Bruce
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“The Text of the Baghdad-Kurdistan agreement on the implementation of the budget.”
This is a massive move forward and it looks like they have worked through the last of the HCL hold up stuff. Money and agreements- looks like things are moving.
They told us they are at least going 1 to 1 as a bare minimum. I still expect considerably higher.
Mountain Goat
Global Currency Revaluation:
Judy Note: It appears that the Quantum Financial System will be fully integrated and running on the new secure Star Link Satellite System by Tues. 1 Aug. – the same date President Trump was expected to return to his duly elected office as President of the US.
Those in Tier4b (Us, the Internet Group) could expect to be notified to set redemption/ exchange appointments by Mon. 31 Aug, with appointments likely beginning on Tues. 1 Aug.
Prepare for activation of the Emergency Broadcast System in a version of Martial Law, which could shut down everything for up to a ten day period while documentaries are shown in eight hour segments 24/7. The purpose would be to educate the public about our new court and government systems including our God-given Freedoms as outlined in the original and inspired US Constitution.
A quarterly dividend payment from a high-quality stock may be as close to a sure thing as an investor can find on Wall Street. Even during periods of broad market weakness, the lower a stock's price falls, the higher its dividend yield rises.
Unfortunately, companies often cut their dividend payments as the first line of defense when times get tough, and many dividend stocks priced under $10 may not be safe investments. Investors buying cheap dividend stocks should always take a close look at the company's business fundamentals.
Here are seven of the best dividend stocks selling for less than $10, according to Morningstar:
Lloyds Banking Group is a diversified bank and insurance provider based in the U.K. Most bank stocks have taken a big hit in recent months following several U.S. regional bank failures and an emergency takeover of Credit Suisse Group AG (CS) by UBS Group AG (UBS). Lloyds is no exception. The stock is down 8.7% in the past three months through June 1. Analyst Niklas Kammer says Lloyds has a complex net-interest-income outlook, but its 19.1% return on tangible equity in the first quarter was impressive. Morningstar has a "buy" rating and $3.80 fair value estimate for LYG stock, which closed at $2.21 on June 1.
Banco Bradesco is one of Brazil's largest banks. Analyst Michael Miller says Bradesco's first-quarter financial performance was a "significant improvement" from its fourth-quarter performance. Recurring net income in the first quarter was down 37.3% from a year ago but up 168% on a quarterly basis. Miller says Bradesco is battling difficult economic conditions in Brazil, but its stock is undervalued. He says the Brazilian central bank appears to be making progress in bringing down high inflation, which should help support Bradesco's deteriorating credit quality. Morningstar has a "buy" rating and $3.70 fair value estimate for BBD stock, which closed at $3.17 on June 1.
Barclays is one of the largest U.K. financial services groups. Kammer says Barclays' 15% return on tangible equity in the first quarter was impressive, and the company's consumer, cards and payments businesses were particularly strong. In addition, Kammer says the company's corporate and investment banking businesses put up impressive numbers, and the bank's guidance for above 3.2% net interest margins is achievable. He says Barclays has a strong U.K. retail banking franchise and has a leading market share in credit cards. Morningstar has a "buy" rating and $10.10 fair value estimate for BCS stock, which closed at $7.65 on June 1.
Sirius XM Holdings is a leading provider of satellite and internet radio services, largely to the auto industry. Analyst Neil Macker says Pandora advertising revenue trends have been solid, and the platform is still benefiting from podcasting tailwinds. Macker says 37% of new-car buyers who receive a three- to 12-month free trial of SiriusXM convert their trial to a paid subscription, which accounts for the majority of its new subscribers. He projects the satellite service will continue to slowly expand over the next five years. Morningstar has a "buy" rating and $7.50 fair value estimate for SIRI stock, which closed at $3.70 on June 1.
Nomura is Japan's largest investment bank and brokerage. Analyst Michael Makdad says Nomura has a valuable brand in Japanese asset management. Makdad estimates the bank's domestic retail and asset management businesses have historically generated returns on equity well above 10%. He says Nomura holds roughly 30% of all client assets held in brokerage accounts in Japan, and the stock is more attractively valued than leading competitor Daiwa Securities. However, Makdad says Nomura needs to invest in digital products and services to secure younger customers. Morningstar has a "buy" rating and $4.50 fair value estimate for NMR stock, which closed at $3.56 on June 1.
Aegon is a Dutch insurance company that offers insurance, savings, pension and investment products and services around the world. The U.S. regional banking crisis has weighed on Aegon shares in 2023. However, analyst Henry Heathfield says the company reported impressive growth numbers in the first quarter. Sales in the U.S. workplace business roughly doubled year over year to $2.55 billion from $1.27 billion. Heathfield says Aegon is focused on improving its balance sheet, increasing its strategic focus and improving its operational efficiency. Morningstar has a "buy" rating and $6.10 fair value estimate for AEG stock, which closed at $4.49 on June 1.
Gap is a casual apparel and accessories retailer and owner of Old Navy, Gap, Banana Republic and other popular brands. Gap and other mall retailers have faced tremendous competitive pressures from Amazon.com Inc. (AMZN) and other online sellers in recent years, and analyst David Swartz says Gap has reported inconsistent results. However, Swartz says Gap has decent liquidity and the Old Navy brand is a solid business. He says the company's goal of reaching $10 billion in annual Old Navy revenue is achievable by the end of this decade. Morningstar has a "buy" rating and $23.50 fair value estimate for GPS stock, which closed at $8.08 on June 1.
https://money.usnews.com/investing/dividends/slideshows/cheap-dividend-stocks-under-10
Parliamentary Finance: Working With The Budget Law Will Contribute To An Increase In The Value Of The Dinar
Economy 12:28 - 2023-07-28 The Parliamentary Finance Committee confirmed that there is no official justification for the rise in the value of the dollar against the dinar, while attributing the occurrence of the problem to the lack of dollar supply and rumors prevailing in the market.
Committee member Dr. Nermin Maarouf said that the lack of dollar supply by the Central Bank and the rumors circulating in the market and social networking sites affected the decline in the value of the Iraqi dinar against the US dollar, but in conclusion there is no official decision to raise the value of the dollar against the dinar, suggesting the rise in the value of the dinar. In the near future.
The representative of the National Union parliamentary bloc added that the Iraqi government is forced to put the dollar in its possession from the sale of oil to the market and replace it with dinars, in order to distribute salaries and complete projects, which leads to an increase in the supply of the dollar in the market and thus a decrease in its value, noting that the entry into force of the budget law He, too, will contribute to the rise in the value of the dinar against the dollar, because according to the Federal Budget Law, the price of one hundred dollars has been set at one hundred and thirty thousand dinars.
https://kirkuktv.net/AR/Details/16530
Finance Minister Talking About The Tripartite Budget
Policy 2023/07/28 Number of readings: 264 Baghdad - Iraq today: Finance Minister Taif Sami Muhammad stressed the importance of completing the instructions for implementing the tripartite budget.
A statement by the ministry stated, “The Minister of Finance, Taif Sami Muhammad, stressed the importance of expediting the procedures for reviewing the instructions for implementing the federal general budget for the years 2023, 2024 and 2025 No. 13 of 2023, which was recently approved by Parliament, by redoubling coordination and cooperation efforts with all relevant agencies and institutions."
and emphasizing that support reaches those who deserve it, in addition to moving towards advancing sustainable development. Facing international and local economic challenges.
And she urged the Minister of Finance, according to the statement, "that the Ministry of Planning issues the necessary controls to facilitate the task of listing projects of an investment nature, as well as all listing requirements. It is noteworthy that the technical coordination meetings It has been continuing since the beginning of this week between the Ministry and the Instructions Implementation Committee, with the participation of representatives of all concerned authorities. LINK
Bruce’s Big Call Dinar Intel Thursday Night 7-27-23
Bruce’s Big Call Dinar Intel Thursday Night 7-27-23 REPLAY LINK Intel Begins 1:30:55
Transcribed By WiserNow
Welcome, everybody to the big call tonight - it is Thursday, July 27th and you're listening to the big call. Appreciate everybody that's tuning in, around the globe. On Tuesday, we had 8.2 million confirmed listeners. And I don't know how many replays anywhere from a half million on up in replays. But that was in 102 countries. And tonight, I've been told because of the twin servos that have been installed, we'll be able to track eight different Starlink satellites and beam the call out to 179 countries tonight, right now, listening to the big call - simultaneous translation in 1.2 seconds from what I say to what you hear. So I'm excited about that. Excited about the reach and excited about the team that's putting that together.
So let's talk about the Intel.
Let me tell you guys what I'm hearing. Sue is going to be listening in - taking notes because this is really some good stuff - I'm trying to remember everything without interruption. Let's see if we can do this.
All right, the first part is we got some information from two bond pay masters and they have received information directly from Geneva where a lot of the bonds have been dealt with and paid out of.
So there's a thing called inter mediate funds - or introducers funds - these are Commission's that are paid to bondholders that have helped another person get their bonds hypothecated - getting it's like they make a commission on other people's bonds that they introduced to the system to have them handle.
Well, bondholders that are receiving those introducers commissions will receive emails to say that they have those funds available. They will receive the email for that on the 31st of July which is Monday - that will give them access to 100% of those introducers commissions on Tuesday, the first of August.
Now the regular bond fund and there's a change in here. Let's see if you guys pick it up.
The regular bond funds that the paymasters are dropping into the bondholders accounts for bonds sellers accounts - they will be notified about those on the first of August which would be Tuesday, and they will have access to - wait for it -- 10% -- not 1% -- 10% of their total bond funds on Wednesday. The second of August.
Now, that's a change from to go from 1% to 10% - that is huge. That is supposed to last them for the first 60 days and I'm sure it will.
Okay. Now what's also interesting about that is we have been told that the shotgun start we've referred to in the past would have a 12 hour or up to a 12 hour time difference between the time that the bond holders get those emails for liquidity -
Okay and I'm gonna say the intermediaries it's the full bondholders getting that and us setting our appointments.
Because remember, they're supposed to be essentially given the email to give them access funds, and we're supposed to be getting our emails to set up our appointments to go into our exchanges, that those two should occur within 12 hours of each other. So that's really very interesting.
Now. I'm going to explain it in good detail that for the bondholders is giving them access to 10% of their total bond funds on Wednesday. email to them should come on Tuesday.
Okay, the first that they should have access to funds on Wednesday, the second of August.
Now, we could be following a timeline parallel to this.
I'm going to back up a minute and say we heard from a very, very high military source that is well connected to this process. He is telling us that we could get notified between now let's call it tonight or tomorrow, let's call it tomorrow and Monday, the 31st - we could be notified anytime within that
Another source is telling us This is where the redemption center is telling us that we initially he said We notified over the weekend. And now I believe he is saying we could be notified by the end of the month.
Now when I heard 28th 29th I thought or even 30th as I thought they're not going to start us on this probably until the first of August.
And I say why? Because I believe that even though NESARA is supposed to be kicking in any day now fully with the full asset backed currency of the USN that we have digitally in place. And by the way, our accounts are currently mirrored into the quantum financial system.
My understanding is that as of the first of August, they will no longer be mirrored but be completely integrated as part of the quantum financial system. Fully asset backed that we have now, right now before we exchange - anything we have the banks is protected and asset backed by the USN which is assets backed by the gold, silver and other metals, precious metals and other assets held by the US Treasury. I'm going to call it the Restored Republic Treasury.
Okay, so we've heard the financial system that started the night before last midnight to fully integrate, globally, was completed last night.
They had a 24 hour period to get all banks Basel three compliant And if they weren't 12:01am This morning or one minute after midnight last night - The thinking is that they are no longer part of the process, and essentially would close we had in the order of 360 banks in the Southwest US close - so far we know about today. And I'm sure there'll be many more.
We don't know what the total ramifications or repercussions are on bank closures per se – But - to be Basel three compliant - So remember that some banks are Basel four compliant, they've gone further than what was required by now. But these banks globally have had two years to become Basel three components. Some did, some didn't. And the ones that didn't, are going to be closed.
Now an interesting side note - Chase Bank is changing their signage now – on their bank to go from Chase to Chase Financial Services - that's on the outside where they have room for that signage.
Sign people are coming in in about a month or so to put permanent signage up lighted signs. Now inside the chase banks, you're going to have Chase Wealth Management and Financial Services. That large sign could be placed inside the bank, wealth management and financial services.
But outside of the bank, it should change from Chase to Chase financial services. I think that's interesting. and that should occur to approximately 90% of the Chase Bank Branches that are still currently in existence – 90% for that changeover.
So the financial system is being fully integrated into the quantum financial system - tied to the FinTech - tied to the CIPS - tied to the Starlink satellites. So all of these things finally coming together and giving the USN its chance to have full asset value.
Now we've been trading our USN digitally with other countries and we have seen where Iraq the Iraqi dinar has been trading up and up and up. Very very pleased with where the rate is showing on our front banks screens - the dinar and I'd say last several days, the Vietnamese Dong is also trading up into a decent range. That's a very well paid to see and know that on the front screens.
And we don't talk much about the zim we're not really supposed to. I can just tell you as I've said before, for those who have projects with the Zim projects for humanity, you're looking at a one to one relationship or on par with the USN - so that's going to be very well placed for those that have projects to go into - humanitarian projects the funding,
So we shall see how all that comes together - Now I think that we could get over the weekend, all the way up to the 31st which is Monday. We will probably know what's going on by Sunday afternoon.
I'm not quite sure what that means. But what I'm thinking is if they're not going to pay the paymasters until the first and second, okay of August - I would think we would start around the same time.
That's all I'm saying. We could get notified over the weekend. But it might not be until the 31st or the first which is Monday is the first that actually get started on Tuesday, the first - Now, the same individual also said the real president will be back in office On August 1.
So we'll see how that goes. That's highly expected looking forward to it. And I think we're really getting probably the start of NESARA as of August 1st .
Now I can tell you this about restitution and reclamation allowance. It is supposed to start in the first week of August - no specific date, but in the first week - I can tell you if you're 60 years or older, you have an option of getting that restitution allowance which will be significant either as a lump sum, which that's what I would choose personally or you could take it over 10 years. That's for 60 and older.
And to my understanding that age group is the only age group that can actually take it as a lump sum payment.
Younger than that, I believe they will still pay out but it would pay out over 10 years. I'm not sure if that's so much a month, every month for 10 years, or whether it comes out once a year for 10 years. I'm not sure how they're going to that hasn't been made clear.
As far as getting an Increase in social security - like we talked about - taking this all up to, I believe it was 4955 some 1000 5000 if you're older and you put in more, I believe that is supposed to start In August - but we don't have it absolutely confirmed - but it's supposed to {put this in quotes} Supposedd to start in August.
So let's see what they do on that. We're not going to have to worry very much about that believe it or not the the restitutional and reclamation allowance is going to be significant for a lot of people, There are 17 different factors that enter into that instruction.
And I can only think of maybe half a dozen other it's your birth certificate that was traded Your Marriage Marriage license, so the death certificate was traded - divorce decree that was what was also traded as it as a financial instrument those four I know of –
You've got taxes that you paid back at age 16 for me, it's also including interest that you pay on mortgages, interest paid on credit cards, interest paid on bank loans, car loans, and there's several more. That's not all of them, but that's the ones that I'm thinking of that I can come up with. So those will be significant. amounts.
So I've been told that this would be my last call. And it sounds like it should be.
Now to be fair, I've heard that before. And here I am. So is this the final big call - I think quite possibly it is. If the Intel which I think is terrific that we received today holds up.
I think we're all going to be very happy campers at the end of this month. And at the very beginning of August and I'm excited about that.
Thank you listeners tonight In a special big call, with 179 countries being reached around the globe. We appreciate you and we thank you. I'm going to say that let's just stay tuned and see what develops between now and the end the month. And then we'll go from there. Okay.
The U.S. economy is on shaky ground and headline inflation levels remain historically high, having risen 4.9% year over year in April. One way for investors to offset the negative effects of inflation is to generate regular income via dividend stocks. Historically, dividends have accounted for about 40% of the total stock market return since 1930, but they have accounted for more than half of the market's total return during decades in which inflation was high, according to Fidelity.
Fortunately, there are plenty of dividend stocks out there that don't cost an arm and a leg. Here are 10 of the best dividend stocks under $20, according to CFRA Research:
Vale is a Brazilian miner and is one of the world's largest iron ore and nickel producers. Analyst Matthew Miller says Vale has an impressive free cash flow profile that helps the company fund its dividend. Miller says Vale faces ongoing risks associated with the 2019 Brumadinho dam disaster in Brazil, but the company has taken appropriate measures to reduce the risk of future ruptures. He says Vale has a strong balance sheet and the stock is undervalued given its potential for capital returns. CFRA has a "buy" rating and $18 price target for VALE stock, which closed at $14 on May 10.
U.S. auto giant Ford reinstated its dividend in late 2021 after suspending it in 2020. Critics of the move question Ford's focus as the company has also pledged to invest $50 billion in vehicle electrification technology through 2026. Analyst Garrett Nelson says Ford shares are attractively valued and the company has turned a corner from an operational standpoint. Nelson says the company's ongoing restructuring plan should help reduce operating costs and improve productivity, and investors get paid a solid dividend for their patience. CFRA has a "buy" rating and $16 price target for F stock, which closed at $11.89 on May 10.
Kinder Morgan is one of the largest U.S. midstream oil and gas companies, focused primarily on natural gas. Analyst Stewart Glickman says Kinder Morgan's strategy of taking a conservative approach to operations served the company well during the 2020 energy market downturn, and the company is now positioned to generate enough operating cash flow to cover its major 2023 outlays. Glickman says liquids demand has nearly recovered from pre-pandemic levels, and European imports of liquefied natural gas should boost LNG demand. CFRA has a "buy" rating and $21 price target for KMI stock, which closed at $16.79 on May 10.
Manulife Financial is one of the world's largest insurers and wealth managers. Analyst Catherine Seifert says Manulife's revenue growth may slow in coming quarters, but the stock's modest valuation and peer-leading operating revenue growth should support the stock. In addition, Seifert says rising interest rates, easing pandemic restrictions and a rebound in asset values will be growth tailwinds in 2023. She projects 4% to 7% segment operating revenue growth in 2023 and between 5% and 8% growth in 2024. CFRA has a "buy" rating and $23 price target for MFC stock, which closed at $19.62 on May 10.
Orange is a diversified French telecommunications company. Orange shares are up 29.5% so far in 2023 through May 10, the best performance of any stock on this list. Analyst Adrian Ng says Orange's overall revenue growth of 1.3% in the first quarter was driven by repricing in Europe and strong performances in Africa and the Middle East region. Looking ahead, he expects the Spain market to stabilize, roaming revenues to recover and services revenue to remain stable. CFRA has a "buy" rating and $12.50 price target for ORAN stock, which closed at $12.79 on May 10.
Spain's Telefónica is another attractive international telecom dividend stock trading under $20. Ng says Telefonica has made several key restructuring decisions to improve its balance sheet, including buying E-Plus in Germany and GVT in Brazil, and exiting the Central American market. In addition, Telefonica is combining its U.K. assets with Liberty Global PLC (LBTYA, LBTYB) in a joint venture deal that will generate roughly $3.1 billion in cash for Telefonica. CFRA has a "buy" rating and $4.50 price target for TEF stock, which closed at $4.40 on May 10.
Nokia is a telecom equipment and digital map data vendor that also licenses intellectual property to third parties. Analyst Keith Snyder says 5G wireless network upgrade investments in North America and China are boosting Nokia sales, and he anticipates the 5G cycle will be larger and last longer than previous upgrade cycles. Nokia hopes to regain Mobile Networks market share losses in 2023, and Snyder says the company's sales and margin guidance suggests this year will be a rebound year for Nokia. CFRA has a "buy" rating and $6.50 price target for NOK stock, which closed at $4.08 on May 10.
Regions Financial is a U.S. regional bank providing consumer and commercial banking, real estate and mortgage products, and wealth management services in 16 U.S. states in the Midwest and South. Regions has taken a big hit in recent months as a string of bank failures have investors concerned about the stability of the financial sector. Analyst Alexander Yokum says Regions is well positioned to navigate the unpredictable deposit environment given its small average account balance. Meanwhile, the stock's underperformance has pushed its dividend up. CFRA has a "buy" rating and $23 price target for RF stock, which closed at $16.09 on May 10.
Huntington Bancshares is a U.S. regional bank offering full-service consumer and commercial banking, insurance, brokerage services and investment management, mostly in the Midwest region. Huntington shares are down 32.1% year to date through May 10 amid the banking crisis, the worst performance of any stock on this list. However, Yokum says the weakness is a buying opportunity. He says Huntington is relatively well positioned to navigate the crisis given 69% of its deposits are insured, suggesting the bank faces less deposit outflow risk than peers. CFRA has a "buy" rating and $14 price target for HBAN stock, which closed at $9.58 on May 10.
Host Hotels & Resorts is a real estate investment trust, or REIT, that owns a portfolio of luxury hotels in North and South America. Analyst Michael Elliott says business and group travel demand is still recovering from the pandemic in 2023 but will likely not make it back to 2019 levels this year. In addition, he says Host's destination properties are better positioned to weather a U.S. economic downturn than most hotels. He projects 4% to 6% revenue growth in 2023. CFRA has a "buy" rating and $19 price target for HST stock, which closed at $17.32 on May 10.
https://money.usnews.com/investing/stock-market-news/slideshows/best-cheap-dividend-stocks-under-20
Reinaldo JC @SmoothRey Iraq HCL Done & Completed!!! According to the Acting Minister, Erbil and Baghdad have now reached an agreemen...
