📌 Introduction: Why This Intel Is Getting Attention
Momentum continues to build as Bruce (via WiserNow) shares clarification from two independent, high-level sources regarding possible RV timing.
According to Bruce, the information aligns with President Trump’s alleged intent to complete this process before Christmas, with notifications arriving early next week and exchanges beginning shortly after the holiday.
Let’s break down exactly what was said and why many in the community are paying close attention.
🏦 Two High-Level Sources, One Similar Timeline
Bruce explained that clarification came from two very different sources, both considered to be high up the chain, and notably, their timelines closely matched.
This alignment is what made the update especially compelling.
[via WiserNow] I believe it's President Trump's plan to get this done for us before Christmas. Well, I got clarification on that from two very different sources that are both very high up. One opinion came as a result of the contact with HSBC...the lead bank in Canada and basically around the world for this RV, our league in the United States here is Wells Fargo.
HSBC is saying that we would...receive notifications very early next week, Monday and Tuesday...we have to be started with exchanges before the 29th of December. Now, the other source was very similar...The other source said we would be notified prior to Christmas...very early this coming week...and then begin exchanges after Christmas...Excellent information. Excited.
...when you go to the redemption center only, you'll be able to ask for the contract rate on the dinar, which is quite good... President Trump has already orchestrated that for us some time ago. That is an excellent, excellent, crazy, high rate.
The torn currency: between the failure of paper circulation and the delay of digital transformation
The torn currency reveals a deeper flaw than the tearing of the paper, as it shows a cash management crisis, a delay in automation, and a weakness in replacement mechanisms, which makes the citizen the weakest link between banks that refuse, a market that punishes, and digital solutions that are not yet complete.
“No one will take it from me,” Zainab al-Khafaji, a government employee, whispered to herself, her voice thick with despair, as she strolled through the shops of Baghdad’s upscale Mansour district.
She clutched a five-thousand-dinar note that looked as if it had been through a war; it was tattered, its edges torn, and held together with a makeshift piece of tape.
Zainab says bitterly, “I don’t know who gave it to me while I was shopping in the crowded market, and when I tried to buy with it again, everyone refused it. Legally it is a national currency, but in the market’s view it is just a damaged piece of paper.”
Crisis of confidence in "small groups"
Zainab’s story is not an isolated case, but rather a reflection of the daily suffering experienced by millions of Iraqis, as worn-out paper currency, especially the small denominations (250, 500, 1000, 5000 dinars), has become a financial and psychological burden.
While worn-out currency is easy to trade in the Kurdistan Region or neighboring countries, citizens in central and southern Iraq face a popular and commercial “veto” on these papers.
Paper currency is subject to rapid deterioration, especially the smaller denominations, due to its frequent circulation and use by children in direct transactions between different shops and markets.
This is compounded by the lack of education from the Central Bank regarding the replacement of damaged currency at the bank, which has created an opening for unscrupulous individuals to take a percentage of the money in exchange for replacing damaged currency with new currency, sometimes reaching 50% of its value.
Black market for replacing damaged parts... commissions reaching 50%
This social “unacceptability” of the official currency opened the door for the emergence of a class of “weak-willed” people who exploited people’s needs and administrative complexities.
Due to poor education about central bank procedures, an illegal trade has emerged to exchange damaged currency for exorbitant commissions, sometimes reaching half the value of the amount.
Ali Al-Bahadli, a market owner, says: “Sometimes I have to leave my young son to manage the shop, and some people take advantage of his innocence and pass him quantities of small damaged denominations. At the end of the day, I find myself facing a financial loss for which I am not responsible. The only way out is for someone to come by from time to time and collect this (cash debris) in exchange for deducting a large percentage of its value, sometimes reaching 50%, so that he can later exchange it through his own means at the banks.”
As for Sobhi Hussein, a bus driver, he confirms that the banks themselves are contributing to the worsening of the crisis: “I have accumulated large amounts of 500 and 1000 denominations that are written on or torn. When I tried to deposit or exchange them in the banks, they were rejected outright, which forced me to sell them to exchange offices for a much lower value.”
Economic vision: The solution lies in "automation" and plastic currencies
Forex trading platform
Economic expert Dr. Hussein Al-Khaqani believes the crisis begins in the banks and ends in the streets. He says, “The central bank is the sole authority for issuing currency, but the refusal of some banks to accept damaged banknotes from merchants generates a defensive reaction from the public, causing them to stop using the currency for fear of losing its value.”
Al-Khaqani proposes a radical solution, which is to impose the use of electronic cards (Visa & MasterCard) on shops and gas stations, stressing that “the real application of automating transactions will reduce the amount of cash circulating manually, and protect the citizen from financial losses in small units.”
Other experts believe that solving this problem does not require additional resources, but rather a clear decision, strict implementation, and genuine coordination between the central bank, banks, and markets.
According to international reports, 15% of the money in circulation globally up to 2024 was printed using polymer material, which clearly contributed to reducing the percentage of torn money in the world.
Central Bank Guide: When to Accept Currency and When to Confiscate It?
Despite the public controversy, the Central Bank of Iraq has clear instructions aimed at protecting the value of the currency, which are as follows:
If the banknote is worn out or damaged even though it is not torn and no parts of it are missing, or if the banknote is made up of two parts (different numbers) and its area is close to the area of the original banknote and it is attached with adhesive tape, or if the banknote is attached with one or more transparent adhesive tapes along its length or width, or if the banknote has a cut in more than one corner.
Or if the banknote is defective in printing (in terms of design, size, color, or other security features that a genuine banknote has), or contains stamps or writings that do not affect its external appearance, or if the banknote has lost less than 50% of its area.
However, the Central Bank confirmed the confiscation of damaged banknotes that are not fit for circulation if changes have been made to the external appearance of the banknote as a result of writing, drawing, printing, stamps, or if it contains an adhesive substance, or if the banknote has lost 50% or more of its area, or if it is made up of two parts on one side.
If there is evidence that convinces the central bank that the missing parts of the papers have been completely destroyed, they will be partially or fully compensated. link
Below is a clear, structured breakdown of the information shared, along with context and what listeners are watching next.
🗓️ Big Call Overview – December 18
Thursday’s call opened with Sue hosting until Bob joined later due to a special event. The mood was optimistic and focused, emphasizing that listeners were “at the right place at the right time.”
The discussion centered on recent political developments, bank intel, and possible next steps related to currency exchanges and redemptions.
🇺🇸 Key Highlights from President Trump’s Recent Speech
President Trump delivered an 18-minute speech reviewing accomplishments from the past 10 months and outlining select future initiatives.
🔹 New Announcement #1: Military “Warrior Bonus”
Approximately 1.45 million U.S. military members
One-time payment of $1,776
Expected by Christmas
Symbolic reference to 1776, with the U.S. approaching its 250th anniversary
This announcement was widely viewed as a meaningful and timely morale boost for service members and their families.
🔹 New Announcement #2: TrumpRx.gov
A new government website: TrumpRx.gov
Expected focus on prescription drug pricing and healthcare transparency
Anticipated to help Americans save money on medications
While not fully active yet, this platform may become a significant resource moving forward.
💰 Interest Rates, Housing & the Fed
Additional topics touched on during the call included:
Anticipated lower interest rates
Increased affordability for first-time homebuyers
Possible future changes at the Federal Reserve
Many listeners noted that post-RV expectations include living debt-free, with cash purchases replacing traditional borrowing.
⏰ RV Timing Intel: Two High-Level Perspectives
Two independent, high-level sources shared similar—but not identical—timelines.
🏦 Source #1: HSBC (Canada)
According to this source:
Tier 4A (Admirals Groups)
Funds expected Friday and Saturday
Tier 4B (Internet Group)
Notifications expected early next week (Monday–Tuesday)
Exchanges and ZIM redemptions may begin December 26
Exchanges expected to start before December 29
This creates a post-Christmas, pre-New Year exchange window of December 26–28.
🏦 Source #2: Independent High-Level Contact
This source echoed similar timing:
Notifications expected before Christmas
Appointments likely set Monday or Tuesday
Exchanges beginning after Christmas
This perspective also emphasized watching for EBS-related announcements potentially starting over the weekend.
📡 EBS Watch: What Was Explained
The call addressed widespread speculation around the Emergency Broadcast System (EBS):
Expected programming: ~6 hours per day
Duration: Unclear (possibly multiple days)
Content may include:
Major disclosures
Judicial and military developments
Potential limited internet or phone disruptions in specific areas
Importantly, it was clarified that this would not be “darkness for the public”, but rather
targeted interruptionsdesigned to prevent illicit communications.
🎄 Why This Could Be a Historic Christmas
If notifications arrive Monday or Tuesday, many see this as:
A symbolic Christmas gift
The final step before scheduling exchange appointments
The beginning of a long-anticipated financial transition
A celebration call is planned if notifications are received before Tuesday’s call. If not, Sue and Bob remain available for a Christmas night update call if needed.
⭐ Featured Snippet: RV Timeline Summary
Possible RV Timeline at a Glance
Tier 4A: Funds expected Friday–Saturday
Tier 4B Notifications: Monday–Tuesday
Exchanges Begin: December 26
Exchange Window: December 26–28
Goal: Completion before December 29
(All timelines are based on shared intel and remain subject to change.)
❓ Q&A – Frequently Asked Questions
Q: Is the RV confirmed?
A: No. This information represents commentary and shared intel, not official confirmation.
Q: Will notifications come before Christmas?
A: Two high-level sources suggest Monday or Tuesday, which would be before Christmas.
Q: What is Tier 4B?
A: The Internet Group awaiting email notifications with 800 numbers to schedule appointments.
Q: Should we expect EBS this weekend?
A: The call suggested to watch closely, but no guarantees were made.
🙏 Final Thoughts
Everything shared points to alignment, preparation, and patience. While nothing is official until it happens, many listeners feel closer than ever to a long-awaited breakthrough.
Welcome everybody to the big call tonight it is Thursday, December 18th and you're listening to the big call. Tonight Bob will be joining us around 930 Eastern tonight, and he had a special event in the Tampa area. And so in the meantime, let's just welcome everybody to the call. Thanks for tuning in, wherever you are, Sue, and I will take this until Bob gets here about 930 so you're at the right place at the right time, and we're happy about that.
All right. So thank you, Bob again. I'm so glad you made it to the event and then made it out to the call. Let's get into some intel. Let's see where we stand. President Trump had a speech last night at nine o'clock that was 18 minutes long, and it was a review. It was a year of reviewing accomplishments that the President his Cabinet had made over the last 10 months, and he talked in terms of some future things. There were two things that were new that I didn't know about until I heard them, One was it looked like it was going to be like a warrior dividend, or a warrior bonus, something to that effect.
And it was 1.45 million military all of our military people, men and women, would be receiving, and this was supposed to be by Christmas, they would be receiving a check, which could be a direct deposit. In some cases, I don't know that. It seems like it would be, but some people, I think in the military, are still receiving checks, and the value was to be $1,776
1776 a very important year for us. And you know, later next year, in July, we'll be celebrating our 250th year anniversary with 1776 and so that means that's meaningful. That's one new thing that is going out. The military is going to be very thankful, I'm sure, for that Christmas gift. And the other thing that was new was, let me think that was for a second.
The other thing that was new was a new website that President Trump has had made, which is about prescription drugs and maybe health things, and it's going to be called, or it is already called, Trump rx.gov, G, O, V, Trump, rx.gov and I don't know there's anything on it yet, but there will be, and I'm sure he's working things out to make it very important, informative, and possibly a way for us to save money for anybody that needs any prescription medications. All right, so those two were new.
He did not mention, obviously, he didn't mention the RV. He didn't mention DOGE. He didn't mention a lot of things. Didn't, you know, he did talk about a lower interest. Of course, those are going to come when we can get Jerome Powell to resign, hopefully early, and he has a new person in mind already. I know, as I was told, his name, that will be taking over that position as chairman of the Fed.
And then I think we have heard that not only will interest rates be lower, but it will be more affordable for first time home buyers. A lot of the first time home buyers are 40 to 42 years old on average before they can buy home
Now, in my era, when I came up, you would be in your 20s, 25 / 28 whatever, buy your first home. And so this is going to be helpful for a lot of people. Now, mortgage rates will be far lower. I've heard very low interest rates for mortgages. So we'll see how this thing home goes. I don't anticipate ever borrowing money ever after we get the RV and the blessing,
okay. I mean, really, it's going to be paying cash for things that we used to have to borrow money for not going to be rest. We're not going to need that.
So what else? Okay? I have heard a few things about our timing.
Now I told you guys Tuesday that I believe it's President Trump's plan to get this done for us before Christmas. Well, I got clarification on that for two very different sources that are both very high up.
Okay, and so I'm going to give you both opinions.
One opinion came as a result of the contact with HSBC in Canada. HSBC is the lead bank in Canada and basically around the world for this RV, our league in the United States here is Wells Fargo.
This came from HSBC.
HSBC is saying that we would be …. all right. Here's what they said. Let's go to the added groups. Now, we always refer to that as tier 4A and us in the Internet Group as tier 4B Okay, using those designations, even though Wells Fargo considers us all as part of tier 4.
That's fine, except we have heard that tier 4A or the admirals groups, would be paid tomorrow and Saturday. That's Friday and Saturday of this week. Now they didn't say when they have access to those funds in their accounts?
That's another question, but they're supposed to at least have the funds put into their accounts tomorrow and Saturday.
Okay, what about us? We're hearing from this course that we would receive notifications very early next week, Monday and Tuesday, this coming week, Monday and Tuesday, but we would have the exchanges and redemption of ZIM at the redemption centers, starting the day after Christmas, which is the 26th
We also heard that this has to be complete for us, and I mean that we have to be started with exchanges before the 29th of December. Before the 29th equals 26 27th and 28th days, those are the three days after Christmas, before the 29th so I think we can set our watch based on that. That's what we should be looking for.
Now, the other source was very similar, and this is how it was said.
The other source said we would be notified prior to Christmas on very early this coming week, which would be Monday, Tuesday, because remember, Christmas Eve is Wednesday, Christmas day is Thursday. One week from today, will you be notified Monday or Tuesday, and then begin exchanges after Christmas?
So what's the difference in these? The second one said that they anticipate the announcements that Emergency Broadcast System announcements start over this coming weekend, if they started over this weekend, it would be notified for Monday or Tuesday
Ok are you with me, so that's two ways to look at it, but the last way said we need to see the EVS announcement, which includes some information, military tribunals , a few things that a lot of people out there are going to be totally in shock about you and I know a lot of stuff that’s been going – we know are not a shock to us – we know about it. Know about it already.
However, what's interesting is CNN has had a change in some ownership, and it's actually coming to the bar a little bit.
My understanding is that CNN, of all networks, may be a primary network use for EBS to be transmitted. I'm also, I also said 24 hours of programming, whatever.
No, we're looking for six hours a day of programming how many networks, conversations it'll be on? Several be pretty boggling Information coming out.
Anyway, this is gonna go for like six hours a day, and it starts on the weekend, Saturday, Sunday. I don’t know how long it's going to go? How many days it's going to go,
By the way, while I’m talking about days -- You've all heard theory of 10 days of darkness and all of that. It's nonsense - except the concept of people are being arrested, still going hot and heavy on arrest in certain areas of the country - certain cities, certain times seem to be like a rolling blackout, because some of those areas will lose internet service, phone service - possibly even lose electricity,
I’m thinking more it's gonna be more phone and internet, and it's just so that the deep state cannot communicate what's going on between them. That's the dark that we're talking about, it's not for us. President Trump would never put us in darkness, not going But it may occur in some of the areas of the country - to happen sometimes, so that they pick up the bad guys. All right.
Both of these scenarios are good -Oh, the first one is really good, because we get notified before Christmas, so it’s almost like getting that gift, on Christmas Eve – and opening your on Christmas Day families that did that, we have the information that comes in that email And we call seven that's we're halfway home.
Second half is getting into the redemption center at our appointed time, not early, not really, and then getting your exchanges. Not more than ten minutes early getting your exchanges and getting your Zim redeemed and boom you come out of the redemption center
I'm trying anything that you guys need to know.
Really think we're at the point where we've got information that's lining up – let’s watch for EBS over the weekend. Watch for it - I don't expect to get anything before, but I am looking forward to getting notified Monday or Tuesday of next week, especially if we do get notified, set our appointments for the 26 / 27 / 28 let's go ahead and realize that that is going to be a wonderful, wonderful Christmas gift from God, this blessing.
Now, what about Tuesday? Yes, we're planning to have a call Tuesday. It could be a celebration call, if we have the numbers right, you guys have emails either Monday, Tuesday from Wells Fargo have the 800 number in it. If that is the case, Tuesday, we'll have a celebration call
What about Thursday? Christmas Day?
Could we have more information then that we don't have even next Tuesday. Maybe, maybe not – maybe we've got the 800 numbers and we're good to go and we have, everything we've looked for. Okay, that's a possibility.
However Thursday night Sue and I are available to do a call Christmas night.
Now, I would say it this way. We'll do it if we don't have 800 by then, or if we haven't had the celebration call on the Tuesday, , and we have more information, and we feel there's a need to do a call. We will do the call Thursday night, Christmas night.
So if you don't have plans for Christmas night, you've got Christmas done in the morning, you've had your Christmas dinner that afternoon, and you're looking around for movies or whatever to watch on Christmas, consider the big call may be on Same time, same station, nine o'clock Eastern. You know the drill. You know the number now that would occur if we don't have numbers before Christmas.
If you think we will, we should, and maybe we'll discuss some of the stuff. We'll just see if we have it or not, but Sue and I are prepared to do it, to do the call, and just be the soon brew show on Christmas night.
That's what I wanted to say for everybody. And I really appreciate Bob making it to the big call night and doing a segment very beautifully. I love the testimonials. I love what Sue brought to us tonight, everything from the teaching to her segments, let's go ahead and thank everybody to for doing that again tonight. Excellent information. Excited.
So thanks everybody again. Let's go ahead and pray the call out, and then we'll turn off the recording. Well good night everybody, and we will talk to you, on Tuesday, and let's see what happens over the weekend with the EBS, pay attention to that. Okay. God bless you all. Good night.
