Tuesday, December 23, 2025

SANDY INGRAM & JEFF: Falling Dinar Supply, Currency Scarcity, and the Budget–Rate Connection

Disclaimer

This article contains commentary, opinion, and analysis based on statements by Sandy Ingram and Jeff. It is not financial advice. Always consult qualified professionals before making financial decisions.


Why Scarce Currencies Hold Higher Value

Sandy Ingram opens with a core monetary principle:

“Currencies that are hard to get your hands on always have a higher value and are the highest ranking currencies in the world.”

This is not speculation—it is a widely accepted economic concept. Currency scarcity:

Historically, the strongest currencies are controlled, not abundant.


CBI Confirms Dinar Supply Reduction

According to the Central Bank of Iraq (CBI):

  • Iraqi dinar circulation declined by 5.5% in Q3 2025

  • Total issued currency now stands at 99,681 billion dinars

  • Approximate USD value: $76.1 billion

Sandy emphasizes:

“We now know for sure Iraq is reducing the number of Iraqi dinars in circulation. This is excellent news.”

This is official data, not rumor.


Why This News Matters So Much

Reducing currency supply is not cosmetic. It is:

  • A deliberate policy decision

  • A prerequisite for currency strength

  • A signal of future monetary moves

Sandy adds a powerful historical comparison.


The Kuwait Parallel: A Historical Signal

Sandy notes:

“This type of news would be in Kuwait three years before it became one of the highest ranking currencies in the world.”

Kuwait followed a similar path:

  • Controlled currency issuance

  • Strong fiscal discipline

  • Gradual strengthening before global recognition

The implication is not sameness—but pattern similarity.


Currency Rarity Signals Preparation

Sandy’s key insight:

“When Iraq starts pulling in and making its currency rare, that’s when you know they’re getting ready to do big things.”

Scarcity suggests:

  • Confidence in future demand

  • Readiness for structural change

  • Alignment with international standards


Jeff: Why the Budget Period Is Critical

Jeff adds a crucial timing perspective:

“You have a budget period. That’s the critical time piece.”

Budgets are not abstract documents. They are:

  • Calculated using the currency value

  • Dependent on exchange rate assumptions

  • Legally binding financial frameworks


Why Budget and Rate Must Align

Jeff explains:

“Budgets are calculated off of the currency value…that means both the budget and rate change have to happen in very close proximity to each other.”

This means:

  • A new budget requires a realistic rate

  • Rate changes cannot be isolated events

  • Timing must be synchronized


January: A Logical Budget Window

The next budget period is expected to begin:

  • January of the coming year

This aligns with:

  • Fiscal year transitions

  • Accounting resets

  • Monetary policy updates

While not a guarantee, it is a logical convergence point.


Connecting the Dots

When combining both perspectives:

  • Sandy Ingram: Currency scarcity and supply reduction

  • Jeff: Budget timing and rate dependency

The message is consistent:

Preparation + Timing = Potential Transition


Featured Snippets 

Why does reducing currency supply strengthen a currency?

Lower supply reduces inflation and increases purchasing power, making the currency more valuable and stable.

Is Iraq officially reducing dinar circulation?

Yes. The Central Bank of Iraq reported a 5.5% decline in currency issued in Q3 2025.

Why is the budget period important for exchange rates?

Budgets are calculated using the currency value, so rate changes must align closely with budget timelines.


Q&A Section

Q: Does this guarantee a revaluation?

A: No. It confirms preparation and policy discipline, not a guaranteed outcome.

Q: Why is Kuwait often mentioned?

A: Kuwait followed a similar path of currency control before achieving high currency value.

Q: Is January confirmed for a rate change?

A: No. January is a logical period due to budget cycles, not an official date.


Final Thoughts

This update provides substance over speculation. Official CBI data confirms a shrinking money supply, while budget logic explains why timing matters.

Currency strength is not announced—it is built.

Scarcity is intentional.
Timing is strategic.
Preparation is visible.


Follow & Join Our Official Platforms

๐Ÿ”— Official Blog:
https://dinarevaluation.blogspot.com/

๐Ÿ“ข Telegram Channel:
https://t.me/DINAREVALUATION

๐Ÿ“˜ Facebook Page:
https://www.facebook.com/profile.php?id=100064023274131

๐Ÿฆ Twitter (X):
https://x.com/DinaresGurus

๐ŸŽฅ YouTube Channel:
https://www.youtube.com/@DINARREVALUATION


Hashtags 

#SandyIngram #IraqiDinar #IQD
#CurrencyScarcity #MonetaryPolicy
#IraqBudget #ExchangeRate
#DinarRevaluation #GlobalFinance
#RVIntel

Sandy Ingram  

Currencies that are hard to get your hands on always have a higher value [and are the] highest ranking currencies in the world...The CBI of Iraq reported a 5.5% decline in currency issued during the 3rd quarter of 2025 falling to 99,681 billion Iraqi dinars which is ~ $76.1 billion...We now know for sure Iraq is reducing the number of Iraqi dinars in circulation.  This is excellent news.  This [type of news] would be in Kuwait 3 years before it became one of the highest ranking currencies in the world. 

 This is the news you want to hear because when Iraq starts pulling in and making its currency rare that's when you know they're getting ready to do big things.

 Jeff  

 You have a budget period.  That's the critical time piece...But then a budget. 

Remember, budgets are calculated off of the currency value...that means both the budget and rate change have to happen in very close proximity to each other around the budget period.  The next budget period should be starting next year January.

FRANK26 YUBIE TUBIES: Disarmament, and Iraq’s Monetary Reform at a Critical Turning Point

  Disclaimer This article reflects  commentary, opinion, and interpretation  based on Frank26’s December 22, 2025 video and referenced discu...