🚨 IRAQ’S MONETARY REFORM UPDATE: CBI INSIDER SHARES WHAT’S REALLY HAPPENING BEHIND THE SCENES! 🇮🇶💵 #IQD #Iraq

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🇮🇶🔥 IRAQ HAS REACHED THE “PAYING THE PRICE” PHASE — BUT IS THE COUNTRY FINALLY BUILDING THE STRUCTURE IT NEEDS?

 🇮🇶🔥 IRAQ HAS REACHED THE “PAYING THE PRICE” PHASE — BUT IS THE COUNTRY FINALLY BUILDING THE STRUCTURE IT NEEDS?

📰 NEWS SUMMARY

Economic expert Ziad Al-Hashemi says Iraq has entered a phase of “paying the price” for more than two decades of accumulated corruption, mismanagement and failed economic policies.

His warning is significant: Iraq’s current problem is not simply a temporary liquidity crisis. It is the consequence of an economic system built around oil dependence, oversized government spending, political quotas and insufficient structural reform.

He argues that continuing to borrow money or postpone payments without fixing the underlying system will only extend the problem — and ultimately the citizens will pay the price.

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🔎 WHAT IS THE REAL PROBLEM?

The deeper issue is not simply:

💵 “Iraq needs more liquidity.”

It is:

🏛️ Iraq needs a stronger economic structure.

For years, Iraq had the opportunity to use enormous oil revenues to build:

🛢️ A diversified economy
🏭 Strong private-sector industries
🏦 A modern banking system
📊 Better fiscal management
🌾 Agriculture and food production
🌐 International trade
💻 A digital economy

But according to Al-Hashemi, too much of that opportunity was lost through corruption, political division and poor resource management.

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⚠️ WHY BORROWING OR PRINTING MONEY IS NOT THE REAL SOLUTION

This connects directly to the recent reports about Iraq's liquidity problems.

If the government simply:

💰 Borrows more
💵 Prints more money
⏳ Delays payments
🛢️ Continues depending almost entirely on oil

then Iraq may solve today's cash-flow problem without solving tomorrow's economic problem.

The IMF has likewise identified Iraq's excessive dependence on oil, large public-sector footprint and institutional weaknesses as structural constraints on non-oil growth. (IMF)

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🇮🇶 SO WHERE DOES IRAQ STAND RIGHT NOW?

This is where the picture becomes VERY interesting.

Iraq has not finished the transformation, but there is evidence that several pieces of the new economic structure are already being built.

🏦 1. BANKING REFORM — UNDERWAY

Iraq has been working to modernize its banking sector, strengthen compliance and bring financial institutions closer to international standards.

The banking system remains underdeveloped, with state-owned banks dominating the sector, and public distrust and non-performing loans remain significant problems. But regulatory and AML/CFT reforms have advanced. (BTI 2026)

➡️ STATUS: 🟡 IN PROGRESS — significant work remains.

💳 2. DIGITAL PAYMENTS — MOVING FORWARD

Iraq is pushing toward greater use of electronic payments and reducing dependence on cash.

That matters because a modern economy requires money to move through transparent, traceable financial channels rather than remaining outside the banking system.

UNDP has described Iraq's transition toward digital payments as a potential turning point for economic modernization, financial transparency and inclusion. (UNDP)

➡️ STATUS: 🟢 ADVANCING

🛃 3. CUSTOMS & NON-OIL REVENUE — BEING REFORMED

Iraq is also working on improving customs and revenue collection, an essential step if Baghdad wants to reduce its dependence on oil.

This directly addresses the structural problem identified by Al-Hashemi:

Oil cannot remain the only engine financing the state.

➡️ STATUS: 🟡 UNDER DEVELOPMENT

🛢️ 4. ECONOMIC DIVERSIFICATION — STILL THE BIGGEST CHALLENGE

This is where Iraq has the most work to do.

The IMF says non-oil growth remains constrained by low productivity, limited investment, inefficient use of human capital, an oversized public sector and continued dependence on oil. (IMF)

At the same time, Iraqi authorities have been discussing economic and financial reforms specifically aimed at diversifying income sources and reducing dependence on oil revenues. (Iraq Business News)

➡️ STATUS: 🟡 STARTED, BUT FAR FROM COMPLETE

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🔥 PUT IT ALL TOGETHER

Look at the direction:

OLD IRAQ
🛢️ Oil dependence
💵 Cash economy
🏦 Weak banking infrastructure
🏛️ Heavy government spending
📉 Limited non-oil revenue
🔴 Structural corruption & inefficiency

⬇️

TRANSITION

🏦 Banking reform
💳 Digital payments
🛃 Customs modernization
📊 Fiscal reform
🌐 International financial integration
🏭 Private-sector development
🛢️ Economic diversification

⬇️

THE IRAQ THEY ARE TRYING TO BUILD

🇮🇶 A more diversified economy
💵 A more efficient monetary system
🏦 A modern banking sector
💳 A digital financial infrastructure
🌐 Greater integration with international markets
📈 Stronger non-oil economic activity

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💡 AND THIS IS WHERE THE MONETARY REFORM QUESTION BECOMES INTERESTING

The important question isn't simply:

“When will Iraq change the exchange rate?”

The bigger question is:

“Is Iraq building the economic and financial infrastructure necessary to support a fundamentally stronger monetary system?”

And the answer today appears to be:

YES — but the transformation is NOT finished.

Iraq is actively working on many of the components needed for a modern economy, but major weaknesses remain, particularly in banking, governance, public-sector dependence and economic diversification. (BTI 2026)

That means the current period could be viewed as a structural transition rather than simply a liquidity crisis.

And if Iraq succeeds in completing these reforms, the country could eventually have a much stronger foundation for whatever monetary changes the CBI decides to implement.

⚠️ Important: None of this confirms a specific RV, exchange-rate change or “Delete the Zeros” timetable. Those would require an official announcement from Iraqi authorities.

🇮🇶 Iraq isn't simply trying to find more money. It is being forced to rethink how its entire economic system works.

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#IQD #Iraq #IraqiDinar #CBI #MonetaryReform #EconomicReform #BankingReform #DeleteTheZeros #IraqEconomy #DigitalPayments #DeDollarization #EconomicDiversification

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AN ECONOMIST SAYS IRAQ HAS ENTERED A PHASE OF “PAYING THE PRICE” AS A RESULT OF ACCUMULATED MISMANAGEMENT AND CORRUPTION – URGENT

Economic expert Ziad Al-Hashemi said on Tuesday (August 4, 2026) that Iraq has entered a phase of “paying the price” for what he described as the accumulation of failures, corruption and mismanagement over more than twenty years, considering that the current crisis is the result of the policies of successive governments, in addition to the responsibility of political parties, parliament and oversight institutions.

Al-Hashemi said, in a statement followed by “Baghdad Today”, that financial and administrative losses and failures have accumulated during the past years without real treatment, accusing political forces of being preoccupied with “dividing the spoils”, while the regulatory and legislative bodies were unable or negligent in performing their role in accountability and reform.

He added that, in his view, the responsibility is not limited to governments, but extends to the parliament that approved large budgets, the political forces that dealt with the state according to the logic of power-sharing, as well as regulatory institutions, elites, media and the public, some of whom he said contributed, to varying degrees, to the continuation of the existing approach.

Al-Hashemi pointed out that Iraq is not facing a temporary liquidity crisis, but rather is going through the repercussions of what he described as an economic and political system that relied on quotas, corruption and buying loyalties, considering that the reform opportunities that were available during the years of financial abundance were not invested in building a diversified economy that is more capable of facing crises.

He warned that continuing to address the crisis through borrowing or postponing payments, without implementing structural reforms, could prolong the economic challenges, stressing that the cost of this would be borne by the citizens.

Economic and political experts offer differing views on the causes of the crisis and ways to address it, amid repeated calls for the implementation of financial and economic reforms, diversification of income sources, and a reduction in dependence on oil.

(Mnt Goat: I could not have said it any better than Al-Hashemi. I think he is spot on.)

SANDY INGRAM: WHY YOU MUST HOLD ON TO YOUR DINAR! 🇮🇶💵 Supply, Demand & Iraq’s Currency Transformation

 Sandy Ingram  

 I am an IQD investor who believes this investment would help me fund my retirement.  I am an experienced U.S. tax professional with the Department of Treasury for over 25 years...The IQD was once worth $3.22 in 1991...But here's what Iraqi dinar investors are not being told.  Iraq has been through hell since 2003.

  A historical exchange rate does not automatically establish what a currency should be worth today.  There are new standards.  Today the goal post has moved.  A currency value of $3.00 to 1 Iraqi dinar banknote 25 years ago is no longer worth that today.  This is 2026.  Before 2003, Iraq had two lavish flowing rivers through the countryside, amazing infrastructure and people with money in the bank.  Life was good until it wasn't.  

The problem with comparing the dinar of decades ago with today's dinar ignores major changes in Iraq's monetary system, economy and the amount of IQD banknotes scattered around the world.  

They have overprinted the money...Back before 2003, Iraq had a closed currency ...The currency was not readily available to foreigners. 

 You couldn't get your hands on the Iraq dinar... The mere fact that we have possession of the currency is an indication that things are very different...This is why you must hold on to your currency.  The supply and demand factor is coming back into play because the CBI has admitted to destroying Iraqi dinar banknotes.

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MNT GOAT: I am told by my CBI contact that this is the precursor to the Project to Delete the Zeros

 

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🚨🇮🇶 80% OF IRAQ’S MONEY OUTSIDE BANKS — AND HOW THIS COULD CONNECT TO “DELETE THE ZEROS” 💵

🚨🇮🇶 80% OF IRAQ’S MONEY OUTSIDE BANKS — AND HOW THIS COULD CONNECT TO “DELETE THE ZEROS” 💵

A former Iraqi MP says roughly 80% of Iraq’s money is being held outside the banking system, contributing to the current liquidity problem.

🏠 Cash outside banks
⬇️
🏦 Bring funds into the banking system
⬇️
💳 Expand electronic payments
⬇️
🔄 Increase formal financial circulation
⬇️
🇮🇶 Modernize Iraq’s monetary system

🔥 HERE’S WHERE “DELETE THE ZEROS” BECOMES INTERESTING.

The Delete the Zeros project is fundamentally about modernizing Iraq’s currency structure, improving the efficiency of cash circulation and supporting a more modern banking system.

If Iraq can move a significant amount of cash from homes and informal circulation into the banking system, it could make the transition toward a more efficient, digitized monetary system much easier.

And there is an important connection with the recent discussion about printing more currency to address the liquidity crisis:

💰 Iraq may not simply need more money.

It may need to bring the money that already exists back into the financial system.

That means banking reform + electronic payments + currency restructuring could all become important pieces of the same larger monetary transformation.

⚠️ The 80% figure is a claim by former MP Abbas Sarout, not an independently verified CBI statistic.

But the bigger question remains:

Could bringing dormant cash into the banking system be part of the groundwork for Iraq’s next monetary phase and the long-discussed “Delete the Zeros” project? 🇮🇶💵

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#IQD #Iraq #DeleteTheZeros #CBI #IraqiDinar #MonetaryReform #BankingReform #DigitalPayments #IraqEconomy

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80% OF MONEY IS OUTSIDE BANKS… FORMER MP CALLS FOR A NEW STRATEGY TO ATTRACT HOARDED FUNDS

Former MP Abbas Sarout confirmed on Thursday that 80% of Iraqi money is hoarded in homes, away from banks, noting the need to reconsider the strategy for attracting funds to the banking system.

Sarout explained to Al-Maalouma that “Iraq is suffering from a liquidity crisis that has begun to affect salary distribution, given that 80% of the money is hoarded outside banks. This requires serious attention to adopt a strategy that creates incentives to encourage citizens from all walks of life to deposit their money in banks and adopt electronic payment methods, a strategy used in most countries worldwide.”

He added that “this mechanism ensures the government’s ability to distribute salaries, grant loans and advances, and conduct financial transactions,” pointing out that “the majority of financial transactions in Iraq still rely on traditional methods, and this has many drawbacks.”

He stressed “the necessity of citizens having confidence to deposit their money in banks, as this will create balance, sustain the flow of funds, and foster greater flexibility, particularly in ensuring the financial capacity to meet obligations.”

SKYE PRINCE:🚨 TIER 4B UPDATE: MIAMI REPORTEDLY ENTERS THE RESET PHASE! 🇺🇸💵

Skye Prince, August 14, 2026 at 03:16

Looks like Wolvie was right. The RV GCR Tier 4B has begun in Miami, Florida.

What the video says (translated into English):

This is it, folks. The word going around is that the information coming in indicates that the RV has started the Tier 4B phase in Miami, Florida today, but it will not be made public.

For the next 48 to 72 hours, we'll see what happens. In the meantime, keep the prayers coming. A lot of information is coming in suggesting that things are happening very soon, and some insiders are saying that this RV/GCR revaluation—the Global Currency Reset—must happen before the 15th.

But, as you know, dates come and go. Keep praying, keep the positive mindset, and keep believing. We are very close. We know we are right on the edge of the wealth transfer and the beginning of a great era, a great victory, and an awakening to the light.

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SPANISH

Skye Prince, [14 de ago de 2026 a las 03:16]

Looks like Wolvie was right . The RV GCR Tier 4B has begun in Miami Florida

Castellano:

Parece que Wolvie tenía razón . El RV GCR Tier 4B ha comenzado en Miami, Florida

Lo que dice en el video traducido al castellano..!!!

Esto es gente. Dicen por ahí, la información que llega es que el RV ha iniciado el nivel 4B en Miami, Florida hoy, pero no se publicará públicamente.

Eh, durante 48 a 72 horas, así que veremos qué pasa, pero mantengan las oraciones entrando. Mucha información está llegando, que está sucediendo muy pronto y algunos de los expertos están diciendo que esta reevaluación del RV GCR, la reconfiguración monetaria global tiene que suceder antes del 15, pero ya sabes, las fechas van y vienen, pero mantén tus oraciones, mantenlas fluyendo, mantén la mentalidad positiva, estamos muy cerca, sabemos que estamos justo en el precipicio de la transferencia de riqueza y el. 

Gran era en esta gran victoria de despertar a la luz.

🚨🇮🇶 CBI INSIDER REVEALS NEW DETAILS ON IRAQ’S MONETARY REFORM STATUS! 💵🔥

 

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