Tuesday, December 23, 2025

FRANK26 UPDATE: Iraq Monetary Reform, Disarmament, and U.S. Oversight Enter a Critical Phase

 Disclaimer

This article reflects commentary, opinion, and analysis based on Frank26’s video and related sources. It is not financial advice. Always consult qualified professionals before making financial or investment decisions.


Faith, Reflection, and Perspective

The December 22, 2025 Frank26 video opens with prayer and personal testimony, grounding the discussion in Christian faith. Frank emphasizes a relationship with Jesus Christ over religion, framing his analysis through obedience, preparation, and learning.

Biblical analogies are used not as prediction tools, but as lessons in patience and readiness, both personally and nationally. This spiritual lens shapes the tone of the entire update.


Iraq’s Security Shift: Armed Factions Begin to Disarm

One of the most significant developments discussed is the decision by multiple Iraqi armed factions to surrender weapons to the federal government

.

Why This Matters

  • These factions resisted disarmament for years

  • The shift signals intense international pressure

  • Central government authority is being restored

U.S. Influence

A U.S. delegation, including Mark Zavaya, has reportedly pushed for:

  • Full militia integration under state control

  • Elimination of parallel armed power structures

  • Greater long-term stability

This is widely viewed as a non-negotiable requirement for economic reform.


Political Landscape: Sudani, Not Maliki

Contrary to rumors:

  • Al Sudani is favored to continue leading the government

  • Reports of Maliki’s return are being dismissed

  • The focus is on continuity and reform

December 29 Parliamentary Deadline

Iraq’s parliament is scheduled for a mandatory session on December 29, aimed at:

  • Electing the Speaker

  • Confirming the President

  • Appointing deputies

This urgency underscores how critical government formation is at this stage.


Monetary Reform: The Core of the Conversation

The Asakuda System

Iraq is implementing the Asakuda system, a customs and data management platform designed to:

  • Streamline imports and exports

  • Track transactions digitally

  • Prevent fraud and smuggling

The system was originally scheduled for December 1, but delays pushed implementation to late December due to unresolved logistics.


Lifting the Zeros and the Exchange Rate

Frank26 emphasizes that monetary reform cannot succeed without a new exchange rate.

Key points include:

  • The current 1310 exchange rate expires December 31, 2025

  • Three zeros are to be lifted from the dinar

  • A new rate is required for contracts, salaries, and trade

“The new exchange rate is the trigger. Without it, nobody gets anything.” — Frank26


U.S. Oversight and Iranian Influence

Why the U.S. Is Deeply Involved

  • To ensure transparency

  • To prevent Iranian-backed corruption

  • To protect international trade systems

U.S. envoy Joe Wilson reportedly stated that the objective is to liberate Iraq from Iranian influence and bring prosperity.

high-level U.S. official is expected to arrive after Christmas, bringing:

  • Financial support

  • Oversight mechanisms

  • Reconstruction funding


Economic Cleanup: Fraud Recovery and Debt Reduction

According to reports cited in the video:

  • $4 billion dinars recovered from fraud attempts

  • 7 billion in government debt paid off since Sudani took office

These figures are presented as evidence that:

  • Financial controls are improving

  • Corruption channels are being shut down

  • Iraq is preparing for international compliance


Banks Closed: Normal, Not a Red Flag

State-owned Iraqi banks are currently closed for year-end maintenance.

Frank26 stresses:

  • This is normal procedure

  • It should not cause panic

  • System updates often coincide with reforms


Global Context: U.S.–China Trade and Resources

The video also references:

  • A new U.S.–China trade deal involving rare minerals

  • Recent discoveries of large mineral deposits in the U.S.

  • Shifting global resource strategies that impact Iraq’s positioning

These geopolitical factors indirectly affect currency strength and trade leverage.


Timeline of Key Events (December 2025 – January 2026)

DateEvent
Dec 1Original rollout of currency mechanism (delayed)
Dec 22Armed factions announce disarmament
Dec 22$4B recovered from fraud, $7B debt repaid
Dec 22Pakistani president visits Baghdad
Dec 25–31Expected arrival of senior U.S. official
Dec 29Mandatory parliamentary session
End of DecAsakuda system implementation
Jan 1, 2026Anticipated exchange rate reassessment

Featured Snippets 

What is Frank26 saying about Iraq’s monetary reform?

Frank26 reports that Iraq’s monetary reform depends on a new exchange rate, U.S. oversight, and the successful implementation of the Asakuda system.

Are Iraqi militias really disarming?

Several factions have announced disarmament under U.S. and international pressure, though skepticism remains about their long-term political intentions.

Why is the exchange rate so important?

Without a new exchange rate, lifting the zeros and implementing monetary reform cannot function.


Q&A Section

Q: Is monetary reform officially complete?

A: No. It is nearing implementation but remains dependent on system readiness and a new exchange rate.

Q: Does U.S. involvement help or hurt Iraq?

A: According to this analysis, U.S. oversight is critical to preventing corruption and ensuring reform success.

Q: Should holders expect immediate changes on January 1?

A: January 1 is viewed as a logical reassessment point, not a guaranteed public event.


Final Thoughts

Frank26’s update presents a picture of cautious optimism. Iraq is facing long-standing challenges, but the convergence of:

  • Political deadlines

  • Security consolidation

  • Monetary reform infrastructure

  • International oversight

suggests the country is moving toward greater stability and economic normalization.

Faith, patience, and preparation remain central themes—both spiritually and economically.


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FRANK26 CC Summary of Video Content

This video, dated December 22, 2025, features a Christian-based commentary and analysis primarily focused on Iraqi political and economic developments, particularly the ongoing monetary reform in Iraq, regional security issues, and the role of international actors, especially the United States. The speaker, identified as Frank, provides a blend of personal reflections, prayers, and detailed updates from various sources, including Iraqi news outlets, political insiders, and economists.


Key Themes and Insights

  • Christian Faith and Personal Reflection
    The video opens with a prayer and personal testimony emphasizing faith in Jesus Christ over religion, underscoring the speaker’s spiritual perspective as foundational to his commentary. Frank reflects on obedience, learning, and preparing for his eventual passing, drawing analogies from biblical stories to his own life.

  • Iraq’s Security and Political Landscape

    • Several Iraqi armed factions have decided to disarm and hand over weapons to the federal government, marking a significant shift after years of resistance. This move is influenced by regional and international pressure, especially from the U.S. delegation.
    • The U.S. delegation led by Mark Zavaya advocates for unification of armed militias under central government control to promote stability.
    • Reports suggest Al Sudani is favored to lead the next Iraqi government, countering previous rumors about Maliki’s return.
    • The Iraqi Parliament is scheduled for a mandatory session on December 29 to elect the speaker, president, and deputies, signaling urgency in forming a government.
  • Monetary Reform and Economic Developments

    • Iraq is implementing a new currency mechanism tied to the Asakuda system, a customs and data management platform designed to streamline import/export processes and prevent financial fraud.
    • The original rollout planned for December 1 was delayed to the end of December due to unresolved import system issues.
    • The currency reform includes lifting three zeros from the dinar and requires a new exchange rate to replace the expiring 1310 rate.
    • The new exchange rate is critical for the success of the reform, with the U.S. closely supervising the process to ensure transparency and prevent Iranian influence.
    • The Iraqi government has reportedly recovered $4 billion dinars from financial fraud attempts and paid off 7 billion in debts since taking office.
  • U.S. Involvement and Regional Influence

    • The U.S. envoy Joe Wilson emphasized the goal to liberate Iraq from Iranian influence  and bring prosperity.
    • The presence of U.S. delegations and financial support is seen as a key factor in pressuring Iranian-backed factions to disarm and cooperate politically.
    • A high-level U.S. official is expected to arrive after Christmas with funds to support Iraq’s economic reform and reconstruction efforts.
    • The video also references a new trade deal between the U.S. and China over rare minerals, tied to recent U.S. discoveries of large domestic mineral deposits, impacting global resource politics.
  • Political Dynamics and Challenges

    • Despite the announced disarmament, skepticism remains about the true intentions of the Iranian-backed factions.
    • The factions seek to maintain political influence even after surrendering their arms, but the speaker doubts they will be allowed back into parliament.
    • Banks in Iraq, particularly state-owned banks, are closed for year-end maintenance, which is normal and should not be cause for alarm.
  • Personal and Community Notes

    • Frank shares personal moments, including gifts from supporters and gardening metaphors (planting pineapple), symbolizing growth and preparation.
    • He expresses gratitude towards his community and staff, emphasizing integrity, faith, and readiness for future challenges.

Timeline of Key Events (December 2025)

DateEvent
Dec 1Planned rollout of new currency mechanism (delayed)
Dec 22Iraqi factions announce intention to disarm; U.S. delegation present in Iraq
Dec 22Reports of $4 billion dinars recovered from fraud; 7 billion in government debt repaid
Dec 22Pakistani president arrives in Baghdad for official visit
Dec 25-31Expected arrival of high-level U.S. official with financial support
Dec 29Mandatory parliamentary session to elect speaker, president, and deputies
End of DecemberExtended deadline for implementing new currency mechanism and Asakuda system
Jan 1, 2026Anticipated reassessment of exchange rate and formal start of monetary reform

Definitions and Concepts

TermDefinition
Asakuda SystemA custom data management platform to streamline import/export processes and reduce fraud
Monetary ReformProcess involving currency redenomination, lifting zeros from the Iraqi dinar, and exchange rate adjustment
1310 Exchange RateThe current Iraqi dinar exchange rate due to expire December 31, 2025
DisarmamentThe process of armed militias handing over weapons to the Iraqi federal government
U.S. DelegationGroup led by officials like Mark Zavaya and Joe Wilson aiming to stabilize Iraq and reduce Iranian influence

Important Quotes & Opinions

  • “The new exchange rate is the trigger. Without it, nobody gets anything.” — Frank, on the importance of monetary reform.
  • “Iranian factions say they have no choice but to give up power.” — Reflects pressure from U.S. presence and political changes.
  • “The economist was evasive but confirmed our opinions indirectly.” — Frank, on discussions with Iraqi economic analysts.
  • “The U.S. will pour financial support into Iraq once economic reform triggers.” — Insight from insider “Walking Stick.”

Summary of Economic Outlook

  • Monetary reform is nearing implementation but delayed by import logistics and the Asakuda system readiness.
  • U.S. oversight is critical for success, aiming to block Iranian-backed corruption.
  • Financial fraud attempts are being countered with recovered funds.
  • Iraq is moving toward more unified government control over armed factions and economic institutions.
  • International relations, especially U.S.-Iraq and U.S.-China, influence regional stability and resource control.

Conclusion

This video provides a detailed insider perspective on Iraq’s complex security, political, and economic landscape as of late 2025. The overarching narrative is one of cautious optimism driven by U.S. involvement, Iraqi faction disarmament, and a critical monetary reform process. While challenges remain, notably in border controls, factional loyalties, and political maneuvering, the convergence of events points toward potential stabilization and economic progress under careful international supervision. The speaker’s faith-based reflections frame these developments within a context of personal integrity, perseverance, and hope for a better future.

A new shift in customs procedures is expected at the beginning of next year

 A new shift in customs procedures is expected at the beginning of next year

 The General Authority of Customs announced the full implementation of the advance customs declaration system at the beginning of next year, to include all imported goods and merchandise.

The Director General of the Authority, Thamer Qasim Dawood, explained in a press statement that "the Authority has begun the gradual implementation of the system, as the first phase included five basic materials: gold, mobile phones, jewelry, curtains, in addition to some other goods such as cooling devices and cars." 

He pointed out that "the period from the first until (31) of this month represents a trial phase in preparation for generalizing the system to all goods and merchandise in the federal customs centers, stressing that the Kurdistan Region of Iraq ports are temporarily excluded because they are not linked to the  ASYCUDA system adopted by the Authority." 

Daoud stressed that “the electronic link between customs declarations and the Central Bank of Iraq will directly contribute to reducing currency smuggling and money transfers without corresponding goods.”  link


ARIEL INTEL: Quiet Signals, Banking Tests, and the Alignment Point for IQD & VND

Disclaimer

Please Note: The following information is based on opinion, observation, and unverified reports circulating within the global currency community. Nothing presented here should be considered financial advice. Always consult a qualified financial professional before making any financial decisions.


Unusual Activity Reported Across Banks and Exchange Locations

Holders of the Iraqi dinar (IQD) and Vietnamese dong (VND) are once again reporting unusual activity inside banks and exchange environments. While rumors have circulated many times before, this moment appears different—not because of hype, but because of pattern alignment.

What stands out now is not a single report, but multiple independent sources, operating in different regions, with no known connection to one another, describing the same developments at the same time.

This level of synchronization is rare—and noteworthy.


Why This Moment Feels Different

Pattern Alignment vs. Random Rumors

In past cycles, reports were often isolated, inconsistent, or poorly timed. This time:

This convergence suggests preparation, not coincidence.


Quiet by Design: Controlled Rollout Expectations

According to insider commentary, any potential rollout would be deliberately quiet and tightly controlled.

This aligns with modern financial deployment strategies where:

  • Public announcements come after systems are fully integrated

  • Early phases occur behind closed doors

  • Market shock is minimized

Silence, in this context, is not a lack of movement—it may be part of the strategy.


Temporary Rate Placeholders & Rate Flashes Explained

One of the most discussed signals involves temporary rate placeholders and brief rate flashes appearing within internal banking systems.

What Could This Mean?

Rather than signaling a public release, these are being interpreted as:

  • System test integrations

  • Dry runs

  • Compatibility checks between platforms

This behavior is consistent with infrastructure testing, not public activation.


Phased Deployment Model: How It Typically Works

A phased deployment often includes:

  1. Internal rate testing

  2. Authentication and verification procedures

  3. Limited-access visibility

  4. Final validation

  5. Public exposure

Current reports suggest activity occurring in Stages 1–3, well before any public-facing change.


Advanced Currency Authentication in Testing

Behind the scenes, sources indicate:

  • Test transactions are being processed

  • Advanced scanning tools are in use

  • Systems are verifying currency legitimacy and security features

These steps are essential before any large-scale exchange event and are standard practice for preventing fraud and counterfeit exposure.


Caution Remains Essential

Despite the alignment of signals, it is critical to remain grounded:

  • There are no official public statements

  • No verifiable confirmation from central banks

  • No guaranteed timelines

Healthy skepticism is not negativity—it is wisdom in this space.


Why Long-Time Holders Are Paying Attention

For long-term holders who have observed many cycles, this moment stands out due to:

  • Timing alignment

  • Cross-regional consistency

  • Infrastructure-focused activity

  • Quiet, methodical progression

The signals do not suggest hype—but movement.

Quiet.
Deliberate.
And closer than before.


Featured Snippets 

What is Ariel Intel reporting about the IQD and VND?

Ariel Intel reports synchronized, independent observations of banking system tests, temporary rate placeholders, and infrastructure preparation for the Iraqi dinar and Vietnamese dong.

Are rate flashes a sign of revaluation?

Rate flashes are more commonly associated with system testing and dry runs rather than a public currency revaluation release.

Why is everything happening so quietly?

Financial rollouts are often deliberately silent during testing phases to ensure system stability and security before public exposure.


Q&A Section

Q: Is this confirmation that an RV is happening now?

A: No. These developments are unconfirmed and may represent preparation rather than execution.

Q: Why are independent sources important?

A: Independent, unconnected sources reporting the same activity increases credibility and reduces the likelihood of rumor fabrication.

Q: Should holders act on this information?

A: No action should be taken without official confirmation. This information is for awareness only.


Final Perspective

This is not a call to action.
This is not a promise.

It is an observation of alignment—the kind that precedes meaningful change in complex financial systems. Whether days, weeks, or longer, the signals suggest movement is underway, even if the public is not yet meant to see it.

Stay informed.
Stay patient.
Stay grounded.


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#BankingSystem #RVIntel #FinancialSignals #QuietBeforeTheShift
#GlobalFinance #EconomicTransition #CurrencyHolders

Ariel  

Holders of the Iraqi dinar and Vietnamese dong are describing unusual activity inside banks and exchange locations...What separates this moment from past rumor cycles is pattern alignment. 

Independent sources, unknown to each other and operating in different regions, are reporting the same developments at the same time...

This convergence suggests  preparation, not coincidence...  Insiders emphasize that any rollout would be tightly controlled and deliberately quiet...Temporary rate placeholders and short lived rate flashes inside banking systems are being interpreted as test integrations or dry runs. These signs indicate infrastructure testing rather than a public launch, consistent with a phased deployment model...

Behind the scenes, test transactions and authentication procedures are reportedly underway, including advanced scanning tools to verify currency legitimacy...Caution remains essential. Without official statements or verifiable public data, these developments remain unconfirmed. Skepticism is healthy in this space.  Still, for long time holders  watching closely, the alignment of signals, timing, and preparation suggests something is moving. Quietly. Deliberately. And closer than before. 

Iraqi state-owned banks suspend operations until the beginning of next year

 Iraqi state-owned banks will begin their annual inventory and audit procedures this week, which will halt their operations until the beginning of next year.

An informed source told Shafaq News Agency that "this step comes to pave the way for settling accounting holds and preparing the statistics and financial data for the past year," noting that "the work will include not promoting banking service requests and temporarily halting all banking activities during the inventory period, and this procedure is carried out annually."

The source confirmed that "banks will resume their normal operations and begin promoting banking transactions and services at the beginning of next year after completing the inventory and auditing procedures in accordance with the approved regulations  link

COFFEE WITH MARKZ: BREAKING RV INTEL: Iraq Political Moves, Banking Audits, and Christmas Week Expectations

Disclaimer 

MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and it’s best to watch the video so that you get everything in context. Be sure to consult a professional for any financial decisions.


Welcome to Christmas Week: RV Watch Intensifies

Good morning everyone, and welcome to Christmas Week. As the year comes to a close, expectations across the RV community are intensifying. While the news cycle may appear quiet on the surface, several key developments behind the scenes suggest that major decisions are actively unfolding.

This update brings together political movement in Iraq, banking audits, bond silence, and timing speculation—all critical elements often associated with a potential revaluation window.


Major Political Developments in Iraq

High-Level Emergency Meeting at Maliki’s House

A significant meeting has been announced at Nouri al-Maliki’s residence

, involving:

  • Prime Minister Sudani

  • Members of the Development Framework

  • Representatives from the Coordination Framework

Key Objectives of the Meeting

  • Finalizing government details

  • Identifying and approving the Prime Minister candidate

  • Determining the wording and process for removing weapons from militias

⏰ The meeting is expected to begin within hours, signaling urgency and coordination at the highest levels.


December 29th: A Critical Parliamentary Deadline

There is a strong push to have the Prime Minister officially confirmed before Parliament reconvenes on December 29th .

Historically, political stability and leadership confirmation have been essential prerequisites for:

  • Economic reforms

  • Budget implementation

  • Currency-related decisions

This timeline is being closely watched by observers worldwide.


Iraqi Banks Closed: Opportunity or Delay?

Annual Banking Audits Underway

Iraqi banks are now closed for the remainder of the year as part of their annual audits.

💡 Many believe this period provides:

  • A clean accounting reset

  • An ideal window for rate adjustments

  • Reduced market disruption

As many members noted:

“Opening of business after the end-of-year banking audit is logical… patience.”


HCL Update: Progress, But Not Complete

The Hydrocarbon Law (HCL) is not yet finalized.

However:

  • Articles confirm substantial progress last week

  • Negotiations are actively ongoing

  • Final approval remains a critical milestone

HCL completion has long been considered a cornerstone reform tied to Iraq’s long-term economic stability.


Group Leaders & Redemption Center Intel

  • Group leaders have not checked in yet

  • Updates typically arrive between 2–4 PM EST

  • No confirmation yet on redemption center activity for the holiday period

Patience remains the dominant theme.


Bond Market Silence: Bad News or Good News?

No Bond Updates This Week

  • Zero confirmed bond news

  • Zurich contacts are now offline for the holidays

📌 Many believe:

  • Silence could indicate NDAs are active

  • “No bond news may be good bond news”

  • Bonds may not be required for the RV to occur

Some continue to speculate a “shotgun start”, where multiple events activate simultaneously.


Timing Speculation: Christmas or January?

Popular Theories Circulating

  • Rumors suggest a desire to complete the RV before Christmas

  • Others are watching January 1st or January 2nd

  • Historically, worldwide rate changes often align with new fiscal years

While nothing is confirmed, the anticipation remains high.


Community Sentiment: Calm Confidence

Despite limited hard news, the overall mood is optimistic:

  • “It’s getting real… we are so close.”

  • “Even if it’s not exciting, it feels inevitable.”

  • “Hoping for a last-minute Christmas RV.”

The belief that dreams may soon become reality continues to unite the community.


Special Guests: Mushroom Ladies

The Mushroom Ladies joined the stream today and shared additional insights.

🎧 Please listen to the replay to catch their full commentary and perspectives.


Featured Snippets 

What is happening with the Iraq RV right now?

Iraq is experiencing high-level political negotiations, year-end banking audits, and ongoing economic reforms, all of which are considered key prerequisites for a potential currency revaluation.

Are Iraqi banks closed for a reason?

Yes. Iraqi banks are closed for annual audits, a process many believe could align with rate changes once banks reopen in the new year.

Is the HCL finished?

No, but substantial progress has been confirmed. Final approval remains pending.


Q&A Section

Q: Is there any confirmed RV date?

A: No confirmed date. Speculation currently focuses on Christmas week, January 1st, or early January.

Q: Do bonds need to be paid before the RV?

A: Many believe bonds are not required for the RV and that silence may indicate NDAs.

Q: Why is political stability so important?

A: A confirmed government enables budget execution, reforms, and investor confidence—key elements for currency adjustments.


Final Thoughts

While this week may appear quiet on the surface, quiet weeks often precede major changes. Political urgency, completed audits, and reform momentum suggest that Iraq may be positioning itself for a significant transition.

Stay grounded, stay patient, and stay informed.


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#IraqNews #FinancialFreedom #EconomicReform #RVIntel #ChristmasRV #HCL 

MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context.  Be sure to consult a professional for any financial decisions

Member: Good Morning, Everyone!! Hope you had a great weekend.

Member: Welcome to Christmas week. 

MZ: In Iraq: a big meeting has been announced at Maliki’s house. So Sudani and the “Development Framework” is going to be there. Some from the “Coordination Framework” will be there. Their plan is to pound out the government details this evening…most likely the Prime Minister candidate….and how to phrase removing the arms from the militia’s.  the meeting should start in a few hours or so. 

MZ: There is a big push to have the Prime Minster done and in place before parliament sits on Dec 29th. 

Member: Iraqi banks are closed the rest of the year….Annual banking audits? Would be a good time to change a rate?

Member: Opening of business after the end-of-year Banking audit is logical...patience.

Member: Is HCL done?

MZ: Not yet. We know they have made a lot of progress last week according to articles. 

MZ: Group leaders have not checked in yet. They don’t usually get updates until 2-4 est time today. 

MZ: There is zero news on bonds. I think we are going to be quiet on that front this week. Contacts in Zurich are now gone for the holiday season. 

Member: What is holding the bondholders from being paid week after week?

Member: No Bond News may be Good Bond News. N D A's may mean Silence Is Golden

Member: I don't believe we need the bonds for the RV to drop….shotgun start? 

Member: MarkZ – Inquiring minds want to know: Are redemption center contacts working this week or weekend?

Member: Some people are saying Trump wants the RV done before Christmas.

MZ: Yes that’s a rumor out there. Many are still looking for by Jan 2nd…

Member: I always thought worldwide rate changes should logically happen on Jan 1st. 

Member: It's getting real ….loving this ….we are so close even if it's not very exciting right now-  we will be able to make dreams come true soon…imo

Member: Hoping for a last minute RV Christmas present.

Member: Thanks everyone and have a wonderful holiday week

The mushroom ladies join the stream today. Please listen to the replay for their information.