Iran may not support Iraq's currency value to increase against the U.S. dollar.. .

Clare 

Article:   "An upcoming visit by the Sudanese to New York"  

Quote:   "Prime Minister Muhammad Shia al-Sudani is scheduled to meet US President Joe Biden on the sidelines of the United Nations meetings in New York this September, according to informed Iraqi sources."

 Article:  "America Is On The Top Of Global Gold Reserves" 

 Quote:  "The data of the World Gold Council indicate that Saudi Arabia maintains the first place in the Arab world among the countries most hedged with gold, and it is in an advanced rank globally, as it ranks 17th with total reserves of 323.1 tons, and Lebanon is second in the Arab world (21 globally) with a score of 286.8 tons, and Algeria is in third place with 173 tons. 6 tons, Iraq fourth with 132.6 tons of gold, while Egypt ranks fifth in the Arab world with 125.9 tons."

Federal Prime Minister: We are committed to the budget law and we refer those accused in the Kirkuk events to the law, 10 SEPT

 Federal Prime Minister: We are committed to the budget law and we refer those accused in the Kirkuk events to the law

The Federal Prime Minister, Muhammad Shiaa al-Sudani, has declared his commitment to the general budget law and stated that the region’s budget entitlement will be dealt with according to the law issued by the House of Representatives. Concerning the crisis that occurred around the Joint Operations Command’s advanced headquarters building in Kirkuk, which was abandoned by the Democratic Party after the referendum, the Prime Minister confirmed that those responsible for the death and injury of citizens in Kirkuk would be referred to the law by Federal Ministers.

Muhammad Shiaa Al-Sudani stated on Kurdsat News that numbers and statistics govern everyone’s budget entitlements, and they are committed to the general budget law.

The Prime Minister of the Federal Council stated that the general budget law determines the region’s portion. Moreover, they are awaiting the outcome of hosting the Minister of Finance of Iraq and the region to address budget-related disputes with the Finance Committee and the House of Representatives.

Muhammad Shiaa Al-Sudani stated: “Kirkuk must be removed from disputes and conflicts, and we will remove anyone whose hands are dirty.” This was in reference to the tensions and disturbances that occurred over the Democratic Party building in Kirkuk over the past few days. The building was abandoned as a result of the Kurdistan Region referendum and is now being used by the General Command of Joint Operations in the city. “It will become the law with the blood of the citizens of Kirkuk.”

Fighting corruption internationally and get stoking money back BY NADER FROM MID EAST

What Lies Ahead for Apple ETFs After iPhone Use Ban?, 10 SEPT

AMZN  AAPL  MSFT  NFLX  QQQXLK  FTEC  IYW  VGT

The tech giant Apple Inc. (AAPL - Free Report)shed nearly $200 billion in market value in just two days amid the reports of China planning to expand a ban on the use of iPhones to government-backed agencies and state companies. Notably, China is Apple’s third-largest market, accounting for 18% of the company’s total revenues last year.

The Wall Street Journal disclosed on Wednesday that Beijing had issued a directive instructing officials within central government agencies not to bring iPhones into their workplaces or use them for professional purposes. Bloomberg News later reported that this prohibition could extend to employees of state-owned enterprises and government-affiliated institutions.

Bernstein analyst believes an iPhone ban on all Chinese government employees could cut Apple's phone sales in China by as much as 5%. However, most analysts are also calling the reaction overblown, considering China is a much larger market beyond government agencies. Wedbush Securities thinks the ban would affect less than 5,00,000 iPhones of the roughly 45 million he expects to be sold in the country over the next 12 months.

The rumored restriction on iPhones comes closely after Huawei, a Chinese tech giant, launched its new premium smartphone. Bank of America analysts found the timing of these events to be noteworthy.

Growth Prospects

One of the primary motivations to invest in Apple is its dominant presence in the consumer tech landscape, positioning it favorably for expansion into rapidly growing sectors like artificial intelligence (AI) and virtual/augmented reality (VR/AR). These areas are anticipated to see compound annual growth rates exceeding 30% until 2030 (read: Guide to Artificial Intelligence ETFs).

Historically, Apple has demonstrated an ability to penetrate new markets and swiftly capture significant market share. With the recent launch of its VR/AR headset, the Vision Pro, in June, Apple's growth potential seems even more promising.

Additionally, the iPhone maker is expanding into new markets. Apple's Services segment, which includes the App Store, iCloud, Apple Music, Apple TV+ and Apple Arcade, has been a significant growth driver. With a growing global user base, these services are expected to generate massive revenues.

Solid Zacks Estimates

Apple boasts the world’s highest stock market valuation, at nearly $2.8 trillion. It has seen positive earnings estimate revision of a penny for both the current and the next fiscal year over the past 30 days.

Apple currently has an average brokerage recommendation (ABR) of 1.64 on a scale of 1 to 5 (Strong Buy to Strong Sell), calculated based on the actual recommendations made by 29 brokerage firms. The current ABR compares to an ABR of 1.64 a month ago based on 29 recommendations. Of the 29 recommendations deriving the current ABR, 18 are Strong Buy and three are Buy. Strong Buy and Buy, respectively, account for 62.07% and 10.34% of all recommendations. A month ago, Strong Buy made up 62.07%, while Buy represented 10.34%.

Based on short-term price targets offered by 27 analysts, the average price target for Apple comes to $205.07. The forecasts range from a low of $140.00 to a high of $240.00.

Currently, Apple carries a Zacks Rank #3 (Hold) and a Growth Score of B, suggesting that the iPhone maker is primed for growth. Apple stock is cheap, trading at a P/E ratio of 30.26 compared with Amazon’s (AMZN - Free Report) 60.66 times, Netflix’s (NFLX - Free Report) 37.41 times and Microsoft’s (MSFT - Free Report) 30.54 times  (see: all the Technology ETFs here).  

Buy Opportunity!

That said, investors should consider the declining prices in Apple to be a better entry point. Several ETFs have the largest allocation to the tech titan. Technology Select Sector SPDR Fund (XLK - Free Report) , Vanguard Information Technology ETF (VGT - Free Report) , MSCI Information Technology Index ETF (FTEC - Free Report) , iShares US Technology ETF (IYW - Free Report) and Invesco QQQ (QQQ - Free Report) have Apple as the top or second firm with a double-digit allocation and carry a Zacks Rank #1 (Strong Buy) or 2 (Buy).

Technology Select Sector SPDR Fund (XLK - Free Report) 

Technology Select Sector SPDR Fund targets the broad technology sector and follows the Technology Select Sector Index. It holds about 65 securities in its basket, with Apple making up for a 21.7% share. Technology Select Sector SPDR Fund is the most popular and heavily traded ETF, with AUM of $51.6 billion and an average daily volume of 6 million shares. The fund charges 10 bps in fees per year.

Vanguard Information Technology ETF (VGT - Free Report) 

Vanguard Information Technology ETF manages about $54 billion in its asset base and provides exposure to 323 technology stocks. It currently tracks the MSCI US Investable Market Information Technology 25/50 Index. Here, Apple accounts for a 22.7% share. Vanguard Information Technology ETF has an expense ratio of 0.10%, while volume is solid at nearly 537,000 shares (read: Don't Fear Higher Rates: Tech ETFs to Rule on Nvidia & Allies).

MSCI Information Technology Index ETF (FTEC - Free Report) 

MSCI Information Technology Index ETF is home to 311 technology stocks with AUM of $7.3 billion. It follows the MSCI USA IMI Information Technology Index. Apple accounts for a 22.3% allocation. MSCI Information Technology Index ETF has an expense ratio of 0.08%, while volume is solid at 228,000 shares a day.

iShares US Technology ETF (IYW - Free Report) 

iShares Dow Jones US Technology ETF tracks the Russell 1000 Technology RIC 22.5/45 Capped Index, giving investors exposure to 135 U.S. electronics, computer software and hardware, and informational technology companies. Apple makes up 17.5% of the assets. iShares Dow Jones US Technology ETF has AUM of $11.4 billion and charges 40 bps in fees and expenses. Volume is good as it exchanges 924,000 shares a day.

Invesco QQQ (QQQ - Free Report) 

Invesco QQQ provides exposure to the 101 largest domestic and international non-financial companies listed on the Nasdaq by tracking the Nasdaq 100 Index. Apple accounts for an 11.1% share. Invesco QQQ is one of the largest and most popular ETFs in the large-cap space, with an AUM of $207 billion and an average daily volume of 46 million shares. It charges investors 20 bps in annual fees.

https://www.zacks.com/stock/news/2146661/what-lies-ahead-for-apple-etfs-after-iphone-use-ban?art_rec=home-home-top_stories-ID02-txt-2146661