JUDY NOTE, 31 JULY

 Global Currency Revaluation:

Judy Note: The Quantum Financial System was expected to be running on the new secure Star Link Satellite System by Tues. 1 Aug.– the same date President Trump was expected to return to his duly elected office as President of the US.

• Sun. 30 July Texas Snake: Text received 10:10 this morning from a Banker: “All indications are from high sources is that this coming week will have positive news in light that all 209 countries have approved the required protocols. So will advise ASAP after I receive the news.”
• Sun. 30 July Wolverine: “Very early today I received Intel from a very high Contact. I can’t tell you what they said other than things are progressing. Everything is ready. It won’t happen today but we may have very good news this week.”
• Thurs. 27 July Bruce: “Those in Tier4b (Us, the Internet Group) expected to be notified to set redemption/ exchange appointments some time Mon. 31 Aug, with appointments likely beginning on Tues. 1 Aug. NESARA should be announced to the US general public on Mon. 31 July.  Restitution allowances will come out the first week of Aug. Those 60 and older can take it as a lump sum. Those younger will be paid out over ten years. Increases in SS up to $5,000 will supposedly start in Aug. The real president will be back in office by Tues. 1 Aug. The General Public Tier 5 could exchange currency at the new rates at a bank beginning on Thurs. 3 Aug.  
• Prepare for activation of the Emergency Broadcast System in a version of Martial Law, which could shut down everything for up to a ten day period while documentaries are shown in eight hour segments 24/7. The purpose would be to educate the public about our new court and government systems including our God-given Freedoms as outlined in the original and inspired US Constitution.
• We are in a critical time frame window of the Great Wealth Transfer until Wed. 9 Aug. …Bo Polny
•  “The RV will happen after a Global Financial crisis.” …Charlie Ward
• By 22 Aug. most of the world will have decoupled from the Federal Reserve Dollar.
• Gold-backed Currency Launching Aug. 22nd – Robert Kiyosaki, Andy Schectman: https://youtu.be/IUY1rmVu3Mk
• Major banks were collapsing: JP Morgan, Citibank, Bank of America (set aside $847 million to cover their next quarter of losses), Goldman Sacs (down 58% last quarter), Wells Fargo (set aside $900 million to cover their next quarter of losses) and Chase (set aside $1.2 billion to cover losses and lost $200 billion in deposits last quarter).
• On Thurs. 27 July 2023 360 banks were closed because they weren’t Basel 3 compliant (didn’t have the gold/asset-backed assets to back their currency).
• XRP and XLM, XRM Crypto Currencies were not secure.
• US Inc. Bankruptcy finalized 4 Feb. 2021.
• Five months before his assassination, President John F. Kennedy issued this executive order that would give the American currency back to the people by printing money based on a silver standard, taking away the power of the Federal Reserve Banking Cartel. Many argue this is the reason that JFK was assassinated.
• US Debt Explodes $392,750,000,000 in 30 Days As Cato Institute Warns ‘Unsustainable Spending’ Hindering National Security – The Daily Hodl. The US national debt is growing at an unrelenting pace. New numbers from the government’s FiscalData system: https://dailyhodl.com/2023/07/28/us-debt-explodes-392750000000-in-30-days-as-cato-institute-warns-unsustainable-spending-hindering-national-security/

IRAQ NEWS: "THE RECENT MEASURES OF THE CBI WILL CONTRIBUTE TO RAISING THE VALUR OF THE IQD", 30 JULY

 Economist: The Recent Measures Of The Government And The Central Bank Will Contribute To Raising The Value Of The Dinar Against The Dollar

Policy  Economic expert Abd al-Rahman al-Mashhadani confirmed that the recent government measures, in addition to those of the Central Bank, will contribute to raising the value of the Iraqi dinar against the dollar.

Al-Mashhadani, in a statement to Dijla, indicated that “the sanctions of the US Treasury against the 14 banks were taken by the government, upon the direction of Prime Minister Muhammad Shia’ al-Sudani, to build a transfer of 116 exchange companies that were receiving their weekly shares of dollars from the punished banks to other banks, which will necessarily lead to an increase in the value of the Iraqi dinar.”  

Al-Mashhadani added, "These measures, if they are actually applied and continued, will push the value of the dollar down further against the Iraqi dinar, and the actual value may reach 140,000 dinars."  ]https://www.dijlah.tv/index.php?page=article&id=332364 

.

-----

3 Officials Explain The US Ambassador's Tweet About The Dollar: The Exchange Rate Will Be 145

SAT, 07-29-2023, TAYSEER AL-ASADI  An advisor to the Prime Minister and a former official in the Central Bank and academics said that the US ambassador’s tweet about a dialogue between Baghdad and Washington regarding the dollar means that the US Treasury Department has become “convinced” of the procedures of the Central Bank of Iraq, and they expected that the fluctuation wave in the exchange rate would end, to return to touching 145 dinars. .

d said. Mahmoud Dagher - Academician and former Central Bank official to Network 964: The relationship between the Central Bank and international parties is strong, given that most of our trade, revenues, and investments are in dollars. He explained that the measures taken against the 14 banks are not sanctions, as the American ambassador said, but only restricted the dealings of these banks.

 Many currencies, including the dollar, because most banks in the world do not want to deal with banks against which there are restrictive measures.

The rise in the exchange rate is a reaction to the restriction of the 14 banks.

He added, "I think now that there is a decrease in the exchange rate, but I confirm that it will not return to the official rate, which is 1,320 dinars, as long as part of the dollar sales goes to finance trade with the penalized countries." Less than 150 thousand, provided that some statements do not affect the monetary market. 

As for Sabhan Mulla Jiyad - the Sudanese political advisor, he said: I think there is an understanding between the Central Bank of Iraq and the US Treasury, and it is clear that the treasury did not put other banks on the list as it was rumored. Enter the coin auction.

He also said that I expect stability in the exchange rate, and a return to 150 thousand dinars to the dollar, and it may decrease more during this week.

As for Abd al-Rahman al-Mashhadani - an economist and academic, he stated to the same source that I have reservations about the measures taken by the Central Bank, which were praised by Ambassador Romansky. The sanctions are not the first of their kind, and all banks were punished for the same reasons, which are currency smuggling and money laundering operations.

And he said, after the issuance of sanctions from the US Treasury, the Central Bank was supposed to not be satisfied with removing these banks from the currency window and dealing in dollars, it had to request documents from the US Treasury, in order for comprehensive investigations to be carried out, if these banks were accused, then this is a disaster, but to take The central bank measures above treasury measures, as this is incorrect behavior. Noting that despite my reservations about the Central Bank's procedures, I expect a gradual decrease in the exchange rate to 154 or 155 thousand dinars per 100 dollars.

He added, "I believe that the transfer of 116 exchange companies to other non-punished banks has limited the possibility of the exchange rate exceeding 160,000 dinars, and perhaps within a week we may see a return to the exchange rate to 147,000 dinars." Follow ups  

https://non14.net/public/158899

Reset & Empire Collapse; Where Is Your Money Safe? | Francis Hunt

"7 Best Dividend ETFs Of July 2023"BY FORBES ADVISOR, 30 JULY

 Dividend investing is wildly popular, but the dilemma is how to get it right. What’s the best way to earn dividend income without taking on excess risk?

For many investors, fixed income strategies are out of the question. Rising interest rates have sent bond prices into the tank, leaving dividend stocks as a preferred alternative. With equities, you can at least hope to temper volatility by owning stable, dividend-paying companies.

Whether you take the cash or reinvest the dividend payments, you own companies that are confident in their own future—after all, only profitable companies tend to pay dividends. Dividend ETFs make it even easier to own a diversified portfolio of great dividend stocks.

Forbes Advisor has curated a list of the best dividend ETFs. We have sought out a balance of low-fee, passive funds and actively managed funds that strive to beat the market. We list the distribution dividend, which is dividend yield over the prior 12 months.

Vanguard International High Dividendvidend Yield ETF (VYMI)

Expense Ratio 

0.22%

Dividend Yield 

4.47%

5-Year Average Annualized Return 

3.58%

Why We Picked It

Invesco S&P 500 High Dividend Low Volatility ETF (SPHD)

Expense Ratio 

0.30 %

Dividend Yield 

4.31%

10-Year Avg. Annual Return 

8.13%

Why We Picked It

WisdomTree U.S. SmallCap Dividend Fund (DES)

Expense Ratio 

0.38%

Dividend Yield 

3.28%

10-Year Avg. Annual Return 

6.94%

Why We Picked It

FCF International Quality ETF (TTAI)

Expense Ratio 

0.59%

Dividend Yield 

10.50%

5-Year Average Annualized Return 

1.85%

Why We Picked It

Invesco High Yield Equity Dividend Achievers ETF (PEY)

Expense Ratio 

0.52%

Dividend Yield 

4.63%

10-Year Avg. Annual Return 

10.24%

Why We Picked It

Schwab U.S. Dividend Equity ETF (SCHD)

Expense Ratio 

0.06%

Dividend Yield 

3.64%

10-Year Avg. Annual Return 

11.67%

Why We Picked It

Fidelity High Dividend ETF (FDVV)

Expense Ratio 

0.29%

Dividend Yield 

3.76%

Avg. Annual Return Since Inception (September 2016) 

9.46%

Why We Picked It

Methodology

To compile this list, we began with a pool of high dividend-paying U.S. and international equity ETFs. We eliminated funds that invest in bonds, real estate investment trusts and certain other high-yielding asset classes.

Next, we banished ETFs with expense ratios higher than 0.67%. In general, lower fees boost returns. We also screened out funds whose dividend yields are below 2.67%.

Finally, we screened out newer funds that have been launched within three years. These steps pared our list to about 500 funds.

Our next step was to discard ETFs with Morningstar star rating below three. The research firm’s star ratings measure a fund’s risk-adjusted return, relative to open-end funds in the same category.

To make this list most attractive to the widest swath of investors, we barred niche sector funds and selected only broadly diversified U.S. and international high dividend equity funds. Fourteen funds made it through that screen.

The seven best equity dividend ETFs include a diverse list of fund families and strategies. One of our seven ETFs is actively managed. Many dividend funds hew towards value, but we also include funds with growth and momentum characteristics as well. You can be confident choosing any dividend ETFs from our list to round out a diversified investment portfolio.

What Is a Dividend ETF?

Dividend ETFs are exchange-traded funds that hold stocks with a strong history of paying dividends to their shareholders. When you own a dividend ETF, fund managers ensure the holdings are always ones that pay out good dividends.

Like any other exchange-traded fund, the managers of a dividend ETF choose a portfolio of stocks to match the composition of a dividend index. The resulting portfolio provides the holders with an inexpensive income-generating investment asset.

Dividend ETFs can be a more convenient way to pursue income investing than owning and managing your own basket of individual dividend stocks. Unlike the coupon payments on bonds, dividend payments are never guaranteed—that makes maintaining a portfolio of dividend stocks more labor intensive for individual investors.

How To Choose a Dividend ETF

Morningstar lists more than 130 dividend ETFs, making it imperative that you understand how to choose the right one for your portfolio. For example, two dividend funds might have a similar yield. But you might prefer the ETF, where dividends have historically grown at a faster rate.

When choosing a dividend ETF, you’ll want to be aware of:

• Dividend yield. Dividend yield is the percentage of the purchase price paid in dividends during the prior 12 months. If a $100 ETF pays $10 in dividends, it has a 10% dividend yield.
• Dividend growth. Just because a company pays a dividend now doesn’t mean it will continue in the future. Even if it keeps its dividend, there are no guarantee payouts will rise over time. That’s why some investors prefer buying into so-called dividend aristocrats. Companies in the S&P 500 have long histories of raising their dividends over time.
• Dividend quality. This applies to the quality and creditworthiness of the stocks owned by the ETF. If the fund owns riskier companies with lower credit ratings, then it’s more likely that the value of the fund will decline, taking your total return with it. As a general rule of thumb. avoid funds using riskier companies to boost yields.

The highest-yielding dividend ETFs may feature more volatile yields over time and less certainty of maintaining those yields. It’s not uncommon for the highest-yielding stocks to suffer greatly during market declines. That is why it’s important to consider current yield, dividend growth and quality.

Traditional dividend ETFs own companies that don’t grow as fast as the overall market. For this reason, investors need to understand the trade-off they might be making when seeking yield versus appreciation through rising stock prices.

If your goal is simply to earn the most with your money, you might opt for stocks positioned to grow in value more and then sell off shares as you need to for income.

Types of Dividend ETFs

There are many categories of dividend ETFs, spanning index funds, regions and quality dividend stocks like the dividend aristocrats. Others focus on stock market sectors known for offering high yields, like REITs, utilities or on preferred stocks.

Below, we highlight some examples of leading dividend ETFs for each major category. Keep in mind that these are not endorsements of any particular fund. They’re just meant to highlight the types of funds you might research as you seek out the best dividend ETF for you.

• Diversified Dividend ETFs. High-dividend ETFs include companies that make higher than average dividend payments. Typically, companies that pay higher dividends might have greater risk profiles and may be subject to more price volatility.
• International Dividend ETFs. International dividend ETFs work much like their domestic high dividend counterparts; they simply invest in international companies instead of those based in the U.S. This kind of international exposure can further diversify your portfolio. Their dividend payments may be taxed at a higher rate than U.S. companies. Check with a tax professional if you intend to rely heavily on international dividend ETFs.
• Real Estate Dividend ETFs. Real estate investment trusts own shares of companies that buy or loan money to income-producing real estate. By law, REITs must pay 90% of their income to shareholders, making them top choices for those seeking rich dividend payouts.
• Dividend Aristocrat ETFs. Dividend aristocrats are the gold standard of dividend-paying stocks, making them a go-to for people looking for consistent, steady dividend income.

Dividends ETFs and Taxes

Dividend ETFs are taxed similarly to the underlying securities within the fund. Even if you reinvest dividends, they still count as taxable income. Most investors will receive tax forms, like a 1099-DIV, that explain whether their dividends are qualified or ordinary.

Qualified dividends are taxed at lower rates than ordinary income, such as long-term capital gains. They tend to come from U.S.-based companies. Ordinary dividends are taxed at your regular income tax rate. International companies are more likely to pay ordinary dividends.

Who Should Invest in Dividend ETFs?

Dividend ETFs may appeal to more conservative investors or income investors who would like to generate cash flow. Aggressive investors looking to maximize their total returns may be better served by growth ETFs, which provide the potential for higher capital gains.

In addition to income, dividend ETFs also provide the potential for capital appreciation. By investing in dividend-paying companies, these funds benefit from both earnings growth and dividend payments.

Dividend ETFs may also be a good option for investors who want exposure to a diversified portfolio of dividend-paying stocks but do not have the time or expertise to research and pick individual stocks themselves.

However, it’s important to note that dividend ETFs are not risk-free investments. Like any investment, dividend ETFs can be affected by market volatility and other factors. Additionally, companies can reduce or suspend their dividend payments at any time, which can impact the performance of the ETF.

https://www.forbes.com/advisor/investing/best-dividend-etf/