Iraqi Dinar RV Update: Major Banking Reforms, HCL Momentum & White Paper Signals Point to Change
The Iraqi Dinar (IQD) continues to attract global attention as banking reforms, monetary policy shifts, and political developments accelerate inside Iraq. In the latest community discussion with MarkZ, members reviewed progress on the White Paper reforms, the Hydrocarbon Law (HCL), bond updates, and ongoing speculation about RV timing.
While no one can provide exact dates, the signals coming from Iraq’s government and Central Bank strongly suggest that foundational reforms are nearing completion.
MarkZ Disclaimer:
Please consider everything on this call as my opinion. People who take notes do not catch everything and it’s best to watch the video so that you get everything in context. Be sure to consult a professional for any financial decisions.
🔍 Key Highlights from the MarkZ Update
🏦 Iraqi Banking & Monetary Reform Progress
According to MarkZ, recent reports confirm that Iraq’s Central Bank has completed major monetary policy reforms covering 2023, 2024, and into 2025. These reforms are designed specifically to:
Modernize Iraq’s banking infrastructure
Increase transparency in foreign exchange
Lift the purchasing power of the Iraqi dinar
“They are telling us they have completed this massive reform… and will finish the remaining banking reforms during the rest of this month.” – MarkZ
📊 White Paper Reforms: Checklist Being Completed
Multiple articles discussed during the update align with Iraq’s White Paper Reform agenda, including:
✔ Digital Tax & Customs Systems
Governance of a comprehensive tax system
Tracking customs revenue before FX transactions
Eliminating undocumented cash and backdoor trade
✔ Port & Transportation Digitization
Modern technologies and sonar networking
Tracking boats, planes, trains, and trucks
Improved trade accountability and logistics control
✔ Energy Independence & Regional Integration
Electrical interconnection with Gulf countries
Reduced reliance on Iranian gas imports
Long-term goal: exporting electricity
These steps significantly reduce outside influence and strengthen Iraq’s financial sovereignty.
🌍 De-Iraning Iraq & Geopolitical Shifts
One “feel-good” article highlighted growing international cooperation aimed at restoring Iraq as a sovereign, stable nation, free from militia influence. This geopolitical realignment supports:
A healthier economy
Stronger investor confidence
A credible, internationally accepted currency system
📜 HCL Update: Why It Matters for the RV
Community members raised an important point regarding the Hydrocarbon Law (HCL):
The Iraqi Prime Minister publicly stated the goal is to complete HCL this year
HCL calculations require a functional and credible currency framework
Many believe this means Iraq is not waiting until 2026
While no official confirmation exists, historically, currency reform and revenue-sharing laws move together.
⏳ RV Timing Speculation: January 2025?
MarkZ addressed questions about a possible January 2nd RV window, stating:
“I think it will… but no one knows the timing.”
The logic behind a new-year implementation includes:
Clean accounting cycles
Budget alignment
Completed banking reforms
Still, expectations remain grounded: hopeful, but realistic.
💬 Community Sentiment: Hope, Humor & Perspective
The session reflected a mix of optimism and patience:
“The RV is happening at continental drift speed.”
“A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort.”
Holiday wishes and encouragement filled the chat as members acknowledged the long journey.
❓ Q&A – Featured Snippets (Google Discover Friendly)
Will the Vietnamese Dong RV at the same time as the Iraqi Dinar?
Most observers, including MarkZ, believe they will move together, though this has not been officially confirmed.
Are bond payouts still expected?
Yes. A recent bond update suggests things are processing and moving forward, though it may still take a few days.
Does HCL require a new dinar rate?
Many believe a credible rate must be in place to finalize revenue-sharing calculations, but Iraq has not publicly confirmed this.
Is Iraq using a QFS-style system?
While not officially labeled as QFS, Iraq’s digital banking, tracking, and transparency systems closely resemble what many refer to as QFS principles.
📌 Featured Insight for Google Discover
Iraq has completed most of its banking and monetary reforms under the White Paper agenda, signaling readiness for increased purchasing power of the Iraqi dinar, though timing remains uncertain.
🧭 Final Thoughts
Iraq’s transformation is no longer theoretical—it’s visible, measurable, and documented. While patience is still required, the alignment of banking reform, political will, energy independence, and digital infrastructure paints a compelling picture.
As always, stay informed, remain grounded, and enjoy the journey.
🔗 Stay Connected with Us
🌐 Blog:
https://dinarevaluation.blogspot.com/
📢 Telegram:
https://t.me/DINAREVALUATION
📘 Facebook:
https://www.facebook.com/profile.php?id=100064023274131
🐦 X (Twitter):
https://x.com/DinaresGurus
📺 YouTube:
https://www.youtube.com/@DINARREVALUATION
📈Hashtags
#IraqiDinar #DinarRV #IQDUpdate #WhitePaperReforms
#IraqBanking #CurrencyRevaluation #MarkZ #HCL
#GlobalReset #FinancialReform #DinarNews #RVUpdate
MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context. Be sure to consult a professional for any financial decisions
Member: Good Morning Mark, Mods and Members
Member: Someone must make a song “All I want for Christmas is the RV”( like two front teeth?)
Member: So will the dong still go at the same time as the dinar?
MZ: Most people believe it will. I still believe that.
Member: Did you speak with Group leaders last night?
MZ: did I speak with a couple? Yes. Did I hear anything fun or new interesting? No.
MZ: I just received a bond update before this podcast and I still have to process it. The jist of it is they still expect it at anytime and things are going well and “processing” but will probably be a few days….I still have to get into the details. I Will let you know this evening if I find anything different.
Member: Mark, do you believe the HCL will be voted in on the 29th by parliament? If so, doesn’t the rate need to be in place to approve those calculations?
Member: the fact that sudani came out an said they want hcl done this year tells me we are not waiting for 2026 to exchange
MZ: “Monetary Policy Indicators confirm Central Bank first in 2025” This means they have all the access to banking and monetary reform for the years of 2023 to 2025. They are telling us that they have completed…in 23 and 24 and 2025…that they have completed this massive reform that is soley designed to lift the purchasing power of the dinar. They are telling us they will finish the banking reforms during the rest of this month.
MZ: Another one on that theme: “ The Prime Minister chairs a special meeting to follow up on the Implementation of the governance of the comprehensive tax system” This is so they collect their customs ahead and smooths it foreign exchange process for dollars. They no longer have trucks pulling up in the back and not knowing where its going. They are modernizing the banking system. These are all part of the “White Paper Reforms”
Member: all the news on Iraq banking reform sounds like what we call the QFS system
MZ: “ Ports are witnessing a digital transformation after the introduction of modern technologies and sonar networking” So they are tracking everything from boats, to planes to trains to trucks . Again this is on the checklist of the reforms.
MZ: Another feel good article: “ We will make Iraq great again-Joe Wilson and Sayvaya shape the new American role” they are De-Iraning Iraq. Returning Iraq to a sovereign and healthy state without all of the Iran militias.
MZ: “ Electrical interconnection with the gulf is close to operation in Iraq”Another part of the White Paper reforms. They were importing gas from Iran and other countries in the region….this is changing to turkey and others ….and soon they hope to be exporting electricity in the future. This also elps remove Iranian influence.
Member: Mark, do you still think RV will happen around January 2nd?
MZ: I think it will …but no one knows the timing.
Member: I guess starting at the new year is logical….was just really hoping we would all have a special Christmas this year.
Member: On the backside of ForX it shows the dinar at $4.81 ..Some are saying that’s the rate coming forward again as it was in May 2025
Member: that would be a huge miracle for us all.
Member: There is a rumor that Trump to sign national defense authorization act tonight?
Member: MARK Damn My Ducks are definitely not in a row and some have gone missing. and I’m confident that a couple are not even Ducks
Member: The RV is Happening At Continental Drift Speed ...
Member: Iraq isn't helping their own people with slow roll after decades!
Member: A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort.
Member: Amen and LOL…..you can’t control what the world throws at us….but we can control how we react to it and deal with it.
Member: Sending holiday cheer to all……God Bless everyone this season.
MZ: I am traveling tomorrow. You will still have Mr. C and Zester. I am on with Dr. Scott Young at normal time tonight. May take Saturday off…..but besides Christmas Eve and New Years eve- which will be no podcast ….my schedule should be almost the same next week.
MZ: I will be visiting family and enjoying the holidays
Member: Safe Travels Mark….hope we all have a wonderful weekend. We know you will do a podcast the minute the RV happens….so enjoy time with family for now.
Mod: BREAKING NEWS: MarkZ's WEEKEND email address: Don't Write Me@NeverOnWEEKENDS.Com SERIOUSLY, MARK NEEDS A LITTLE TIME FOR HIMSELF FOR REST AND REC. THANK YOU!
StacieZ joins the stream today. Please listen to the replay for her information